countyscore
45.5
County Score
Health 83.3Income & Jobs 78Lawn Care 72

County Report Card

About Dubuque County, Iowa

Slightly Below the National Median

Dubuque County scores a 45.4, placing it just under the national median of 50.0. While it performs well in personal health and income, other factors like cost and safety limit its national standing.

Falling Short of the State Average

The county's score of 45.4 is lower than the Iowa state average of 55.6. High housing costs and environmental risk factors contribute to this lower-than-average state ranking.

Robust Health and Incomes

Dubuque County shines with a Health Score of 83.3 and an Income Score of 78.4. Residents benefit from a solid median household income of $75,919 and excellent access to medical facilities.

Cost of Living and Safety

A low Cost Score of 28.2 reflects high median home values of $226,100, while a Safety Score of 33.0 is a point of concern. These metrics suggest that affordability and public safety are the primary areas for local growth.

Best for Health-Focused Professionals

This county is a strong fit for professionals who value high income and healthcare but are willing to pay a premium for housing. It offers a urban-rural mix that appeals to those looking for career stability.

2040608010022.129.53383.355.17836.467.151.7Tax22.1Cost29.5Safety33Health83.3Schools55.1Income78Risk36.4Water67.1Weather51.745.5/100
This county
National avg
2 above average4 below average

Dubuque County DNA

Foverall

How Dubuque County compares to the national average across nine baseline dimensions

Dubuque County is a tale of two counties — exceptional in Health (83.3/100) but notably weak in Property Tax (22.1/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
22.1-29.9
Cost
29.5-18.5
Safety
33-22
Health
83.3+33.3
Schools
55.1
Income
78+27
Risk
36.4-10.600000000000001
Water
67.1+9.099999999999994
Weather
51.7
Sponsored

Think property taxes are too high in Dubuque County?

Many homeowners in Dubuque County pay more than they should. A professional appeal could save you hundreds per year.

Check My Assessment

Can You Afford to Live Here?

Median Home Price

$237,300

National median: $185,300

Median Rent

$959/mo

National median: $877/mo

Income Needed (home)

$237,300/yr

28% front-end rule

Income Needed (rent)

$38,360/yr

30% rent rule

Affordability Spectrum3.1x income
AffordableNational avgExpensive
Local median income: $77,630/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

13.1

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Dubuque County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Dubuque County

via TaxByCounty

Dubuque County taxes slightly below average

Dubuque County's effective tax rate of 1.260% sits just above the national median of 1.1%, placing it in the moderate range nationally. The median property tax of $2,848 exceeds the national median of $2,690 by about 5.9%, reflecting above-average home values in this regional hub.

Below-average taxation within Iowa

At 1.260%, Dubuque County's effective rate runs 6.2% below Iowa's state average of 1.344%, making it one of the state's more tax-friendly counties. The median tax of $2,848 outpaces the state median of $2,160 by 31.8%, driven by Dubuque's higher home valuations rather than aggressive rates.

Dubuque County offers competitive rates

At 1.260%, Dubuque County's rate trails only Dickinson County (0.977%) among regional peers, staying well below Delaware County (1.343%), Des Moines County (1.531%), and Decatur County (1.695%). This positions Dubuque as a relatively affordable option for property owners in northeast Iowa.

Your annual Dubuque County tax bill

On a median home valued at $226,100, Dubuque County homeowners pay approximately $2,848 per year in property taxes. For those with a mortgage, the annual escrow typically reaches $2,821; those without a mortgage pay around $2,917.

Your tax bill may be too high

Despite Dubuque's moderate rate, overassessment still occurs, particularly in a market where values fluctuate seasonally around the lakes. A professional assessment review could identify savings opportunities.

Income & Jobs in Dubuque County

via IncomeByCounty

Dubuque County matches national income

Dubuque County's median household income of $75,919 exceeds the national median of $74,755 by 2%, placing the county in line with typical American earning patterns. This solid performance reflects a diversified regional economy anchored by healthcare and manufacturing.

Consistent above-state performance

At $75,919, Dubuque County outperforms Iowa's state average of $69,830 by 9%, ranking among the state's most economically healthy counties. The strength attracts in-migration and supports regional stability.

Part of strong northeast cluster

Dubuque County's $75,919 income clusters tightly with Dickinson County ($74,570) and Delaware County ($76,205), indicating consistent regional prosperity. The near-parity suggests similar labor market dynamics across northeast Iowa.

Reasonable housing-to-income ratio

At 14.9%, Dubuque County's rent-to-income ratio remains well below the 30% affordability standard, providing residents substantial discretionary income. The median home value of $226,100 is achievable without overextending household budgets.

Invest surplus income for security

Dubuque County residents with income surplus beyond housing can allocate funds toward diversified investments, particularly through employer retirement plans and IRAs. The county's economic stability provides an opportunity to build multi-decade wealth through consistent, discipline-based saving.

Safety in Dubuque County

via CrimeByCounty

Safer Than National Averages

Dubuque County maintains a solid safety score of 97.5. Its total crime rate of 1571.7 per 100K is well below the national average of 2385.5.

Urban Safety in Dubuque

The county's crime rate is slightly higher than the Iowa average of 1095.3 per 100K. This reflects its status as a major regional population hub with more urban activity.

Comparing Dubuque to River Peers

Four reporting agencies manage a crime rate that is higher than neighboring rural Delaware County but typical for its size. It remains a safer alternative to many other Midwestern metropolitan areas.

Theft is the Most Common Issue

The local rate includes 1259.0 property crimes and 312.7 violent crimes per 100K residents. Most police activity focuses on property disputes rather than physical violence.

Smart Security for Urban Homes

Residents should focus on securing valuables and keeping outdoor areas well-lit. Motion sensors and doorbell cameras are effective at preventing the most common local property crimes.

Weather & Climate in Dubuque County

via WeatherByCounty

Mississippi River Valley Climate

Dubuque County’s 47.8°F average annual temperature is cooler than the national median, typical for its latitude along the Mississippi River. The county is quite moist, receiving 38.8 inches of precipitation annually. This creates a lush landscape with dramatic seasonal changes and frequent winter weather.

Mirroring the State Average

Dubuque County sits almost exactly at the Iowa state average for temperature, averaging 47.8°F compared to the state's 48.0°F. It is wetter than average, however, receiving nearly 3 inches more precipitation than the 36.1-inch state norm. This makes it a prototypical but damp example of the Iowa climate.

The Most Moderate in the North

Dubuque is notably warmer than its western neighbor Delaware County (46.3°F) and far more temperate than Dickinson County (45.9°F). Its location along the river helps moderate temperatures compared to the more exposed plains of northwest Iowa. It offers a balanced climate within the colder northern half of the state.

Heavy Snow and Mild Heat

Winter is active in Dubuque, delivering 36.6 inches of snow and a January average of 19.0°F. Summers are relatively mild for the region, with only 12 days exceeding 90°F and a 72.9°F July average. The winter season average remains cold at 22.3°F, requiring consistent heating for several months.

Prepare for Snowy River Bluffs

The 36.6 inches of snowfall requires robust snow tires and reliable plowing service for those navigating the county's hilly terrain. Residents should also invest in moisture control for homes due to the high 38.8-inch precipitation levels. Winter heating bills will be a significant factor given the sub-20-degree January averages.

Soil Quality in Dubuque County

via SoilByCounty

Entisols of the Driftless Area

Dubuque County is home to Entisols, which are young soils often found on steep or shifting landscapes. The average pH of 6.38 is very close to the Iowa state average of 6.43, providing a familiar chemical environment for local farmers. Its soil score of 71.4 sits just slightly below the state average of 72.9.

Loamy Fine Sand and High Silt

The dominant texture is loamy fine sand, though the overall county average is 52.5% silt and 27.5% sand. This mixture creates a unique physical profile that is easy to till but requires careful management to prevent erosion. The 19.3% clay content is relatively low, making the soil feel lighter and more porous.

Superior Water Capacity for Growing

Despite a lower organic matter content of 2.55%, Dubuque County features an impressive available water capacity of 0.197 in/in. This exceeds the state average of 0.195, meaning the soil is excellent at storing water for plant use. This trait is vital for maintaining productivity in the county's diverse topography.

Excessively Drained for Fast Drying

Classified as 'excessively drained' and part of Hydrologic Group A, this soil sheds water very quickly. While this prevents root rot, it also means plants may need more frequent watering during dry spells. These drainage characteristics are typical for the rugged, unglaciated terrain found in this part of the state.

Elevated Gardening in Zone 5a

In Zone 5a, Dubuque's fast-draining soils are ideal for plants that hate 'wet feet,' such as lavender or Mediterranean herbs. The high water capacity ensures that once you water, the soil holds that moisture deep where roots need it. Use the natural slopes of the county to create a stunning, well-drained terraced garden.

Lawn Care in Dubuque County

via LawnByCounty

Sandy Terrain in Dubuque

Dubuque County scores a 72.0 on the difficulty scale, making it slightly tougher than the state average but much easier than the national norm. Homeowners in this Zone 5a region must account for unique soil drainage and significant drought history.

Consistent Rain and Mild Heat

The county sees 38.8 inches of rain annually, well above the state average, and faces only 12 extreme heat days. These moderate temperatures and 2906 growing degree days create a pleasant environment for cool-season grasses to stay green.

Fast-Draining Loamy Fine Sand

Unlike most of Iowa, Dubuque features excessively drained loamy fine sand. While the 6.38 pH is ideal, the sandy texture means the soil does not hold water well, so your lawn may require more frequent watering than neighbors to the west.

Recovering from Significant Drought

With 31 weeks of drought over the past year, Dubuque has been the hardest hit in this group. Since 100% of the area is still abnormally dry, homeowners should use organic compost to improve the water-holding capacity of the sandy soil.

Target the Late April Window

Plan to seed after the last frost on April 28 to give your lawn a strong start. Because the sand drains quickly, ensure consistent moisture during the establishment phase before the first fall frost on October 11.

Frequently Asked Questions

What is Dubuque County's county score?
Dubuque County, Iowa has a composite county score of 45.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Dubuque County rank among counties in Iowa?
Dubuque County ranks #82 among all counties in Iowa on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Dubuque County, Iowa?
The median annual property tax in Dubuque County is $2,919, with an effective tax rate of 1.23%. This earns Dubuque County a tax score of 22.1/100 on CountyScore (higher = lower taxes).
What is the median household income in Dubuque County?
The median household income in Dubuque County, Iowa is $77,630 per year according to U.S. Census Bureau data. Dubuque County earns an income score of 78/100 on CountyScore.
Is Dubuque County, Iowa a good place to live?
Dubuque County scores 45.5/100 on CountyScore's overall county ranking, ranking #82 in Iowa. The best way to evaluate Dubuque County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Dubuque County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.