46.2
County Score
Income & Jobs 94.8Health 93.2Lawn Care 63.5

County Report Card

About Chisago County, Minnesota

Trailing the National Median

Chisago County's composite score of 46.2 falls below the national median of 50.0. While it offers high personal wealth, other factors pull its overall ranking down.

Below the Minnesota Curve

The county sits nearly 10 points below the Minnesota state average of 55.8. This gap suggests that nearby counties may offer a more balanced set of amenities for the same price.

High Wealth and Wellness

Chisago shines with an income score of 94.8 and a health score of 93.2. A median household income of $98,260 fuels a high standard of personal living for many residents.

Struggling Schools and High Costs

A low school score of 35.3 is a primary concern for local families. The cost score of 13.1 reflects high expenses, including a median home value of $326,600 and a 1.123% tax rate.

Suited for High-Earning Wellness Seekers

This county is best for affluent individuals who prioritize their own health and income over local school performance. It fits those who can afford high housing costs and perhaps look elsewhere for education.

Score breakdown

Tax29.8Cost13.1Safety50.4Health93.2Schools35.3Income94.8Risk55.5Water49Weather43.8
🏛29.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠13.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼94.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡50.4
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
93.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓35.3
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
55.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧49
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤43.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨57.9
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱63.5
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Chisago County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Chisago County

via TaxByCounty

Chisago County's taxes exceed national average

Chisago County's 1.123% effective tax rate sits 12% above the national median of 1.0%, placing it in the 65th percentile. Homeowners pay a median of $3,668 annually, 37% more than the national median of $2,690.

Among Minnesota's highest-taxing counties

Chisago ranks 15th among Minnesota's 87 counties by effective rate, significantly above the state average of 0.968%. The median property tax of $3,668 exceeds Minnesota's average of $2,168 by $1,500 annually.

Second-highest rate in the metro region

Only Carver County (1.026% rate but much higher values) rivals Chisago's tax burden in the metro area, with Chisago's 1.123% rate being the steepest. Compared to northern neighbors like Cass (0.576%), Chisago's burden is over twice as steep.

Median home taxes $3,668 annually

A $326,600 median home value multiplied by Chisago's 1.123% rate yields approximately $3,668 in annual property taxes. For mortgaged homes, escrow payments bring the total to $3,741.

Suburban reassessment errors are common

Rapidly appreciating suburban counties like Chisago often see overassessed properties, especially during boom cycles; homeowners should compare their assessed value to recent comparable sales in their neighborhood. Even a 5% reduction in assessed value saves $150+ annually.

Cost of Living in Chisago County

via CostByCounty

Chisago combines strong income with ease

Chisago County residents earn $98,260—31% above the national median—and spend just 13.6% on rent, the best ratio in this group. This combination of above-average income and below-average affordability burden creates genuine comfort.

Among Minnesota's most livable counties

Chisago's 13.6% rent-to-income ratio beats Minnesota's 14.5% state average, placing it among the easier housing markets in the state. The county balances suburban convenience with income levels that make housing genuinely manageable.

Better affordability than wealthy Carver

Though Chisago's median rent of $1,112 and home values of $326,600 exceed Carlton and most peers, the county's higher incomes ($98,260) produce a better affordability ratio (13.6%) than higher-earning Carver (14.1%). Chisago offers premium housing without premium affordability strain.

Housing stays comfortably proportional

Chisago renters pay $1,112 monthly while homeowners spend $1,643, representing roughly 13-20% of the $98,260 median income. Both renters and buyers maintain healthy housing-to-income margins, unusual for counties with this rental price level.

Chisago rewards solid middle-class earners

If you earn $90,000–$120,000 and want suburban access to Twin Cities employment without Carver's premium pricing, Chisago delivers excellent value. The county proves that housing affordability isn't just about low prices—it's about the right income-to-cost fit.

Income & Jobs in Chisago County

via IncomeByCounty

Chisago Substantially Outearns Nation

Chisago County's median household income of $98,260 surpasses the U.S. median of $74,755 by 31.4 percent, reflecting strong regional prosperity. This $23,505 advantage places the county in the upper tier nationally, driven by proximity to Minneapolis-St. Paul.

Highest Among Most Counties Here

Chisago ranks significantly above Minnesota's state median of $75,757, earning $22,503 more annually per household. Its per capita income of $43,265 also exceeds the state average by 10 percent, signaling broad-based economic strength.

Second Only to Carver Regionally

Chisago's $98,260 median trails only Carver County ($123,144) among these counties, exceeding Carlton ($80,042) and all rural comparison areas. The county benefits from Twin Cities commute advantage and a educated, professional workforce.

Strong Income Supports Housing

Chisago's excellent 13.6 percent rent-to-income ratio—the best here—means households easily afford median home values of $326,600. High incomes relative to housing costs create genuine wealth accumulation potential.

Capitalize on Dual Opportunity

Chisago residents enjoy both strong income and favorable housing costs, creating prime wealth-building years. Max out retirement contributions, establish taxable investment accounts, and consider real estate as additional wealth vehicles.

Safety in Chisago County

via CrimeByCounty

Solid National Safety Standing

Chisago County reports a safety score of 98.2, which aligns with the state average. Its total crime rate of 1117.2 per 100K is less than half the national average of 2,385.5.

Mirroring the Minnesota Average

With a safety score of 98.2, Chisago County perfectly matches the Minnesota state average. The county's total crime rate of 1117.2 per 100K is nearly identical to the statewide average of 1123.5.

Consistent Performance on the Metro Edge

Four reporting agencies manage a crime rate that remains competitive with neighboring suburban areas. Despite rapid growth, Chisago County keeps crime significantly lower than national levels.

Property Crime Drives Local Statistics

Property crime accounts for 992.5 incidents per 100K, representing the majority of local law enforcement activity. Violent crime is relatively low at 124.7, which is below the state average of 153.0.

Simple Steps for Better Security

Focusing on home security can reduce the 992.5 property crimes reported per 100K residents. Motion-activated lights and visible security cameras are effective deterrents for residential theft.

Health in Chisago County

via HealthByCounty

Chisago exceeds U.S. health benchmarks

At 79.4 years, Chisago County residents live about half a year longer than the U.S. average of 78.8 years. With just 13.4% reporting poor or fair health, the county performs notably better than the national average.

Above-average health outcomes statewide

Chisago's 79.4-year life expectancy exceeds Minnesota's state average of 78.7 years, placing the county among stronger-performing Minnesota communities. The 13.4% poor/fair health rate aligns with mid-range state outcomes, suggesting solid overall health status.

Strong regional health performer

Chisago's 79.4-year life expectancy leads Carlton County (76.3 years), Chippewa County (76.6 years), and Cass County (74.7 years) significantly. The county's 13.4% poor/fair health rate is among the better regional outcomes, marking Chisago as a relatively healthy community.

Good coverage, moderate provider access

Chisago's 4.5% uninsured rate is well below Minnesota's 6.0% state average, ensuring most residents have health coverage. With 49 primary care providers per 100,000 residents and 176 mental health providers per 100,000, the county offers reasonable access to both medical and behavioral health services.

Maintain your health coverage

Chisago's 4.5% uninsured rate is solid, but staying covered ensures continuous care. Check your plan at MNSure.org or call 1-855-366-7873 annually to keep your coverage current and right for your family.

Schools in Chisago County

via SchoolsByCounty

A Diverse Educational Landscape

Chisago County oversees 24 schools across 6 districts, serving a total student population of 7,829. The system features 9 elementary and 10 high schools, along with 5 alternative learning centers.

Strong Graduation Performance

The graduation rate stands at 85.3%, nearly matching the state average of 86.6%. The county operates with a lean budget of $7,245 per pupil, which is lower than the state's average investment.

Chisago Lakes and North Branch Districts

Chisago Lakes School District is the largest, enrolling 3,378 students, followed closely by North Branch Area Public Schools with 2,641 students. Two charter schools offer specialized choices for local families.

A Blend of Town and Country

Education is split between 13 rural and 11 town locales, offering varied environments for students. Chisago Lakes Senior High is a major hub with 1,053 students, though the county average is a more modest 373.

Explore Homes Near Trusted Districts

With competitive graduation rates and diverse school locales, Chisago County is a top pick for commuters and families. Consider homes in the North Branch or Chisago Lakes areas to access these reputable schools.

Disaster Risk in Chisago County

via RiskByCounty

Chisago's risk sits near the national average

Chisago County scores 44.53 with a "Relatively Low" rating, placing it near the national average and indicating moderate natural disaster exposure. The county's risk profile is shaped by tornado and wildfire threats rather than extreme flooding.

Chisago slightly exceeds Minnesota's average risk

With a composite score of 44.53, Chisago County ranks just above Minnesota's state average of 42.38, positioning it in the state's moderate-risk category. This modest elevation reflects tornado and wildfire vulnerabilities.

Chisago faces tornado risk above regional peers

Chisago County (44.53) sits between safer Chippewa (36.99) and riskier Carlton (70.07), but its tornado score of 64.15 significantly exceeds nearby Chippewa (43.42). This tornado spike distinguishes Chisago's hazard profile in the region.

Tornadoes and wildfires dominate Chisago threats

Chisago County faces tornado risk of 64.15 and wildfire risk of 65.46, both substantial concerns that dwarf its moderate flood risk of 55.66. The combination of spring tornadoes and wildfire season creates two distinct annual hazard periods.

Tornado and wildfire preparedness essential for Chisago

Chisago homeowners should prioritize tornado safety infrastructure (shelter or safe room) and wildfire defensibility, as these two hazards dominate the county's risk profile. Verify homeowners insurance includes tornado coverage and consider wildfire-specific preparation measures.

Weather & Climate in Chisago County

via WeatherByCounty

A Balanced Northern Continental Climate

Chisago County's annual average temperature of 43.7°F is typical for the Upper Midwest but below the national median. The county experiences the full range of four distinct seasons with significant temperature swings.

Warmer and Wetter than the Minnesota Baseline

Chisago stays about one degree warmer than the 42.8°F state average. It also sees 32.8 inches of annual precipitation, making it wetter than the typical Minnesota county.

Comparison with the Twin Cities Fringe

Chisago is slightly cooler than neighboring Carver County but wetter than western counties like Chippewa. It sits in a high-moisture belt that supports lush summer greenery.

Twelve Days of Heat and Fifty Inches of Snow

The county balances 12 extreme heat days in the summer with a July average of 70.8°F. Winter remains cold with a 12.3°F January average and 51.6 inches of annual snowfall.

Prepare for Humid Summers and Heavy Snow

Residents should ensure their homes are equipped with both reliable air conditioning and heavy-duty snow removal tools. The 32.8 inches of annual precipitation requires well-maintained roofing and drainage to prevent water damage during spring thaws.

Soil Quality in Chisago County

via SoilByCounty

Chisago’s sandy, acidic profile

Chisago County has a pH of 5.53, making it more acidic than the state average of 6.21. This soil reflects the sandy glacial outwash plains found along the St. Croix River valley.

Sand-heavy soil structure

The soil is 61.0% sand, which creates a loose and easy-to-till texture. With only 9.5% clay and 27.6% silt, drainage is quick, but the soil has limited capacity to hold onto nutrients.

Modest organic matter levels

Organic matter sits at 7.64%, trailing the Minnesota average of 9.90%. The available water capacity of 0.172 in/in is also lower than the state benchmark, suggesting a need for consistent irrigation.

Fast-draining glacial plains

While official drainage classes are not listed, the high sand content ensures that water moves through the profile rapidly. This makes the land well-suited for development but challenging for water-intensive agriculture.

Garden tips for Zone 4b

Chisago’s Zone 4b climate is ideal for peppers and tomatoes if the sandy soil is enriched. Adding compost will help improve the 0.172 water capacity and support healthy root growth.

Lawn Care in Chisago County

via LawnByCounty

Predictable Lawn Care in Chisago

Chisago County earns a 63.5 lawn difficulty score, aligning almost perfectly with the Minnesota state average. Maintaining a Zone 4b lawn here is generally more straightforward than the national average.

Reliable Rains and Warm Days

With 32.8 inches of annual precipitation, the county stays well-watered compared to the state average of 30 inches. Residents deal with 12 extreme heat days and 2,432 growing degree days, favoring standard cool-season grass varieties.

Sandy Foundations and Low pH

The soil is heavily sandy at 61.0%, which provides excellent drainage but may lose nutrients quickly. A soil pH of 5.53 indicates a need for modest lime applications to bring the acidity closer to the 6.5 ideal.

Drought Recovery is Underway

About 64.3% of the county remains abnormally dry, though conditions have improved since the 8 weeks of drought last year. Water in the early morning to minimize evaporation and help sandy soils stay hydrated.

Late May Planting Window

Kentucky Bluegrass and Tall Fescue perform well in this environment, especially with the sandy soil's drainage. Start your lawn projects after May 19 to avoid late-season frosts that could damage new seedlings.

Frequently Asked Questions

What is Chisago County's county score?
Chisago County, Minnesota has a composite county score of 46.2 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Chisago County rank among counties in Minnesota?
Chisago County ranks #71 among all counties in Minnesota on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Chisago County, Minnesota?
The median annual property tax in Chisago County is $3,668, with an effective tax rate of 1.12%. This earns Chisago County a tax score of 29.8/100 on CountyScore (higher = lower taxes).
What is the median household income in Chisago County?
The median household income in Chisago County, Minnesota is $98,260 per year according to U.S. Census Bureau data. Chisago County earns an income score of 94.8/100 on CountyScore.
Is Chisago County, Minnesota a good place to live?
Chisago County scores 46.2/100 on CountyScore's overall county ranking, ranking #71 in Minnesota. The best way to evaluate Chisago County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Chisago County with other counties side by side.