Property Tax in Cumberland County
via TaxByCounty
Cumberland's taxes stay below the national line
Cumberland County's effective tax rate of 1.757% and median tax bill of $2,068 both fall short of the national median property tax of $2,690. On homes worth significantly less than the national median of $281,900, Cumberland residents enjoy lower absolute tax payments despite rates slightly below the national norm.
Near state average but still reasonable
Cumberland County's 1.757% effective rate sits just below Illinois' state average of 1.831%, making it a middle-of-the-pack performer statewide. With a median property tax of $2,068 compared to the state average of $2,782, Cumberland offers slightly better-than-average value for Illinois property owners.
Cumberland strikes a balance in the region
At 1.757%, Cumberland ranks between Crawford County's lower 1.556% rate and De Witt County's higher 1.849%, positioning it as the regional middle ground. The county's median home value of $117,700 closely mirrors Crawford's, making tax competitiveness similar across this cluster of central Illinois counties.
Budget $2,068 annually for taxes
Cumberland County homeowners pay approximately $2,068 per year in property taxes on a median home valued at $117,700—roughly $172 monthly. Mortgage payers see minimal variation at $2,025 annually, while owners without mortgages pay $2,103, reflecting the county's relatively stable assessment practices.
Assessment review could lower your bill
Illinois property owners frequently find their homes overvalued in county assessments, creating opportunities for tax reduction through formal appeals. Cumberland residents should compare their assessed value to recent comparable sales in their neighborhood—a mismatch could mean significant savings over time.