CountyScore

Posey County

Indiana · IN

#15 in Indiana
74.5
County Score

County Report Card

About Posey County, Indiana

Posey outpaces the nation

Posey County's composite score of 74.5 sits well above the national median of 50.0, placing it in the top tier of livability nationwide. This 49% advantage over the national baseline reflects strong fundamentals in tax burden and housing affordability that benefit residents across income levels.

Above average in Indiana

Ranking 4th among Indiana's 92 counties, Posey County scores 74.5 compared to the state average of 71.2. This consistent outperformance suggests residents enjoy better economic conditions than most of their neighbors statewide.

Low taxes, affordable homes

Posey County excels with an effective tax rate of just 0.628% (tax score: 84.6) and median home values at $218,000 with affordable rents at $744/month (cost score: 79.1). Health outcomes are also solid at 78.2, indicating good access to medical services and wellness infrastructure.

Income growth lags region

The county's income score of 35.0 is the weakest dimension, with a median household income of $79,124 trailing the earning potential of higher-scoring counties. Safety, schools, and water quality data remain unavailable, limiting a complete livability picture.

Ideal for budget-conscious families

Posey County suits retirees, first-time homebuyers, and working families seeking affordable housing and low tax burdens without sacrificing health services. The solid overall score makes it a practical choice for those prioritizing economic stability over high wages.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax84.6Cost79.1SafetyComing SoonHealth78.2SchoolsComing SoonIncome35Risk53.7WaterComing Soon
🏛84.6
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠79.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼35
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤78.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡53.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Posey County with another county →

Counties with similar scores

Cleburne County
Alabama
74.5
Median income: $53,319
Gilpin County
Colorado
74.5
Median income: $88,654
Custer County
Idaho
74.5
Median income: $56,957
Lewis County
Idaho
74.5
Median income: $49,643
Franklin County
Indiana
74.5
Median income: $79,702

Deep Dives

Posey County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Posey County

via TaxByCounty

Posey's taxes rank low nationally

With an effective tax rate of 0.628%, Posey County homeowners pay far less than the national median of 0.95% — putting this county in the bottom 15% of all U.S. counties. The median property tax here is $1,370 annually, compared to a national median of $2,690.

Below Indiana's statewide average

Posey's 0.628% effective rate sits below Indiana's state average of 0.671%, ranking it in the middle-to-lower range among the state's 92 counties. The median tax of $1,370 is slightly above the state median of $1,199, reflecting moderate home values of $218,000.

Competitive with neighboring counties

Posey's rate of 0.628% is lower than nearby Ripley County (0.576%) and Randolph County (0.831%), placing it squarely in the region's middle tier. Home values in Posey ($218,000) run higher than most regional neighbors, explaining the slightly elevated median tax despite a below-average rate.

Your annual Posey property tax bill

On a home valued at $218,000, the median property tax is $1,370 per year ($114 monthly). With a mortgage, expect closer to $1,412 annually; without one, roughly $1,272.

You might be overassessed

Many Indiana homeowners, including those in Posey County, pay more than they owe due to assessment errors. Consider reviewing your assessment at your county assessor's office — a successful appeal could reduce your annual bill significantly.

Full property tax analysis on TaxByCounty

Cost of Living in Posey County

via CostByCounty

Posey Beats National Housing Affordability

Posey County renters spend just 11.3% of income on rent, well below the national standard of 30% and significantly better than Indiana's 15.6% state average. With a median household income of $79,124—above the national median of $74,755—Posey residents have more breathing room in their housing budgets than most Americans.

Indiana's Most Affordable County

Posey County ranks among Indiana's most affordable places to live, with the lowest rent-to-income ratio in this analysis. At 11.3%, it's a full 4.3 percentage points better than the state average, making it a standout for renters and homeowners alike.

Southwest Indiana's Housing Bargain

Posey's median rent of $744 is $139 cheaper than Putnam County and $212 below Shelby County, while its median home value of $218,000 stays competitive with regional neighbors. Ripley County offers similar affordability with a 13.5% rent-to-income ratio, but Posey's higher incomes give residents more purchasing power.

Where Your Income Goes

Posey renters dedicate $744 monthly to housing while earning a median $6,594 per month, leaving substantial income for other expenses. Homeowners pay $1,051 monthly, but with a median home value of $218,000, this represents solid equity-building for the region.

Consider Posey for Affordable Living

If housing affordability matters to your relocation decision, Posey County deserves serious consideration—it combines above-average incomes with below-average costs. Compare it against Ripley and Putnam counties to find your ideal fit in southwest Indiana's competitive market.

Full cost of living analysis on CostByCounty

Income & Jobs in Posey County

via IncomeByCounty

Posey County outearns the nation

At $79,124, Posey County's median household income runs 5.8% above the U.S. median of $74,755. This solid performance places the county ahead of most American households and reflects a stronger economic foundation than the typical American family enjoys.

Top earners in Indiana

Posey County ranks among Indiana's wealthier counties, with a median income 15.1% above the state average of $68,681. The county's per capita income of $38,398 also exceeds Indiana's average of $34,773, signaling broad-based economic health.

Outpacing nearby counties

Posey County's $79,124 median household income leads nearby Putnam County ($76,182) and Ripley County ($71,084). This regional income advantage suggests stronger job opportunities and wage stability in Posey than in surrounding areas.

Housing costs remain manageable

Posey County's rent-to-income ratio of 11.3% is well below the national affordability threshold of 15%, meaning renters spend just over a tenth of their income on housing. With a median home value of $218,000, homeownership remains accessible to households earning the county median.

Build on your county's earnings

With incomes outpacing both state and national averages, Posey County residents are positioned to save and invest beyond basic needs. Consider working with a financial advisor to direct your above-average earnings toward retirement, education funds, or wealth-building investments.

Full income & jobs analysis on IncomeByCounty

Health in Posey County

via HealthByCounty

Posey residents live longer than average

At 78.3 years, Posey County's life expectancy tops the U.S. average of 76.4 years by nearly two years. Only 14.7% of residents report poor or fair health, well below the national rate of 17.4%, suggesting better overall wellness in the county.

Among Indiana's healthiest counties

Posey County ranks near the top of Indiana's 92 counties for life expectancy at 78.3 years, compared to the state average of 75.1 years. The county's 14.7% poor/fair health rate is significantly lower than Indiana's 18.2% average.

Outpacing nearby counties on longevity

Posey residents can expect to live 4.1 years longer than those in neighboring Pulaski County (72.2 years) and 3.2 years longer than Ripley County (74.7 years). The county also leads on health perception, with fewer residents reporting poor or fair health than surrounding areas.

Good access to primary care

Posey County has 32 primary care providers per 100,000 residents, providing solid access to routine medical services. The uninsured rate stands at just 5.8%, notably below Indiana's 8.4% average, meaning most residents have coverage for healthcare costs.

Already well-covered, stay enrolled

With an uninsured rate of only 5.8%, Posey County is doing well on coverage. If you're among the uninsured, visit healthcare.gov or Indiana's Benefits portal to explore affordable options and keep your family protected.

Full health analysis on HealthByCounty

Disaster Risk in Posey County

via RiskByCounty

Posey ranks above average for disaster risk

With a composite risk score of 46.31, Posey County faces slightly elevated natural disaster risk compared to the national average. This "Relatively Low" rating reflects a county where residents should maintain awareness of multiple hazard types, particularly earthquake risk, which scores unusually high at 88.10.

Middle of the pack in Indiana

Posey County's 46.31 score puts it just above Indiana's state average of 45.52, ranking it as a moderate-risk county within the state. Among Indiana's 92 counties, Posey's overall risk profile is fairly typical, though certain hazards deserve closer attention.

Riskier than nearby Vanderburgh

Compared to its regional neighbors, Posey County faces higher overall risk than adjacent areas, with notably elevated tornado (55.85) and earthquake (88.10) scores. Its flood risk of 51.18 is significant for the Ohio River corridor location.

Earthquakes and tornadoes pose greatest threats

Posey County's earthquake risk score of 88.10 is exceptionally high and warrants specific preparation, including securing heavy furniture and knowing safe shelter locations. Tornado risk at 55.85 is also substantial; residents should have a weather radio and evacuation plan in place before severe spring storms arrive.

Secure comprehensive coverage for earthquakes

Standard homeowners insurance does not cover earthquake damage, making standalone earthquake insurance essential for Posey County residents given the 88.10 risk score. Also review flood insurance options, as the county's 51.18 flood risk suggests vulnerability to rising water from nearby rivers and heavy rainfall events.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.