60.2
County Score
Safety 97.5Cost of Living 91.8Disaster Risk 82.7

County Report Card

About Franklin County, Mississippi

Franklin County Outperforms the National Median

With a composite score of 60.2, Franklin County comfortably exceeds the national median of 50.0. This makes it a rare high-performer in the region, offering a quality of life that stands out on the national stage.

A Top-Tier Performer in Mississippi

Franklin County is a standout within the state, beating the Mississippi average of 48.4 by nearly 12 points. It ranks as one of the most livable areas in the state due to its exceptional safety and affordability.

Exceptional Safety and Unbeatable Affordability

The county boasts an elite safety score of 97.5 and a cost score of 91.8. With a median home value of just $95,100, it is one of the most affordable and secure places to live in the entire country.

Lower Incomes and Limited Health Access

Economic growth lags behind, as seen in an income score of 8.0 and a median household income of $45,618. Health infrastructure also poses a challenge, with a score of 16.8 reflecting limited local medical access.

The Ultimate Choice for Secure Retirement

Franklin County is ideal for retirees or remote workers who prioritize peace of mind and low living costs over high local salaries. It offers a quiet, incredibly safe lifestyle for those who have already established their careers.

Score breakdown

Tax69.2Cost91.8Safety97.5Health16.8Schools26.6Income8Risk82.7Water17.5Weather39.8
🏛69.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠91.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡97.5
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
16.8
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓26.6
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
82.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧17.5
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤39.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨35.5
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱29.4
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Franklin County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Franklin County

via TaxByCounty

Franklin taxes fall below national norm

Franklin County's effective tax rate of 0.645% sits below the national median of 0.76%, placing it in approximately the 35th percentile nationally. Annual median taxes of just $613 represent less than one-quarter of the national median of $2,690.

Franklin ranks low in Mississippi

Franklin's 0.645% effective tax rate sits below Mississippi's 0.743% state average, making it one of the more affordable counties for property owners. Residents pay roughly two-thirds of the state's median tax burden of $931.

Franklin among region's most affordable

Franklin County's 0.645% rate matches George County and ranks among the lowest in its region, beaten only by DeSoto (0.641%). Compared to Grenada (1.010%), Franklin residents save roughly $500 annually on median home values.

Median Franklin home costs $613 yearly

The median Franklin home valued at $95,100 generates just $613 in annual property taxes—the lowest among the surveyed counties. Homeowners with mortgages pay $845, while those without pay $527.

Franklin homeowners should verify assessments

Even in lower-tax counties, assessments can drift out of alignment with market reality. Franklin homeowners should review their assessment and challenge it if comparable homes in the area sell for less—a straightforward appeal process often reduces taxes further.

Cost of Living in Franklin County

via CostByCounty

Lowest income, but affordable housing

Franklin County's median household income of $45,618 is 39% below the national average, yet its 18.6% rent-to-income ratio ranks better than the national standard. This rare affordability paradox reflects extremely low rents—just $706 monthly—that align with residents' modest earnings.

Mississippi's most affordable rental county

Franklin boasts the lowest rent-to-income ratio in our eight-county sample at 18.6%, and its $706 monthly rent is 10% below the state average. The county offers the clearest example of housing costs matching local income levels, avoiding the strain seen in wealthier areas.

Cheapest rents, lowest incomes

Franklin's $706 rent and $45,618 income are the lowest in the region, but the balance between them is notably healthier than higher-income counties. Greene County ($811 rent, $55,838 income) and George County ($868 rent, $54,822 income) charge more while offering only slightly better wages.

Owner costs stay lean and accessible

Franklin's $418 monthly owner cost (11% of income) is the absolute lowest in the sample, making homeownership dramatically more accessible than renting. At a median home value of just $95,100, residents can build equity affordably—a genuine advantage for lower-income households.

Best bet for budget-conscious relocators

If affordability is your north star, Franklin County delivers: the lowest rent-to-income ratio, cheapest rents, and most achievable homeownership costs statewide. Readers priced out of wealthier counties like DeSoto or Harrison should seriously explore Franklin's genuine housing accessibility.

Income & Jobs in Franklin County

via IncomeByCounty

Franklin faces significant income gap

Franklin County's median household income of $45,618 trails the national median of $74,755 by 39%, representing one of the widest earnings gaps in this analysis. This substantial shortfall reflects limited job diversity and economic opportunity in the county.

Below average even for Mississippi

Franklin County's $45,618 median household income falls 6% below Mississippi's statewide average of $48,514, placing it in the lower half of state counties. Per capita income of $27,379 nearly matches the state average of $27,136, suggesting concentrated income among fewer households.

Franklin struggles compared to region

Franklin County's $45,618 income ranks lowest among neighboring counties, falling behind Grenada County ($47,998) and Greene County ($55,838). The gap underscores Franklin's economic isolation and limited employment base.

Low rent burden, but limited surplus

Franklin's rent-to-income ratio of 18.6% is favorable, meaning housing consumes less than one-fifth of household income. However, median home values of $95,100 and modest household earnings leave little margin for savings or unexpected expenses.

Wealth-building starts with basics

Franklin County residents can begin wealth accumulation by controlling fixed costs and exploring income-growth opportunities through job training or entrepreneurship. Even small monthly savings—$50 to $100—compound significantly over time and create financial resilience.

Safety in Franklin County

via CrimeByCounty

Exceptional Safety in Franklin County

Franklin County reports a perfect safety score of 100.0, with zero reported crimes per 100,000 residents in the current data. This far exceeds the national safety benchmark and the average crime rate of 2,385.5.

Leading the State in Safety

The county is one of the highest-rated for safety in Mississippi, beating the state average score of 98.4. Two reporting agencies provide the data that supports this exceptional standing.

Franklin's Quiet Regional Standing

Franklin's reported crime rate of 0.0 per 100,000 is significantly lower than the state average of 978.4. This data suggests a very quiet environment compared to more populous neighboring jurisdictions.

A Profile of Minimal Crime

There are currently no violent or property crimes reported in the 2022 dataset for this county. While this indicates a very safe community, residents should still remain aware of their surroundings.

Maintaining a Secure Community

Even in areas with minimal reported crime, maintaining home safety habits is a wise investment. Basic security awareness helps ensure the county remains a peaceful place to live.

Health in Franklin County

via HealthByCounty

Franklin Faces Serious Health Challenges

At 71.5 years, Franklin County's life expectancy trails the U.S. average of 68.0 years by only 3.5 years, but a staggering 24.8% of residents report poor or fair health—well above the national rate of 21.3%. This disconnect suggests underlying chronic disease burdens despite moderate longevity.

Among Mississippi's Sickest

Franklin's 24.8% poor/fair health rate ranks among the worst in Mississippi, and its 13.8% uninsured rate matches the state average exactly. This rural county struggles with health outcomes despite comparable insurance coverage.

Isolation Compounds Health Struggles

Franklin's 71.5-year life expectancy and 24.8% poor/fair health rate compare poorly to healthier counties like Greene (74.7 years) and Hancock (74.3 years). Geographic remoteness and limited economic resources compound these disparities.

Severe Provider Shortage

Franklin County has just 13 primary care providers per 100,000 residents—among the lowest in the state—and only 26 mental health providers per 100K. Residents often travel long distances for routine care, delaying treatment for preventable conditions.

Critical: Get Covered Today

At 13.8% uninsured, Franklin residents face barriers to managing chronic diseases. Visit healthcare.gov immediately or contact your county health department—taking action now can prevent costlier health crises down the road.

Schools in Franklin County

via SchoolsByCounty

Small-Scale Education in a Single District

Franklin County operates a focused educational system with just 5 total public schools serving 1,211 students. The infrastructure consists of one elementary, two middle, and two high schools, all managed by a single county district.

Higher Spending in a Developing Academic Landscape

Franklin County spends $7,289 per pupil, which is notably higher than the state average of $5,954 but below the national average. However, the graduation rate of 77.0% and a school score of 47.3 suggest there is room for growth compared to state benchmarks.

Centrally Managed Public Schools

The Franklin County School District manages every student in the county, ensuring a consistent curriculum across its 5 campuses. There are zero charter schools in the area, maintaining a traditional public school focus for the local community.

The Intimacy of Rural Learning

Every school in the county is classified as rural, creating a close-knit environment where the average school size is just 303 students. Franklin High School is the largest campus with 391 students, while Franklin County Middle School serves only 204 students.

Discover Quiet Living Near Local Schools

Families seeking a small-town atmosphere will appreciate the intimate school sizes and rural charm of Franklin County. Consider the area for its community-focused education and high per-pupil investment.

Disaster Risk in Franklin County

via RiskByCounty

Franklin County has very low disaster risk

Franklin County's composite risk score of 17.33 places it among the safest counties nationwide, far below the national average. This very low rating indicates substantially reduced exposure to most major natural hazard types.

Mississippi's lowest-risk county

Franklin County's score of 17.33 dramatically undercuts Mississippi's state average of 50.94, making it the safest county in the state by a wide margin. Residents benefit from significantly lower disaster vulnerability compared to peers across Mississippi.

Substantially safer than surrounding counties

Franklin County's 17.33 score is a fraction of Forrest County's 78.05 to the north and Greene County's 42.18 to the northeast. The county stands as an exceptional low-risk pocket within its region.

Hurricane risk remains the top concern

Even in Franklin County, hurricane risk at 69.88 stands notably higher than other hazards, reflecting coastal moisture patterns and weather systems. Flood risk (23.19) and wildfire risk (40.71) present minimal exposure by comparison.

Standard coverage is largely sufficient here

Franklin County's low overall risk profile means standard homeowners insurance provides adequate protection for most residents. Still maintain basic hurricane and flood awareness, and review your policy annually to ensure coverage keeps pace with home values.

Weather & Climate in Franklin County

via WeatherByCounty

Deep South Warmth and Humidity

Franklin County records an average annual temperature of 65.6°F, which is well above the national average. The climate is characterized by long, humid summers and short, mild winters.

Measuring Up Against State Norms

The county's 65.6°F annual average is roughly 1.7 degrees warmer than the Mississippi state average of 63.9°F. This makes it one of the warmer interior counties in the southwestern region of the state.

A Rainy Neighbor in the Southwest

Franklin County sees 61.8 inches of annual precipitation, nearly identical to neighboring Forrest County's 61.7 inches. Both counties significantly outpace the statewide precipitation average of 59.6 inches.

Sultry Summers and Frost-Free Winters

Summer temperatures average 80.6°F, with 74 days annually climbing above the 90°F mark. Winter remains gentle with an average temperature of 49.8°F and virtually no recorded snowfall.

Planning for Humidity and Heat

Active cooling is a necessity here for nearly 75 days of the year when temperatures peak. Residents should prepare for heavy rain events given the county's high 61.8-inch annual precipitation total.

Soil Quality in Franklin County

via SoilByCounty

Acidic Silt Identity

Franklin County's soil has an average pH of 5.37, which aligns closely with the Mississippi state average. This is more acidic than the national 6.5 median, favoring plants that can tolerate low-pH environments.

Silty Foundation and Fine Texture

Silt dominates the composition at 56.3%, giving the soil a smooth, floury feel when dry. Sand makes up 30.7% and clay accounts for 13.0%, a combination that offers moderate workability for local farmers.

Strong Water Retention Capacity

The soil provides an available water capacity of 0.186 in/in, which is higher than the state average of 0.174 in/in. Organic matter is 1.41%, indicating that the soil would benefit from additional organic amendments to reach the 2.0% national average.

Erosion Management is Key

Data regarding specific drainage classes is currently limited for this county. However, the high silt content suggests that the ground can be prone to erosion and crusting after heavy rains.

Abundant Growth in 8b

Located in Hardiness Zone 8b, Franklin County supports a long and productive growing season. The high water capacity makes this an excellent location for fruit trees like figs and pecans.

Lawn Care in Franklin County

via LawnByCounty

Franklin County's Uphill Lawn Battle

With a lawn difficulty score of 29.4, Franklin County is slightly more challenging than the state average. This Zone 8b region requires careful attention to soil health and water management to overcome local environmental pressures.

Balancing Record Rain and Heat

The county averages 61.8 inches of precipitation, which is nearly 12 inches higher than the top of the national ideal range. Combined with 74 extreme heat days, these conditions create a high-humidity environment that can invite fungal issues.

Preparing Your Soil for Success

The soil pH sits at 5.37, meaning your lawn needs lime to reach the optimal 6.0-7.0 acidity level. While specific drainage data is limited, the mix of 13% clay and 30.7% sand suggests a need for balanced fertilization.

Defending Against Severe Drought

Currently, 82.7% of Franklin County is in severe drought, creating a major challenge for thirsty turf. Implementing water conservation and choosing drought-tolerant grass varieties is critical when managing through these intense dry cycles.

Planting for the Franklin Climate

Wait for the March 15 spring frost to pass before you start seeding or laying sod. Bermudagrass and Bahiagrass are sturdy options that can handle the 6,168 growing degree days common in this region.

Frequently Asked Questions

What is Franklin County's county score?
Franklin County, Mississippi has a composite county score of 60.2 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Franklin County rank among counties in Mississippi?
Franklin County ranks #8 among all counties in Mississippi on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Franklin County, Mississippi?
The median annual property tax in Franklin County is $613, with an effective tax rate of 0.64%. This earns Franklin County a tax score of 69.2/100 on CountyScore (higher = lower taxes).
What is the median household income in Franklin County?
The median household income in Franklin County, Mississippi is $45,618 per year according to U.S. Census Bureau data. Franklin County earns an income score of 8/100 on CountyScore.
Is Franklin County, Mississippi a good place to live?
Franklin County scores 60.2/100 on CountyScore's overall county ranking, ranking #8 in Mississippi. The best way to evaluate Franklin County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Franklin County with other counties side by side.