Property Tax in Cottonwood County
via TaxByCounty
Cottonwood taxes run high nationally
Cottonwood County's effective tax rate of 1.128% sits well above the national median of 0.85%, placing it in roughly the 75th percentile for property tax burden nationwide. While homeowners here pay a median of $1,737 annually, that's less than the national median of $2,690, thanks largely to lower home values in the county.
Ranks 12th among Minnesota counties
At 1.128%, Cottonwood County's effective rate exceeds Minnesota's state average of 0.968%, making it a heavier-taxed county across the state. The county's median tax bill of $1,737 falls below the state median of $2,168, reflecting both its higher rate and lower property values.
Higher taxes than most county neighbors
Cottonwood's 1.128% rate outpaces nearby Faribault County (1.051%) and Freeborn County (1.061%), though all three counties carry rates above the state average. Property values tell the story: Cottonwood homes median at $154,000, lower than Faribault's $120,200 but similar to the broader region's rural character.
What $154K home costs annually
A median-priced home in Cottonwood valued at $154,000 generates roughly $1,737 in annual property taxes at the county's 1.128% rate. Homeowners with mortgages pay slightly more at $1,759, while those without pay $1,716.
Appeal your assessment if overvalued
Thousands of homeowners across Minnesota are reassessed at inflated values each year. If you believe your Cottonwood County home is overassessed, you can file a formal appeal with the county assessor—many successful appeals save homeowners hundreds annually.