countyscore
28.5
County Score
Cost of Living 76.7Weather & Climate 42Schools 33.4

County Report Card

About McKinley County, New Mexico

Facing National Headwinds

McKinley County scores a 29.2 overall, trailing well behind the national median score of 50.0. This indicates significant structural challenges compared to the average American county.

Below the New Mexico Average

The county’s score of 29.2 sits significantly below the New Mexico state average of 49.1. It ranks as one of the more challenging environments in the state across several key livability dimensions.

Deep Housing Affordability

The county’s primary strength is its cost score of 79.6, driven by a median home value of only $72,100. This makes it one of the most accessible real estate markets for first-time buyers.

High Taxes and Low Health Scores

Tax burden is a major concern with a tax score of 4.3 and an effective rate of 1.889%. Additionally, a health score of 7.9 and a water score of 13.3 highlight critical infrastructure and wellness needs.

Suited for Ultra-Low Cost Living

McKinley County best serves individuals who need the lowest possible entry price for homeownership. It requires residents to navigate a high-tax environment in exchange for very affordable land and housing.

204060801002.776.7187.933.48.321.813.342Tax2.7Cost76.7Safety18Health7.9Schools33.4Income8.3Risk21.8Water13.3Weather4228.5/100
This county
National avg
1 above average8 below average

McKinley County DNA

Foverall

How McKinley County compares to the national average across nine baseline dimensions

McKinley County falls below the national average in most categories. The biggest gap is in Property Tax (2.7/100), though Cost of Living (76.7/100) remains a relative bright spot.

Dimension Breakdown

Tax
2.7-49.3
Cost
76.7+28.700000000000003
Safety
18-37
Health
7.9-42.1
Schools
33.4-20.6
Income
8.3-42.7
Risk
21.8-25.2
Water
13.3-44.7
Weather
42-14
Sponsored

Think property taxes are too high in McKinley County?

Many homeowners in McKinley County pay more than they should. A professional appeal could save you hundreds per year.

Check My Assessment

Can You Afford to Live Here?

Median Home Price

$78,700

National median: $185,300

Median Rent

$859/mo

National median: $877/mo

Income Needed (home)

$78,700/yr

28% front-end rule

Income Needed (rent)

$34,360/yr

30% rent rule

Affordability Spectrum1.7x income
AffordableNational avgExpensive
Local median income: $47,668/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

11.2

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

McKinley County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in McKinley County

via TaxByCounty

McKinley's tax rate far exceeds national norms

McKinley County's effective tax rate of 1.889% is more than three times the national median, making it one of the highest-taxed counties in America. On the national median home value of $281,900, this rate would generate $5,324 annually—nearly double the national median tax bill of $2,690. McKinley homeowners shoulder a significantly heavier property tax burden than most Americans.

McKinley leads New Mexico in tax rates

At 1.889%, McKinley County's effective rate towers over New Mexico's state average of 0.595%—more than three times higher. McKinley's median tax of $1,362 is 31% above the state median of $1,043, reflecting both the county's elevated rate and its deliberate funding strategy for schools and services.

McKinley stands apart from regional peers

McKinley's 1.889% rate dwarfs all nearby counties: San Juan (0.675%), Luna (0.576%), and Quay (0.617%) are all significantly lower. McKinley's aggressive tax policy is a regional outlier, driven by local investment priorities that distinguish it from surrounding rural counties.

Median McKinley home: $1,362 annual tax

On McKinley's median home value of $72,100, property owners pay approximately $1,362 in annual taxes—among the highest effective burdens for homes of this price in the state. Homeowners with mortgages typically pay $1,607 after insurance and fees, while those without mortgages pay around $1,036.

Review your assessment for overvaluation

With McKinley's high tax rate, even small errors in home assessment compound into substantial overpayments. Homeowners should request a recent comparable sales analysis and file an appeal if their assessed value exceeds similar properties sold in the county within the past year.

Income & Jobs in McKinley County

via IncomeByCounty

McKinley earns 40% below national median

McKinley County's median household income of $44,496 trails the U.S. median of $74,755 by roughly 40%, reflecting limited high-wage sectors in the county's economy. This gap places McKinley among America's lower-earning counties, though slightly above some peers in rural New Mexico.

Second-lowest earners in New Mexico

McKinley County ranks second-worst among New Mexico's 33 counties, with median income of $44,496 versus the state average of $55,469—a $10,973 shortfall per household. Per capita income of $19,580 is the lowest in the state, 40% below New Mexico's average of $32,602.

Income similar to rural northwestern peers

McKinley's $44,496 median closely matches Quay County ($43,698) and falls between Luna ($37,917) and Rio Arriba ($53,901). These three counties form New Mexico's lowest-income cluster, each dependent on agriculture, energy, or government employment with limited diversification.

Housing costs squeeze limited earnings

At 21.8% of income, McKinley's rent-to-income ratio hovers just above the affordability threshold, though median home values of $72,100 remain relatively low. The combination of modest income and tight housing ratios leaves little margin for unexpected expenses or savings.

Strategic skills training unlocks better earnings

McKinley residents can target high-demand fields like healthcare, skilled trades, and renewable energy, where regional wage premiums exceed county averages significantly. Pursuing certifications or community college credentials in these sectors offers the most direct path to breaking the cycle of below-average earnings.

Safety in McKinley County

via CrimeByCounty

McKinley County Remains Below National Crime Averages

McKinley County reports a total crime rate of 2181.1 per 100K residents, sitting below the national average of 2,385.5. The county maintains a safety score of 96.6 out of 100.

Comparing McKinley to New Mexico Safety Trends

The county's safety score of 96.6 is slightly lower than the New Mexico state average of 97.4. Its total crime rate of 2181.1 is significantly higher than the state average of 1638.5.

Safety Trends Across the Northwest Region

McKinley's crime rate of 2181.1 is very similar to Roosevelt County's 2173.2. However, it stays lower than neighboring San Juan County, which reports a rate of 2091.2 per 100K with higher violent crime.

Analyzing Violent and Property Crime Risks

The violent crime rate of 538.3 exceeds the national average of 369.8, indicating a need for personal safety awareness. Property crime accounts for 1642.8 incidents per 100K residents.

Taking Action to Secure Your McKinley Home

Visible security measures like motion-sensor lights and cameras can deter property crimes. Residents should remain vigilant and report suspicious activity to one of the two local reporting agencies.

Weather & Climate in McKinley County

via WeatherByCounty

Cool High Desert Conditions

McKinley County features an annual average temperature of 49.0°F, which is cooler than the national median. The region is semi-arid, receiving 12.8 inches of precipitation and substantial winter snowfall.

Cooler Than the State Average

At 49.0°F, McKinley County stays significantly cooler than the New Mexico average of 54.8°F. Its 12.8 inches of annual rain is slightly lower than the statewide average of 14.0 inches.

Snowier Than Its Eastern Neighbors

McKinley receives 26.6 inches of snow, nearly triple the amount found in San Juan County. While it is cooler than Quay County, it avoids the triple-digit heat frequency found in the state's lower elevations.

Chilly Winters and Mild Summers

Winter temperatures average a cold 30.8°F, supported by over two feet of annual snowfall. Summers are pleasant with a 68.1°F average and only 29 days reaching above 90°F.

Invest in Cold Weather Gear

With 26.6 inches of snow and sub-freezing winter averages, reliable heating and snow removal tools are essential. High-altitude sun protection is also necessary despite the relatively mild 68.1°F summer average.

Soil Quality in McKinley County

via SoilByCounty

High Plateau Soil Profiles

While specific pH and taxonomic data for McKinley County are currently unavailable, regional soils typically lean toward the alkaline side of the scale. Land managers should benchmark against the state average pH of 7.48 when planning local projects.

Variable High-Desert Textures

Detailed percentages for sand, silt, and clay are not recorded in the current dataset for this region. The varied terrain of the Colorado Plateau suggests a mix of rocky outcrops and alluvial deposits that require on-site testing for accuracy.

Potential for Productivity

Specific organic matter and water capacity figures are missing, but the state average of 1.27% organic matter serves as a local baseline. Improving these levels is a primary goal for any grower looking to enhance the productivity of the high-desert soil.

Managing Water on the Mesa

Comprehensive drainage and hydrologic classifications are currently limited for this area. Residents should perform simple percolation tests to understand how water moves through their specific plot before starting construction or large-scale planting.

Hardy Crops for Zone 6a

McKinley County sits in hardiness zone 6a, which is well-suited for cold-hardy vegetables like kale, potatoes, and garlic. The shorter growing season rewards those who use greenhouses or row covers to protect young plants from late spring frosts.

Lawn Care in McKinley County

via LawnByCounty

High-Desert Hurdles in McKinley County

With a lawn difficulty score of 28.0, maintaining a green space here is more difficult than the national average but nears the state benchmark of 30.2. The cold 6a hardiness zone presents unique challenges for winter survival and spring green-up.

Short Seasons and High Aridity

Annual precipitation is low at 12.8 inches, requiring supplemental watering to keep roots healthy. The growing season is restricted by late spring frosts occurring through May 29, leaving a narrow window for natural growth.

Test Your High-Altitude Ground

While specific soil metrics are unavailable for this county, local high-desert soils often vary between heavy clay and rocky deposits. We recommend a professional soil test to determine if your lawn needs pH adjustments or drainage improvements.

Severe Water Shortages Persist

A staggering 92.4% of the county currently faces severe drought, and the region has been in drought for 53 consecutive weeks. Practical conservation involves choosing native grass alternatives and utilizing mulch to keep soil temperatures stable.

Planting for Cold Winters and Dry Summers

Hardy cool-season grasses or native Buffalo grass work best in zone 6a. Plan to seed after May 29, but ensure the lawn is established before the first fall frost arrives early on September 28.

Frequently Asked Questions

What is McKinley County's county score?
McKinley County, New Mexico has a composite county score of 28.5 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does McKinley County rank among counties in New Mexico?
McKinley County ranks #32 among all counties in New Mexico on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in McKinley County, New Mexico?
The median annual property tax in McKinley County is $1,574, with an effective tax rate of 2.00%. This earns McKinley County a tax score of 2.7/100 on CountyScore (higher = lower taxes).
What is the median household income in McKinley County?
The median household income in McKinley County, New Mexico is $47,668 per year according to U.S. Census Bureau data. McKinley County earns an income score of 8.3/100 on CountyScore.
Is McKinley County, New Mexico a good place to live?
McKinley County scores 28.5/100 on CountyScore's overall county ranking, ranking #32 in New Mexico. The best way to evaluate McKinley County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare McKinley County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.