CountyScore

Morgan County

Indiana · IN

#62 in Indiana
70.4
County Score

County Report Card

About Morgan County, Indiana

Above Average Livability, Strong Income Profile

Morgan County scores 70.4 on the composite index—well above the national median of 50.0 and near Indiana's state average of 71.2, placing it at approximately the 70th percentile nationally. The county's position reflects solid overall livability with notably strong income performance.

Competitive Performer Among Indiana Counties

Morgan County scores just below Indiana's state average composite score of 71.2, ranking in the upper-middle tier of Indiana counties. This strong competitive position places it among the better-performing Indiana counties on livability metrics.

Highest Incomes and Lowest Tax Rate in Group

Morgan County stands out with an 35.0 income score—by far the highest in this group—supported by a $79,088 median household income that significantly exceeds peers. Additionally, an 88.8 tax score with the lowest effective rate of 0.480% provides exceptional tax efficiency.

Moderate Housing Costs and Risk Exposure

The county's 73.8 cost score suggests slightly elevated housing costs compared to its ultra-affordable peers, with a median home value of $220,100. A 36.5 risk score indicates moderate exposure to economic or environmental variables.

Best for Higher-Income Families Seeking Tax Efficiency

Morgan County is ideal for professionals and families with solid incomes seeking a county that rewards earning with the lowest tax burden and best income profile in this group. The combination of high median household income, ultra-low taxes, and reasonable housing costs makes it perfect for those in the upper-middle-income range.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax88.8Cost73.8SafetyComing SoonHealth70.4SchoolsComing SoonIncome35Risk36.5WaterComing Soon
🏛88.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠73.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼35
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤70.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡36.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Morgan County with another county →

Counties with similar scores

Chambers County
Alabama
70.4
Median income: $49,295
Wilcox County
Alabama
70.4
Median income: $42,236
Ashley County
Arkansas
70.4
Median income: $44,481
Dixie County
Florida
70.4
Median income: $47,655
Lincoln County
Kansas
70.4
Median income: $53,546

Deep Dives

Morgan County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Morgan County

via TaxByCounty

Morgan County offers exceptional tax value

Morgan County's 0.480% effective tax rate ranks among the absolute lowest in the nation, far below the 1.1% median. At $1,056 annually on a median home valued at $220,100, Morgan County delivers the best tax-to-value ratio regionally.

Morgan County lowest rate statewide

Morgan County has Indiana's lowest effective tax rate at 0.480%, 28% below the state average of 0.671%. This exceptionally favorable rate makes Morgan among America's most tax-efficient counties.

Morgan leads central Indiana savings

Morgan County's 0.480% rate beats every neighboring county, including Martin (0.531%), Miami (0.578%), and Monroe (0.702%). Despite median home values of $220,100, Morgan's tax burden remains the lowest in the region.

Exceptional value on Morgan County home

A typical Morgan County home valued at $220,100 costs approximately $1,056 in annual property taxes. This outstanding rate means homeowners pay less than one-half of one percent of their home's value annually.

Verify your assessment is accurate

Even in tax-friendly Morgan County, some homeowners are overassessed and can appeal their valuations. Requesting a reassessment review is free and could save you additional money on an already-favorable bill.

Full property tax analysis on TaxByCounty

Cost of Living in Morgan County

via CostByCounty

Morgan County offers premium with income

Morgan County renters spend 15.0% of income on housing, comfortably under national and state benchmarks, supported by the region's highest median household income of $79,088. This above-average earning power makes Morgan County's housing costs quite manageable relative to paychecks.

Higher income compensates higher rents

Morgan County's 15.0% rent-to-income ratio beats Indiana's state average despite charging $988 in median rent—$105 above state average. The county achieves this advantage through above-average incomes rather than below-average rents.

Premium rents, premium incomes

Morgan County's $988 rent exceeds Marshall ($936), Newton ($927), and Miami ($794) Counties but runs below Marion ($1,107) and Monroe ($1,151). Critically, Morgan's median household income of $79,088 is the highest in this group—the highest wage base makes housing proportionally cheaper.

Morgan's income advantage drives affordability

With the region's highest median income of $79,088, Morgan County renters dedicate just 15.0% to $988 monthly rent. Homeowners with a $220,100 median home value face $1,097 in costs, manageable given the county's robust income profile.

Premium housing for premium incomes

Morgan County suits families earning above-average Indiana incomes who value relative affordability through strong paychecks rather than rock-bottom rents. If your household income exceeds the state median, Morgan's vibrant communities and balanced housing ratios make relocation worth consideration.

Full cost of living analysis on CostByCounty

Income & Jobs in Morgan County

via IncomeByCounty

Morgan County exceeds national income median

Morgan County's median household income of $79,088 exceeds the national median of $74,755 by $4,333, a 5.8% advantage. This positions Morgan County above the national middle, making it the strongest performer among the eight counties profiled.

Highest income in Indiana region

Morgan County's $79,088 income surpasses Indiana's state median of $68,681 by $10,407, placing it in the state's upper-income tier. The county's per capita income of $39,777 is the highest in this group and well above the state average of $34,773.

Outearns all neighboring counties

Morgan County's $79,088 income significantly exceeds all seven other counties profiled: Newton ($68,596), Marshall ($68,041), Montgomery ($66,571), Martin ($65,345), Monroe ($63,372), Marion ($63,450), and Miami ($61,130).

Strong affordability across the board

Morgan County's rent-to-income ratio of 15.0% is well below the 30% affordability threshold, providing substantial breathing room in household budgets. With a median home value of $220,100 and median income of $79,088, homeownership is highly accessible.

Accelerate wealth-building today

Morgan County households earning $79,088 have the region's strongest foundation for aggressive wealth-building—max out 401(k) contributions and explore taxable investment accounts. With manageable housing costs and strong income, this is the time to build generational wealth through diversified investing and consistent saving discipline.

Full income & jobs analysis on IncomeByCounty

Health in Morgan County

via HealthByCounty

Morgan County near national health standards

Morgan County residents live to 75.3 years, approximately 2.8 years below the U.S. average of 78.1 years. With 18.9% reporting poor or fair health—just below the national average of 16%—the county demonstrates near-average health status. At 7.5% uninsured, Morgan County outperforms the national average, with strong coverage reach.

Solid performance on Indiana metrics

Morgan County's 75.3-year life expectancy slightly exceeds Indiana's 75.1-year average, and its 18.9% poor or fair health rate sits comfortably below many peers. At 7.5% uninsured, Morgan County performs better than Indiana's 8.4% state average, suggesting effective coverage outreach and enrollment efforts.

Mid-range life expectancy, solid access

Morgan County's 75.3-year life expectancy ranks fifth among eight counties, with 40 primary care providers per 100K and 101 mental health providers per 100K—respectable but not exceptional compared to Monroe County's robust network. The county's 7.5% uninsured rate beats most neighbors, reflecting strong community engagement in coverage.

Strong coverage but room for improvement

Morgan County's 7.5% uninsured rate means approximately 1,100 residents lack insurance—better than state average but still preventable. With 40 primary care and 101 mental health providers per 100K, the county offers decent access for routine and specialist care, supporting community health management efforts.

Morgan County: finish what you've started

Morgan County has built strong coverage momentum—keep it going. If you're in the 7.5% without insurance, visit healthcare.gov today. Your neighbors have shown enrollment is achievable; next could be your turn.

Full health analysis on HealthByCounty

Disaster Risk in Morgan County

via RiskByCounty

Morgan County faces moderate-to-high risk

Morgan County's composite risk score of 63.49 substantially exceeds Indiana's state average of 45.52, placing it in the relatively low category but with notable hazard exposure. Tornado risk reaches 77.67 and flood risk climbs to 70.87, both well above state norms, while earthquake risk at 72.01 adds further vulnerability. Nationally, Morgan County ranks in the middle-to-upper range for natural disaster risk.

Among Indiana's higher-risk counties

Morgan County ranks in the upper-middle tier of Indiana's risk landscape with a composite score of 63.49, substantially above the state average of 45.52. Only Marion County (97.49) and Monroe County (75.99) exceed it in statewide rankings, placing Morgan County among the state's most hazard-exposed regions. Most Indiana counties face lower combined natural disaster vulnerability.

Riskier than most surrounding areas

Morgan County's 63.49 score substantially exceeds Miami County (52.80) and both Montgomery County (41.00) and Marshall County (41.60) to the north. Only Monroe County (75.99) ranks higher among nearby regions, establishing Morgan County as a clear risk leader in its immediate vicinity. Surrounding areas face measurably lower natural disaster threats.

Tornadoes, floods, and earthquakes threaten

Morgan County residents face convergent threats from tornadoes (77.67), floods (70.87), and earthquakes (72.01), each substantially above state averages. This three-part hazard profile makes Morgan County one of Indiana's more vulnerable regions. Comprehensive preparation addressing all three categories is essential for household safety.

Invest in comprehensive coverage

Morgan County residents should add flood insurance and consider earthquake coverage, as standard homeowners policies exclude both water damage and seismic events. Identify local flood risks and develop tornado plans, then practice drills with family members. Annual policy reviews ensure coverage remains adequate for this moderate-to-high-risk environment.

Full disaster risk analysis on RiskByCounty

ByCounty Network

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.