CountyScore

Llano County

Texas · TX

#88 in Texas
64.8
County Score

County Report Card

About Llano County, Texas

Llano County significantly outpaces nation

Llano County's composite score of 71.0 exceeds the national median of 50.0 by 42%, positioning it well above typical U.S. county livability. This substantial advantage reflects consistent strength across measured dimensions.

Strong livability above Texas average

Llano County scores 71.0, approximately 4 points above the Texas state average of 66.8, marking it among the higher-performing Texas counties. The county ranks solidly in the upper-middle tier of the state's 254 counties.

Exceptional low taxes and reliable incomes

Llano County features a standout tax score of 79.7 with an effective rate of 0.803%, providing maximum tax relief, while a median household income of $65,636 supports solid financial stability. A cost score of 75.6 makes housing reasonably attainable despite higher home values of $322,300.

High home values and limited data availability

Median home values of $322,300 are substantially higher than peer counties, potentially pricing out first-time buyers despite tax advantages and reliable incomes. Safety, health, school, and environmental data remain unavailable, limiting assessment completeness.

Perfect for established families seeking tax relief

Llano County appeals to established families and professionals with solid incomes who value low taxes and can manage higher home purchase prices. It suits those seeking desirable community living combined with meaningful tax advantages for wealth preservation.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax79.7Cost75.6SafetyComing SoonHealth60.2SchoolsComing SoonIncome26.2Risk29.6WaterComing Soon
🏛79.7
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠75.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼26.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤60.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡29.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Llano County with another county →

Counties with similar scores

Glenn County
California
64.8
Median income: $70,487
Coweta County
Georgia
64.8
Median income: $94,142
Glynn County
Georgia
64.8
Median income: $68,546
Harper County
Kansas
64.8
Median income: $55,417
Gallatin County
Montana
64.8
Median income: $87,454

Deep Dives

Llano County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Llano County

via TaxByCounty

Llano County offers lowest effective tax rate

At 0.803% effective rate, Llano County has the lowest tax burden among all counties in this analysis and ranks among the nation's least-taxing jurisdictions. The median annual tax of $2,587 actually exceeds the national median of $2,690, but only because Llano homes are significantly more valuable.

Lowest rate in Texas among these counties

Llano County's 0.803% effective rate is the lowest reviewed and trails Texas's state average of 1.276% by a wide margin. At $2,587 median annually, it sits above the state median of $2,193—a result of the county's higher median home value of $322,300.

Rock-bottom taxes in Hill Country

Llano County's 0.803% rate is the lowest among all regional peers, nearly 0.4 percentage points below Live Oak County (0.882%), the second-lowest in this group. Buyers seeking affordable property taxes should take notice of Llano's steep discount.

What Llano County homeowners pay yearly

On a median home valued at $322,300, Llano County residents pay approximately $2,587 in annual property taxes. Adding mortgage taxes brings the annual total to roughly $2,875.

Higher-value homes warrant careful assessment reviews

In counties with larger home values, even small assessment errors can mean substantial overpayment. Request a detailed breakdown of your home's valuation and compare it against recent comparable sales in your neighborhood before the appraisal deadline.

Full property tax analysis on TaxByCounty

Cost of Living in Llano County

via CostByCounty

Llano matches national affordability norms

Llano County renters spend 18.2% of household income on housing, tracking nearly even with national averages and representing moderate affordability. At $995/month rent with a $65,636 median income, Llano offers balanced housing costs compared to most U.S. counties.

Slightly above Texas average pressure

Llano's 18.2% rent-to-income ratio sits just above Texas's 18.1% state average, placing it in the middle tier of state affordability. Rents run $32 above the state median, indicating moderate housing demand without the extreme pressures seen in larger metro areas.

Middle ground among regional counties

Llano's 18.2% ratio sits between affordability leaders Lipscomb (13.6%) and Limestone (17.2%), while beating pressured Live Oak (21.1%) and Liberty (19.2%). With median income above most county peers, Llano residents earn their way to moderate affordability.

Homeownership comes with premium pricing

Llano homeowners with median home value of $322,300 pay $970/month, nearly matching renters' $995/month despite dramatically higher home values. This county's elevated home prices suggest appreciation potential or lifestyle premium, but ownership requires serious financial commitment.

Llano suits balanced-budget seekers

If you want national-average affordability with slightly elevated home values suggesting strong appreciation potential, Llano delivers. Plan your move here with reliable income near or exceeding the county median—this is prime country for semi-retirement or lifestyle relocation.

Full cost of living analysis on CostByCounty

Income & Jobs in Llano County

via IncomeByCounty

Llano approaches national income norm

Llano County's median household income of $65,636 runs 12% below the national median of $74,755, but sits closer to the national standard than most rural Texas counties. The $9,119 gap reflects moderate earning power in the Hill Country region.

Exceeds Texas state average

Llano's $65,636 median income surpasses Texas's state average of $64,737 by roughly $900, placing it in the upper-middle tier of Texas counties. Per capita income of $52,514 vastly exceeds the state average of $33,197, reflecting significant wealth concentration.

Strong earner with disparity

Llano households outpace Leon County ($59,975), Limestone County ($58,109), Live Oak County ($53,869), and Liberty County ($64,773), but lag Lipscomb County ($71,442). The county's notably high per capita income ($52,514) suggests wealth inequality—some residents are quite affluent while others earn less.

Premium housing pulls on incomes

Llano's rent-to-income ratio of 18.2% remains manageable, but median home values of $322,300—the highest in the group—indicate a desirable Hill Country location. The above-average homes require significant income commitment, leaving middle-income households stretched.

Leverage Hill Country appreciation

Llano's high home values and diverse income levels suggest opportunity for real estate-focused wealth building. Consider leveraging home equity through refinancing or investment properties, and maximize retirement contributions to complement property appreciation.

Full income & jobs analysis on IncomeByCounty

Health in Llano County

via HealthByCounty

Llano County leads on health outcomes

Llano County residents live to an average of 76.2 years, exceeding the U.S. average of 78.9 years. Only 18.4% report poor or fair health, matching the national benchmark and indicating excellent population health.

Best-performing county in broader region

Llano County's 76.2-year life expectancy outpaces the Texas average of 74.3 years by 1.9 years. Its 18.4% poor/fair health rate stands well below the state trend, making Llano among Texas's healthiest communities.

Regional health leader by wide margin

Llano's 76.2-year life expectancy leads neighboring Liberty (72.8 years) by 3.4 years and Leon (73.3 years) by 2.9 years. The 19.6% uninsured rate is the lowest among neighbors, reflecting stronger healthcare access across the community.

Strong providers, excellent insurance coverage

Llano County has 68 primary care providers per 100,000 residents and an impressive 61 mental health providers per 100,000—among the highest in the region. A 19.6% uninsured rate, just below the state average, underscores accessible healthcare infrastructure.

Protect your family's health gains

Llano County's exceptional health outcomes stem partly from strong healthcare access—keep that advantage going by maintaining continuous coverage. If uninsured, contact Llano County Health Services to explore local options today.

Full health analysis on HealthByCounty

Disaster Risk in Llano County

via RiskByCounty

Llano County: Above-Average Risk

Llano County scores 70.39 on the composite risk scale, earning a Relatively Low rating but exceeding the Texas state average of 49.00 by 44%. This makes Llano a notably higher-risk county, driven by significant flood and wildfire exposure in Central Texas.

Llano's Upper-Tier Risk Standing

Llano County's composite risk score of 70.39 places it in the higher-risk tier of Texas counties, reflecting substantial exposure to floods, wildfires, and tornadoes. The county ranks considerably higher than the state average across multiple hazard types.

Llano Among Central Texas Peers

Llano County (70.39) carries higher risk than Leon County (58.30) and Limestone County (59.26) to the east, but lower than Liberty County (79.52) to the southeast. It shares elevated risk with Lubbock County (96.25) to the west, though the hazard types differ by region.

Llano's Dual Flood-Wildfire Threat

Flood risk (82.51) and wildfire risk (80.25) dominate Llano County's hazard landscape, reflecting both hill country topography and dry vegetation patterns. Tornado risk (67.59) adds a third concern, making Llano a multi-hazard zone where seasonal preparedness is essential.

Essential Insurance for Llano Homes

Llano County residents must secure flood insurance given the county's 82.51 flood risk score, particularly if near waterways or in drainage areas. Ensure your homeowners policy covers wildfire and tornado damage, and review coverage limits before each storm season.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.