59.1
County Score
Disaster Risk 91.6Income & Jobs 86.9Property Tax 75.2

County Report Card

About Madison County, Virginia

Madison County Above National Averages

Madison County achieves a strong composite score of 59.1, placing it well ahead of the national median of 50.0. This score reflects a high standard of living and financial stability.

Exceeding the Virginia State Average

At 59.1, Madison County outperforms the Virginia state average of 50.9. It ranks as a premier choice for those seeking a balance of safety and prosperity within the Commonwealth.

Wealth and Environmental Security

The county excels with a 91.6 risk score and an 86.9 income score, supported by a median household income of $82,972. Safety (70.8) and taxes (75.2) also rank very highly.

Housing Costs and Water Quality

Madison faces significant pressure in housing affordability with a low cost score of 21.4. Furthermore, the water quality score is notably low at 7.9, representing a key area for potential local investment.

A Haven for High-Income Professionals

Madison is a perfect match for affluent families who value safety and financial security. It is best for those who can manage higher home values in exchange for a peaceful, high-earning community.

Score breakdown

Tax75.2Cost21.4Safety70.8Health67.3Schools61.7Income86.9Risk91.6Water7.9Weather60.8
🏛75.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠21.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼86.9
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡70.8
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
67.3
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓61.7
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
91.6
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧7.9
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤60.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨25.2
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱43.6
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
Sponsored

Compare mortgage rates in Madison County

Whether buying or refinancing in Madison County, compare rates from top lenders to find the best deal.

See Today's Rates

Deep Dives

Madison County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Madison County

via TaxByCounty

Madison's rate is below national standard

Madison County charges an effective tax rate of 0.594%, placing it in roughly the bottom 40% nationally. While the median U.S. home pays about $2,690 annually, Madison's modest rate means homeowners here pay far less on a percentage basis.

Moderate tax burden within Virginia

Madison's 0.594% effective rate sits below Virginia's statewide average of 0.671%, making it a relatively tax-friendly option. The county ranks in the lower half of Virginia's jurisdictions for property tax rates.

Balanced between low and high neighbors

Madison's 0.594% falls between Lunenburg County (0.436%) and Lynchburg city (0.840%), offering a middle ground. It's significantly lower than the northern urban centers like Manassas (1.096%) and Manassas Park (1.136%).

Median annual tax: $1,967

Madison County's median home value of $331,400 combined with its 0.594% rate results in annual property taxes of $1,967, or about $164 monthly. Homeowners with mortgages typically escrow slightly higher amounts.

Verify your home's assessed value

Even in counties with reasonable tax rates, overassessment is common and often goes unchallenged. Madison homeowners should review their assessment notices and consider appealing if the valuation doesn't match market conditions.

Cost of Living in Madison County

via CostByCounty

Madison offers strong affordability to earners

With a rent-to-income ratio of 15.2%, Madison County households spend significantly less on rent relative to income than the national average, providing genuine breathing room in budgets. A median household income of $82,972 exceeds the national median of $74,755 by $8,217, positioning residents well above the national norm.

Virginia's most affordable for income earners

Madison's rent-to-income ratio of 15.2% ranks among the lowest in Virginia, well below the state average of 18.6%, reflecting both reasonable rents and strong household earnings. This combination makes Madison one of the state's standout affordability markets for those with above-average incomes.

Higher costs, higher incomes, better balance

Madison's $1,048 rent slightly exceeds some rural neighbors like Lunenburg ($780) but underbids Mathews County ($1,108); the real advantage is Madison's $82,972 median income, which outpaces all peer counties. This income-to-cost ratio is the county's true strength.

Madison's housing expense details

Renters allocate just 15.2% of their earnings to rent, while homeowners dedicate about 17.3% to mortgage payments on homes valued around $331,400. Both figures remain comfortably within national recommendations for housing cost burden.

Madison attracts high-income transplants

If you earn above $80,000 and seek a balanced housing market with strong incomes and manageable costs, Madison County delivers. Its combination of reasonable rents, substantial home values, and robust household earnings makes it ideal for professionals relocating from pricier metros.

Income & Jobs in Madison County

via IncomeByCounty

Madison exceeds national income benchmark

Madison County's median household income of $82,972 outpaces the national median of $74,755 by 11%. This rural Virginia county has cultivated a stronger economic base than the typical American community.

Upper third of Virginia counties

At $82,972, Madison County ranks solidly above Virginia's state median of $74,957, placing it in the upper tier of the Commonwealth's 133 counties and independent cities. The county's agricultural heritage and commuter access have supported above-average household earnings.

Wealthiest among rural peers

Madison's $82,972 income significantly exceeds nearby Lunenburg ($54,460) and Mecklenburg ($51,691) counties. Among rural Virginia communities, Madison's economic strength stands out and approaches some suburban areas around major metros.

Strong housing affordability remains

A 15.2% rent-to-income ratio—the lowest among these eight jurisdictions—demonstrates excellent housing affordability despite a median home value of $331,400. Madison residents enjoy comfortable housing costs while maintaining strong overall purchasing power.

Madison families positioned for growth

With above-average income and strong housing affordability, Madison County residents can aggressively fund retirement accounts and investment portfolios. This financial runway enables wealth-building strategies like real estate investment and diversified stock market participation.

Safety in Madison County

via CrimeByCounty

Madison County Outperforms National Safety Trends

Madison County reports a total crime rate of 694.3 per 100,000 residents, which is nearly 71% lower than the national average of 2,385.5. This low frequency of incidents earns the county an impressive safety score of 98.9 out of 100.

A Leader in Virginia Public Safety

The county's safety score of 98.9 sits well above the Virginia state average of 97.3. With a total crime rate of just 694.3 per 100,000, Madison ranks among the safest jurisdictions in the Commonwealth.

Comparing Madison to Regional Averages

Madison's crime rate is significantly lower than the state average of 1,728.8 per 100,000 residents. Two reporting agencies provide comprehensive data that highlights a consistent trend of high safety relative to neighboring Virginia counties.

Property Crime Dominates Local Incidents

Violent crime remains rare at just 43.4 per 100,000 residents, far below the national average of 369.8. Property crime accounts for the majority of local incidents at 650.9 per 100,000, though this still represents a fraction of the national property crime rate.

Strengthening Madison County’s Residential Security

While Madison is statistically very safe, residents can further reduce property crime by installing motion-sensor lighting. Simple awareness and smart home monitoring help maintain the county's status as one of Virginia's safest communities.

Health in Madison County

via HealthByCounty

Top life expectancy in Virginia

Madison County residents live to an average of 78.4 years, exceeding both the national average of 80 years by a narrow margin and Virginia's 75.1-year average by 3.3 years. Only 16.6% report poor or fair health, one of the best rates in the state.

Among Virginia's healthiest counties

Madison's 78.4-year life expectancy ranks it near the top statewide, though its 9.4% uninsured rate remains above Virginia's 7.9% average. The county's exceptional longevity suggests strong community health fundamentals despite moderate insurance gaps.

Excellent outcomes despite sparse providers

Madison's strong health outcomes are striking given it has only 7 primary care providers per 100,000—the lowest in this regional cluster. The county likely relies on regional hubs or demonstrates exceptional community health management practices.

High life expectancy, limited local doctors

Residents enjoy exceptional health outcomes, but accessing primary care requires travel or coordination with providers outside the county. The 9.4% uninsured rate suggests some residents still struggle to afford coverage despite the county's overall wellness.

Complete your coverage picture

Madison's 9.4% uninsured rate means nearly 1 in 10 residents lack protection against major medical costs. Visit Healthcare.gov or Virginia's marketplace to find affordable plans that fit your family's budget.

Schools in Madison County

via SchoolsByCounty

Efficient Rural Education in Madison

Madison County operates a streamlined system of 4 public schools, including two elementary, one middle, and one high school. This single-district county serves a total student body of 1,680.

High Graduation Rates in a Rural Setting

The county boasts a 92.0% graduation rate, exceeding both the state average of 89.0% and the national benchmark of 87.0%. Madison's school score of 56.1 also outperforms the state average of 54.8, despite a lower per-pupil spend of $7,689.

Madison County Public Schools Focus

The Madison County Public Schools district manages all 4 schools and 1,680 students. With zero charter schools, the county remains committed to its centralized, traditional public school model.

Quiet Campuses with Personalized Attention

The county features a strictly rural locale mix, with an average school size of 420 students. Madison County High is the largest facility with 557 students, while Waverly Yowell Elementary is the smallest with 337.

Find Your Rural Retreat in Madison

With graduation rates that beat state and national averages, Madison County is an excellent choice for families seeking quality rural education. Explore homes in the area to find your perfect balance of academic success and country peace.

Disaster Risk in Madison County

via RiskByCounty

Madison has the lowest composite risk score

With a composite risk score of 8.43 and a Very Low rating, Madison County represents one of the safest communities in the nation for natural disasters. The county's score is far below both the national average and Virginia's state average of 33.27.

Virginia's safest county overall

Madison County ranks at or near the bottom of Virginia's disaster risk rankings, with the lowest composite score among the eight profiled communities. This Very Low rating reflects minimal exposure across nearly all major hazard categories.

Significantly safer than surrounding counties

Madison's risk score of 8.43 is substantially lower than Lunenburg County (19.85) and dramatically lower than Mecklenburg County (54.33). The county's protected status makes it among the most naturally secure areas in central Virginia.

Wildfire risk leads modest threat profile

Madison County's highest individual risk comes from wildfire at 39.76, though this remains below state average thresholds. Tornado (13.90), flood (19.53), and earthquake (44.27) risks are all relatively modest, making the county exceptionally safe overall.

Standard coverage sufficient for low-risk area

Madison County's very low disaster risk means standard homeowners insurance typically provides adequate protection for most residents. However, property owners in forested areas should ensure their policies cover wildfire damage, and all residents should maintain basic emergency preparedness regardless of low-risk status.

Weather & Climate in Madison County

via WeatherByCounty

Distinctly Cool Mountain Climate

Madison County is an outlier with an annual average of just 47.5°F, significantly colder than the national median. This cooler profile is driven by its high-elevation terrain near the Blue Ridge Mountains.

One of Virginia's Coldest Counties

The county's 47.5°F average is more than eight degrees lower than the Virginia state average of 55.9°F. It represents a much cooler climate than the rest of the Commonwealth.

A Sharp Contrast to Manassas

Madison is dramatically cooler than nearby Manassas city, which averages 55.5°F. While local precipitation data is limited, the temperature difference creates a completely different ecosystem from its eastern neighbors.

Winters Below Freezing, No Extreme Heat

Winter temperatures average a frigid 29.5°F, with January dipping to 27.3°F. Remarkably, the county records zero days of extreme heat above 90°F, with a mild July peak of only 67.1°F.

Prioritize Heating Over Cooling

High-capacity heating systems and heavy winter insulation are mandatory for the sub-freezing winter averages. Since the mercury never hits 90°F, residents can often bypass central air conditioning in favor of mountain breezes.

Soil Quality in Madison County

via SoilByCounty

Highly Acidic Mountain Soils

Madison County soil is notably acidic with an average pH of 5.15, well below the national median of 6.5. This acidity is slightly lower than the Virginia state average of 5.23, reflecting the local mineral composition.

A Balanced Silt and Sand Mix

The soil contains a balanced blend of 42.8% sand and 37.0% silt, creating a texture that is generally easy to work. With 17.4% clay, the soil maintains enough structure to hold nutrients without becoming excessively heavy or compacted.

Strong Water Retention Despite Low Organic Matter

Organic matter levels sit at 1.71%, which is below the 2.90% state average. However, the available water capacity of 0.151 in/in exceeds the state average of 0.143, helping crops withstand short dry spells.

Naturally Permeable and Fast-Draining

While specific drainage classes are not recorded, the high sand and silt content suggest efficient permeability. This allows water to move through the soil profile quickly, which is beneficial for preventing root rot in wet weather.

Ideal for Hardy Fruits and Vegetables

Madison County's Hardiness Zone 7a supports a wide range of fruit trees and cool-weather crops. Adding lime and organic compost can neutralize the acidity and unlock the full potential of your garden.

Lawn Care in Madison County

via LawnByCounty

Steep Challenges in Madison Lawns

Madison County is one of the more difficult places to grow grass, with a score of 43.6 compared to the state's 55.4. Located in Hardiness Zone 7a, the county faces cooler average temperatures and unique soil hurdles. Homeowners here must be more proactive than their neighbors to achieve a lush green yard.

Cooler Climates with Zero Heat Days

Madison stays surprisingly cool with an annual average temp of 47.5°F and zero recorded days over 90°F. While precipitation data is missing, the 2,121 growing degree days indicate a shorter, cooler window for grass development. This environment is ideal for cool-season grasses that struggle in Virginia's hotter regions.

Extreme Soil Acidity Management

The soil pH in Madison is a very low 5.15, which is far below the ideal 6.0 target. With 17.4% clay and 42.8% sand, the soil can become compacted, locking out nutrients in the acidic environment. Heavy liming is mandatory here to raise the pH and ensure your grass can actually use the fertilizer you apply.

A Year of Lingering Dryness

The county has endured 33 weeks in drought over the last year, with the entire area currently classified as abnormally dry. Fortunately, none of the county is in severe drought levels (D2+), offering a slight reprieve compared to other parts of the state. Use mulch-mowing to return moisture and nutrients to the thirsty soil.

Wait for the May Frost

The last spring frost typically hits around May 1, meaning you should wait longer than your coastal neighbors to begin spring projects. Fine fescues are excellent choices for Madison's cooler, shaded slopes. Target the first two weeks of September for fall seeding to ensure roots establish before the October 19 frost.

Frequently Asked Questions

What is Madison County's county score?
Madison County, Virginia has a composite county score of 59.1 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Madison County rank among counties in Virginia?
Madison County ranks #24 among all counties in Virginia on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Madison County, Virginia?
The median annual property tax in Madison County is $1,967, with an effective tax rate of 0.59%. This earns Madison County a tax score of 75.2/100 on CountyScore (higher = lower taxes).
What is the median household income in Madison County?
The median household income in Madison County, Virginia is $82,972 per year according to U.S. Census Bureau data. Madison County earns an income score of 86.9/100 on CountyScore.
Is Madison County, Virginia a good place to live?
Madison County scores 59.1/100 on CountyScore's overall county ranking, ranking #24 in Virginia. The best way to evaluate Madison County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Madison County with other counties side by side.