Greer County scores 74.4 on the CountyScore composite index, substantially exceeding the national median of 50.0. The county ranks in the top 25% of all U.S. counties for overall livability and quality of life.
2 / 5
Oklahoma's second-highest ranked county
At 74.4, Greer County ranks among Oklahoma's elite performers, sitting 6 points above the state average of 68.4. Only a handful of state counties match its composite score.
3 / 5
Champion of affordability and natural safety
Greer County combines exceptional cost (87.4) and tax (86.3) scores with an exceptional risk score of 82.9, indicating strong natural hazard resilience. Median rent of just $624/month is the lowest among these eight counties.
4 / 5
Modest incomes limit economic dynamism
The income score of 22.7 and median household income of $60,183 reflect limited high-wage job creation. Economic opportunities are constrained in this small, rural county.
5 / 5
Ideal for retirees and budget seekers
Greer County is Oklahoma's best option for people prioritizing ultra-low costs and natural disaster resilience over career advancement. If you want to stretch a fixed income or pension, this county delivers exceptional value with excellent safety from hazards.
Greer County scores 74.4 on the CountyScore composite index, substantially exceeding the national median of 50.0. The county ranks in the top 25% of all U.S. counties for overall livability and quality of life.
Oklahoma's second-highest ranked county
At 74.4, Greer County ranks among Oklahoma's elite performers, sitting 6 points above the state average of 68.4. Only a handful of state counties match its composite score.
Champion of affordability and natural safety
Greer County combines exceptional cost (87.4) and tax (86.3) scores with an exceptional risk score of 82.9, indicating strong natural hazard resilience. Median rent of just $624/month is the lowest among these eight counties.
Modest incomes limit economic dynamism
The income score of 22.7 and median household income of $60,183 reflect limited high-wage job creation. Economic opportunities are constrained in this small, rural county.
Ideal for retirees and budget seekers
Greer County is Oklahoma's best option for people prioritizing ultra-low costs and natural disaster resilience over career advancement. If you want to stretch a fixed income or pension, this county delivers exceptional value with excellent safety from hazards.
Score breakdown
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🏛86.3
Property Tax
Effective property tax rate vs national benchmarks
Greer County's effective tax rate of 0.570% is well below the national median, with a median property tax of just $590. This represents only 22% of the national median tax of $2,690, placing Greer among the nation's most tax-friendly counties.
Below Oklahoma's average on both measures
Greer County's 0.570% rate is lower than Oklahoma's 0.652% state average, and its median tax of $590 trails the state median of $959. The county offers homeowners a modest tax burden relative to state norms.
Among the region's lowest-tax counties
Greer's 0.570% rate is competitive with Garvin (0.566%) and considerably lower than Grady (0.703%) and Grant (0.604%). The median home value of $103,600 keeps annual tax bills manageable in this southwestern cluster.
Median tax bill runs just $590 yearly
A median Greer County home worth $103,600 incurs an estimated annual property tax of $590—or $741 including mortgage taxes. At approximately $49 per month, homeowners here enjoy relatively low annual tax obligations.
Verify your property's assessed value
Oklahoma assessments sometimes overestimate property values, resulting in unnecessary tax payments even in lower-tax counties. Greer County homeowners should review their assessments and file an appeal if the valuation doesn't align with local market conditions.
Greer County's rent-to-income ratio of just 12.4% ranks well below the national average of 17.0%, delivering substantial savings for renters nationwide. The median monthly rent of $624—among Oklahoma's lowest—combined with a $60,183 median income creates genuine affordability that benefits renters at all income levels.
Oklahoma's lowest rent burden county
Greer County's 12.4% rent-to-income ratio is the lowest in Oklahoma, significantly undercutting the state average of 17.0% and the state's median rent of $814. This combination of low rents and reasonable incomes makes Greer a standout affordability destination within the state.
Lowest rents in entire regional cluster
Greer County's $624 median rent substantially undercuts all neighboring counties—Garvin ($828), Grant ($856), and Harmon ($663)—while maintaining competitive income levels. The county delivers the region's clearest path to affordable housing, particularly for cost-conscious renters.
Low rents, reasonable ownership costs
Greer County renters pay just $624 monthly (12.4% of their $60,183 income), while homeowners allocate $654 monthly (13.0%) on median home values of $103,600. Both renters and owners benefit from the county's affordability profile, making it accessible across housing typologies.
Greer is a renter's paradise
Budget-conscious renters relocating from coastal or metro areas will find Greer County's $624 monthly rent transformative—often saving $400-600 monthly versus national averages. This county delivers the lowest housing cost burden in Oklahoma while maintaining dignified living standards, making it ideal for those prioritizing affordability.
Greer County's median household income of $60,183 falls 19.5% below the national median of $74,755. Like most rural Oklahoma counties, Greer reflects the income challenges of agricultural and small-business-dependent economies.
Slightly above Oklahoma average
Greer County's $60,183 income exceeds Oklahoma's state average of $58,273 by $1,910, placing it near the state midpoint. The county performs adequately by statewide standards despite national headwinds.
Mid-tier performer regionally
Greer County ($60,183) ranks between Grant County ($61,824) to the northeast and Harmon County ($54,286) to the north. It outearns most struggling western Oklahoma counties, including Haskell ($49,930) and Hughes ($47,923).
Exceptionally low rent burden
Greer County boasts the lowest rent-to-income ratio in this analysis at 12.4%—just 41% of the affordability threshold. With a median home value of $103,600 and strong housing affordability, households can comfortably build equity and stability.
Exceptional housing affordability enables saving
Greer County's 12.4% rent-to-income ratio is the best in the region, freeing up significant household resources for investment. Consider maximizing tax-advantaged retirement accounts and establishing diverse investment portfolios to build lasting wealth.
Greer County's 73.2-year life expectancy is 3.6 years below the U.S. average of 76.8 years. Almost 1 in 4 residents (23.8%) report poor or fair health, exceeding the national benchmark.
Slightly above Oklahoma baseline
Greer County's 73.2-year life expectancy outpaces Oklahoma's state average of 72.7 years by a small margin. However, its 23.8% poor/fair health rate signals significant health burdens within the county.
Mixed performance in regional context
Greer County's 73.2-year life expectancy trails Grady County (74.1 years) but exceeds Garvin (70.5 years). Its 23.8% poor/fair health rate is among the highest in the peer group, matching Grant County's burden.
Mental health services stand out
Greer County has exceptional mental health provider availability at 348 per 100K—more than double most neighboring counties. However, primary care access is tight with only 18 providers per 100K, and 12.4% of residents lack health insurance.
Bridge the coverage gap in Greer
Though Greer's uninsured rate (12.4%) is lower than state average, 1 in 8 residents still lack coverage. Explore Oklahoma's marketplace and Medicaid to ensure access to the primary care that complements the county's strong mental health services.
With a composite risk score of just 17.08, Greer County ranks in the very low category and sits far below the national average for natural disaster exposure. Only wildfire risk (68.29) climbs to moderate levels; all other hazards present minimal threat to residents.
Second-safest county in Oklahoma
Greer's 17.08 score sits dramatically below the state average of 55.47, placing it as one of Oklahoma's lowest-risk counties. This exceptional safety profile reflects the panhandle's distance from major tornado and earthquake zones.
Greer safest in its region
Greer's 17.08 score is safer than Garvin (61.70) to the east and nearly matches neighboring Harmon County (10.21) to the north. The southwestern panhandle emerges as Oklahoma's most secure region for natural disaster exposure.
Wildfire only meaningful hazard
Greer's wildfire risk of 68.29 is its sole notable exposure; tornado risk (52.96), earthquake (26.81), flood (5.95), and hurricane (14.77) all remain minimal. The county's aridity and sparse vegetation actually moderate some wildfire potential despite the regional score.
Basic insurance is typically adequate
Greer's exceptionally low risk profile means standard homeowners coverage provides sufficient protection for most residents. Focus preparedness on routine maintenance and basic wildfire mitigation rather than extensive protective upgrades.