Jack County

Texas · TX

#64 in Texas
66.1
County Score

County Report Card

About Jack County, Texas

Jack County exceeds national baseline

Jack County scores 67.8, well above the national median of 50.0 and placing it in the 36th percentile nationally. This above-average showing indicates reasonable livability conditions for a small rural North Texas county.

Just above Texas state average

With a score of 67.8, Jack County narrowly exceeds the Texas state average of 66.8, positioning it as a competitive option among Texas counties. This slight advantage over the state mean reflects balanced livability across measured dimensions.

Solid income and reasonable housing costs

Jack County's Income Score of 26.3 reflects median household income of $65,693, and its Cost Score of 79.7 offers median home values of $174,800 and rents of $968/month. These figures demonstrate a working-class community with stable employment and accessible housing options.

Moderate tax burden and data gaps

The Tax Score of 65.8 with an effective tax rate of 1.296% is moderate but not exceptional, placing pressure on household finances. Critical information on safety, health, schools, and water quality remains unavailable, limiting a comprehensive livability assessment.

Right for working-class families seeking stability

Jack County appeals to working families and professionals seeking a stable, affordable rural community with decent income prospects. The balanced profile of moderate incomes and housing costs suggests a practical choice for those prioritizing economic steadiness over premium amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax65.8Cost79.7SafetyComing SoonHealth54SchoolsComing SoonIncome26.3Risk88.6WaterComing Soon
🏛65.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠79.7
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼26.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
54
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
88.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Jack County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Jack County

via TaxByCounty

Jack County taxes exceed national median slightly

At 1.296%, Jack County's effective tax rate modestly exceeds the national median of 1.1%, placing it in the upper-middle tier of U.S. counties. The median property tax of $2,266 falls below the national median of $2,690.

Jack County ranks just above Texas average

Jack County's 1.296% effective rate nearly matches the state average of 1.276%, placing it right at the statewide norm. Homeowners pay $2,266 in median annual taxes versus the state average of $2,193.

Jack County taxes comparable to Hunt County

Jack County's 1.296% rate virtually mirrors Hunt County's 1.297%, making them the region's highest-taxing counties by rate. At $2,266 in median taxes, Jack County homeowners pay more than Houston, Irion, Howard, and Hudspeth counties but less than some higher-value jurisdictions.

What Jack County homeowners actually pay

The median Jack County home valued at $174,800 generates an estimated $2,266 in annual property taxes. With a mortgage, expect $2,795; without, around $1,480.

Your property tax assessment may be inflated

Many Texas homeowners discover their homes are assessed above fair market value, making them eligible to challenge their appraisals. In a county with above-average tax rates like Jack, filing a protest could yield meaningful savings at no cost.

Cost of Living in Jack County

via CostByCounty

Jack County offers balanced affordability

Jack County's 17.7% rent-to-income ratio sits comfortably below the national baseline, delivering solid housing affordability to residents despite slightly lower median household income of $65,693. This 12% income shortfall versus the national average is more than offset by restrained housing costs.

Below Texas state average burden

Jack County's 17.7% rent-to-income ratio runs 0.4 points below Texas's 18.1% state average, placing it just at parity with the broader state market. Median rent of $968 sits just 0.5% above the state average of $963, reflecting a stable, typical Texas rental market.

Middle ground among peer counties

Jack County's 17.7% burden ranks better than Houston County (19.2%), Irion County (21.2%), Hunt County (20.3%), and Jackson County (19.6%), trailing only Hutchinson County (15.6%) and Howard County (16.7%). Its $968 rent places it squarely in the region's moderate-cost tier.

Jack County housing costs breakdown

Renters pay $968 monthly and homeowners pay $735, moderate costs across both categories, against median income of $65,693 annually. Housing claims 17.7% of renter income—a sustainable level that exceeds the comfortable threshold but remains manageable for household budgeting.

Jack County: solid middle option

If you're relocating and seeking stability without extreme affordability or premium costs, Jack County delivers with $174,800 median home values and moderate rent and ownership expenses. Compare your current housing burden against $968 rent; if you're above that threshold, Jack County could meaningfully improve your financial flexibility.

Income & Jobs in Jack County

via IncomeByCounty

Jack County slightly below national income

Jack County's median household income of $65,693 is $9,062 below the national median of $74,755, placing it in the middle range of U.S. counties. This moderate gap suggests Jack County households have reasonably stable, if not exceptional, earning power.

Slightly above Texas median income

At $65,693, Jack County exceeds Texas's state average of $64,737 by $956, ranking it among average-to-above-average earning counties statewide. Per capita income of $31,398 is slightly below the state average of $33,197.

Competitive with nearby counties

Jack County's $65,693 income is comparable to Hutchinson County ($65,470) and Jackson County ($61,752), placing it solidly in the middle of this regional peer group. This consistency suggests stable, moderate economic conditions across North Central Texas.

Housing costs moderate and manageable

A rent-to-income ratio of 17.7% is healthy and below the affordability threshold, indicating comfortable housing costs for most residents. However, a median home value of $174,800 represents a significant financial commitment for households earning $65,693.

Build equity through disciplined planning

Jack County residents with stable household income around $65,000 can pursue homeownership while maintaining savings for retirement and emergencies. A diversified approach combining home equity, retirement accounts, and modest stock investments creates sustainable wealth growth.

Health in Jack County

via HealthByCounty

Jack County exceeds U.S. longevity

At 75 years, Jack County's life expectancy exceeds the U.S. average of 78.9 years... wait, that's incorrect. At 75 years, Jack County trails the U.S. average by nearly 4 years. However, its 21.4% poor/fair health rate is among the region's better performers.

Above Texas average for longevity

Jack County's life expectancy of 75 years outperforms Texas's 74.3-year average by 0.7 years, placing it in the top tier statewide. The county demonstrates health outcomes that exceed most regional peers.

Highest primary care density

Jack County leads the region with 34 primary care providers per 100K residents—significantly exceeding Hunt County (27 per 100K) and Houston County (14 per 100K). However, mental health provider availability at 23 per 100K ranks lowest among the eight counties, creating a gap in behavioral health services.

Coverage above average, care access mixed

Jack County's uninsured rate of 22.3% exceeds both the state average (19.8%) and peer counties like Hunt County (18.9%), despite strong primary care availability. This suggests some residents face barriers to insurance enrollment or affordability even where providers are plentiful.

Close your insurance gap

Jack County's uninsured rate is 2.5 points above state average—if you're uninsured, marketplace plans are available year-round for qualifying events. Reach out to local community health centers for enrollment assistance and cost estimates.

Disaster Risk in Jack County

via RiskByCounty

Jack County remains very low risk

Jack County scores 11.39 on the composite risk scale, placing it well below the national average and in the very low risk category. The score reflects a generally protected natural hazard environment despite some wildfire exposure.

Well below Texas average exposure

At 11.39, Jack County ranks significantly below Texas's state average composite risk of 49.00, positioning it among the state's lower-risk counties. The county's score represents roughly one-quarter of the state average, indicating substantially reduced disaster exposure.

Safe haven in North Central Texas

Jack County's composite risk of 11.39 makes it safer than most neighboring counties including Young, Wise, and Parker counties. The North Central Texas location benefits from moderate distance from major tornado alley and relative isolation from coastal storm systems.

Wildfire presents highest exposure

Wildfire risk at 86.23 represents Jack County's primary hazard concern, though it exists in isolation from other significant threats. Tornado risk at 41.38 and hurricane risk at 30.12 present secondary considerations, while flood and earthquake risks remain minimal.

Wildfire awareness with standard coverage

Jack County homeowners should verify their policies include wildfire coverage as a supplementary concern, though overall risk remains moderate. Standard homeowners insurance typically provides adequate protection for the county's natural hazard profile.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.