Martin County

Florida · FL

#44 in Florida
62.3
County Score

County Report Card

About Martin County, Florida

Martin ranks 32 points above median

Martin County's composite score of 65.7 substantially outperforms the national median of 50.0, reflecting its strength as a livable U.S. county. This 15-point advantage demonstrates Martin's consistent advantages across tax and income dimensions.

Slightly below Florida average

Martin County scores 65.7 versus Florida's state average of 69.4, placing it in the middle tier of Florida's counties. While competitive, it ranks below some of Florida's highest-performing regions.

Higher incomes and low taxes

Martin County boasts strong income fundamentals with a median household income of $80,701 and an income score of 36.1. The tax score of 79.6 with an effective rate of 0.807% ensures residents keep more of their earnings.

Housing costs significantly elevated

Martin's cost score of 62.6 reflects steeply priced housing, with median home values at $386,500 and rent averaging $1,499/month. Health, schools, safety, and environmental data are not yet available to complete the livability assessment.

Fits affluent professionals seeking prestige

Martin County appeals to established professionals and wealthy families who can afford higher housing costs and prioritize upper-income communities. It's less suitable for budget-conscious movers but attractive for those seeking upscale waterfront living near coastal amenities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax79.6Cost62.6SafetyComing SoonHealth72SchoolsComing SoonIncome36.1Risk5.9WaterComing Soon
🏛79.6
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠62.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼36.1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
72
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
5.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Martin County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Martin County

via TaxByCounty

Martin County taxes run above national average

Martin County's effective tax rate of 0.807% ranks above the national median, making it a higher-tax county relative to most of America. At $3,120 median property tax on a $386,500 median home value, Martin residents pay significantly more than the national median of $2,690.

Martin ranks among Florida's highest-taxed

Martin County's 0.807% effective rate is notably higher than Florida's 0.731% state average, placing it in the upper tier of the state's 67 counties. The county's median tax bill of $3,120 is 66% above the state median of $1,885, a gap driven by both higher property values and a steeper tax rate.

Martin charges more than regional peers

Martin County's 0.807% rate significantly exceeds nearby Miami-Dade (0.827%) and Nassau County (0.729%), making it one of South Florida's pricier tax jurisdictions on a percentage basis. The county's combination of high property values and a above-average rate creates the largest tax bills in this region.

What Martin homeowners actually pay

A homeowner with Martin County's median home value of $386,500 pays approximately $3,120 annually in property taxes at the county's 0.807% effective rate. With a mortgage, that bill climbs to about $3,560 when accounting for escrow and related charges.

Many Martin owners may be overassessed

Given Martin County's higher-than-average tax rate, it's especially worth reviewing your property assessment to ensure it matches fair market value. A successful appeal through the county property appraiser's office costs nothing upfront and could result in meaningful annual savings on your tax bill.

Cost of Living in Martin County

via CostByCounty

Martin County is right on national affordability

Martin County residents spend 22.3% of their income on rent, just below the national average for renters, despite median home values exceeding $386,000. The median household income of $80,701 outpaces the national figure of $74,755, providing residents breathing room in their housing costs.

Martin ranks among Florida's most affordable

At 22.3% of income spent on rent, Martin County performs better than Florida's state average of 22.5%, placing it in the upper tier of the state's 67 counties for housing affordability. This strength stems from both competitive rent levels ($1,499) and above-average household incomes.

More expensive than Marion, cheaper than Monroe

Martin's median rent of $1,499 runs higher than Marion County ($1,174) and Okeechobee ($974), but well below Monroe County's $1,959. The county's strong household income of $80,701 allows residents to absorb these costs more comfortably than lower-income neighbors.

Higher earnings offset Martin's premium rents

Martin County renters spend $1,499 monthly on a median income of $80,701—a 22.3% ratio that's sustainable compared to national norms. Homeowners face steeper costs at $1,200 monthly, or about 17.8% of income, reflecting median home values of $386,500.

Martin works for well-compensated relocators

If you earn above Florida's median household income, Martin County delivers strong affordability ratios and access to the Treasure Coast lifestyle. Test your budget here against Miami-Dade's 30.2% rent burden or Monroe's ultra-premium market to see your true cost-of-living advantage.

Income & Jobs in Martin County

via IncomeByCounty

Martin outearns the nation

Martin County's median household income of $80,701 exceeds the national median of $74,755 by $5,946, placing the county in the upper-middle tier nationally. This advantage reflects Martin's affluent communities and strong regional economy.

Well above Florida's average

Martin's median household income of $80,701 ranks among Florida's top counties, surpassing the state average of $65,468 by $15,233. The county consistently ranks in the upper quartile for household earnings statewide.

Comparable to Monroe County

Martin County's $80,701 income mirrors Monroe County's $82,430, though Martin residents pay considerably less for housing—a median home value of $386,500 versus Monroe's $723,800. This makes Martin an attractive option for affluent households seeking relative affordability on Florida's coast.

Strong income covers costs

Martin's rent-to-income ratio of 22.3% is well below the warning threshold, indicating housing costs consume a modest share of earnings. With both strong household incomes and manageable housing ratios, Martin residents have substantial discretionary income for savings and investment.

Leverage your advantage

Martin County's above-average income positions residents well for wealth-building through diversified investments, real estate, and retirement planning. Consider maximizing tax-advantaged accounts and exploring long-term wealth strategies with a financial professional.

Health in Martin County

via HealthByCounty

Martin County's health advantage

Martin County residents enjoy a life expectancy of 80.4 years—more than a year above the U.S. average of 79.3 years. Only 15.4% report poor or fair health, compared to 18% nationally, reflecting strong preventive health practices across the county.

Florida's healthiest communities

Martin County ranks among Florida's top-performing counties with a life expectancy 4.6 years above the state average of 75.8 years. The county's low 15.4% poor/fair health rate places it solidly in the upper tier of state rankings.

Southeast Florida's health leader

Among southeast coastal counties, Martin leads with 80.4 years life expectancy—outpacing Miami-Dade by nearly a year. Its 69 primary care providers per 100,000 and 254 mental health providers per 100,000 rank among the state's best provider densities.

Strong insurance coverage supports wellness

Martin County's 13.5% uninsured rate is below Florida's average, meaning more residents access preventive care routinely. With abundant primary and mental health providers, residents experience shorter wait times and better health outcomes than most Florida counties.

Maintain your coverage advantage

Martin County's strong health outcomes are partly due to high insurance coverage rates. Review your current plan annually at healthcare.gov or with a local agent to ensure you're getting the best value for your family's needs.

Disaster Risk in Martin County

via RiskByCounty

Martin carries relatively moderate risk

Martin County scores 94.08 on composite disaster risk, rating as relatively moderate despite being well above the national average. This score reflects significant exposure concentrated in coastal hazards rather than broad multi-hazard vulnerability. The county faces greater overall risk than most U.S. counties, driven primarily by water-related threats.

Well above Florida's average

Martin's 94.08 score exceeds Florida's state average of 75.74 by 18 points, placing it among the state's higher-risk counties. The county's risk profile is driven more narrowly than some peers, concentrated in hurricane and flood exposure. This makes Martin's threat landscape somewhat more focused than the most hazard-diverse Florida counties.

Comparable to affluent coastal peers

Martin County's risk closely tracks with St. Lucie and Palm Beach counties, all three facing similar hurricane (98.71) and flood challenges from their coastal positions. However, Martin's tornado risk of 74.84 is notably lower than inland neighbors, reflecting its oceanside location. The three-county coastal cluster shares the most acute threats.

Hurricanes and flooding are primary threats

Martin County faces extreme hurricane risk at 98.71 and substantial flood risk at 83.33, making water the dominant hazard concern. While wildfire risk is moderate at 90.39, the coastal county's greatest dangers come from storm surge and precipitation. Tornado risk of 74.84 is comparatively low due to the county's oceanside geography.

Flood and wind coverage are critical

With hurricane risk at 98.71 and flood risk at 83.33, Martin County residents need both windstorm and flood insurance to be adequately protected. Standard homeowners policies don't cover flood damage, making separate flood insurance essential for any structure in or near coastal areas. Elevate critical utilities and seal windows against wind-driven rain.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.