Galax city

Virginia · VA

#75 in Virginia
70.5
County Score

County Report Card

About Galax city, Virginia

Well Above National Livability Standards

Galax City scores 73.4 on the CountyScore index, significantly exceeding the national median of 50.0. The city ranks in the upper tier nationally, offering livability advantages compared to most American communities.

Outperforms Virginia's Average

With a composite score of 73.4, Galax City exceeds Virginia's state average of 70.3, placing it among Virginia's better-performing communities. The city stands out as an attractive option within the state.

Exceptional Affordability Drives Appeal

Galax shines with a cost score of 83.5, featuring median home values of just $126,800 and rents at only $692 monthly—among the lowest statewide. The tax score of 80.9 with an effective rate of 0.759% adds substantial financial accessibility.

Very Limited Income Opportunities

Galax's income score of 10.4 is the lowest in this comparison, with median household earnings of just $41,438. This severe income limitation suggests very constrained local job markets and earning potential.

Ideal for Remote Workers and Retirees

Galax City excels for remote workers, retirees, and those with income sources independent of local employment seeking maximum affordability. The city's exceptional housing costs make it unbeatable for budget-conscious residents, though local employment prospects are severely limited.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax80.9Cost83.5SafetyComing SoonHealth55.4SchoolsComing SoonIncome10.4Risk93.2WaterComing Soon
🏛80.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠83.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼10.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
55.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
93.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Galax city across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Galax city

via TaxByCounty

Galax taxes rate high despite low values

At 0.759%, Galax city's effective tax rate exceeds the national median of 0.579% by 31%, placing it in the 72nd percentile nationally. With a median home value of just $126,800—less than half the national median of $281,900—the city's aggressive tax rate on modest homes creates a notably heavy burden relative to property value.

Galax ranks third-highest tax rate in state

Galax city's 0.759% effective rate ranks third in Virginia, trailing only Fauquier County (0.770%) and Franklin city (0.738%), and exceeding the state average of 0.671% by 13%. This makes Galax one of Virginia's most tax-intensive jurisdictions despite having the lowest median home values among the eight counties examined.

Galax towers over surrounding rural areas

Galax city's 0.759% rate substantially exceeds surrounding rural counties like Floyd (0.521%) and Franklin (0.533%), creating a striking contrast in tax burden. A homeowner with a $126,800 property pays $962 in Galax versus just $661 in Floyd—a 45% premium despite identical property value.

Galax residents pay $962 annually

With a median home value of $126,800 and a 0.759% effective rate, typical Galax residents pay approximately $962 in annual property taxes. While the absolute dollar amount is modest, the tax rate consumes a larger percentage of property value than nearly anywhere else in Virginia.

Galax homeowners should challenge assessments

High effective tax rates on low-value properties often signal overassessment issues—assessments may not reflect the true market value of modest homes. Galax homeowners should file appeals based on recent comparable sales, as many discover substantial overpayment opportunities.

Cost of Living in Galax city

via CostByCounty

Galax Struggles Despite Low Rents

Galax city renters spend 20.0% of income on housing, above the Virginia average of 18.6%, despite rock-bottom rents of just $692 monthly. The challenge is income: the median household here ($41,438) is only 55% of the national median ($74,755), making affordability harder despite low absolute costs.

Virginia's Income Challenge

Galax's 20.0% rent-to-income ratio ranks it among Virginia's least affordable communities, a burden intensified by the city's struggling median income of $41,438. Despite having the region's cheapest rents, Galax residents bear proportionally higher housing burdens than their state peers.

Cheapest Rents, Lowest Incomes

Galax's $692 median rent is the region's absolute lowest, yet the city's median income ($41,438) is also substantially below neighboring Franklin County ($68,348) and Floyd County ($61,401). The city faces a fundamental income challenge that even low rents cannot fully resolve.

Low Rents, Lower Incomes

Galax renters spend just $692 monthly while homeowners pay $827—the region's lowest housing costs consuming 20.0% of median income. The problem isn't rent affordability but rather the underlying weakness of local income levels, which limits household resources across all needs.

Galax Best for Income-Stable Movers

Galax suits relocators with secure remote work or retirement income, where your stable earnings dramatically exceed the local $41,438 median and $692 rents. Without external income sources, the city's low wages make it financially challenging despite historically cheap housing.

Income & Jobs in Galax city

via IncomeByCounty

Galax faces significant income challenges

Galax's median household income of $41,438 is 44% below the national median of $74,755, ranking among the lowest-income communities in the nation. Like many Appalachian cities, Galax struggles with economic transition and job losses from manufacturing decline.

Galax ranks lowest in Virginia

Galax's median household income of $41,438 trails Virginia's state average of $74,957 by 45%, making it the lowest-earning municipality in this analysis. Per capita income of $31,429 is 20% below the state average.

Galax earns far less than comparison areas

Galax households earn $19,687 less annually than Franklin city ($65,125) and $26,910 less than Franklin County ($68,348). Only modest median home values of $126,800 provide any relief from broader economic stress.

Housing affordability at critical stress level

At 20.0%, Galax's rent-to-income ratio approaches the severe affordability stress threshold, with many households spending over one-fifth of earnings on housing alone. Economic hardship is widespread, and residents face tough tradeoffs between housing and other necessities.

Focus on income growth and stability

Galax residents earning $41,438 annually should prioritize stable employment, skill development, and education to increase earning potential. Community resources, workforce development programs, and local nonprofits can offer support for financial stability and pathways to higher-wage employment.

Health in Galax city

via HealthByCounty

Galax faces a severe health crisis

Galax City's life expectancy of 66.4 years ranks among the lowest in the nation, trailing the U.S. average by over 12 years and indicating an urgent public health emergency. With 24.9% of residents reporting poor or fair health—the highest rate in this dataset—Galax faces exceptional health burdens.

Lowest life expectancy in Virginia

Galax City's 66.4-year life expectancy is the lowest in Virginia, falling 8.7 years below the state average of 75.1 years and signaling acute health disparities. The city's 24.9% poor/fair health rate is the worst statewide, indicating systemic challenges requiring immediate intervention.

Health crisis distinctly localized

Galax's 66.4-year life expectancy is drastically lower than all surrounding mountain and Piedmont counties, including Franklin County (75.7 years), suggesting severe localized socioeconomic and health determinant challenges. The city's 9.9% uninsured rate—the highest in the region—compounds these health disparities.

Uninsured crisis alongside mental health services

Galax City's 9.9% uninsured rate is the highest among all counties examined, meaning nearly 1 in 10 residents lack coverage despite significant health needs. While the city has 923 mental health providers per 100K residents—an exceptionally high density—primary care provider data is unavailable, suggesting potential gaps in basic healthcare infrastructure or data collection.

Health insurance is essential for Galax

With 9.9% uninsured, Galax needs every resident covered. Visit healthcare.gov immediately to enroll in a plan and access the health services your community needs.

Disaster Risk in Galax city

via RiskByCounty

Galax city has exceptionally low risk

Galax city's composite risk score of 6.81 ranks among the nation's safest communities—less than one-fifth of Virginia's state average of 33.27. The small mountain city's geographic isolation and elevation provide substantial protection across most hazard categories.

Galax ranks as Virginia's safest community

At 6.81 versus Virginia's 33.27 average, Galax city sits at or near the bottom of the state's risk rankings. The city's mountainous terrain and remote location combine to create one of Virginia's most protected communities.

Galax matches Floyd County's safety

Galax's 6.81 score virtually matches Floyd County (6.62) and significantly underperforms all nearby counties, including Franklin (42.72), Frederick (44.72), and Fauquier (47.68). The western mountain region benefits from consistently lower hazard exposure than the state's northern and central areas.

Hurricane and wildfire are minimal threats

Even Galax's highest risk—hurricane (46.18)—remains moderate and well below state averages. Wildfire (23.70), earthquake (34.48), tornado (13.74), and flood (13.23) risks all register as low, making this one of Virginia's most naturally protected communities.

Standard homeowners policy provides protection

Galax residents enjoy some of Virginia's best natural hazard protection, making standard homeowners insurance generally sufficient for most risks. Those with property in forested areas should simply verify wildfire coverage is included, and cliff-adjacent properties should check their insurer's earthquake stance.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.