With a composite score of 71.0, Coke County ranks well above the national median of 50.0, placing it in the 71st percentile nationally. This West Texas county stands out as a livable community that meets or exceeds the typical American standard of living.
2 / 5
Above-Average Livability in Texas
Coke County scores 71.0 compared to Texas's state average of 66.8, ranking it in the upper tier of Texas counties. The county's performance demonstrates stronger overall livability than most of its peers across the Lone Star State.
3 / 5
Affordability and Tax-Friendly Living
Coke County excels in cost of living, with a score of 86.9 and median home values of just $112,900—among the most affordable in the state. The effective tax rate of 1.187% provides additional relief on household budgets.
4 / 5
Income Growth Lags Behind Housing Benefits
The income score of 13.7 reflects a median household income of $46,431, significantly below state and national norms. Data on safety, health, schools, and water quality are not yet available, leaving important livability dimensions unmeasured.
5 / 5
Ideal for Budget-Conscious Rural Families
Coke County suits retirees, remote workers, and families prioritizing affordability and low taxes over high incomes. The exceptional housing costs and minimal tax burden make it an attractive haven for those seeking a slower pace of life.
With a composite score of 71.0, Coke County ranks well above the national median of 50.0, placing it in the 71st percentile nationally. This West Texas county stands out as a livable community that meets or exceeds the typical American standard of living.
Above-Average Livability in Texas
Coke County scores 71.0 compared to Texas's state average of 66.8, ranking it in the upper tier of Texas counties. The county's performance demonstrates stronger overall livability than most of its peers across the Lone Star State.
Affordability and Tax-Friendly Living
Coke County excels in cost of living, with a score of 86.9 and median home values of just $112,900—among the most affordable in the state. The effective tax rate of 1.187% provides additional relief on household budgets.
Income Growth Lags Behind Housing Benefits
The income score of 13.7 reflects a median household income of $46,431, significantly below state and national norms. Data on safety, health, schools, and water quality are not yet available, leaving important livability dimensions unmeasured.
Ideal for Budget-Conscious Rural Families
Coke County suits retirees, remote workers, and families prioritizing affordability and low taxes over high incomes. The exceptional housing costs and minimal tax burden make it an attractive haven for those seeking a slower pace of life.
Score breakdown
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🏛68.9
Property Tax
Effective property tax rate vs national benchmarks
Coke County taxes rank well below national average
At 1.187%, Coke County's effective tax rate sits comfortably below the national median of 1.41%, placing it in the lower half of U.S. counties by tax burden. The median property tax here is $1,340 annually—less than half the national median of $2,690—offering meaningful savings compared to most of the country.
Below Texas state average in tax burden
Coke County's 1.187% effective rate runs 0.089 percentage points lower than Texas's 1.276% state average, putting it among the more tax-friendly counties in the state. With a median tax of $1,340 versus the state median of $2,193, Coke County homeowners typically pay less than the typical Texan.
Lowest taxes among Central Texas peers
Compared to nearby counties, Coke offers competitive rates: Coleman County's 1.368% rate is higher, while Colorado County's 1.091% is the regional leader. Coke's $1,340 median tax positions it squarely in the affordable tier of its region.
Median home valued at $112,900
A typical Coke County home valued at $112,900 generates an annual property tax bill of $1,340 without a mortgage, or $1,574 with one included. This translates to roughly $112 monthly in property taxes for the median homeowner—among Texas's lowest burdens.
Many homeowners can appeal overassessments
Even in lower-tax counties like Coke, homes are sometimes assessed above fair market value. If your property tax bill seems high relative to comparable homes nearby, a formal appeal to the county appraisal district could reduce your tax liability and save you hundreds annually.
Renters here spend 17.8% of income on housing—better than the national average of roughly 30%—thanks to a median rent of just $687 per month. Coke's affordability advantage is clear: the typical household earns $46,431 annually, putting it well below the national median of $74,755, yet housing costs remain manageable relative to income.
Below Texas average for rent burden
Coke County's 17.8% rent-to-income ratio beats the Texas state average of 18.1%, placing it among the more affordable counties in the state. At $687 per month, median rent is 29% cheaper than the state average of $963, making it a standout for cost-conscious renters.
Competitive rents across West Texas
Coke County's $687 rent aligns closely with nearby Coleman County ($714) and Concho County ($919), though it undercuts both slightly. Compared to the booming Dallas-Fort Worth region like Collin County ($1,792), Coke offers a dramatic cost difference—more than 58% cheaper for renters.
Housing takes modest bite here
The typical Coke County household splits its $46,431 income between rent ($687/month or 17.8%) and homeownership costs ($613/month with a median home value of $112,900). Together, housing expenses consume roughly 34% of gross income, leaving a smaller footprint than in many Texas counties.
Consider Coke for rural Texas affordability
If you're relocating within Texas and value low housing costs over urban amenities, Coke County's $687 rents and $112,900 median home prices offer genuine breathing room. Compare these figures to pricier regions like Collin or Comal counties to see how far your budget stretches in West Texas.
At $46,431, Coke County's median household income falls 38% below the national median of $74,755. This gap reflects limited economic diversity in rural West Texas, where many households depend on agriculture and oil-related industries.
Below Texas average across the board
Coke County ranks in the bottom quartile of Texas counties, with median household income 28% below the state average of $64,737. Per capita income of $30,384 also trails the state average of $33,197, indicating fewer high-earning individuals.
One of the poorest in West Texas
Coke County's $46,431 median income places it below nearby Coleman County ($52,364) and Concho County ($59,632). Among the eight-county sample, only Coke ranks lower in household earnings.
Housing remains relatively affordable here
With a 17.8% rent-to-income ratio, Coke County households dedicate less of their earnings to rent than many areas—well below the national 30% burden threshold. Median home values of $112,900 are accessible to local earners, though absolute income remains a constraint.
Build wealth despite tight budgets
Even modest incomes can grow through disciplined saving and investment. Start with a high-yield savings account for emergencies, then explore low-cost index funds or employer retirement plans to compound wealth over time.
Coke County residents live an average of 74.0 years, roughly 5 years shorter than the U.S. average of 79 years. Nearly one in four Coke County residents (24.4%) report being in poor or fair health, compared to the national average of about 18%. These gaps suggest significant health challenges that deserve local attention and resources.
Health outcomes near Texas state average
With a life expectancy of 74.0 years, Coke County is just slightly below Texas's state average of 74.3 years. The county's uninsured rate of 18.2% is notably lower than the Texas average of 19.8%, suggesting better-than-average insurance coverage in this rural area. However, the 24.4% poor/fair health rate indicates residents still face substantial health challenges.
Healthier than nearby Coleman County
Coke County residents live 3.5 years longer than Coleman County neighbors (74.0 vs. 70.5 years) and have a lower uninsured rate of 18.2% compared to Coleman's 21.6%. When compared to Collin County's exceptional life expectancy of 81.3 years, Coke County falls noticeably behind, illustrating disparities across the state's diverse regions.
Limited data on local healthcare access
While Coke County's uninsured rate of 18.2% is better than the state average, specific data on primary care and mental health providers in the county is unavailable, making it difficult to assess immediate healthcare accessibility. Rural residents may face longer travel times to specialists and limited mental health support, common challenges in West Texas communities. Residents should proactively seek information about available providers in neighboring areas.
Explore health insurance options today
With 18.2% of Coke County residents uninsured, even modest improvements in coverage could enhance health outcomes across the community. Whether you're self-employed, between jobs, or managing a chronic condition, healthcare plans are available through the Health Insurance Marketplace and local community health centers. Visit healthcare.gov or contact a local navigator to find coverage that fits your family's needs and budget.
With a composite risk score of 3.66, Coke County ranks as Very Low—far safer than the national average. The county's overall disaster risk is among the lowest in Texas, driven by minimal flood and earthquake exposure.
Among Texas's Safest Counties
Coke County's score of 3.66 is less than one-tenth of the Texas state average of 49.00, placing it in the lowest-risk tier statewide. This exceptional safety profile reflects its sparse population and rural character in West Texas.
Safer Than Surrounding Counties
Coke County's risk (3.66) is notably lower than Coleman County (20.61) and Collingsworth County (27.42) nearby. Among the eight-county comparison group, only Concho County (4.48) comes close to Coke's minimal exposure.
Wildfire Is the Primary Concern
Wildfire risk scores 83.33 in Coke County, making it the dominant natural hazard despite overall low composite risk. Tornado risk (22.84) ranks second, though both pale beside the county's exceptional resilience to flooding (5.25) and earthquakes (2.23).
Prioritize Wildfire and Wind Coverage
While Coke County's risk is minimal, standard homeowners insurance should cover wildfire, especially during dry seasons. Consider additional wind and hail riders given tornado potential, and verify your policy covers debris removal from wildfires.