Muskogee County scores 65.0, which is 30% above the national median of 50.0, placing it in the above-average range of American counties. The county delivers solid livability fundamentals compared to most U.S. communities.
2 / 5
Slightly below Oklahoma average
Muskogee's composite score of 65.0 falls modestly below Oklahoma's state average of 68.4, placing it in the lower-middle tier of state counties. The county remains competitive within Oklahoma but trails several regional peers.
3 / 5
Tax and housing affordability
Muskogee benefits from an effective tax rate of 0.700% (score: 82.6) and notably affordable housing with a median home value of $138,800 (score: 82.1). These cost-related strengths make the county attractive to budget-conscious households and first-time homebuyers.
4 / 5
Income and risk warrant monitoring
The county's income score of 17.3 reflects a median household income of $51,999, limiting economic opportunity for higher-earning professionals. A risk score of just 18.0 indicates vulnerability to economic shocks and limited financial resilience in the community.
5 / 5
Good for cost-conscious families
Muskogee County suits families and retirees who prioritize low housing costs and tax efficiency over robust income growth or economic dynamism. The affordable price point and stable housing market appeal to those seeking rural Oklahoma living without significant economic ambitions or specialized career needs.
Muskogee County scores 65.0, which is 30% above the national median of 50.0, placing it in the above-average range of American counties. The county delivers solid livability fundamentals compared to most U.S. communities.
Slightly below Oklahoma average
Muskogee's composite score of 65.0 falls modestly below Oklahoma's state average of 68.4, placing it in the lower-middle tier of state counties. The county remains competitive within Oklahoma but trails several regional peers.
Tax and housing affordability
Muskogee benefits from an effective tax rate of 0.700% (score: 82.6) and notably affordable housing with a median home value of $138,800 (score: 82.1). These cost-related strengths make the county attractive to budget-conscious households and first-time homebuyers.
Income and risk warrant monitoring
The county's income score of 17.3 reflects a median household income of $51,999, limiting economic opportunity for higher-earning professionals. A risk score of just 18.0 indicates vulnerability to economic shocks and limited financial resilience in the community.
Good for cost-conscious families
Muskogee County suits families and retirees who prioritize low housing costs and tax efficiency over robust income growth or economic dynamism. The affordable price point and stable housing market appeal to those seeking rural Oklahoma living without significant economic ambitions or specialized career needs.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛82.6
Property Tax
Effective property tax rate vs national benchmarks
Muskogee County's effective tax rate of 0.700% exceeds the national median, though homeowners still pay considerably less than the typical American household in absolute dollars. The county's median tax of $972 trails the national median of $2,690, reflecting both a lower home value and a lower effective rate than most U.S. counties.
Muskogee ranks above Oklahoma average
At 0.700%, Muskogee's effective tax rate surpasses Oklahoma's state average of 0.652%, placing it in the higher half of the state's 77 counties. The median tax bill of $972 exceeds the state median of $959, marking Muskogee as a slightly higher-tax jurisdiction.
Muskogee taxes highest in its region
Muskogee's 0.700% rate ranks highest among nearby counties—McIntosh (0.587%), Murray (0.429%), and Okfuskee (0.498%) all charge less. On median tax dollars paid, Muskogee homeowners shoulder the largest burden, at $972 annually.
What Muskogee homeowners pay annually
With a median home value of $138,800 and an effective rate of 0.700%, Muskogee residents pay an estimated $972 per year in property tax. Mortgaged homeowners budget $1,271, while those without a mortgage pay approximately $738.
Appeal overassessments in Muskogee
Muskogee's higher tax rate makes it especially important to verify your assessment; overvalued properties cost more. Filing an appeal with the county assessor is free and can reduce your tax burden if your home's assessed value exceeds its true market value.
Muskogee County residents dedicate 19.0% of household income to rent, exceeding Oklahoma's 17.0% state average and reflecting the income-to-housing cost squeeze. The county's median household income of $51,999 falls significantly below the national average of $74,755, leaving less financial cushion despite lower-than-average rents.
Below-average affordability statewide
Muskogee's 19.0% rent-to-income ratio ranks it among Oklahoma's less affordable counties, trailing the state average by 2 percentage points. This places Muskogee residents in the tighter end of housing affordability across Oklahoma's 77 counties.
Pressured compared to nearby areas
Muskogee County's 19.0% rent-to-income ratio exceeds most neighboring counties, including the more affordable Noble County (13.0%) and Nowata County (17.7%). At $824 monthly rent—above the state average of $814—Muskogee faces affordability headwinds shared only with McIntosh and Oklahoma County among its peers.
One-fifth income goes to rent
The median Muskogee renter earns $51,999 annually but pays $824 monthly, consuming roughly 19% of gross income for housing alone. Homeowners with median monthly costs of $759 on $138,800 homes face similar percentage burdens, indicating affordability pressure across tenure types.
Muskogee requires budget scrutiny
If relocating to Muskogee County, plan carefully: at $824 monthly rent and median incomes near $52,000, housing will consume a significant share of your budget. Compare these figures against your current market and income expectations—Muskogee's affordability challenges may not justify a move unless other factors (employment, family) strongly pull you there.
Muskogee County's median household income of $51,999 sits roughly $23,000 annually below the national median of $74,755. The county's economy reflects broader rural income challenges across Oklahoma.
Below Oklahoma's average income
Muskogee County earns $51,999 against Oklahoma's state average of $58,273, a 11% shortfall. The county ranks in the lower half of Oklahoma's income distribution.
Similar to McIntosh, below Murray
Muskogee's median income of $51,999 closely mirrors McIntosh County ($46,203) and sits between Nowata ($52,679) and Okmulgee ($53,123). The region shows relatively tight clustering around the $50,000–$55,000 range.
Rents stay reasonable
At 19.0%, Muskogee's rent-to-income ratio remains comfortably under the 20% affordability threshold. A median home value of $138,800 is accessible for households earning near the county median.
Steady income supports savings
With a per capita income of $27,090, Muskogee households can still build wealth through disciplined budgeting and consistent saving. Employer-sponsored retirement plans and tax-advantaged savings accounts offer straightforward paths to financial security.
Muskogee County residents live to 70.1 years, more than 6 years below the U.S. average of 76.4 years. Over one in five residents (22.1%) report poor or fair health, significantly exceeding the national rate of 18%. This gap reflects chronic health disparities that require urgent focus.
Among state's lowest life expectancies
At 70.1 years, Muskogee County ranks among the lowest in Oklahoma, trailing the state average of 72.7 years by 2.6 years. The 22.1% poor/fair health rate places the county below state average, indicating widespread health challenges.
Health struggles shared with nearby counties
Muskogee County's 70.1-year life expectancy is nearly identical to Okmulgee County (69.9 years) and McIntosh County (70.8 years), suggesting a cluster of health challenges in the region. Its 22.1% poor/fair health rate aligns with this regional pattern.
Strong mental health services, adequate primary care
Muskogee County outperforms most counties with 45 primary care providers per 100,000 residents and an exceptional 502 mental health providers per 100K. The 15.2% uninsured rate is slightly below state average, though access to care quality varies across the county.
Coverage is within reach right now
With 15.2% of Muskogee County residents uninsured, health coverage remains accessible through the Health Insurance Marketplace or Oklahoma Medicaid programs. Go to healthcare.gov or call 1-800-318-2596 to find a plan that protects your health and budget.
Muskogee faces significantly elevated national risk
With a composite score of 82.03, Muskogee County ranks among the riskiest U.S. counties for natural disasters, well above the national average. Its "Relatively Moderate" rating underscores serious multi-hazard exposure.
Muskogee ranks among Oklahoma's highest-risk counties
At 82.03, Muskogee ranks in the top tier of Oklahoma's 77 counties, significantly exceeding the state average of 55.47. Few Oklahoma counties face comparable overall disaster exposure.
Muskogee is the region's highest-risk county
Muskogee (82.03) substantially outpaces neighbors McIntosh (65.78), Okmulgee (74.62), and Murray (32.54) in composite risk. It stands as the clear risk leader in eastern Oklahoma.
Tornadoes and flooding create compound threats
Tornado risk reaches 90.78—among Oklahoma's highest—with flood risk at 78.02 reflecting vulnerable low-lying and riparian zones. Wildfire exposure (88.96) and earthquake risk (79.36) add further complexity to the hazard landscape.
Comprehensive coverage is essential
Muskogee residents need robust homeowners policies with explicit flood and wind coverage, plus consideration of earthquake riders. Identify and regularly maintain a safe room or shelter rated for violent storms.