countyscore
30.8
County Score
Lawn Care 79.2Water Quality 71.8Income & Jobs 68.4

County Report Card

About Hamilton County, Ohio

Urban Pressures Impact Rankings

Hamilton County scores 30.8, which is significantly lower than the national median of 50.0. This reflects the intense safety and environmental risks common in major urban centers.

Well Below State Average

The county lags the Ohio state average of 48.6 by a wide margin. It ranks toward the bottom of the state due to localized safety and tax challenges.

Quality Utilities and Income

The county maintains a high water score of 71.8 and a respectable income score of 68.4. Residents earn a median income of $70,816, supporting a city-based lifestyle.

Safety and Risk Constraints

The safety score of 9.7 and risk score of 3.7 are major hurdles for the county. Additionally, a tax score of 11.4 reflects a high financial burden on residents.

The Resilient Urban Dweller

This county is best for people who prioritize city amenities and reliable infrastructure over suburban safety. It suits those comfortable with the high-risk, high-reward nature of metropolitan life.

Score breakdown

Tax11.4Cost21Safety9.7Health59.3Schools43.6Income68.4Risk3.7Water71.8Weather60.1
🏛11.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠21
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼68.4
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡9.7
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤59.3
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓43.6
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡3.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧71.8
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤60.1
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨63.1
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱79.2
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Campbell County
Kentucky
50.4
Kenton County
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49.8
Boone County
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47.3
Butler County
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Clermont County
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Dearborn County
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Warren County
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Ohio County
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Deep Dives

Hamilton County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Hamilton County

via TaxByCounty

Hamilton taxes 45% above national median

Hamilton County's effective tax rate of 1.534% significantly exceeds the national median of 0.95%, and the median property tax of $3,461 tops the national median of $2,690 by 29%. Cincinnati's home county carries a substantial property tax load.

Third-highest rate in Ohio

Hamilton's effective rate of 1.534% ranks in Ohio's top tier, exceeded only by Greene (1.690%) and Geauga (1.486%). The median tax of $3,461 is 61% higher than Ohio's $2,145 state average.

Urban center taxation with high bills

Hamilton's $3,461 median tax falls between rural Gallia ($1,351) and affluent Geauga ($4,533), reflecting Cincinnati's status as Ohio's second-largest metro area. The county's diverse neighborhoods produce solid median tax bills despite some lower-value areas.

Median home costs $3,461 yearly in taxes

A typical Hamilton County home valued at $225,700 generates approximately $3,461 in annual property taxes. Mortgaged properties may see total taxes reach $3,576 after escrow adjustments.

Cincinnati-area homeowners: appeal now

With median taxes exceeding $3,400, assessment accuracy directly impacts your household budget. Hamilton County's large number of residential properties means overassessments are common—filing a Board of Revision appeal takes minimal effort for potential savings.

Full property tax analysis on TaxByCounty

Cost of Living in Hamilton County

via CostByCounty

Hamilton County runs above national average

Hamilton County residents spend 17.0% of income on rent, exceeding the national average of 15.6% by 1.4 percentage points. With median household income at $70,816 and rent at $1,005, Cincinnati's urban housing market demands a larger share of paychecks.

Cincinnati's affordability challenge

Hamilton County's rent-to-income ratio of 17.0% ranks it among Ohio's less affordable counties, above the state average of 15.6%. The median rent of $1,005 exceeds the state median by $132, reflecting Cincinnati's urban demand.

Urban prices, moderate incomes

Hamilton County's $1,005 median rent falls between rural Fulton ($832) and expensive Franklin ($1,233), but its median income of $70,816 is below both neighbors. Cincinnati's urban housing market takes a heavier toll relative to earning power.

Cincinnati rents bite harder

Renters here spend $1,005 monthly and homeowners $1,301 against median income of $70,816, consuming 17% and 22% respectively. Hamilton County homebuyers face the steepest burden among these eight counties, with nearly a quarter of income going to mortgages.

Cincinnati appeals to renters, challenges buyers

If you're considering Cincinnati, renting offers better affordability than homeownership relative to local incomes. Compare Hamilton County's job market and urban amenities carefully against the 17% rent burden and explore nearby Greene County for better homebuying balance.

Full cost of living analysis on CostByCounty

Income & Jobs in Hamilton County

via IncomeByCounty

Hamilton slightly below U.S. median

Hamilton County's median household income of $70,816 runs $3,939 below the national median of $74,755, placing it just short of the U.S. average. The county's large, urban population reflects typical metropolitan earning patterns, with significant variance between neighborhoods.

Slightly above Ohio's average

At $70,816, Hamilton County exceeds Ohio's state average of $68,101 by $2,715, positioning it in the middle-to-upper range of Ohio counties. Per capita income of $44,328 also outperforms the state average of $35,642, indicating solid individual earning power across the workforce.

Urban income among mixed peers

Hamilton County's $70,816 income ranks below Greene County ($85,218) and Franklin County ($73,795), but exceeds Hancock County ($69,699) and all rural counties in this dataset. As Ohio's third-largest county, Hamilton encompasses diverse economic zones from affluent suburbs to lower-income urban cores.

Housing consumes a moderate share

Hamilton County's rent-to-income ratio of 17.0% indicates housing costs claim just over one-sixth of household income, aligning with affordability guidelines. With a median home value of $225,700, neighborhoods vary widely, but countywide housing remains generally accessible for middle-income families.

Use diverse neighborhoods for strategy

Hamilton County's income diversity—spanning wealthy suburbs to working-class neighborhoods—mirrors diverse wealth-building opportunities: from real estate appreciation in appreciating neighborhoods to rental investment or first-time homebuyer programs. Starting with employer retirement plans and gradually adding taxable investment accounts leverages the county's stable employment base.

Full income & jobs analysis on IncomeByCounty

Safety in Hamilton County

via CrimeByCounty

Crime Rates Above National Average

Hamilton County reports a total crime rate of 2,809.9 per 100,000, which exceeds the national average of 2,385.5. Its safety score is 95.6, reflecting the higher volume of activity common in large urban centers. Residents should stay informed about safety trends in their specific neighborhoods.

Below the Ohio Safety Average

Hamilton County’s safety score of 95.6 falls below the Ohio state average of 97.8. Its total crime rate of 2,809.9 is nearly double the state average of 1,412.3. Local law enforcement agencies work across 38 departments to address these urban safety challenges.

Comparing Hamilton to Regional Peers

Hamilton County has a higher crime rate than nearby Greene County and significantly more activity than Franklin County. This higher rate is typical for the state's most densely populated southern region. It remains the area of highest crime volume in this analysis.

Breaking Down the Local Crime Mix

Violent crime in Hamilton County is 402.7 per 100,000, which is higher than the national average of 369.8. Property crime is the largest factor, sitting at 2,407.2 incidents per 100,000. These numbers indicate that both personal safety and property protection require consistent attention.

Enhanced Home Protection Strategies

With property crime exceeding national levels, home security is vital in Hamilton County. Invest in high-quality alarm systems and ensure all outdoor areas are well-monitored by cameras. Active participation in neighborhood watch programs can also help improve local safety.

Full safety analysis on CrimeByCounty

Health in Hamilton County

via HealthByCounty

Hamilton County's health mirrors national averages

Hamilton County's life expectancy of 75.5 years tracks near the U.S. average, though its 20% poor/fair health rate reflects ongoing chronic disease challenges. As Ohio's second-largest county, Hamilton's mixed health outcomes shape regional trends.

Hamilton County slightly outpaces Ohio average

At 75.5 years, Hamilton County's life expectancy exceeds Ohio's average of 74.8 years, though its 20% poor/fair health rate suggests significant health management needs. The county's size and urban density shape both strengths in provider access and challenges in health equity.

Hamilton County urban health infrastructure advantage

Hamilton County's 75.5-year life expectancy matches Franklin County while trailing Greene County (77.3 years) and Geauga County (80 years). With 110 primary care providers per 100K and 497 mental health providers, Hamilton maintains robust urban healthcare infrastructure rivaling Ohio's largest metros.

Hamilton County's uninsured rate below state average

At 6.2% uninsured, Hamilton County performs better than Ohio's state average of 7.5%, though roughly 56,000 residents lack health coverage. Strong provider availability (110 primary care and 497 mental health per 100K) makes insurance access the primary barrier rather than infrastructure.

Close coverage gaps in Greater Cincinnati

With 6.2% of Hamilton County uninsured, reaching that remaining 56,000 residents is critical to improving health outcomes across Cincinnati. Visit healthcare.gov or contact Hamilton County's health department to connect uninsured neighbors with affordable marketplace plans and Medicaid options.

Full health analysis on HealthByCounty

Schools in Hamilton County

via SchoolsByCounty

A Powerhouse of Educational Variety

Hamilton County boasts a massive system of 204 public schools, including 115 elementary and 42 high schools. With 112,350 students across 48 districts, it is one of the state's most diverse educational landscapes.

Balancing High Investment and Graduation Goals

The county invests $8,312 per pupil, which is higher than the Ohio average. While the graduation rate of 83.4% is below the state mark, many individual schools contribute to a respectable 52.9 composite score.

Cincinnati Public and a Wealth of Choice

Cincinnati Public Schools is the largest district, serving 35,582 students across 65 schools. Charter schools are a major factor here, with 25 institutions representing 12.3% of the county's educational options.

From Urban Centers to Spacious Suburbs

The county is split between 111 suburban schools and 84 city schools, with an average enrollment of 551. Walnut Hills High School is a standout landmark, serving over 2,500 students in a historic setting.

Find the Perfect District in Hamilton County

Whether you want an elite urban magnet or a top-rated suburban school, Hamilton County has it all. Start your home search in sought-after areas like Sycamore or Oak Hills to find your ideal educational fit.

Full schools analysis on SchoolsByCounty

Disaster Risk in Hamilton County

via RiskByCounty

Hamilton County faces elevated national risk

Hamilton County scores 96.34 on the composite risk scale, placing it among the highest-risk counties nationally. This relatively high rating reflects severe cumulative exposure, particularly to tornadoes and flooding, that far exceeds typical U.S. county levels.

Second-highest risk county in Ohio

Hamilton County's 96.34 score ranks second only to Franklin County within Ohio, far exceeding the state average of 55.03. The county's urban concentration in the Cincinnati metro area and river geography amplify its natural disaster vulnerability.

Dramatically riskier than adjacent counties

Hamilton County's 96.34 towers over neighboring Warren (42.15) and Clermont (51.68) Counties, reflecting Cincinnati's unique hazard profile. Its position along the Ohio River and major creek systems, combined with dense development, creates outsized exposure compared to surrounding rural counties.

Tornadoes and flooding pose extreme threats

Hamilton County faces tornado risk of 99.36 and flood risk of 96.91—among the highest in the nation for both hazards. Earthquake risk (92.68) also registers significantly, making structural resilience and emergency preparedness critical across the entire county.

Comprehensive insurance and planning are critical

Hamilton County residents must obtain standalone flood and earthquake insurance in addition to homeowners policies, given the county's exceptional dual exposure at 96.91 and 92.68 respectively. Investing in a basement safe room or above-ground tornado shelter and maintaining a 72-hour emergency kit are essential investments that can save lives during the severe events the county frequently experiences.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Hamilton County

via WeatherByCounty

Cincinnati’s Humid Subtropical Influences

Hamilton County’s 54.5°F average annual temperature is notably warmer than the national median. This southern Ohio climate leans toward humid subtropical, characterized by long, warm summers.

Leading the State in Temperature

At 54.5°F, Hamilton is consistently warmer than the 51.5°F Ohio average. It ranks as one of the state's warmest regions due to its southern latitude and urban heat island effects.

Wetter and Warmer than Central Ohio

With 46 inches of annual precipitation, Hamilton is wetter than its northern neighbor, Greene County. It also experiences 25 extreme heat days, far exceeding the state average.

Steamier Summers and Shorter Winters

July averages reach a high of 75.8°F, and residents face 25 days over 90°F annually. Snowfall is light for Ohio, totaling only 13.7 inches per year.

Manage Humidity and High Heat

Homeowners should prioritize dehumidification and robust cooling systems to handle 25 extreme heat days. Winter gear needs are lower here, as annual snow only averages 13.7 inches.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Hamilton County

via SoilByCounty

Neutral Ground in Hamilton County

Hamilton County’s soil averages a pH of 6.33, placing it very close to the national median of 6.5. This represents a much more neutral profile than the state average of 5.97, which is a major advantage for local gardeners.

Silt-Heavy Urban Soils

The soil contains 54.3% silt and 23.8% clay, the highest clay percentage among these eight counties. This mix is supplemented by 21.9% sand, resulting in a soil that is very effective at retaining nutrients but can be heavy to work.

Water Retention vs. Organic Matter

Organic matter is relatively low at 1.77%, falling below both the state and national averages. However, the available water capacity is high at 0.196 in/in, ensuring that the soil holds onto moisture effectively for your plants.

Solid Soil Performance

Hamilton County has a soil score of 63.1, which is just below the Ohio state average of 66.0. While local drainage classes are unlisted in this data, the high water capacity suggests the soil handles moisture well despite lower organic levels.

Urban Gardening in Zone 6b

Hamilton County's Zone 6b climate is perfect for everything from backyard vegetables to ornamental landscapes. Adding compost will help boost the low organic matter and unlock the full potential of your neutral-pH soil.

Full soil quality analysis on SoilByCounty

Lawn Care in Hamilton County

via LawnByCounty

High Performance with Warm Summer Peaks

Hamilton County scores a 79.2 for lawn difficulty, making it easier to manage than the state average. While this Zone 6b county is highly productive, gardeners must account for more intense summer heat than their northern neighbors.

Wet Winters and Hot Summer Days

The county sees 46.0 inches of rain annually, significantly more than the state average of 41.2 inches. However, 25 extreme heat days each year mean that lawns will likely go dormant in July without supplemental watering.

Ideal pH Levels Support Thick Turf

The soil pH of 6.33 is optimal for most grass species, ensuring that fertilizers work at maximum efficiency. With 23.8% clay, the soil is durable, though aeration may be needed to prevent compaction from heavy use.

Consistent Moisture Despite Seasonal Heat

Hamilton County had only 4 weeks of drought last year and currently reports 0% abnormal dryness. While the area is currently well-hydrated, the high number of heat days makes mulching and proper mowing heights essential.

Early Spring is Best for Seeding

Take advantage of the early last frost on April 16 to get your grass established before the summer heat arrives. Tall fescue is a top performer here due to its superior heat and drought tolerance.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Hamilton County's county score?
Hamilton County, Ohio has a composite county score of 30.8 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Hamilton County rank among counties in Ohio?
Hamilton County ranks #85 among all counties in Ohio on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Hamilton County, Ohio?
The median annual property tax in Hamilton County is $3,461, with an effective tax rate of 1.53%. This earns Hamilton County a tax score of 11.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Hamilton County?
The median household income in Hamilton County, Ohio is $70,816 per year according to U.S. Census Bureau data. Hamilton County earns an income score of 68.4/100 on CountyScore.
Is Hamilton County, Ohio a good place to live?
Hamilton County scores 30.8/100 on CountyScore's overall county ranking, ranking #85 in Ohio. The best way to evaluate Hamilton County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Hamilton County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.