Indiana County, Pennsylvania — County Report Card

PA

#33 in Pennsylvania
53
County Score
Schools 77.6Safety 66.4Cost of Living 63.3

County Report Card

About Indiana County, Pennsylvania

Performing Above the National Median

Indiana County scores 53.0, placing it above the national median of 50.0. It demonstrates a solid baseline of livability that exceeds many other American counties.

Beating the Pennsylvania State Average

The county performs better than the Pennsylvania state average of 51.8. It offers a unique mix of high-quality education and affordable living for its residents.

Superior Schools and Physical Safety

Education is the crowning jewel with a school score of 77.6, the highest in this group. Safety is also a strong point at 66.4, providing a very secure environment for families.

Navigating Taxes and Water Quality

Taxes are a significant pain point, with a low score of 10.3 and a 1.562% effective rate. Water quality also ranks low at 10.4, indicating potential issues with local utilities.

Ideal for Families and Educators

Indiana is an ideal destination for families who prioritize top-tier public education and physical safety. Prospective residents must weigh these benefits against higher local taxes and water infrastructure needs.

Score breakdown

Tax10.3Cost63.3Safety66.4Health57.5Schools77.6Income34.6Risk36.3Water10.4Weather58.8
🏛10.3
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠63.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼34.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡66.4
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
57.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓77.6
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
36.3
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧10.4
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤58.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨40
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱63.2
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Indiana County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Indiana County

via TaxByCounty

Indiana taxes exceed national and state norms

Indiana County's effective tax rate of 1.562% sits well above the national median of 1.317%, placing it in roughly the 60th percentile nationally. The median property tax of $2,271 exceeds the national median of $2,690, a notably high burden relative to the county's $145,400 median home value.

Indiana ranks among Pennsylvania's highest-tax counties

At 1.562%, Indiana's effective rate exceeds Pennsylvania's average of 1.317% by nearly 19%, making it one of the state's higher-tax counties. The median tax bill of $2,271 is about $386 higher than the state median, driven by Indiana's elevated effective rate.

Indiana has the region's highest tax burden

Indiana's 1.562% rate is the highest among all eight counties analyzed, beating Erie (1.625%) only slightly but substantially exceeding Huntingdon (0.914%), Forest (1.038%), and Fulton (1.028%). An Indiana homeowner pays roughly $600–$1,100 more annually than residents of most neighboring counties.

Median Indiana home costs about $2,271 yearly

A typical Indiana home worth $145,400 carries an annual property tax bill of $2,271. With a mortgage, that bill rises to $2,304; without one, it drops to $2,239.

Indiana homeowners should prioritize assessment appeals

With one of the state's highest effective tax rates, even a modest reduction in assessed value can generate substantial savings. If your home is assessed above fair market value, filing an appeal with your municipality or county board is essential—many Indiana homeowners have recovered hundreds annually through successful challenges.

Cost of Living in Indiana County

via CostByCounty

Indiana County Meets National Affordability Standards

Indiana County's rent-to-income ratio of 16.1% sits just below the national average of 15.8% and below Pennsylvania's state average of 16.5%, indicating solid overall affordability. With a median household income of $58,739 and monthly rent of $786, Indiana offers reasonable housing access for middle-income households.

Indiana Hovers at PA's State Average Affordability

At 16.1%, Indiana County's rent-to-income ratio sits just below Pennsylvania's state average of 16.5%, placing it among the state's moderately affordable counties. Monthly rent of $786 runs 18% below the state median of $960, offering meaningful rental savings.

Indiana Sits Comfortably in Regional Range

Indiana's $786 monthly rent falls near the middle of this region's spectrum, while its 16.1% ratio ranks better than Fayette (16.5%), Erie (17.1%), and Forest (19.4%), though it trails the most affordable counties. The median home value of $145,400 aligns closely with Fayette's $126,900 and Greene's $146,200, reflecting a blue-collar housing market.

Renters Spend 16.1% on Housing Costs

Indiana County households earning $58,739 pay $786 for rent or $760 for mortgage, consuming just 16.1% of gross income—right at the state average. This affordability structure leaves adequate income for other expenses while maintaining financial stability.

Indiana County: Solid Affordability Option

If considering western Pennsylvania relocation, Indiana County offers solid affordability at 16.1% of income with rental and ownership costs that remain well-aligned with state averages. Compare Indiana's steady middle-ground approach against Greene's exceptional affordability (13.5%) or Franklin's premium market ($1,071 rent) to find your best value.

Income & Jobs in Indiana County

via IncomeByCounty

Indiana trails the national median

Indiana County's median household income of $58,739 falls $16,016 short of the national median of $74,755, reflecting economic challenges common to rural Pennsylvania. The gap exceeds many comparison counties, signaling structural economic constraints.

Below average among Pennsylvania counties

Indiana's $58,739 income ranks $10,875 below Pennsylvania's state average of $69,614, placing it in the lower half of the state's 67 counties. The county underperforms most statewide benchmarks.

Indiana outearns only Forest County

Indiana's $58,739 trails all comparison counties except Forest ($50,061), with substantial gaps versus Franklin ($74,946) and Erie ($61,476). Among western Pennsylvania peers, Indiana faces economic headwinds.

Housing affordable but stretched

Indiana's rent-to-income ratio of 16.1% approaches the affordability threshold, and median home values of $145,400 remain achievable but consume meaningful income share. Households must budget carefully to maintain housing security.

Prioritize income growth strategies

Indiana households earning $58,739 should treat income advancement—through education, career moves, or supplemental work—as their primary wealth-building tool. Even modest income gains compound significantly; pair this with low-cost investing for long-term stability.

Safety in Indiana County

via CrimeByCounty

Indiana County is exceptionally safe

Indiana County boasts a safety score of 98.8, placing it among the most secure areas in the country. Its total crime rate of 790.2 per 100K is a fraction of the national average of 2,385.5.

Indiana County Outperforms State Averages

Indiana County's crime rate of 790.2 per 100K is significantly lower than the Pennsylvania average of 932.4. Its safety score of 98.8 also beats the state average of 98.5.

Indiana vs Neighboring Greene County

Indiana County's crime rate of 790.2 is very similar to Greene County's 740.6. Both counties are regional leaders in maintaining low crime and high safety standards.

Extremely Low Violent Crime Rates

Indiana County reports a violent crime rate of only 74.3 per 100K, roughly half of the state average of 142.2. Property crime remains low at 715.9 per 100K residents.

Protecting Your Home in Indiana County

With such low violent crime, residents should stay focused on preventing property-related incidents. Basic home security measures like outdoor lighting can effectively deter the small number of thefts that occur.

Health in Indiana County

via HealthByCounty

Indiana's life expectancy near U.S. average

At 75.2 years, Indiana County residents live 0.9 years shorter than the U.S. average of 76.1 years, reflecting slightly below-average population health. With 17.7% reporting poor or fair health—below the 17.9% national average—Indiana shows good chronic disease control despite shorter overall lifespan.

Indiana ranks near state average

Indiana's 75.2-year life expectancy is 1.2 years below Pennsylvania's 76.4-year average, placing it in the middle range of the state's health rankings. The county's 17.7% poor/fair health rate suggests relatively effective health management despite the longevity gap.

Indiana performs solidly in regional context

Indiana's 75.2-year life expectancy falls between lower-performing counties (Forest at 70.9, Fayette at 72.5) and healthier peers (Franklin at 77.2, Huntingdon at 77.0). With 51 primary care providers and an impressive 388 mental health providers per 100K, Indiana offers strong behavioral health infrastructure and decent routine care access.

Higher uninsured rate, strong mental health

Indiana's 7.9% uninsured rate exceeds Pennsylvania's 7.0% average, with roughly 6,400 residents lacking coverage. The county stands out for its 388 mental health providers per 100K—among the region's best—and 51 primary care providers per 100K provide reasonable access to routine care.

Indiana residents: close the coverage gap

With a 7.9% uninsured rate—higher than the state average—nearly 6,400 Indiana residents lack essential health protection. Visit healthcare.gov or call 1-800-318-2596 to explore Medicaid and Marketplace options; Indiana's excellent mental health services are most effective when residents have insurance coverage.

Schools in Indiana County

via SchoolsByCounty

Indiana County’s Robust School Network

Indiana County manages 22 public schools across eight districts, educating a total of 8,584 students. The landscape features 12 elementary schools, two middle schools, and eight high schools. This comprehensive network provides wide geographic coverage for the county’s various towns and rural townships.

Academic Excellence and High Graduation Rates

Indiana County excels with a 91.3% graduation rate, significantly higher than both the national average of 87% and the state average of 90.3%. This success is backed by a per-pupil expenditure of $12,183, which is well above the state average of $10,336. The county's school score of 65.4 is also impressively high compared to the state's 60.9.

Indiana Area and River Valley Districts

Indiana Area School District is the largest hub with 2,816 students across six schools. River Valley School District and Marion Center Area also provide significant capacity, serving 1,419 and 1,186 students respectively. There are currently no charter schools in the county, making traditional public districts the cornerstone of education.

Rural Roots with Strong Town Hubs

The county features 15 rural schools and seven town-based campuses, creating a blend of educational environments. Indiana Area Senior High is the largest individual school with 905 students, while the countywide average enrollment is 390. This creates a focused learning atmosphere that ranges from small rural elementary schools to mid-sized town high schools.

Settle Near Top-Performing Indiana Schools

With a graduation rate that beats state averages and significant investment per student, Indiana County is a premier choice for home buyers. Focus your search in the Indiana Area or River Valley districts to capitalize on high-scoring schools. These communities offer the perfect mix of academic rigor and small-town stability.

Disaster Risk in Indiana County

via RiskByCounty

Indiana sits slightly below national median

Indiana County's composite risk score of 63.71 falls slightly below the national average, earning a "Relatively Low" rating. The county's flood risk of 77.83 and hurricane risk of 70.80 indicate moderate-to-high vulnerability despite a favorable overall score.

Lower-middle tier among Pennsylvania peers

At 63.71, Indiana ranks below the Pennsylvania state average of 67.45, positioning it in the safer half of state counties. Still, Indiana faces above-average hazard exposure compared to most U.S. counties.

More exposed than Forest, less than Fayette

Indiana's 63.71 score falls between neighboring Forest County's exceptional 19.91 and Fayette County's elevated 82.22. Indiana represents moderate risk—neither remarkably safe nor particularly exposed by Pennsylvania standards.

Floods and hurricanes present dual threat

Indiana's flood risk (77.83) and hurricane risk (70.80) are substantially elevated, while tornado risk (42.62) and wildfire risk (37.95) remain moderate. The county's river systems and distance from protective coastal geography drive these hazards.

Obtain both flood and comprehensive coverage

Indiana County residents should secure flood insurance for any property in or near flood zones, as damage from heavy rainfall is common. Pair flood coverage with comprehensive homeowner's insurance to protect against the full range of natural hazards.

Weather & Climate in Indiana County

via WeatherByCounty

Cool Continental Highlands

Indiana County maintains a cool 49.5°F annual average, typical of the higher elevation continental climate. This sits slightly below both the state and national averages.

Wet and Cool Norms

The county is slightly cooler than the Pennsylvania average of 49.9°F. It is also one of the wettest areas, receiving 47.9 inches of precipitation compared to the state’s 45.3-inch norm.

Cooler Than the South

Indiana is warmer than Jefferson but significantly cooler than Huntingdon or Greene. It experiences 8 days of extreme heat, roughly half of what neighbors to the south face.

Substantial Snow and Mild July

Winters bring a substantial 45.8 inches of snow and a January average of 26.7°F. Summers are mild and comfortable, with July temperatures peaking at only 70.7°F.

Ready the Rain Gear

Durable rain gear and reliable winter heating are essential for the high precipitation and 45-inch snowfalls. The 8 extreme heat days require only moderate cooling capacity.

Soil Quality in Indiana County

via SoilByCounty

High-Acidity Soils in Indiana

Indiana County features a very acidic average pH of 5.13, which is lower than both the state average of 5.22 and the national median of 6.5. This level suggests the soil is naturally well-suited for acid-loving native plants.

Heavy Silt and Low Sand

With 46.3% silt and only 24.5% sand, these soils can feel silky but may pack down tightly. The 14.0% clay content is relatively low, which helps prevent the soil from becoming a heavy, unworkable mass.

Rich Carbon but Low Water

The county has an impressive 24.15% organic matter, doubling the Pennsylvania average. Despite this richness, the available water capacity of 0.118 in/in is quite low, indicating that water drains through the organic material quickly.

Thirsty Soils Despite High Organic Content

A soil score of 40.0 reflects challenges in moisture management across the county. The low water capacity means that even though the soil is carbon-rich, it requires frequent irrigation to keep plants hydrated.

Greening Up in Zone 6b

In USDA Zone 6b, Indiana County is a great place for rhododendrons and blueberries that love acidic, organic-rich earth. Just remember to keep the hose handy to support your plants during dry Pennsylvania summers.

Lawn Care in Indiana County

via LawnByCounty

Indiana County Beats National Lawn Medians

Indiana County holds a 63.2 lawn difficulty score, making it easier to maintain than the national average of 50.0. This Zone 6b region offers a cooler, wetter environment that is generally friendly to cool-season grasses.

High Rainfall and Few Heat Stress Days

Indiana County averages 47.9 inches of annual precipitation, which is well above the state average of 45.2. With only 8 extreme heat days, turf grass here is less likely to suffer from the mid-summer browning seen in hotter counties.

Lime Is Essential for Acidic Soil

The soil pH in Indiana County is quite low at 5.13, sitting well below the 6.0 ideal. The soil texture is composed of 14.0% clay and 24.5% sand, necessitating regular aeration and pH correction for a lush appearance.

Indiana County Remains Mostly Hydrated

The county experienced only 4 weeks of drought in the past year, though 69.7% is currently abnormally dry. This recent dry spell is a deviation from the local norm, but the high annual rainfall usually keeps lawns resilient.

Shorter Window for Spring Seeding

Wait until May 8th to seed to avoid the late spring frost that characterizes this region. The fall season arrives early on October 13th, so any late-season repairs should be completed by September to ensure survival.

Frequently Asked Questions

What is Indiana County's county score?
Indiana County, Pennsylvania has a composite county score of 53 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Indiana County rank among counties in Pennsylvania?
Indiana County ranks #33 among all counties in Pennsylvania on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Indiana County, Pennsylvania?
The median annual property tax in Indiana County is $2,271, with an effective tax rate of 1.56%. This earns Indiana County a tax score of 10.3/100 on CountyScore (higher = lower taxes).
What is the median household income in Indiana County?
The median household income in Indiana County, Pennsylvania is $58,739 per year according to U.S. Census Bureau data. Indiana County earns an income score of 34.6/100 on CountyScore.
Is Indiana County, Pennsylvania a good place to live?
Indiana County scores 53/100 on CountyScore's overall county ranking, ranking #33 in Pennsylvania. The best way to evaluate Indiana County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Indiana County with other counties side by side.