CountyScore

Morgan County

Georgia · GA

#20 in Georgia
71
County Score

County Report Card

About Morgan County, Georgia

Morgan Surpasses National Median Handily

Morgan County scores 70.6 on the CountyScore composite index, well above the national median of 50.0. The county ranks in the top 41st percentile nationally, demonstrating solid livability conditions.

Right at Georgia's State Performance Threshold

Morgan's 70.6 composite score hovers just below Georgia's state average of 70.9, placing it at the midpoint of the state's 159 counties. The county represents typical Georgian livability with some standout features.

Highest Income Levels and Strong Tax Profile

Morgan ranks highest in this cohort with an income score of 39.3 backed by a median household income of $85,692, nearly $35,000 above the lowest earners. The tax score of 81.4 reflects an effective rate of just 0.743%, among the state's best.

Elevated Housing Costs and Data Gaps

Morgan's cost score of 70.3 is the lowest in the group, with median home values of $323,100 and rent at $1,090/month reflecting premium costs. Safety, health, school, risk, and water quality data are unavailable.

Ideal for Affluent Families Seeking Balance

Morgan suits high-income households and established professionals seeking a prestigious county with strong earning potential and tax advantages, despite premium housing costs. The county rewards financial success without extreme affordability constraints.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax81.4Cost70.3SafetyComing SoonHealth68.9SchoolsComing SoonIncome39.3Risk80.7WaterComing Soon
🏛81.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠70.3
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼39.3
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤68.9
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡80.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Morgan County with another county →

Counties with similar scores

Blount County
Alabama
71
Median income: $61,096
Clarke County
Alabama
71
Median income: $49,167
Dale County
Alabama
71
Median income: $53,955
Boone County
Arkansas
71
Median income: $54,195
Hempstead County
Arkansas
71
Median income: $47,654

Deep Dives

Morgan County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Morgan County

via TaxByCounty

Morgan taxes: light rate on upscale homes

Morgan County's effective tax rate of 0.743% ranks among Georgia's lowest, sitting well below the national median. Despite the highest median home values in this dataset ($323,100), Morgan residents pay $2,399 annually—reasonable for such expensive properties.

Among Georgia's most tax-efficient counties

Morgan's 0.743% effective rate ranks in Georgia's lowest tier, undercutting the state average of 0.898% significantly. The county's $2,399 median property tax reflects affluent properties rather than an elevated tax burden.

Competitive advantage over peer counties

Morgan's 0.743% rate rivals Monroe (0.686%) as the region's lowest, far outpacing McDuffie (0.849%), Meriwether (0.931%), and Miller (1.386%). This efficiency makes Morgan appealing to wealth-conscious homebuyers.

What a $323k home costs annually

The median Morgan County home valued at $323,100—the highest in this analysis—carries just $2,399 in annual property taxes. With mortgage fees, total annual costs reach $2,425, offering remarkable tax efficiency on premium properties.

High-value homes deserve careful review

On expensive properties, even small assessment errors cascade into significant annual costs. Morgan County residents with upscale homes should carefully verify assessments against recent comparable sales; if values are inflated, an appeal could save hundreds yearly.

Full property tax analysis on TaxByCounty

Cost of Living in Morgan County

via CostByCounty

Morgan's wealth cushions housing costs

Morgan County's 15.3% rent-to-income ratio sits well below the national average, supported by a median income of $85,692—15% above the U.S. average of $74,755. Despite housing costs of $1,090 rent and $1,202 ownership, Morgan residents carry the lightest burden in this group.

Georgia's most affluent housing market

At 15.3%, Morgan's rent-to-income ratio ranks second-best in this eight-county cohort and significantly below Georgia's 18.6% state average. The county's elevated income base transforms high absolute housing costs into manageable percentages.

Highest-priced housing in the region

Morgan's median home value of $323,100 and $1,090 median rent are the highest across all eight counties, alongside its $85,692 median income. This premium positioning reflects Morgan's status as the region's most prosperous community.

Premium costs for premium incomes

Renters spend $1,090 monthly while homeowners invest $1,202 on properties worth $323,100—the county's highest housing costs. Yet both consume roughly 15% of the $85,692 median income, showing affluent residents absorb premium prices easily.

Morgan County: Georgia's luxury option

High-earning relocators seeking excellent schools, premium amenities, and manageable housing burdens should prioritize Morgan County's $323,100 median home values and $85,692+ income environment. Confirm your earning potential matches local norms, as Morgan's affordability advantage depends entirely on household income alignment.

Full cost of living analysis on CostByCounty

Income & Jobs in Morgan County

via IncomeByCounty

Morgan income exceeds U.S. median significantly

Morgan County's median household income of $85,692 surpasses the U.S. median of $74,755 by $10,937. Residents earn approximately 115% of typical American household income, placing the county among the nation's stronger-earning regions.

Georgia's highest-earning county in this group

Morgan County's median household income of $85,692 exceeds Georgia's state average of $60,488 by $25,204. The county's per capita income of $40,661 dominates the state average of $31,115, demonstrating exceptional earning power.

Regional income champion by clear margin

Morgan County's $85,692 median income edges out Monroe County ($82,863) to lead the region by a significant margin. The county outperforms all other peers by at least $4,800, establishing it as the economic powerhouse of the area.

Superior housing affordability with strong purchasing power

Morgan County's rent-to-income ratio of 15.3% is excellent, placing housing costs well below the 28% affordability threshold. The median home value of $323,100 is the region's highest but highly accessible given exceptional household income levels.

Morgan County positioned for aggressive wealth building

Morgan County's above-average income and strong housing affordability enable residents to aggressively invest in retirement, college savings, and diversified portfolios. Households should maximize employer retirement plans, consider real estate investments, and work with financial advisors to optimize tax strategies and long-term wealth accumulation.

Full income & jobs analysis on IncomeByCounty

Health in Morgan County

via HealthByCounty

Morgan County exceeds national health benchmarks

At 75.8 years, Morgan County's life expectancy nearly matches the U.S. average of 76.4 years—among the highest in this region. Only 15.3% report poor or fair health, the lowest rate in this county cohort, indicating robust population health overall.

Georgia's healthiest county in this cohort

Morgan's 75.8-year life expectancy exceeds Georgia's 73.3-year average by 2.5 years, ranking among the state's healthiest counties. The 12.9% uninsured rate beats the state average of 15.0%, positioning Morgan as a health and coverage leader statewide.

Clear regional health leader by every measure

Morgan's 75.8-year life expectancy and 15.3% poor/fair health rate significantly outpace all regional peers except Monroe. With 39 primary care providers per 100K and solid mental health support at 33 per 100K, Morgan demonstrates that moderate provider capacity can support excellent health outcomes when paired with good coverage.

Coverage and modest care access drive health success

Morgan's 12.9% uninsured rate—the lowest or tied-lowest regionally—combined with 39 primary care providers per 100K and solid preventive practices appears to be supporting exceptional life expectancy. Only 15.3% report poor/fair health, suggesting the county's health systems are working effectively.

Maintain Morgan's health momentum with coverage

With 12.9% uninsured, Morgan has nearly universal coverage—if you're in that remaining gap, visit healthcare.gov or your local health department to get insured. Morgan's success shows that when coverage is universal and primary care is accessible, entire communities stay healthy.

Full health analysis on HealthByCounty

Disaster Risk in Morgan County

via RiskByCounty

Morgan's risk sits well below national average

Morgan County scores 19.37 on the composite risk scale, earning a Very Low rating and placing it significantly below the national average. Your community ranks among America's safer counties for natural disaster exposure.

Well below Georgia's average risk

Morgan's score of 19.37 represents less than half of Georgia's state average of 39.49, making it one of the state's safest counties. This central Georgia region enjoys notably low exposure across all major hazard categories.

Safest group in the region

Morgan County (19.37) clusters with Meriwether (19.21), Monroe (18.70), and Miller (20.80) in the region's safest tier, while McDuffie (24.97) sits slightly higher. All five counties rank in Georgia's Very Low risk category.

Earthquake and hurricane risks most elevated

Earthquake risk (52.32) and hurricane risk (57.45) represent your highest scores, though both remain modest compared to coastal counties. Tornado (38.71), wildfire (38.33), and flood (38.42) risks balance out to create a relatively even, low-threat profile.

Standard insurance covers your needs

Standard homeowners insurance adequately protects Morgan County properties across all common threats, with verified wind and tornado coverage sufficient for your profile. Verify flood coverage only if your home sits within a mapped floodplain; otherwise, annual policy review provides peace of mind.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.