Lampasas County

Texas · TX

#87 in Texas
64.9
County Score

County Report Card

About Lampasas County, Texas

Lampasas ranks above the nation

Lampasas County scores 66.6 on the composite index, placing it in the top 33% of U.S. counties and well above the national median of 50.0. The county demonstrates solid livability by national comparison.

Nearly even with Texas average

At 66.6, Lampasas sits virtually at Texas's state average of 66.8, placing it squarely in the middle tier of Texas counties. The county shows typical livability for the state.

Higher incomes set it apart

Lampasas stands out with the highest Income Score of 33.6 in this group, reflecting median household income of $76,919. This income advantage, combined with a Tax Score of 66.6, creates stronger wealth-building potential than most peers.

Higher housing costs than peers

The Cost Score of 74.8 with median home values of $236,000 represents higher housing costs compared to other counties in this group. Comprehensive data on safety, health, schools, and environmental factors remain unavailable.

Best for higher-earning families

Lampasas County suits families with above-average incomes seeking moderate Texas living costs with stronger local earning potential. It's an excellent match for professionals and established workers able to support higher home prices.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax66.6Cost74.8SafetyComing SoonHealth58.9SchoolsComing SoonIncome33.6Risk70.1WaterComing Soon
🏛66.6
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠74.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼33.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
58.9
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
70.1
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Lampasas County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Lampasas County

via TaxByCounty

Lampasas County taxes exceed national median

Lampasas County's effective tax rate of 1.268% significantly exceeds the national median of 0.84%, placing it in the higher tier nationally. Its median annual tax of $2,993 approaches and exceeds the national median of $2,690, driven by Lampasas County's substantially higher median home value of $236,000—closer to national norms.

Slightly above Texas average rates

Lampasas County's 1.268% effective rate nearly matches the Texas state average of 1.276%, making it a typical Texas county by tax burden. However, its median annual tax of $2,993 significantly exceeds the state median of $2,193 due to higher property values in the county.

Higher-valued properties drive tax bills

Lampasas County's median home value of $236,000 is notably higher than Knox County ($66,800), La Salle County ($101,000), and Lamb County ($76,600), explaining why absolute tax bills are steeper despite similar rates. Only Lamar County ($175,500) and Lee County ($247,500) come close to Lampasas's valuations.

Lampasas County property tax reality

On Lampasas County's median home value of $236,000, you'll owe roughly $2,993 in annual property taxes. Mortgage payers should budget approximately $3,288 annually when escrow is included.

Higher values mean bigger savings potential

Lampasas County's elevated home values make appraisal accuracy especially critical—a 1% overassessment on a $236,000 home costs roughly $30 annually. Requesting a formal appraisal review is essential for protecting your investment.

Cost of Living in Lampasas County

via CostByCounty

Lampasas County beats national averages

Lampasas County's rent-to-income ratio of 15.0% significantly underperforms the national affordability standard, giving residents substantial financial flexibility. With median household income ($76,919) exceeding the national average by $2,164, Lampasas offers both higher incomes and lower housing-cost burdens.

Texas's most affluent housing market

Lampasas County boasts the highest median household income ($76,919) among these eight counties and ranks well above Texas's state average for income. Its 15.0% rent-to-income ratio beats the state average of 18.1%, making it both wealthy and affordable—a rare combination.

Premium pricing, premium incomes

Lampasas County's $961 rent and $236,000 median home value represent the highest in this region, but so does its median household income of $76,919. Its residents have significantly more earning power than neighbors like Lavaca County ($61,768) or Leon County ($59,975), justifying the premium.

Higher costs, higher capacity

Lampasas County residents spend $961 monthly on rent (15% of income) or $1,064 on mortgage payments (16.6% of income), among the highest absolute costs in this group. However, their median income of $76,919 makes these payments manageable, leaving ample room for savings and discretionary spending.

Lampasas for affluent professionals

Lampasas County delivers premium amenities and strong affordability ratios if your household income matches or exceeds the $76,919 median. If you're earning well and seeking a prosperous community with manageable housing costs, compare Lampasas against neighboring Lavaca and Leon Counties.

Income & Jobs in Lampasas County

via IncomeByCounty

Lampasas exceeds national income average

Lampasas County's median household income of $76,919 slightly exceeds the U.S. median of $74,755, making it the only county in this group above the national benchmark. This achievement reflects stronger economic diversification and higher-wage employment opportunities.

Well above Texas state median

At $76,919, Lampasas County earns 19% more than the Texas state median of $64,737, ranking it in the upper tier statewide. The county's per capita income of $36,318 further exceeds the state average of $33,197, indicating broad-based prosperity.

Clear income leader among surveyed counties

Lampasas County's $76,919 significantly outpaces all peers in this comparison—exceeding Lamar ($61,122) by 26% and Lee ($66,000) by 17%. This advantage reflects Lampasas's proximity to Austin's economic influence and more robust local business activity.

Strong income supports homeownership

Lampasas County's 15.0% rent-to-income ratio hits the sweet spot for affordability, and the median home value of $236,000 is well-supported by median household income. This balance allows residents to comfortably afford housing while maintaining robust financial flexibility.

Premium position for aggressive wealth building

Lampasas County residents enjoy above-average income and reasonable housing costs—an ideal combination for serious investing. With income exceeding the national median, households here can maximize 401(k) contributions, fund college savings plans, and build taxable investment portfolios to generate wealth over decades.

Health in Lampasas County

via HealthByCounty

Lampasas life expectancy leads county group

At 74.8 years, Lampasas County's life expectancy exceeds Texas's state average of 74.3 years and approaches the U.S. average of 78.9 years. Just 20.8% report poor or fair health, the lowest rate in the eight-county comparison.

Lampasas outperforms Texas on health metrics

Lampasas stands among Texas's healthiest counties with a 74.8-year life expectancy that beats the state average. At 17.5% uninsured, Lampasas also has the lowest uninsured rate among all eight counties, well below Texas's 19.8% average.

Lampasas ties for lowest poor health rate

Lampasas's 20.8% poor or fair health rate matches Lavaca County and ranks lowest in the region—nearly 14 points below La Salle (34.7%). Its 17.5% uninsured rate is also the best in the comparison group.

Strong provider access, excellent coverage

Lampasas residents benefit from 45 primary care providers per 100,000 and 82 mental health providers, supporting comprehensive care. With only 17.5% uninsured—the lowest in the group—most residents can access and afford healthcare services.

Lampasas leads on coverage, stay protected

Lampasas County stands out with the lowest uninsured rate among eight counties at just 17.5%, reflecting strong health security. To maintain this advantage, visit healthcare.gov to ensure continuous coverage or explore options if your situation changes.

Disaster Risk in Lampasas County

via RiskByCounty

Lampasas ranks below national risk

Lampasas County's composite risk score of 29.93 falls below the national average, earning a "Very Low" rating. The county's central Texas location provides distance from major coastal and severe weather corridors.

Low-risk among Texas counties

Scoring 29.93 versus the Texas state average of 49.00, Lampasas County ranks among the state's safer communities. The 39% reduction from state average reflects a favorable geographic position.

Safer than higher-risk nearby areas

Lampasas County's score of 29.93 compares favorably to nearby Lamb County (61.23) and Lamar County (79.55). Among its regional peers, Lampasas maintains one of the lowest risk profiles.

Wildfire and tornado pose modest threats

Wildfire risk of 84.03 and tornado risk of 61.23 represent Lampasas's highest exposures, though both remain manageable given the county's overall low composite score. Flood and hurricane risks stay well below state averages at 41.92 and 45.56 respectively.

Standard coverage with wildfire consideration

Standard homeowners insurance provides adequate protection for most Lampasas County residents. Property owners in brushy or wooded areas should discuss wildfire endorsements and maintain defensible space around structures.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.