59.1
County Score
Health 88.5Income & Jobs 76.7Soil Quality 76

County Report Card

About Dickinson County, Iowa

Beating the Median with Ease

Dickinson County’s composite score of 59.1 places it well above the national median of 50.0. This indicates a high-performing community that offers a better quality of life than most U.S. counties.

Outpacing the Iowa Average

With a 59.1 score, Dickinson County exceeds the Iowa state average of 55.6. It is a standout performer in the state, particularly in terms of health and income levels.

Vibrant Health and Low Taxes

The county excels with a Health Score of 88.5 and a Tax Score of 39.9, which is relatively high for the region. An effective tax rate of 0.977% is one of the most attractive in the state.

Affordability and Water Quality

A Cost Score of 33.0 reflects high housing prices, with median home values at $251,600. Additionally, the Water Score of 46.3 suggests a need for continued investment in local resource management.

A Haven for Healthy Retirees

Dickinson County is an excellent choice for affluent retirees or professionals who value health and low tax rates. Its safe environment and strong income metrics support a high-end, active lifestyle.

Score breakdown

Tax39.9Cost33Safety70.7Health88.5Schools66.5Income76.7Risk63.7Water46.3Weather45.4
🏛39.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠33
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼76.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡70.7
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
88.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓66.5
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
63.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧46.3
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤45.4
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨76
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱71.1
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
Sponsored

Compare mortgage rates in Dickinson County

Whether buying or refinancing in Dickinson County, compare rates from top lenders to find the best deal.

See Today's Rates

Deep Dives

Dickinson County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Dickinson County

via TaxByCounty

Dickinson County offers lowest tax rate

At 0.977%, Dickinson County's effective tax rate sits well below the national median of 1.1%, making it one of the nation's most tax-friendly counties. The median property tax of $2,458 lands just below the national median of $2,690, reflecting a modest rate applied to modestly valued lakefront properties.

Iowa's most tax-friendly county

Dickinson County's 0.977% effective rate is the lowest in Iowa, running 27% below the state average of 1.344%. The median tax of $2,458 exceeds the state median of $2,160, showing that the county's advantage stems from its favorable rate structure, not from lower property values.

Dickinson County stands apart regionally

At 0.977%, Dickinson County's rate significantly undercuts all regional peers: Emmet County (1.478%), Dubuque County (1.260%), Delaware County (1.343%), and all southern neighbors. This makes Dickinson a rare tax haven in Iowa, likely reflecting smaller local government operations and lower service demands.

Your annual Dickinson County tax bill

On a median home valued at $251,600, Dickinson County homeowners pay approximately $2,458 per year in property taxes. For those with a mortgage, the annual escrow typically reaches $2,356; those without a mortgage pay around $2,594.

Your tax bill may be too high

Even in Dickinson County's favorable tax environment, some homeowners remain overassessed relative to market values. A periodic assessment review ensures you're not paying more than your property's current worth warrants.

Cost of Living in Dickinson County

via CostByCounty

Dickinson County rents exceed national average

Dickinson County's rent-to-income ratio of 15.0% exceeds the national average of 14%, placing it in the tighter affordability zone despite relatively stable local income. With median household income of $74,570 (essentially at the national median of $74,755) and monthly rent of $930, the county mirrors broader U.S. housing pressure.

Above-average rents across Iowa

Dickinson County's median rent of $930 runs 15% higher than Iowa's state average of $812, while its 15.0% rent-to-income ratio exceeds the state average of 14.1%. The county's rental market is noticeably tighter than most of Iowa, driven by modest income levels and elevated housing costs.

Dickinson pricier than most nearby counties

Dickinson's $930 monthly rent exceeds Delaware County ($743), Davis County ($878), Decatur County ($663), and Dubuque County ($944) only slightly. However, Dickinson's median home value of $251,600 is notably higher than neighbors like Delaware ($168,700) and Davis ($146,000), signaling a stronger ownership market.

Moderate income, elevated housing costs

Renters dedicate 15.0% of their $74,570 income to $930 monthly rent, while homeowners spend 16.5% on $1,026 owner costs for $251,600 properties. Dickinson's housing demand outpaces income growth, creating middle-ground affordability pressure without the extremes seen in other counties.

Dickinson offers lake country at a premium

Moving to Dickinson County means accessing recreational lakefront amenities and above-average home values ($251,600), but expect to pay 15% rent premiums and elevated affordability ratios. The trade-off between quality of life and housing costs shapes relocation decisions here.

Income & Jobs in Dickinson County

via IncomeByCounty

Dickinson County near national income level

Dickinson County's median household income of $74,570 almost exactly matches the national median of $74,755, placing the county squarely in the American middle-income mainstream. This alignment reflects typical earning patterns across diverse economic sectors.

Above Iowa's state average

At $74,570, Dickinson County exceeds Iowa's state average of $69,830 by 7%, positioning it among the state's stronger-performing counties. The county benefits from tourism, recreation, and regional economic activity.

Competitive with regional peers

Dickinson County's $74,570 income aligns closely with Dubuque County ($75,919) and Delaware County ($76,205), suggesting consistent economic strength across northeast Iowa. The clustering indicates regional stability despite variations in industry mix.

Housing costs manageable but notable

With a rent-to-income ratio of 15.0%, Dickinson County residents spend just over half the national 30% affordability threshold, leaving room for other expenses. The median home value of $251,600 reflects a higher cost structure than nearby counties but remains accessible.

Balance lifestyle with long-term planning

Dickinson County's income supports both present-day recreational enjoyment and future security, but residents should formalize investment plans to protect against market downturns. Consider consulting a fee-only financial planner to align savings with education, retirement, and lifestyle goals.

Safety in Dickinson County

via CrimeByCounty

Top-Tier Safety in Dickinson

Dickinson County earns an impressive 98.9 safety score. Its crime rate of 695.2 per 100K is roughly 70% lower than the national average of 2385.5.

Outperforming Iowa Safety Benchmarks

The county is safer than the typical Iowa community, which averages 1095.3 crimes per 100K. Its safety score of 98.9 beats the state average of 98.3.

Safe Management of Tourism Hubs

Despite high seasonal visitor traffic, three reporting agencies keep crime rates low. Dickinson remains one of the most secure counties in Northern Iowa.

Low Rates of Violent Crime

The county reports 593.5 property crimes and only 101.7 violent crimes per 100K residents. This very low violent crime rate makes it one of the most secure regions in the state.

Protecting Your Home and Rentals

Use smart home technology to keep your property safe, especially if it is a seasonal residence. Doorbell cameras and entry sensors are great tools for maintaining this high level of safety.

Health in Dickinson County

via HealthByCounty

Dickinson County residents live longest

Dickinson County boasts a life expectancy of 81.2 years, exceeding the U.S. average of 76.4 years by nearly 5 years—one of the strongest performances in this analysis. With 15.5% reporting poor or fair health, the county performs well below the national average of 18%.

Iowa's top life expectancy performers

At 81.2 years, Dickinson County's life expectancy is 3.5 years above Iowa's state average of 77.7 years, ranking it among the state's very best. The combination of high life expectancy and favorable health perception rates signals a county with strong underlying health assets.

Outstanding provider resources and longevity

Dickinson County's 81.2-year life expectancy ranks second only to Dallas County (81.9 years) among these eight counties, and it pairs this with the highest primary care provider ratio (84 per 100,000). This combination of longevity and abundant healthcare access represents a model rural health success.

Excellent coverage and robust provider access

Dickinson County's uninsured rate of 5.6% nearly matches the state average of 5.7%, and the county backs this coverage with 84 primary care and 116 mental health providers per 100,000 residents. This alignment of broad coverage and ample provider capacity directly supports the county's exceptional life expectancy.

Dickinson County, sustain your health lead

Your county's outstanding life expectancy reflects strong insurance coverage and healthcare engagement. Maintain that advantage: if you lack coverage, visit Healthcare.gov to explore plans, and use preventive care to keep Dickinson County's health leadership strong.

Schools in Dickinson County

via SchoolsByCounty

Quality Education by the Lakes

Dickinson County supports 3,027 students across nine public schools and three school districts. The landscape is balanced with four elementary, two middle, and three high schools serving the community.

Exceptional Graduation and Solid Scores

The county's 96.2% graduation rate significantly outperforms the national average of 87%. Despite a per-pupil expenditure of $7,036, which is lower than the state's $7,591, the county achieves a strong school score of 56.9.

Spirit Lake and Okoboji Leaders

The Spirit Lake and Okoboji districts are the primary providers, serving 1,304 and 1,244 students respectively. There are zero charter schools in the county, maintaining a focus on these high-performing traditional districts.

A Small-Town Learning Environment

Six of the county's schools are located in towns, while three are rural, with an average enrollment of 336 students. Spirit Lake Elementary is the largest school in the area, housing 537 students.

Settle Near Top-Tier Schools

Dickinson County is a top contender for families looking for high graduation rates in a scenic lakefront setting. Invest in a home near Spirit Lake or Okoboji to take advantage of these highly-regarded school systems.

Disaster Risk in Dickinson County

via RiskByCounty

Dickinson County's Modest Risk Profile

Dickinson County scores 36.32 on the composite risk scale, placing it "Very Low" and below Iowa's state average of 39.68—a favorable position in the national disaster risk landscape. Tornado exposure at 64.03 represents the county's primary hazard, while wildfire (54.23) and flood (49.87) remain moderate. Hurricane risk data is unavailable, but other categories indicate a relatively benign natural disaster environment.

Well Below Average Risk for Iowa

Dickinson County ranks in the lower half of Iowa's disaster risk distribution, with its 36.32 composite score well below the state average of 39.68. Tornado risk at 64.03 represents an above-average state hazard but remains the primary exposure, while all other categories score below or near state norms. This profile positions Dickinson among Iowa's safer counties for overall disaster preparedness.

Among Northern Iowa's Safest Counties

Dickinson County's 36.32 score matches or exceeds neighboring Emmet (42.75) and Winnebago counties in relative safety, making it one of northern Iowa's lower-risk areas. Tornado exposure at 64.03 aligns with regional patterns but remains manageable compared to counties like Dallas or Dubuque. The county's low earthquake (13.42) and wildfire (54.23) exposures contribute to its favorable regional standing.

Tornadoes Represent Primary Hazard

Tornado risk at 64.03 is Dickinson County's dominant natural disaster threat, requiring standard spring severe weather preparedness and a safe room strategy. Wildfire risk at 54.23 and flood risk at 49.87 remain secondary concerns but warrant basic property maintenance and awareness. Earthquake risk is minimal at 13.42, and hurricane data is unavailable but likely negligible for this northern Iowa location.

Tornado Prep and Routine Maintenance Suffice

Develop a family tornado plan with a designated safe room, and practice your shelter-in-place routine annually before spring storm season. Maintain clear gutters, trim trees near your home, and keep your roof in good condition to prevent weather-related damage. Standard homeowner's insurance with wind and fire coverage provides adequate protection for Dickinson County's risk profile.

Weather & Climate in Dickinson County

via WeatherByCounty

A True Northern Continental Climate

Dickinson County’s 45.9°F annual average is well below the national median, placing it firmly in the cold northern tier of the U.S. It receives 30.0 inches of precipitation, making it one of the drier regions in the Midwest. This climate is defined by long, frigid winters and short, vibrant summers.

Colder and Drier Than Average

Dickinson County is significantly cooler than the Iowa average of 48.0°F and drier than the state average of 36.1 inches. With an average temperature of 45.9°F, it is among the coldest counties in the state. The 30.0 inches of annual precipitation reflects the more arid conditions of northwest Iowa.

Frigid Northwest Regional Climate

Dickinson is slightly warmer than its neighbor Emmet County (44.7°F) but remains one of the coldest spots in Iowa. It is much colder than central counties like Dallas, which averages nearly 3 degrees warmer. This region is known for its harsh winter winds and heavy snow accumulation.

Vast Snowfall and Deep Winter Chill

Winter is the dominant season here, with a staggering 40.2 inches of annual snowfall and a January average of 15.5°F. Summers are brief but warm, with 14 days hitting 90°F and a July average of 73.1°F. The winter average of 18.7°F makes this one of the most challenging winter climates in the state.

Equip for Serious Winter

Heavy-duty snow removal equipment and elite-rated winter clothing are non-negotiable for the 40-inch snow season. While summers are pleasant, the 14 days of 90-degree heat still require functional cooling systems. Homeowners should prioritize high-efficiency heating and thick insulation to withstand the 15-degree January lows.

Soil Quality in Dickinson County

via SoilByCounty

Sweet, Alkaline Soils of the Lakes

Dickinson County stands out with an average pH of 6.77, making it more alkaline than the state average of 6.43. This 'sweet' soil is excellent for nutrient availability and exceeds the national median of 6.5. This chemical profile helps drive a high soil score of 76.0, well above the state benchmark.

A Gritty and Productive Mix

The soil composition consists of 41.8% silt, 34.2% sand, and 24.0% clay. This relatively high sand content compared to southern Iowa provides excellent aeration and structural stability. The result is a soil that is both breathable for roots and firm enough to support heavy crop yields.

Exceptional Organic Matter Levels

Dickinson County boasts a remarkable 5.81% organic matter, nearly triple the national average and far exceeding the state's 3.81%. Its available water capacity of 0.194 in/in is almost perfectly aligned with the Iowa state average. This high fertility makes it some of the most productive land in the region.

Highly Retentive Glacial Earth

The combination of high organic matter and a balanced texture creates a soil that manages water with extreme efficiency. With a water capacity of 0.194, the soil provides a consistent supply of moisture to crops even during northern Iowa's variable summers. This stability is a key component of the county's superior soil score.

Rich Growing in Zone 5a

Located in Zone 5a, Dickinson County offers a world-class foundation for gardening despite the colder winters. The 5.81% organic matter is a dream for any grower, meaning you likely won't need much fertilizer for a bumper crop. Plant hearty vegetables like carrots and potatoes to take advantage of this deep, rich soil.

Lawn Care in Dickinson County

via LawnByCounty

Challenging but Manageable North

Dickinson County’s lawn difficulty score of 71.1 is lower than the Iowa average but still better than the national median. In Hardiness Zone 5a, northern winters and slightly lower precipitation require more attentive care than in the south.

Drier Climate and Shorter Season

Annual precipitation is 30.0 inches, the lowest in this group and below the state average of 36.1. With 2821 growing degree days and 14 heat days, your lawn grows more slowly, which may actually reduce your weekly mowing frequency.

Near-Neutral Soil Chemistry

The soil pH of 6.77 is almost neutral, which is excellent for most turfgrasses and reduces the need for lime applications. The soil contains 34.2% sand, which may lead to faster drainage and a need for more frequent, light watering.

Water Conservation is Key

The county had 7 weeks of drought last year, but currently, 100% of the area is abnormally dry. Given the lower annual rainfall, installing a rain barrel or smart irrigation controller can help manage your lawn's water needs efficiently.

Watch the Late April Frost

The typical last frost arrives on April 30, so wait until May to start your heavy seeding. Focus on drought-tolerant varieties like Fine Fescue to handle the 30-inch annual rainfall before the first frost on October 10.

Frequently Asked Questions

What is Dickinson County's county score?
Dickinson County, Iowa has a composite county score of 59.1 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Dickinson County rank among counties in Iowa?
Dickinson County ranks #44 among all counties in Iowa on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Dickinson County, Iowa?
The median annual property tax in Dickinson County is $2,458, with an effective tax rate of 0.98%. This earns Dickinson County a tax score of 39.9/100 on CountyScore (higher = lower taxes).
What is the median household income in Dickinson County?
The median household income in Dickinson County, Iowa is $74,570 per year according to U.S. Census Bureau data. Dickinson County earns an income score of 76.7/100 on CountyScore.
Is Dickinson County, Iowa a good place to live?
Dickinson County scores 59.1/100 on CountyScore's overall county ranking, ranking #44 in Iowa. The best way to evaluate Dickinson County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Dickinson County with other counties side by side.