CountyScore

Flagler County

Florida · FL

#47 in Florida
61.8
County Score

County Report Card

About Flagler County, Florida

Flagler scores well above national median

With a composite score of 63.7, Flagler County outperforms the national median of 50.0, placing it in the 74th percentile nationally. This 27% advantage over the national baseline suggests above-average livability across measured dimensions, though it trails Florida's state average of 69.4.

Flagler ranks middle-of-the-pack in Florida

Among Florida's 67 counties, Flagler's 63.7 score places it below the state average, indicating moderate livability relative to peers. The county underperforms compared to better-ranked Florida destinations but remains competitive nationally.

Tax advantage drives Flagler's appeal

Flagler's standout strength is its low tax burden, with a tax score of 80.1 and an effective tax rate of just 0.788%. The county also offers moderate housing affordability with a cost score of 59.6, median home values of $333,400, and median gross rent at $1,687 per month.

Income levels lag significantly behind

Flagler's income score of 31.0 is notably weak, with a median household income of $72,923 that lags behind many comparable counties. Safety, health, schools, and environmental risk data remain unavailable, limiting a complete livability picture.

Best for tax-conscious retirees and remote workers

Flagler County suits residents prioritizing low taxes and moderate coastal living over high incomes, particularly retirees and remote workers with stable out-of-state income. Its tax efficiency and reasonable housing costs appeal to those less dependent on local employment opportunities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax80.1Cost59.6SafetyComing SoonHealth71.7SchoolsComing SoonIncome31Risk17.2WaterComing Soon
🏛80.1
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠59.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼31
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤71.7
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡17.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Flagler County with another county →

Counties with similar scores

Maricopa County
Arizona
61.8
Median income: $85,518
Mendocino County
California
61.8
Median income: $64,688
Jefferson County
Illinois
61.8
Median income: $61,102
Cowley County
Kansas
61.8
Median income: $58,263
Hampshire County
Massachusetts
61.8
Median income: $86,391

Deep Dives

Flagler County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Flagler County

via TaxByCounty

Flagler taxes slightly above US average

Flagler County's effective tax rate of 0.788% sits above the state average of 0.731%, placing it in the middle-to-upper tier nationally. The median property tax here is $2,628, nearly matching the national median of $2,690, despite homes being worth more ($333,400 vs. $281,900 nationally).

Higher than most Florida counties

Flagler ranks in the upper third of Florida counties for effective tax rate at 0.788%, well above the state average of 0.731%. Its median property tax of $2,628 exceeds the state median of $1,885 by 39%.

Most expensive taxes in Northeast Florida

Compared to neighboring counties, Flagler carries the highest effective tax rate (0.788%) and the highest median property tax ($2,628). Franklin County to the west taxes at just 0.618%, and Volusia County residents typically pay less despite similar home values.

Own a median home? Expect $2,628 yearly

A homeowner with a $333,400 median-valued home in Flagler County pays approximately $2,628 annually in property taxes. With a mortgage, that bill stays roughly the same at $2,606; without one, it rises slightly to $2,662.

You may be overassessed—appeal it

Many Flagler County homeowners discover their properties were assessed higher than market value during appeals. If your tax bill seems steep relative to recent sales in your neighborhood, filing a Value Adjustment Board appeal costs nothing and could lower your assessment.

Full property tax analysis on TaxByCounty

Cost of Living in Flagler County

via CostByCounty

Flagler rents eat into incomes

Flagler County residents spend 27.8% of income on rent, significantly above the national norm where housing should consume no more than 28% of gross income. The county's rent-to-income ratio pushes renters into affordability strain compared to the national median household income of $74,755, which is $1,832 higher than Flagler's $72,923.

Above Florida's housing burden

At 27.8%, Flagler's rent-to-income ratio ranks higher than Florida's state average of 22.5%, signaling tighter affordability across the county. Median gross rent here is $1,687 monthly—$454 above the state median—making Flagler one of Florida's pricier rental markets despite moderate incomes.

Flagler vs. nearby counties

Flagler's $1,687 median rent substantially exceeds neighboring Franklin County ($1,044) and Gulf County ($1,161), though it reflects Flagler's slightly higher income base and coastal demand. Among comparable central Florida counties, Flagler occupies the higher end of the rental spectrum, with only a handful of state peers commanding steeper rents.

Where Flagler income goes

Renters in Flagler allocate $1,687 monthly to rent from a median household income of $72,923, consuming 27.8% of earnings before taxes and other expenses. Homeowners fare better, with median monthly owner costs of $1,163 (19.1% of income), reflecting a median home value of $333,400 that appeals to retirees and affluent relocators.

Considering Flagler? Compare wisely

Flagler's coastal charm and retirement appeal come at a rental premium—expect to pay significantly more than inland Florida counties. If you're budget-conscious, neighboring Franklin or Gulf counties offer similar lifestyles at lower housing costs, though Flagler's higher incomes suggest better long-term earning potential.

Full cost of living analysis on CostByCounty

Income & Jobs in Flagler County

via IncomeByCounty

Flagler's income edges past national average

Flagler County's median household income of $72,923 sits just shy of the nation's $74,755 median, placing it in the upper-middle tier nationally. The county's per capita income of $43,100 exceeds the national per capita benchmark, signaling relatively strong earning power across households.

Above-average earner among Florida counties

At $72,923, Flagler's median household income runs 11.3% above Florida's state average of $65,468. The county ranks solidly in the upper half of Florida's 67 counties by household income, reflecting a more affluent demographic mix than most of the state.

Flagler leads nearby rural counties

Flagler's $72,923 median household income significantly outpaces neighboring Volusia County's typical rural margins and matches or beats income levels across Central Florida's smaller counties. The county's per capita income of $43,100 is notably higher than most adjacent rural areas in north-central Florida.

Housing costs remain manageable here

Flagler's rent-to-income ratio of 27.8% falls within the federal affordability threshold of 30%, meaning housing payments take up a reasonable share of household earnings. With a median home value of $333,400, the county offers relatively balanced housing costs for its income level compared to coastal Florida.

Build financial security in Flagler

With income above national and state averages, Flagler households are well-positioned to save and invest for retirement and long-term wealth. Consider leveraging your above-average earnings to establish emergency funds, diversify investments, and take advantage of employer retirement plans.

Full income & jobs analysis on IncomeByCounty

Health in Flagler County

via HealthByCounty

Flagler residents live longer than average

At 77.9 years, Flagler County's life expectancy outpaces the U.S. average of 76.1 years by nearly two years. The county's 15.7% poor or fair health rate sits below the national average of 17.8%, suggesting residents here report better overall health outcomes.

Among Florida's healthier counties

Flagler's 77.9-year life expectancy ranks it above Florida's state average of 75.8 years, a notable advantage of 2.1 years. With an uninsured rate of 11.4%—below the state's 14.4%—more residents here have coverage than the Florida norm.

Outperforming nearby rural counties

Flagler's life expectancy of 77.9 years significantly exceeds neighboring Volusia County's 76.8 years and rural Gilchrist County's 74.9 years. The county also maintains lower uninsured rates than Franklin County (19.7%) and Gadsden County (16.4%), indicating better healthcare access in the region.

Strong provider presence supports care

Flagler offers 53 primary care providers per 100,000 residents—above the state median—and 90 mental health providers per 100,000, making specialty care accessible. Only 11.4% of residents lack health insurance, one of the lowest rates across these eight counties.

Explore your health insurance options

If you're among the 11.4% of Flagler residents without coverage, healthcare.gov and Florida's marketplace offer plans to fit your budget and health needs. With strong local providers ready to see you, getting insured is your next step to better health.

Full health analysis on HealthByCounty

Disaster Risk in Flagler County

via RiskByCounty

Flagler faces above-average disaster risk

Flagler County's composite risk score of 82.76 places it well above the national average, marking it as a relatively moderate risk zone. This score reflects exposure to multiple hazards, particularly hurricanes and wildfires that threaten the region.

Higher risk than most Florida counties

With a score of 82.76, Flagler ranks among Florida's higher-risk counties compared to the state average of 75.74. The county's vulnerability stems from its coastal location and susceptibility to multiple concurrent hazards.

Riskier than nearby inland counties

Flagler's 82.76 score significantly exceeds neighboring inland counties like Volusia and St. Johns, driven by its exceptional hurricane risk of 94.95. Its wildfire risk of 88.17 also outpaces most central Florida neighbors.

Hurricanes and wildfires dominate

Hurricane risk reaches 94.95 in Flagler—among the highest in the state—while wildfire risk of 88.17 threatens both structures and forests. Combined flood risk of 79.20 means coastal and low-lying areas face compounding storm surge and rainfall hazards.

Prioritize comprehensive hurricane coverage

Flagler residents should ensure robust homeowners insurance with separate windstorm/hurricane coverage, given the 94.95 hurricane risk score. Consider flood insurance as a critical supplement, especially within mapped flood zones, to protect against storm surge and heavy rainfall.

Full disaster risk analysis on RiskByCounty

ByCounty Network

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.