Grant County

Kentucky · KY

#21 in Kentucky
73.3
County Score

County Report Card

About Grant County, Kentucky

Grant County Outpaces National Average

Grant County's composite score of 75.0 sits 50% above the national median of 50.0, placing it in the upper half of all U.S. counties. This above-average performance reflects a county that offers better-than-typical financial accessibility and affordability for residents.

Right at Kentucky's Middle

Grant County ties the state average composite score of 75.0, ranking it squarely in the middle of Kentucky's county landscape. This median position means Grant County offers livability comparable to the typical Kentucky county experience.

Tax Breaks and Affordable Housing Lead

Grant County excels in tax efficiency with a score of 82.0 and an effective tax rate of just 0.722%, paired with a cost score of 81.6 that reflects median home values of $185,500. The county also shows solid income stability with a median household income of $67,940, positioning it among stronger earners in the state.

Limited Visibility on Safety and Schools

Data on safety, health, schools, environmental risk, and water quality remain unavailable for Grant County, creating gaps in a complete livability picture. Future data releases will help reveal whether the county's tax and affordability strengths extend to community safety and educational quality.

Best for Budget-Conscious Families

Grant County suits families and workers seeking reasonable taxes and manageable housing costs without sacrificing income potential. It's a solid middle-ground choice for those prioritizing fiscal responsibility and economic stability over urban amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax82Cost81.6SafetyComing SoonHealth65.4SchoolsComing SoonIncome27.7Risk83.7WaterComing Soon
🏛82
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠81.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼27.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
65.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
83.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Grant County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Grant County

via TaxByCounty

Grant County taxes rank low nationally

Grant County's effective tax rate of 0.722% sits well below the national median effective rate of roughly 0.85%, placing it in the bottom half of U.S. counties by tax burden. The median property tax here is $1,339, compared to $2,690 nationally, meaning Grant County homeowners pay about half what typical American homeowners do.

Slightly above Kentucky's state average

Grant County's 0.722% effective rate edges out Kentucky's state average of 0.719%, making it one of the mid-range counties across the commonwealth. With a median tax of $1,339 versus the state's $1,093, Grant County residents pay about $246 more annually than the typical Kentuckian.

More expensive than surrounding counties

Grant County's $1,339 median tax falls between Hardin County ($1,451) to the south and Graves County ($929) to the west. The higher median home value here—$185,500 compared to $139,000 in Graves—explains much of the tax difference.

What your Grant County home costs

A homeowner with a median-valued property of $185,500 pays approximately $1,339 annually in property taxes. With a mortgage, that figure rises to $1,571 when including escrow and insurance; without a mortgage, it drops to $1,027.

You may be overassessed

Many Kentucky property owners pay more than they should because assessments are outdated or inflated. If your property taxes have jumped unexpectedly or your home has lost value, filing an appeal with the Grant County Property Valuation Administrator could save you hundreds of dollars annually.

Cost of Living in Grant County

via CostByCounty

Grant County's affordable rents

Renters in Grant County spend 15.1% of their income on housing, well below the national average of roughly 28-30%. At $855 monthly rent against a median household income of $67,940, the county offers better affordability than most American communities.

Better than Kentucky average

Grant County's 15.1% rent-to-income ratio beats Kentucky's state average of 17.0%, positioning it in the more affordable half of the state's counties. The median rent of $855 exceeds the state average of $771, but local incomes are higher, creating better overall affordability.

Competitive with surrounding counties

Grant County's rents ($855) run higher than Hancock County ($752) but comparable to Hardin County ($947), while its rent-to-income ratio of 15.1% matches or beats most peers. Among its region, Grant offers middle-ground pricing with solid income levels.

Housing costs in Grant County

Renters pay $855 monthly while homeowners carry $750 in monthly costs against a median home value of $185,500. The typical household earning $67,940 annually dedicates roughly 15% to rent or 13% to mortgage payments, leaving room for other essentials.

Consider Grant for relocation

If you're weighing Kentucky options, Grant County delivers solid affordability without sacrificing income potential—median earnings top state peers like Graves and Grayson. Compare these numbers with your own situation to see if Grant's balance of reasonable housing costs and decent wages fits your move.

Income & Jobs in Grant County

via IncomeByCounty

Grant County earns above the national average

Grant County's median household income of $67,940 exceeds the U.S. median of $74,755 by 9.1%, placing it solidly in the upper-middle range nationally. This strong showing reflects a more affluent economic profile than most Kentucky communities.

Ranks in Kentucky's top quarter

At $67,940, Grant County's median income runs 21.5% higher than Kentucky's state average of $55,909, positioning it among the state's most prosperous counties. The county consistently outearns typical Kentucky households.

Grant leads neighboring counties

Grant County's $67,940 median household income outpaces nearby Hancock County ($66,836) and Hardin County ($67,608), making it a regional income leader. Only Hardin County comes close to matching Grant's earning power.

Housing remains affordable here

With a rent-to-income ratio of 15.1%, Grant County residents spend a reasonable share of earnings on housing—well below the 30% threshold for housing affordability. A median home value of $185,500 aligns well with the median household income, supporting sustainable homeownership.

Build on strong earning foundation

Grant County's above-average income creates opportunity for financial growth through disciplined saving and investment. Consider working with a financial advisor to maximize retirement contributions and diversify assets while housing costs remain manageable.

Health in Grant County

via HealthByCounty

Grant County's health ranks near national average

At 72.0 years, Grant County's life expectancy matches the U.S. average and shows that residents live as long as Americans nationwide. With 22.5% reporting poor or fair health, Grant County is slightly better than the national rate of 21%, indicating a relatively healthy population by broad measures.

Grant County tracks with state health trends

Grant's life expectancy of 72.0 years sits just below Kentucky's state average of 72.2 years, placing it in the middle of the state's health rankings. The county's uninsured rate of 6.6% beats the state average of 7.0%, meaning more residents here have health coverage than typical for Kentucky.

Grant County outpaces nearby rural counties

Grant County's 40 primary care providers per 100,000 residents significantly exceeds neighboring Graves County's 27, giving residents better access to routine care. At 82 mental health providers per 100K, Grant trails more urban neighbors but offers solid mental health access for a rural county.

Most Grant County residents have insurance

Only 6.6% of Grant County residents lack health insurance, placing the county below the state average and meaning 93.4% have coverage through employer, Medicaid, or other plans. With 40 primary care doctors per 100,000 residents, Grant residents generally have reasonable access to basic medical care.

Check your coverage options today

If you're among the 6.6% of Grant County residents without insurance, explore options through the Healthcare.gov marketplace, Medicaid, or your employer. Getting covered takes just minutes online and could save you thousands in unexpected medical bills.

Disaster Risk in Grant County

via RiskByCounty

Grant County's low-risk profile

Grant County scores 16.29 on the composite risk scale, earning a Very Low rating that's well below Kentucky's state average of 44.21. This places the county among the safer regions in the nation when it comes to natural disaster exposure.

One of Kentucky's safest counties

Grant County ranks near the bottom of Kentucky's natural disaster risk spectrum, with few counties statewide scoring lower than 16.29. Its Very Low rating reflects minimal exposure across most hazard types compared to state peers.

Safer than nearby counties

Grant County's 16.29 score beats neighboring Grayson County (45.26) and Green County (14.03) is similarly low-risk. Both neighbors face higher tornado and flood risks that Grant County successfully avoids.

Tornado is your main concern

Tornado risk at 64.38 is Grant County's top hazard, though it remains below the state average in overall disaster exposure. Earthquake risk (39.38) and flood risk (17.14) present secondary concerns but remain manageable.

Tornado coverage protects most homes

While Grant County's low overall risk means many residents skip disaster insurance, a basic homeowners policy with tornado coverage provides essential protection against the county's primary hazard. Even low-risk areas benefit from this affordable safeguard.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.