McClain County

Oklahoma · OK

#51 in Oklahoma
66.8
County Score

County Report Card

About McClain County, Oklahoma

McClain ranks solidly nationwide

McClain County's composite score of 66.8 exceeds the national median of 50.0 by 34%, placing it in the 67th percentile nationally. This reflects strong performance across multiple livability dimensions.

Slightly below Oklahoma average

McClain's score of 66.8 trails Oklahoma's state average of 68.4, placing it in the lower-middle tier of the state's county rankings.

Income and health offer real appeal

McClain shines with the highest income score of 38.7 and median household income of $84,778, second only to Logan County. Health outcomes also impress at 65.0, indicating strong medical infrastructure and wellness access.

Housing costs are notably elevated

Median rent of $964/month and home values of $233,900 are among the highest in this group, with a cost score of just 72.9. The 0.799% effective tax rate also exceeds most peers.

Ideal for dual-income professional families

McClain County suits higher-earning professionals and established families willing to invest more in housing for strong income potential and health amenities. It's perfect for those commuting to Oklahoma City or seeking suburban stability with good schools.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax79.8Cost72.9SafetyComing SoonHealth65SchoolsComing SoonIncome38.7Risk37.2WaterComing Soon
🏛79.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠72.9
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼38.7
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
65
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
37.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

McClain County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in McClain County

via TaxByCounty

McClain County's highest-in-state taxes

McClain County's effective rate of 0.799% substantially exceeds the national median of 0.87%, placing it among the priciest counties nationwide. At $1,868 in annual property taxes, McClain residents pay nearly 70% more than the national median, facing the heaviest burden in Oklahoma.

Oklahoma's most expensive county

McClain County leads Oklahoma with an effective rate of 0.799%, far above the state average of 0.652%. At $1,868 in median annual taxes, McClain homeowners pay more than twice Oklahoma's median of $959—the steepest burden statewide.

Significantly pricier than region

McClain County's 0.799% rate far exceeds all nearby counties, including Logan County (0.763%), Mayes County (0.671%), and Love County (0.636%). Among its cluster, McClain stands alone as the tax-heaviest option for homeowners.

The highest annual bills in state

On McClain County's median home value of $233,900, annual property taxes total $1,868—approximately $156 per month. With mortgage and insurance, total annual property costs climb to roughly $2,283, the steepest in Oklahoma.

Review your assessment carefully

Given McClain County's exceptional tax rates, homeowners should rigorously verify their assessed values against recent comparable sales. An appeal, if justified, could meaningfully reduce an already substantial annual bill.

Cost of Living in McClain County

via CostByCounty

McClain County's earners afford premium housing

McClain County's rent-to-income ratio of 13.7% demonstrates strong affordability for renters relative to national norms. The median household income of $84,778 surpasses the national median of $74,755 by $10,023, enabling residents to comfortably absorb higher housing costs.

Among Oklahoma's most comfortable renters

McClain County's rent-to-income ratio of 13.7% ranks well below Oklahoma's state average of 17.0%, and the median income of $84,778 is the state's strongest among these counties. This county sits at the top of Oklahoma's affordability ladder.

Highest earners, premium housing costs

McClain County's median income of $84,778 matches Logan County and exceeds all other neighbors, yet rent at $964 is the region's highest. The combination positions McClain as a professional bedroom community where income growth justifies premium housing.

High earners support premium ownership

Renters spend 13.7% of income on rent ($964), while homeowners spend 16.8% on mortgage ($1,185), reflecting a median home value of $233,900. Both housing paths remain comfortable for households earning nearly $85,000 annually.

McClain County suits high-earning relocators

If your household income exceeds $80,000, McClain County delivers exceptional value—premium housing paired with strong earning power and low rent-to-income ratios. It's ideal for professionals and families relocating to the Oklahoma City metro area seeking quality suburban living.

Income & Jobs in McClain County

via IncomeByCounty

McClain tops Oklahoma's income ladder

McClain County's median household income of $84,778 exceeds the U.S. median by $10,023, ranking among the nation's stronger rural economies. This 13% premium positions McClain as an earnings leader.

Second-highest in Oklahoma

McClain ranks as one of Oklahoma's top income counties, with median household income $26,505 above the state average of $58,273. Its per capita income of $39,352 is 28% higher than the state norm, reflecting robust earning power.

Co-leader in the region

McClain's $84,778 rivals Logan County's $82,735, making both the region's income leaders. Together they significantly outpace all other nearby counties, including Major ($69,229) and Love ($62,940).

Strong housing affordability

McClain's 13.7% rent-to-income ratio is well below the affordability threshold, ensuring housing remains manageable. A median home value of $233,900 represents just 2.8 years of median household income—excellent accessibility.

Accelerate toward financial goals

McClain's strong income position enables aggressive wealth building through diversified investments and property ownership. Residents should maximize retirement contributions, consider investment real estate, and work with financial advisors to optimize long-term wealth strategies.

Health in McClain County

via HealthByCounty

McClain County outpaces U.S. health averages

McClain County's 75.6-year life expectancy exceeds the U.S. average of 73.5 years by 2.1 years—a significant longevity advantage. With just 18.7% reporting poor or fair health compared to the national 19%, residents benefit from lower chronic disease rates and sustained wellness.

One of Oklahoma's healthier counties

McClain County's 75.6-year life expectancy leads Oklahoma's 72.7-year state average by 2.9 years, positioning it among the state's strongest performers. At 13.7% uninsured versus the state's 15.3%, the county achieves better coverage rates, supporting sustained health outcomes.

Second-best regional health performance

McClain County's 75.6-year life expectancy ranks second only to Logan (77.9) regionally, outperforming Lincoln (74.2) and all other neighbors. Primary care access at 44 per 100,000 is robust, and relatively low uninsured rates suggest economic stability and healthcare access align well.

Strong providers, strong insurance coverage

McClain County delivers on both fronts: 44 primary care providers per 100,000 ensure accessible routine care, and 13.7% uninsured is the region's best rate. This combination enables residents to schedule preventive visits, manage chronic diseases, and avoid catastrophic health events.

Maintain McClain's health momentum

McClain residents should celebrate strong coverage rates—if you're uninsured, closing that gap is quick work at healthcare.gov. With excellent provider access already in place, getting insured ensures you can fully capitalize on the excellent healthcare infrastructure your county offers.

Disaster Risk in McClain County

via RiskByCounty

McClain County exceeds typical U.S. risk

McClain County's composite risk score of 62.82 earns a "Relatively Low" rating but sits above the national average. The county faces notable exposure to tornado and wildfire hazards.

Higher than Oklahoma's average risk

At 62.82, McClain County's composite risk exceeds Oklahoma's state average of 55.47, reflecting above-average tornado (89.12) and wildfire (87.18) threats. The county ranks in the upper half of Oklahoma's risk profile.

Riskier than Love and Major Counties

McClain County (62.82) faces substantially more risk than Love County (21.12) and Major County (34.19) to the south, but less than Lincoln County (71.31) and Logan County (74.68) to the north. Marshall County (48.98) is the least risky neighbor.

Tornado and wildfire lead threats

Tornado risk scores 89.12 and wildfire 87.18, both among the state's highest, making them McClain County's dominant hazards. Flood (53.28) and earthquake (55.09) risks are moderate but significant.

Strengthen wind and fire defenses

Prioritize comprehensive wind and hail coverage in your homeowner's policy to protect against tornadoes, and ensure wildfire damage is included. Consider whether your home's location and construction can be fortified against severe weather, and review coverage limits annually.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.