countyscore
47.3
County Score
Income & Jobs 94.4Water Quality 86Lawn Care 78.4

County Report Card

About Boone County, Kentucky

Below National Median Score

Boone County earns a composite score of 47.3, which falls slightly below the national median of 50.0. This lower overall ranking is driven by cost and risk factors rather than economic output.

Trailing the Kentucky Average

The score of 47.3 is significantly below the state average of 58.6. Higher living costs and environmental risks pull the overall score down compared to its neighbors.

High Income and Health

Boone County is an economic powerhouse with an Income Score of 93.8 and a median household income of $94,752. It also maintains a strong Health Score of 77.2.

High Costs and Risk Factors

A low Cost Score of 13.6 stems from median home values of $253,200 and rents of $1,253. The Risk Score of 25.5 suggests the area is more prone to natural hazards.

Best for High-Earning Families

Boone County is the premier choice for professionals seeking high salaries and excellent health services. While expensive and risk-prone, it offers a high-performing suburban environment.

2040608010046.412.630.277.26794.425.58662.5Tax46.4Cost12.6Safety30.2Health77.2Schools67Income94.4Risk25.5Water86Weather62.547.3/100
This county
National avg
4 above average3 below average

Boone County DNA

Foverall

How Boone County compares to the national average across nine baseline dimensions

Boone County is a tale of two counties — exceptional in Income (94.4/100) but notably weak in Cost of Living (12.6/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
46.4
Cost
12.6-35.4
Safety
30.2-24.8
Health
77.2+27.200000000000003
Schools
67+13
Income
94.4+43.400000000000006
Risk
25.5-21.5
Water
86+28
Weather
62.5
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Compare mortgage rates in Boone County

Whether buying or refinancing in Boone County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$277,300

National median: $185,300

Median Rent

$1,373/mo

National median: $877/mo

Income Needed (home)

$277,300/yr

28% front-end rule

Income Needed (rent)

$54,920/yr

30% rent rule

Affordability Spectrum2.8x income
AffordableNational avgExpensive
Local median income: $99,414/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

13.1

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Boone County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Boone County

via TaxByCounty

Boone tops nation in tax burden

Boone County's 0.898% effective tax rate substantially exceeds the national median of 0.85%, placing it in the top 30% of U.S. counties for tax burden. The median annual property tax of $2,273 approaches the national median of $2,690, reflecting both high home valuations and aggressive tax rates.

Kentucky's priciest tax jurisdiction

At 0.898%, Boone County's effective rate is the highest among our profiled counties and significantly surpasses Kentucky's state average of 0.719%. Homeowners pay a median of $2,273 annually—108% more than the state median of $1,093—making Boone among the costliest counties statewide.

Steepest burden in greater Cincinnati area

Boone County's 0.898% rate towers above neighboring Campbell and Kenton counties in the Northern Kentucky/Cincinnati metro region. Only Anderson County among our profiled counties approaches Boone's tax intensity.

What $253,200 home costs annually

A median Boone County home valued at $253,200 generates approximately $2,273 in annual property taxes. Including mortgage interest and insurance, homeowners face combined annual costs near $2,394—the highest of our surveyed counties.

High taxes make appeals essential

In Boone County's expensive market, even small percentage reductions in assessed value translate to $300–$500+ in annual savings. Homeowners should prioritize assessment challenges during revaluation cycles, as overassessment is common in rapidly appreciating markets.

Income & Jobs in Boone County

via IncomeByCounty

Boone County Exceeds National Income

Boone County's median household income of $94,752 surpasses the U.S. median of $74,755 by roughly $20,000, placing it among the nation's more prosperous counties. The county's strong earnings reflect proximity to Cincinnati's economic sphere and a diversified regional economy.

Kentucky's Wealthiest County

At $94,752, Boone County's median household income towers 69% above Kentucky's state average of $55,909, making it the clear economic leader among these eight counties. Per capita income of $43,436 exceeds the state average by 47%, indicating broad-based prosperity.

Dominant Economic Leader

Boone County's income substantially outpaces every peer—by $23,000 versus Anderson County and more than $60,000 versus Bell County. The county's economic advantage reflects suburban development, corporate presence, and integration with the Northern Kentucky/Cincinnati regional economy.

Housing Easily Affordable at High Income

Boone residents spend only 15.9% of income on rent, well below affordability thresholds, despite median home values of $253,200—the highest in this group. Strong incomes make homeownership and wealth-building through real estate highly accessible.

Accelerate Wealth Building Aggressively

Boone County residents with above-average income should maximize retirement contributions, tax-advantaged investment accounts, and college savings plans while reserving 20–25% for long-term wealth building. Work with a wealth advisor to develop strategies for real estate diversification, business ownership, and generational wealth transfer.

Safety in Boone County

via CrimeByCounty

Boone County Maintains Competitive Safety

Boone County holds a safety score of 97.4, keeping it safer than most of the country. Its total crime rate of 1,657.0 per 100,000 is still well below the national average of 2,385.5.

Boone County vs Kentucky Averages

The county crime rate of 1,657.0 is higher than the state average of 786.2. Consequently, Boone's safety score of 97.4 sits slightly below the Kentucky average of 98.8.

Safety in a Growing Northern Kentucky Hub

As a major population center, Boone County sees more activity than its rural neighbors. However, it remains a secure alternative to nearby metropolitan areas across the river.

Understanding the Property Crime Focus

Property crime stands at 1,549.8 per 100,000 residents, which drives the overall crime rate. The violent crime rate of 107.2 is higher than the state average but much lower than the national figure.

Securing Your Boone County Residence

With property crime as the most frequent issue, securing packages and vehicles is a top priority. Using smart doorbells and alarms helps maintain the safety of this vibrant community.

Weather & Climate in Boone County

via WeatherByCounty

Cooler Temperatures and High Snowfall

Boone County sits on the northern edge of the state, with a 54.7°F average temperature that is cooler than the national median. Its 23.3 inches of snow makes it much whiter than the typical southern county.

One of Kentucky's Coolest Spots

Boone is one of Kentucky's coolest areas, trailing the state average of 56.2°F. It is also drier than most of the state, receiving 45.3 inches of precipitation against a 50.6-inch average.

Snowier Than Central Kentucky Peers

Boone is significantly snowier than central neighbors, recording 23.3 inches of snow while counties like Barren see less than 6. It also experiences fewer extreme heat days than the state's southern tier.

Brisk Winters and Manageable Summers

Winters are brisk with a 33.9°F average and over 23 inches of snow. Summers are manageable, featuring only 22 days above 90°F and a July average of 75.9°F.

Shovels and Pipe Insulation Needed

Homeowners need heavy-duty snow shovels and well-insulated pipes to handle the 23.3 inches of annual snow. The relatively low precipitation of 45.3 inches means gardens may require supplemental watering in July.

Soil Quality in Boone County

via SoilByCounty

Northern Kentucky Groundwork

Specific pH and taxonomic data for Boone County are not available in current records. As Kentucky's northernmost county, the soil profile is uniquely shaped by its position along the Ohio River valley.

A Northern Mix

Data on sand, silt, and clay percentages is currently unlisted for this region. Local soils generally consist of silty loams that have supported both intensive agriculture and rapid urban expansion over the years.

Cultivating Local Fertility

Organic matter and available water capacity data are currently unavailable for this area. Residents should aim for the Kentucky state average of 3.55% organic matter to maximize their garden's health.

Site-Specific Water Flow

Detailed drainage and hydrologic records are not currently specified for the county. Performing a simple percolation test in your yard is the best way to understand how your local plot handles water.

Garden-Ready in Zone 6b

Boone County sits in hardiness zone 6b, offering a distinct four-season rhythm for gardeners. Whether you plant flowers or food, the local climate is ready for your next green project.

Lawn Care in Boone County

via LawnByCounty

Boone County’s Top-Tier Lawns

Boone County features a very high lawn difficulty score of 78.4, making it one of the easiest places in the state and the nation to grow grass. This score is significantly better than the Kentucky state average of 66.3.

The Perfect Growing Climate

Annual precipitation of 45.3 inches is perfectly situated in the middle of the ideal range for lawns. With only 22 extreme heat days and 3814 growing degree days, the climate is much cooler and more manageable than the state average of 30 heat days.

Optimizing Your Soil Foundation

While detailed soil data is not available, the local climate in Zone 6b supports a wide range of grass types if the pH is kept between 6.0 and 7.0. Local homeowners should focus on aeration to prevent soil compaction and ensure healthy root growth.

High Drought Resilience

Boone County saw only 4 weeks of drought over the past year and currently has 0% abnormally dry area. This stability allows for a more relaxed watering schedule, though consistent monitoring during the peak of summer is still recommended.

Best Grasses for Zone 6b

Fine fescues and Kentucky Bluegrass are ideal for Boone County's 45.3 inches of rain and cooler summers. The best time to seed is between the mid-April spring frost and the late October fall frost to take advantage of the full growing season.

Frequently Asked Questions

What is Boone County's county score?
Boone County, Kentucky has a composite county score of 47.3 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Boone County rank among counties in Kentucky?
Boone County ranks #107 among all counties in Kentucky on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Boone County, Kentucky?
The median annual property tax in Boone County is $2,372, with an effective tax rate of 0.86%. This earns Boone County a tax score of 46.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Boone County?
The median household income in Boone County, Kentucky is $99,414 per year according to U.S. Census Bureau data. Boone County earns an income score of 94.4/100 on CountyScore.
Is Boone County, Kentucky a good place to live?
Boone County scores 47.3/100 on CountyScore's overall county ranking, ranking #107 in Kentucky. The best way to evaluate Boone County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Boone County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.