CountyScore

Love County

Oklahoma · OK

#19 in Oklahoma
71.1
County Score

County Report Card

About Love County, Oklahoma

Love tops this Oklahoma cohort

Love County's composite score of 71.1 surpasses the national median of 50.0 by 42%, placing it in the 71st percentile nationally. It ranks highest among this eight-county peer group.

Above Oklahoma's state average

Love's score of 71.1 exceeds Oklahoma's state average of 68.4, making it one of the state's stronger-performing counties for overall livability.

Risk management and affordability shine

Love County leads this group dramatically on risk management with a score of 78.9, suggesting strong economic resilience. Tax scores of 84.4 and cost scores of 80.8 reflect an effective tax rate of 0.636% and median home values of just $167,500.

Income remains modest here

Income scores only 24.5, with median household income of $62,940, indicating limited wage-earning opportunities. This reflects the county's rural character and smaller employment base.

Perfect for resilient, cost-conscious settlers

Love County appeals to those prioritizing economic stability, low taxes, and disaster resilience over high earning potential. It's ideal for retirees, remote workers, and self-employed individuals seeking rural stability with strong community foundations.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax84.4Cost80.8SafetyComing SoonHealth57.9SchoolsComing SoonIncome24.5Risk78.9WaterComing Soon
🏛84.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠80.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼24.5
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤57.9
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡78.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Love County with another county →

Counties with similar scores

Autauga County
Alabama
71.1
Median income: $69,841
Lawrence County
Alabama
71.1
Median income: $60,040
Limestone County
Alabama
71.1
Median income: $83,534
Lowndes County
Alabama
71.1
Median income: $35,160
North Slope Borough
Alaska
71.1
Median income: $86,313

Deep Dives

Love County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Love County

via TaxByCounty

Love County's modest tax standing

Love County's effective rate of 0.636% remains below the national median of 0.87%, placing it among the more tax-friendly U.S. counties. Residents pay $1,066 in median annual taxes, less than 40% of the national median, benefiting from both favorable rates and lower property values.

Slightly above Oklahoma average

At 0.636%, Love County's effective rate edges above Oklahoma's state average of 0.652%, ranking it in the middle range of the state's 77 counties. The median annual tax of $1,066 exceeds Oklahoma's median by $107, but remains reasonable statewide.

Comparable to nearby counties

Love County's 0.636% rate sits between Marshall County (0.590%) and Mayes County (0.671%), offering moderate taxation in its region. It's more affordable than neighboring Mayes but slightly pricier than Marshall, making it a middle option regionally.

Taxes on Love County homes

On a median home value of $167,500, you'll pay approximately $1,066 annually in property taxes—about $89 per month. With mortgage and insurance, total annual property costs reach $1,292, a reasonable burden for the county.

Check your assessment today

Love County homeowners should periodically verify that their property assessments reflect current market values, especially if your home hasn't sold recently. An appeals process exists to correct overassessments, potentially saving you hundreds annually.

Full property tax analysis on TaxByCounty

Cost of Living in Love County

via CostByCounty

Love County renters strain under national norm

At 17.2%, Love County's rent-to-income ratio exceeds the national threshold for affordability, signaling that renters here spend a larger share of income on housing than the typical American household. The median income of $62,940 falls short of the national median by $11,815, compounding affordability pressure.

Slightly above Oklahoma's median burden

Love County's rent-to-income ratio of 17.2% edges slightly above Oklahoma's state average of 17.0%, and rent at $903 exceeds the state median by $89. The county sits near the middle of the state's affordability spectrum—neither the most nor least stretched.

The region's priciest rents, modest incomes

Love County's rent of $903 is the highest among its neighbors, including Logan ($895), Lincoln ($760), and Major ($619). Combined with a median income of $62,940, renters here face tighter housing budgets than in surrounding counties.

Renters bear greater burden than owners

Renters spend 17.2% of income on rent ($903), significantly more than homeowners who dedicate 14.1% to mortgage ($741). The disparity reflects higher rental costs and lower owner costs, creating unequal housing stress by tenure type.

Renters should consider owning in Love County

If you're relocating to Love County, the data suggests homeownership offers better value than renting—monthly mortgages ($741) are nearly $160 cheaper than rent while building equity. Compare it to lower-cost counties like Major if rental affordability is your priority.

Full cost of living analysis on CostByCounty

Income & Jobs in Love County

via IncomeByCounty

Love falls short of national median

Love County's median household income of $62,940 trails the U.S. median by $11,815, placing it in the lower-middle range nationally. This 16% gap is consistent with rural Oklahoma's economic position.

Above-average for Oklahoma

Love ranks above Oklahoma's median with household income $4,667 higher than the state average of $58,273. Its per capita income of $31,136 modestly outpaces the state's $30,609, reflecting moderate earning strength.

Middle tier among region

Love's $62,940 falls between Lincoln ($59,425) and Major ($69,229), making it a solid mid-range earner in the area. It outpaces Marshall County ($56,495) but lags Logan ($82,735) and McClain ($84,778).

Rent costs creep higher here

At 17.2%, Love's rent-to-income ratio approaches the upper edge of affordability, suggesting tighter budgets for renters. With median home values at $167,500, homeownership remains within reach but requires careful financial planning.

Strategic saving builds security

Love County residents should prioritize building emergency reserves given moderately tight affordability ratios. Explore employer retirement benefits, low-cost index funds, and gradual home equity building to strengthen financial foundations.

Full income & jobs analysis on IncomeByCounty

Health in Love County

via HealthByCounty

Love County's life expectancy trails the nation

At 72.5 years, Love County's life expectancy falls just 1 year short of the U.S. average of 73.5 years—a small gap that compounds over a lifetime. With 21.1% reporting poor or fair health versus the national 19%, residents face elevated chronic illness rates that accelerate mortality.

Slightly below Oklahoma's health benchmark

Love County's 72.5-year life expectancy slightly underperforms the state average of 72.7 years, placing it near the middle of Oklahoma's health rankings. The 16.3% uninsured rate edges above the state's 15.3%, adding economic strain to an already stressed healthcare landscape.

Outmatched by stronger regional performers

Love County ranks among the region's weaker health performers, with its 72.5-year life expectancy trailing Logan (77.9), Lincoln (74.2), and Major (74.1). Primary care providers, however, stand at a strong 49 per 100,000, suggesting geographic access isn't the primary barrier.

Access exists, but barriers remain high

Love County offers 49 primary care providers per 100,000 residents, well above many regional peers, yet health outcomes remain sluggish. The real roadblock is likely affordability: 16.3% lack insurance, and chronic disease rates (21.1% poor/fair health) suggest many skip preventive care due to cost.

Insurance is your first step forward

If you're among Love County's 16.3% uninsured, visiting healthcare.gov or calling 1-800-318-2596 can connect you to affordable plans or Medicaid coverage. With strong provider availability, getting insured is your gateway to using those doctors and reversing health decline trends.

Full health analysis on HealthByCounty

Disaster Risk in Love County

via RiskByCounty

Love County has very low disaster risk

With a composite risk score of 21.12, Love County ranks among the safest counties in the nation, earning a "Very Low" risk rating. This favorable profile offers meaningful protection compared to the typical U.S. county's exposure.

Safest county in Oklahoma

Love County's 21.12 score is less than 40% of Oklahoma's state average of 55.47, making it the state's lowest-risk county. The county's protection comes from consistently below-average scores across all major hazard types.

Dramatically safer than northern counties

Love County (21.12) faces a fraction of the risk in neighboring Lincoln County (71.31) and Logan County (74.68). Even compared to nearby Major County (34.19), Love County remains the safest jurisdiction in the region.

Wildfire risk is highest exposure

Wildfire risk scores 79.36—notably high relative to the county's other hazards—though overall risk remains very low. Tornado (58.17) and hurricane (30.96) risks are secondary concerns.

Standard coverage protects most homeowners

Love County's low overall risk means basic homeowner's insurance with standard fire and wind coverage typically provides sufficient protection. Still, verify your policy covers the full replacement value of your home and consider wildfire mitigation if you're in a wooded area.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.