Grady County

Oklahoma · OK

#42 in Oklahoma
67.6
County Score

County Report Card

About Grady County, Oklahoma

Strong performer 35 percentiles above median

Grady County scores 67.6 on the CountyScore composite index, well above the national median of 50.0. The county ranks solidly in the top 40% of all U.S. counties for overall livability.

Slightly below Oklahoma's state average

At 67.6, Grady County edges just below Oklahoma's 68.4 state average, placing it in the competitive middle tier of state counties. The difference is marginal, indicating comparable livability to typical Oklahoma communities.

Higher incomes and excellent health outcomes

Grady County stands out with an income score of 32.8 and median household income of $75,730—the highest among these eight counties. Health score of 64.0 further demonstrates strong quality of life, supported by a relatively low risk score of 24.3.

Rising costs push affordability lower

Despite solid scores, Grady County's cost score of 78.7 and median home value of $187,900 are noticeably higher than neighboring rural counties. This is the trade-off for higher incomes and better health infrastructure.

Best for professionals seeking rural balance

Grady County attracts working families and professionals who want higher incomes and quality healthcare within a rural Oklahoma setting. If you value earning potential and health services over rock-bottom housing costs, Grady offers the strongest foundation.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax82.5Cost78.7SafetyComing SoonHealth64SchoolsComing SoonIncome32.8Risk24.3WaterComing Soon
🏛82.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠78.7
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼32.8
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
64
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
24.3
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Grady County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Grady County

via TaxByCounty

Grady's rate remains well below national norms

Grady County's effective tax rate of 0.703% is still substantially lower than most American counties, keeping homeowner costs down relative to national standards. The median property tax of $1,321 remains less than half the national median of $2,690, ranking Grady in the bottom half of tax burden nationally.

Above state average but still reasonable

Grady County's 0.703% effective rate edges above Oklahoma's 0.652% average, and its median tax of $1,321 exceeds the state median of $959. Despite being slightly above state averages, Grady remains a moderate-tax county within Oklahoma's comparative landscape.

Highest rate in this regional cluster

At 0.703%, Grady County has the highest effective tax rate among its nearby peers—exceeding Garvin (0.566%), Grant (0.604%), and Greer (0.570%). This higher rate reflects a mix of both higher tax rates and higher median home values in the county.

Median home costs $1,321 in annual taxes

A median Grady County home valued at $187,900 faces an estimated annual property tax of $1,321—or $1,637 with a mortgage included. That's roughly $110 per month in taxes for a typical homeowner.

Appeals can reduce your tax burden

Oklahoma homeowners frequently discover their properties are overassessed, leading to unnecessary tax payments. Grady County residents should review their assessment notices and consider filing an appeal if the listed value doesn't match market conditions.

Cost of Living in Grady County

via CostByCounty

Grady's affordability shines nationally

Grady County boasts a rent-to-income ratio of just 13.8%—well below the national average of 17.0%—giving renters genuine breathing room in their budgets. With a median household income of $75,730, Grady actually exceeds the national median of $74,755, creating a rare affordability advantage in rural Oklahoma.

Oklahoma's most affordable county explored

Grady County's 13.8% rent-to-income ratio ranks among the best in Oklahoma, significantly outpacing the state average of 17.0%. The combination of strong local incomes and moderate rents of $874 positions Grady as a standout for affordability seekers within the state.

Higher income, lower burden than peers

Grady County's $75,730 median income substantially exceeds neighboring Garvin County ($57,127) and Grant County ($61,824), while its $874 rent remains competitive. This income advantage translates to the lowest rent-to-income ratio in its regional cluster, making it the clear affordability winner.

Renters and owners both benefit here

Grady County renters pay $874 monthly on $75,730 annual incomes (13.8% burden), while homeowners allocate $919 monthly to ownership (14.5% of income). Median home values of $187,900 remain relatively modest, and the strong income base supports both rental and ownership pathways.

Grady offers rare rural affordability sweet spot

Remote workers and families seeking rural living with above-average affordability should seriously consider Grady County, where incomes exceed national benchmarks and rent burdens stay manageable. You'll find both rental flexibility and ownership opportunity here at costs well below national and regional peers.

Income & Jobs in Grady County

via IncomeByCounty

Grady exceeds national median income

At $75,730, Grady County's median household income slightly edges out the U.S. median of $74,755, placing it in the upper-middle range nationally. This is a notable distinction in a state where most counties trail the national average.

Top earner among Oklahoma counties

Grady County ranks as one of Oklahoma's highest-income counties at $75,730—$17,457 above the state average of $58,273. This 30% advantage reflects a stronger-than-typical economic base and workforce earning potential.

Clear income leader in the region

Grady County's $75,730 income significantly outpaces neighboring Garvin ($57,127), Grant ($61,824), and Greer ($60,183) counties. The county's $14,000+ advantage over most neighbors suggests stronger regional employment opportunities and wage growth.

Low rent burden shows affordability

With a rent-to-income ratio of just 13.8%—well below the 30% affordability benchmark—Grady County households enjoy substantial housing cost relief. The median home value of $187,900 remains within reach for households earning at the median, supporting building generational wealth through homeownership.

Your income supports aggressive saving

Grady County's above-average income of $75,730 and low housing costs create ideal conditions for wealth accumulation and investment. Households should maximize retirement contributions, diversify investments, and explore real estate opportunities to capitalize on this economic advantage.

Health in Grady County

via HealthByCounty

Grady outpaces national life expectancy

Grady County's 74.1-year life expectancy sits within 2.7 years of the U.S. average of 76.8 years. Just 18.6% of residents report poor or fair health—notably better than the national rate of 17.2%.

Among Oklahoma's healthiest counties

Grady County residents live 1.4 years longer than Oklahoma's state average of 72.7 years. With the lowest uninsured rate among this group at 13.5%, Grady leads the way in insurance coverage and health outcomes.

Grady leads regional health rankings

Grady County's 74.1-year life expectancy tops nearby Garvin (70.5 years) and Grant (73.5 years) counties. Its 18.6% poor/fair health rate is the strongest in the comparison, reflecting better overall health status across the region.

Access challenges despite strong outcomes

While Grady County achieves better health outcomes, it has fewer primary care providers (23 per 100K) than some peers. Only 13.5% of residents are uninsured, the lowest rate among these eight counties, supporting earlier medical intervention.

Keep coverage strong and maintain health

Grady County's low uninsured rate proves coverage works—keep benefiting from preventive care. If you're among the 13.5% without insurance, Oklahoma's marketplace and Medicaid programs offer affordable access to maintain your county's health edge.

Disaster Risk in Grady County

via RiskByCounty

Grady exceeds national average risk

Grady County's composite risk score of 75.73 places it firmly in the relatively low category but notably above the national average. The county's tornado risk of 93.83 and wildfire risk of 91.54 reflect Oklahoma's outsized exposure to these hazards compared to most U.S. counties.

Among Oklahoma's higher-risk counties

At 75.73, Grady's score substantially exceeds the state average of 55.47, ranking it in the upper tier of Oklahoma counties. Tornado exposure is particularly acute here—93.83 rivals some of the state's most tornado-prone areas.

Grady faces elevated risk vs peers

Grady's 75.73 score significantly exceeds nearby Garvin County (61.70) to the east and Washita County neighbors, reflecting higher tornado and wildfire concentrations. Only western panhandle counties with extreme wildfire exposure rival Grady's composite risk.

Tornadoes and wildfires dominate

Grady County faces the state's most severe tornado risk at 93.83, paired with a wildfire risk of 91.54—a one-two punch of wind and fire hazards. Flood risk (62.69) and earthquake exposure (66.41) add secondary layers of vulnerability.

Prioritize tornado and fire protection

Homeowners in Grady should maintain robust wind and fire insurance coverage given the county's exceptional tornado and wildfire risks. Build or reinforce a safe room, clear vegetation from your property, and stay subscribed to county emergency alerts during severe weather season.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.