CountyScore

Loudoun County

Virginia · VA

#129 in Virginia
58
County Score

County Report Card

About Loudoun County, Virginia

Premium incomes can't offset housing costs

Loudoun's composite score of 52.2 barely tops the national median of 50.0, despite an income score of 100.0 and median household income of $178,707. Extraordinary earnings are overwhelmed by the nation's most expensive housing market in this peer group.

Below Virginia's county average despite wealth

Loudoun scores 52.2, well below Virginia's 70.3 state average, making it the lowest-scoring county in this analysis. The county's wealth cannot overcome its severe cost-of-living disadvantage.

Highest incomes in the nation's wealthiest region

Loudoun's income score of 100.0 reflects median household income of $178,707, the highest among all peer counties and positioning residents in the nation's top earners. The tax score of 77.4 provides some financial relief.

Extreme housing costs devastate overall livability

The cost score of 21.3—by far the worst among peers—reflects median home values of $701,000 and rent at $2,317/month, creating an unsustainable burden even for high earners. Safety, health, school, and environmental data remain unavailable.

Only works for those with exceptional wealth

Loudoun suits elite earners and established wealth with significant assets who can absorb $700,000+ home prices. For most households, even those earning six figures, the county's cost structure exceeds what livability typically permits.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax77.4Cost21.3SafetyComing SoonHealth85.7SchoolsComing SoonIncome100Risk21.9WaterComing Soon
🏛77.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠21.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼100
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤85.7
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡21.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Loudoun County with another county →

Counties with similar scores

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Albany County
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Orleans County
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Deep Dives

Loudoun County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Loudoun County

via TaxByCounty

Loudoun County: America's highest-value homes

Loudoun County's effective tax rate of 0.882% is the highest in Virginia, and with a median home value of $701,000, residents pay $6,186 annually—more than double the national median property tax. Loudoun represents the extreme high end of Virginia property values and taxes.

Virginia's highest tax rate overall

Loudoun County leads Virginia with an effective tax rate of 0.882%, nearly 31% above the state average of 0.671%. Median property taxes of $6,186 are more than triple Virginia's $1,960 state median.

Premium pricing justifies premium services

Loudoun County's 0.882% rate far exceeds all neighboring counties including Lexington (0.864%), Louisa (0.646%), and all others, but reflects the region's unprecedented population growth and infrastructure demands. No Virginia county approaches Loudoun's combination of high rates and valuations.

What $701,000 home costs yearly

On Loudoun's median home value of $701,000, homeowners pay approximately $6,186 per year in property taxes—over $515 monthly. This reflects the county's explosive growth, booming tech economy, and premium property values.

High-value properties warrant professional appeal

Loudoun County residents with multimillion-dollar homes should seriously consider professional assessment appeals, as even small percentage errors translate to thousands in annual overpayment. The investment in a challenge often pays for itself.

Full property tax analysis on TaxByCounty

Cost of Living in Loudoun County

via CostByCounty

Loudoun's wealth enables luxury housing costs

Loudoun County's 15.6% rent-to-income ratio looks reasonable until you see the context: household income of $178,707 is more than double the national median, and homes average $701,000. This is America's priciest housing market in this comparison—but residents earn accordingly.

Virginia's wealthiest, most expensive county

Loudoun's median rent of $2,317 and median home value of $701,000 far exceed any other Virginia county shown here, reflecting its status as a D.C. exurb tech hub. Yet its 15.6% rent-to-income ratio stays below state average, thanks to exceptional household incomes of $178,707.

Price tier entirely above all peers

Loudoun's $2,317 rent nearly doubles King George's $1,426, and its $701,000 median home value is 77% higher than any other county in this comparison. Loudoun occupies a completely different market segment, serving high-income tech and government workers.

Luxury housing on six-figure incomes

Renters pay $2,317 monthly and homeowners pay $2,897 on homes valued at $701,000, yet these costs consume just 15.6% of the average household income of $178,707. Loudoun is affordable only for the affluent, with steep absolute costs but manageable percentages.

Loudoun for six-figure D.C. workers

If your household earns $170,000+, work in tech or government, and prioritize proximity to Northern Virginia job centers, Loudoun offers the region's best schools and job density at $2,317 rent and $701,000 median home values. Compare to King George for lower costs with longer commutes.

Full cost of living analysis on CostByCounty

Income & Jobs in Loudoun County

via IncomeByCounty

Loudoun's income dwarfs American average

Loudoun County's median household income of $178,707 nearly doubles the national median of $74,755—a $103,952 advantage representing 139% higher earnings. Loudoun ranks among America's wealthiest counties and represents the economic apex of the entire analysis.

Virginia's clear income leader

Loudoun County's $178,707 median household income vastly exceeds Virginia's state average of $74,957 by $103,750, making it the state's dominant economic powerhouse. The county's income level is more than double the state average, reflecting unparalleled regional prosperity.

Wealthiest by extraordinary margin

Loudoun County's $178,707 median household income dwarfs all neighboring counties, exceeding King George ($110,517) by 61% and all other analyzed communities by even wider margins. Loudoun operates in an entirely different economic category from surrounding rural and small-city communities.

Premium housing justified by exceptional incomes

At 15.6%, Loudoun's rent-to-income ratio is reasonable despite the nation's median home value of $701,000, reflecting incomes so high that even expensive homes consume a modest income share. Loudoun residents enjoy luxury housing options while maintaining strong affordability ratios.

Optimize wealth across multiple strategies

Loudoun residents with incomes 139% above the national average should pursue sophisticated wealth strategies including diversified investment portfolios, tax optimization, and alternative investments. With capacity to save 25-35% of gross income, households should engage financial advisors for estate planning and wealth preservation strategies.

Full income & jobs analysis on IncomeByCounty

Health in Loudoun County

via HealthByCounty

Exceptional American longevity leader

Loudoun County's 83.8-year life expectancy ranks among the highest in the nation, exceeding the U.S. average of 78.2 years by 5.6 years. With only 11.6% in poor or fair health, the county represents exceptional population health.

Virginia's longevity champion

Loudoun's 83.8-year life expectancy towers 8.7 years above Virginia's state average of 75.1 years, making it by far the healthiest county in the state. The county sets a remarkable standard for American health outcomes.

Far ahead of all peers

Loudoun's 83.8-year life expectancy and 11.6% poor/fair health rate dramatically surpass all neighboring communities—King George (77.6), King William (75.2), and Lancaster (75.3) pale in comparison. The county's health advantage reflects distinct demographic and economic advantages.

Robust healthcare infrastructure

Loudoun County boasts 76 primary care providers and 213 mental health providers per 100,000 residents, the highest primary care ratio in the dataset. With just 5.6% uninsured—well below Virginia's 7.9%—most residents enjoy comprehensive access to care.

Keep building on your success

Loudoun's exceptional health outcomes depend on universal coverage and access—ensure you maintain current insurance at Healthcare.gov. With 5.6% of residents uninsured, small gaps remain; help neighbors secure protection too.

Full health analysis on HealthByCounty

Disaster Risk in Loudoun County

via RiskByCounty

Loudoun: High Disaster Risk County

Loudoun County's composite risk score of 78.12 and Relatively Low rating indicate substantially above-average natural disaster exposure nationally. Your county faces more cumulative hazard threats than most U.S. counties.

Among Virginia's Riskiest Counties

At 78.12, Loudoun County significantly exceeds Virginia's state average of 33.27, ranking among the commonwealth's highest-risk jurisdictions. This elevated score reflects considerable exposure across multiple hazard categories.

Highest Risk in Northern Virginia

Loudoun's 78.12 score is notably higher than surrounding Fairfax, Prince William, and other Northern Virginia counties. Your county faces the region's most substantial natural disaster risk exposure.

Floods, Tornadoes, and Earthquakes Threaten

Loudoun faces exceptional flood risk (83.94) and tornado exposure (74.71), both among the highest in Virginia, driven by regional weather patterns and terrain. Earthquake (77.89) and hurricane risks (80.10) also present significant concerns.

Comprehensive Coverage Is Essential

Given your county's elevated risks across all major hazard types, flood and windstorm coverage are non-negotiable additions to your homeowners policy. Review your coverage limits regularly and consider earthquake insurance to protect against the county's 77.89 earthquake risk score.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.