Palo Alto County

Iowa · IA

#6 in Iowa
74.5
County Score

County Report Card

About Palo Alto County, Iowa

Palo Alto Excels Nationally

Palo Alto County's composite score of 74.5 ranks in the 75th percentile nationally, outperforming three-quarters of all U.S. counties. It sits 24.5 points above the national median, signaling strong livability across multiple dimensions.

Among Iowa's Best Performers

With a score of 74.5, Palo Alto County ranks in the upper tier of Iowa counties, exceeding the state average of 69.3 by more than 5 points. It's positioned as one of the state's most livable destinations.

Exceptional Housing and Risk Management

Palo Alto County boasts a cost score of 86.4 and a risk score of 84.6—both among the state's highest. Median rent of $599 and median home value of $119,300 make housing affordable, while strong risk management signals economic and environmental stability.

Income Levels Below County Average

The income score of 28.4 reflects a median household income of $68,963, trailing peers like Plymouth County and Polk County. While not dire, income growth potential lags compared to larger regional centers.

Ideal for Risk-Averse, Budget-Minded Settlers

Palo Alto County attracts families seeking stable, affordable living with low taxes (1.233% effective rate) and minimal economic volatility. It's a strong fit for those prioritizing security and affordability over urban amenities or peak earning opportunities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax67.6Cost86.4SafetyComing SoonHealth77.5SchoolsComing SoonIncome28.4Risk84.6WaterComing Soon
🏛67.6
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠86.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼28.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
77.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
84.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Palo Alto County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Palo Alto County

via TaxByCounty

Palo Alto County: Low tax rate, lower homes

Palo Alto County's effective tax rate of 1.233% matches the national median almost exactly. However, the median home value of $119,300 is less than half the national median of $281,900, resulting in annual property taxes of $1,471—well below the national median of $2,690.

Palo Alto County ranks lowest in Iowa

At 1.233%, Palo Alto County has the lowest effective tax rate among all Iowa counties in this comparison. The median tax of $1,471 reflects both the low rate and the county's modest home values, substantially below Iowa's state median tax of $2,160.

Palo Alto is the tax bargain of the north

Palo Alto's 1.233% rate edges below Page County (1.434%) to the south and substantially beats Pocahontas (1.143% rate, but similar median tax of $1,066). Among surrounding counties, Palo Alto offers a compelling combination of low rates and modest tax bills.

Palo Alto County homeowner tax bill

A typical Palo Alto home worth $119,300 triggers an annual tax of roughly $1,471. With a mortgage, that increases to $1,598; without one, it drops to $1,362.

Even low assessments can be overvalued

A low county tax rate doesn't guarantee your individual property is fairly assessed. Review your assessment notice and compare it to recent comparable sales; if it's inflated, you have the right to appeal to the county assessor at no cost.

Cost of Living in Palo Alto County

via CostByCounty

Palo Alto sets Iowa's affordability standard

With a rent-to-income ratio of just 10.4%, Palo Alto County beats the national average and ranks among Iowa's most affordable places for renters. A median monthly rent of $599 paired with a solid median household income of $68,963 means housing costs consume far less of household budgets here than in most American counties.

Iowa's most affordable county for renters

Palo Alto County's 10.4% rent-to-income ratio significantly undercuts Iowa's 14.1% state average, positioning it as the clear leader in rental affordability across the state. This exceptional performance reflects both below-average rents and above-average local incomes.

Regional affordability champion by far

Palo Alto County's $599 rent is the lowest among its regional peers, undercutting Pocahontas County ($743) by $144 per month and Ringgold County ($745) by $146. The combination of low rents and decent incomes makes this county a standout for cost-conscious families across northwest Iowa.

Housing takes modest income share

Renters pay just $599 monthly while homeowners spend $750, with both groups spending under 11% of their $68,963 median income on housing. This balanced affordability across both tenure types offers flexibility for households considering buying or renting.

Best overall value in northwest Iowa

Relocating professionals and families seeking affordable housing with reasonable incomes should prioritize Palo Alto County—rents here run 26% below the state average while incomes stay competitive. The low rent-to-income ratio provides genuine breathing room for savings and other life expenses.

Income & Jobs in Palo Alto County

via IncomeByCounty

Palo Alto Slightly Below National Median

Palo Alto County's median household income of $68,963 falls about $5,800 short of the national median of $74,755. While not affluent, the county performs better than many rural areas and sits closer to middle-income benchmarks.

Nearly Matches Iowa's State Average

Palo Alto County's $68,963 median income sits just below Iowa's state average of $69,830, placing it in the solid middle range. This positions the county fairly on par with typical Iowa economies.

Steady Performance in North-Central Iowa

Palo Alto County ($68,963) edges out Pocahontas County ($63,423) but trails Plymouth County ($81,600) in the immediate region. The range shows economic variation tied to agricultural productivity and manufacturing presence.

Strong Housing Affordability Position

Palo Alto County's 10.4% rent-to-income ratio ranks among the lowest in the state, well below the 30% affordability threshold. With median home values of $119,300, residents enjoy exceptional purchasing power relative to incomes.

Leverage Affordability Into Wealth

Palo Alto County residents benefit from low housing costs that free up income for investing and saving. Starting a systematic investment plan through employer 401(k)s or index funds early can compound significantly over decades.

Health in Palo Alto County

via HealthByCounty

Palo Alto trails national life expectancy

At 76.7 years, Palo Alto County's life expectancy falls 1.4 years below the U.S. average of 78.1 years, signaling higher-than-typical mortality risks. A 14.7% poor or fair health rate places the county in the lower-middle range for health self-assessment nationwide.

Below average in Iowa's health rankings

Palo Alto County's 76.7-year life expectancy ranks it in the lower third of Iowa counties, sitting 1.0 year below the state average. The county's 5.1% uninsured rate outperforms the state average, but life expectancy concerns warrant closer attention to underlying health drivers.

Shortest lifespan in northwest Iowa cluster

Palo Alto County's 76.7-year life expectancy is the lowest among its neighbors: Plymouth County (79.0) leads by 2.3 years, and Pocahontas County (76.4) is only marginally shorter. The 45 primary care providers per 100K fall below Plymouth's 55, limiting access in a region where health gaps are widening.

Provider shortage compounds health challenges

Palo Alto County's 125 mental health providers per 100,000 residents is less than half the state's stronger counties, creating potential treatment delays. At 5.1% uninsured, the county performs well on coverage, but limited specialist capacity may force residents to travel for specialized care.

Don't let coverage gaps worsen health outcomes

Even with a competitive 5.1% uninsured rate, Palo Alto County residents should verify coverage during open enrollment at Healthcare.gov. Securing comprehensive insurance now helps ensure early access to the primary and mental health providers your county needs to boost life expectancy.

Disaster Risk in Palo Alto County

via RiskByCounty

Palo Alto County ranks among safest in nation

At 15.46, Palo Alto County's composite risk score is roughly one-third the national average, earning a Very Low rating and placing it well below typical U.S. disaster exposure. This low-risk profile makes it one of Iowa's safest counties for natural disasters.

Iowa's second-safest county by risk score

Palo Alto County's 15.46 score ranks it as one of the lowest-risk counties in Iowa, well below the state average of 39.68. Only Ringgold County (14.15) shows lower composite risk in the state, reflecting Palo Alto's exceptionally fortunate geographic position.

Significantly safer than surrounding counties

Palo Alto County's risk profile stands in stark contrast to its neighbors; Pocahontas County (33.05) and Plymouth County (49.20) both carry substantially higher hazard exposure. This makes Palo Alto one of the safest pockets in northwest Iowa.

Tornadoes remain your only notable concern

Tornado risk (38.77) is your county's primary hazard, though still below statewide tornado exposure. Flood (8.97), wildfire (10.97), and earthquake (6.20) risks are all minimal, reflecting Palo Alto's generally benign natural disaster environment.

Standard homeowners insurance provides solid protection

Palo Alto County's low-risk profile means standard homeowners insurance with tornado coverage is typically sufficient protection. Focus on maintaining a family emergency plan and safe room, as tornadoes remain your only significant weather threat.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.