countyscore
50.6
County Score
Health 97.6Income & Jobs 95.2Schools 78

County Report Card

About Saratoga County, New York

Outperforming the National Median

Saratoga County surpasses the national median with a composite score of 50.6. This places it in the upper tier of American counties for overall quality of life.

A New York State Leader

At 50.6, the county comfortably beats the New York state average of 47.0. It stands out as one of the most livable counties in the northern part of the state.

Elite Health and Education

Health metrics are nearly perfect with a score of 97.6, while schools also perform very well at 78.0. These are bolstered by a high Income Score of 95.2.

Rising Costs and Taxes

Despite its strengths, a Cost Score of 9.1 indicates that housing affordability is a concern. The tax burden also impacts the profile, with a Tax Score of 13.1.

Best for Quality-Focused Families

Saratoga County is a top choice for families seeking excellent schools and elite healthcare. It offers a premium lifestyle for those with the income to support higher housing costs.

Score breakdown

Tax13.1Cost9.1Safety59.6Health97.6Schools78Income95.2Risk27Water33.2Weather56.2
🏛13.1
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠9.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼95.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡59.6
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤97.6
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓78
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡27
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧33.2
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤56.2
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨61.8
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱60
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Schenectady County
New York
34.1
Warren County
New York
46
Rensselaer County
New York
39.9
Washington County
New York
50.2
Albany County
New York
35.4
Fulton County
New York
43.2
Montgomery County
New York
40.1
Bennington County
Vermont
33.9

Deep Dives

Saratoga County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Saratoga County

via TaxByCounty

Saratoga rates exceed U.S. median by 35%

Saratoga County's effective tax rate of 1.491% runs 35% above the national median of 1.1%, placing it in the top 30% of U.S. counties. Homeowners pay $4,843 annually on a median home valued at $324,800, a rate structure typical of upstate New York suburbs.

Saratoga sits below New York's average rate

At 1.491%, Saratoga County falls comfortably below the state average of 2.046%, ranking in the lower-middle tier of New York's counties. The county's rate is roughly 27% more favorable than the statewide norm.

Saratoga offers relative bargain in Capital Region

Saratoga County's 1.491% rate significantly undercuts Schenectady County (2.459%) and Rensselaer County (2.193%), making it a tax haven within the Capital Region. Only Schuyler County (1.938%) among nearby upstate counties comes close to matching Saratoga's advantage.

Median home pays $4,843 yearly in taxes

A Saratoga County homeowner with the median property value of $324,800 pays approximately $4,843 in annual property taxes, or about $404 per month. This represents a solid value relative to the county's median home price.

Review assessments to lower that $4,843 bill

A 10% overassessment on Saratoga median property would cost $484 annually—money recoverable through a free assessment appeal. Check your property's assessed value against recent neighborhood sales comps to spot discrepancies.

Full property tax analysis on TaxByCounty

Cost of Living in Saratoga County

via CostByCounty

Saratoga delivers strong income-to-affordability balance

Saratoga residents spend just 16.2% of their $99,653 median income on rent—beating national averages and reflecting one of New York State's best housing-cost combinations. Monthly rents of $1,347 paired with the second-highest regional income make Saratoga among the most affordable major upstate counties.

Saratoga ranks among New York's most affordable

At 16.2%, Saratoga's rent-to-income ratio sits just below New York State's 17.6% average, placing it in the state's affordable tier. The county's median rent of $1,347 is only 19% above the state average of $1,133, while median income of $99,653 leads most comparable regions.

Saratoga beats Capital Region housing costs

Saratoga's 16.2% rent-to-income ratio edges out Rensselaer County's 16.4% and substantially beats Schenectady County's 18.1%, despite Saratoga's marginally higher rents of $1,347. The county's median home value of $324,800—just $80,500 more than Rensselaer—offers strong home-buying value.

Rentals and ownership near housing-cost parity

Saratoga renters spend $1,347 monthly (16.2% of income) while homeowners pay $1,538 (15.4% of income)—the only county in this comparison where ownership costs less than rents proportionally. Median home values at $324,800 make ownership accessible for middle-class households earning ~$100,000.

Best overall value for upstate relocation

Saratoga offers the sweet spot: lowest rent-to-income ratio among upstate counties, strong incomes above $99,000, and homes under $325,000 where mortgages cost less than rent. If you're leaving Queens (27.1% ratio) or Richmond County (20.6% ratio), Saratoga cuts your housing burden in half while maintaining professional-class employment.

Full cost of living analysis on CostByCounty

Income & Jobs in Saratoga County

via IncomeByCounty

Saratoga leads with strong income growth

Saratoga County's median household income of $99,653 exceeds the national median of $74,755 by 33.3%, demonstrating the region's strong economic fundamentals. The per capita income of $54,698 ranks highest among these eight counties, indicating particularly high individual earning power.

Top earner among New York counties

Saratoga ranks in New York's top tier with a median household income $23,220 above the state average of $76,433. Its per capita income of $54,698 substantially exceeds the state average of $41,133, reflecting a highly educated and well-compensated workforce.

Second-highest income in regional comparison

Saratoga's $99,653 median household income ranks second only to Rockland County ($110,631) among these eight counties, narrowly exceeding Richmond County ($98,290). The county's combination of high household and per capita incomes suggests both robust employment and income equality.

Excellent affordability with manageable housing costs

Saratoga residents enjoy one of the best rent-to-income ratios at 16.2%, with a median home value of just $324,800—the third-lowest among these counties. This combination means homeownership consumes roughly 25% of gross income, leaving substantial funds for savings and investment.

Saratoga's affordability unlocks wealth potential

With both high income and low housing costs, Saratoga residents can dedicate 15-20% of income to retirement and investment accounts while maintaining comfortable housing payments. Prioritize maxing 401(k) contributions, building a diversified investment portfolio, and considering additional real estate investments in a favorable market.

Full income & jobs analysis on IncomeByCounty

Safety in Saratoga County

via CrimeByCounty

Saratoga County Surpasses National Safety Norms

Saratoga County reports a total crime rate of only 927.5 per 100K, which is less than half the national average of 2,385.5. Its safety score of 98.5 indicates one of the more secure regions in the country. Residents benefit from a low-risk environment across the county.

Leading the State in Public Safety

Saratoga’s safety score of 98.5 exceeds the New York state average of 98.3. The total crime rate of 927.5 per 100K is lower than the statewide average of 1074.4. This highlights the county's status as a high-performing region for public safety.

Strongest Performer in the Capital Region

Saratoga County is significantly safer than its neighbors, with a crime rate of 927.5 compared to Schenectady’s 2878.1. It also outpaces Rensselaer County’s rate of 1964.7. These figures cement Saratoga's reputation as a safe haven within the region.

Extremely Low Violent Crime Incidents

The county reports a violent crime rate of just 97.7 per 100K, well below the state average of 125.0. Property crime is also low at 829.8 per 100K residents. Seven local agencies work to maintain these impressive safety figures year-round.

Sustaining a Safe Saratoga Home

While the risks are statistically low, residents should still use basic security measures like exterior lighting and alarm systems. Property crime remains the primary concern, so securing vehicles and outbuildings is essential. Engaging with local neighborhood watch groups can further enhance community security.

Full safety analysis on CrimeByCounty

Health in Saratoga County

via HealthByCounty

Saratoga outperforms nation on all measures

At 80.3 years, Saratoga County's life expectancy exceeds the U.S. average of 75.4 years by nearly 5 years, while its 10.3% poor/fair health rate is the lowest in this county sample and well below the national average of 16%. This region delivers some of the nation's best health outcomes.

Saratoga is New York's health leader

Saratoga's 80.3-year life expectancy ranks among New York's best, exceeding the state average by 2.4 years, and its 3.8% uninsured rate—the lowest in this analysis—is significantly better than the state average of 5.3%. The county combines exceptional health outcomes with the strongest health security in the region.

Saratoga outpaces all regional peers

Saratoga leads the entire sample with the lowest poor/fair health rate (10.3%), the lowest uninsured rate (3.8%), and a life expectancy of 80.3 years that trails only Queens (81.2) and Rockland (81.0). Its 70 primary care providers and 240 mental health providers per 100,000 support this exceptional baseline.

Saratoga achieves exceptional health security

Just 3.8% of Saratoga residents lack health insurance—the best performance in this analysis—while 70 primary care and 240 mental health providers per 100,000 ensure accessible care. The combination of high insurance uptake, excellent provider supply, and the lowest poor/fair health rate reflects a county population with strong resources and health literacy.

Maintain Saratoga's health advantage

With the region's lowest uninsured rate and best health outcomes, keeping coverage in place protects existing gains and ensures continued access to preventive care. Review your plan annually at ny.gov/health to confirm it matches your family's needs.

Full health analysis on HealthByCounty

Schools in Saratoga County

via SchoolsByCounty

A Growing Network of 50 Public Schools

Saratoga County hosts 50 public schools across 11 districts, serving a total student population of 30,447. The infrastructure is geared toward primary education, featuring 31 elementary schools and 11 high schools.

Exceptional Graduation and Achievement Rates

With a 91.4% graduation rate, Saratoga County significantly outperforms the national average of 87.0%. Despite spending slightly less than the national average at $12,249 per pupil, the county maintains a respectable school score of 65.6.

The Powerhouse Shenendehowa District

The Shenendehowa Central School District is the largest in the county, managing 12 schools and 9,389 students. There are currently no charter schools in Saratoga, with local families fully utilizing the high-performing traditional districts.

Suburban Focus with Rural Pockets

The county features 29 suburban and 18 rural schools, providing families with a variety of learning environments. Shenendehowa High School is the county's largest with 3,036 students, while smaller rural schools offer more intimate settings.

Secure Your Future in Top-Tier Districts

Saratoga Springs and Shenendehowa are prime targets for families seeking some of the highest graduation rates in the state. High school performance and community investment make this county a premier destination for educational-minded buyers.

Full schools analysis on SchoolsByCounty

Disaster Risk in Saratoga County

via RiskByCounty

Saratoga carries manageable moderate risk

Saratoga County scores 73.03 on the composite risk scale, placing it in the Relatively Low category and slightly above the national average. This reflects moderate exposure to flooding and tornadoes without exceptional seismic or coastal threats. Saratoga's position represents a more balanced hazard profile than many American counties.

Mid-range risk across New York State

Saratoga ranks in New York's safer half with a score of 73.03, just 5% above the state average of 69.42. The county sits comfortably between the state's highest-risk counties (Queens at 99.17) and lowest (Schuyler at 16.25). This middle-ground position offers more breathing room for preparedness planning.

Safer than Rensselaer and Rockland

Saratoga (73.03) ranks below both Rensselaer County (82.16) and Rockland County (88.42), sitting closer to peer Schenectady County (71.28). Within the Capital Region network, Saratoga occupies one of the safer positions. This relative advantage reflects fewer compounding hazards compared to nearby Hudson Valley communities.

Flooding and wildfire deserve attention

Flood risk scores 83.30, making water inundation the primary hazard, while wildfire risk reaches 37.40—notably higher than many northeastern counties. Tornado risk (69.91) rounds out the profile. Saratoga's wildfire exposure is unusual for the region and warrants specific preparedness attention.

Flood and wildfire insurance matter here

With flood risk at 83.30, NFIP or private flood insurance is recommended for Saratoga homeowners, particularly in flood-prone zones. Given the 37.40 wildfire risk—higher than most northeastern peers—ask your agent about wildfire coverage, especially if you're near forested areas. Review your full hazard exposure with an insurance professional.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Saratoga County

via WeatherByCounty

A Classic Northern Continental Climate

At 47.3°F, Saratoga County sits below the national median temperature in a region known for distinct seasons. The county receives 46.0 inches of precipitation, well above national norms.

Matching the New York Average

The county's 47.3°F annual average temperature almost perfectly matches the New York state average of 47.4°F. However, its 46.0 inches of rain and snow exceeds the state average of 43.3 inches.

Higher Snowfall than Southern Neighbors

Saratoga receives 61.9 inches of snow, nearly 10 inches more than neighboring Rensselaer County. It also sees slightly fewer extreme heat days than Schenectady County.

Heavy Snow and Mild Summers

Winters are snowy with 61.9 inches of accumulation and an average temperature of 24.7°F. July is mild at 70.6°F, contributing to a summer average of 68.5°F.

Winterize for Cold January Nights

Invest in heavy-duty snow removal equipment for the 61.9 inches of annual snowfall. Heating systems must be reliable to counter the 21.7°F average temperature in January.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Saratoga County

via SoilByCounty

Acidic and High-Organic Saratoga Soils

Saratoga County soil has a pH of 4.63, remaining more acidic than both the national median of 6.5 and the state average of 5.11. While specific taxonomic orders are not provided, the county’s overall soil score of 61.8 reflects higher-than-average quality. This acidity is a defining trait for local forest and agricultural lands.

Sandy Loam Characteristics

The soil contains 39.5% sand and 32.8% silt, with a clay content of 9.1%. This sand-heavy blend creates a light, workable texture that is less prone to the heavy clumping seen in clay-rich soils. It allows for efficient root penetration and easy tilling in the spring.

Top-Tier Organic Matter Levels

At 27.87%, Saratoga’s organic matter content is nearly double the state average of 17.01%. This is paired with an available water capacity of 0.202 in/in, which beats the state benchmark of 0.182 in/in. These numbers indicate an exceptionally fertile soil with a high capacity for nutrient cycling and moisture retention.

Excellent Moisture Availability

With an available water capacity of 0.202 in/in, these soils excel at keeping water accessible to plants. While official drainage classes are missing, the high sand and organic matter content suggest efficient drainage without rapid drying. It is a highly productive profile for both farming and gardening.

Cool Climate Success in Zone 5b

Saratoga resides in hardiness zone 5b, necessitating plants that can withstand cold winters. The rich organic soil is perfect for growing leafy greens, apples, and hardy perennials. Start a garden here to leverage some of the highest organic matter levels in the state.

Full soil quality analysis on SoilByCounty

Lawn Care in Saratoga County

via LawnByCounty

Predictable Growing in Saratoga

Saratoga County scores a 60.0 on the lawn difficulty scale, landing right near the New York state average of 61.1. This Zone 5b area offers a relatively stable environment for northern grass varieties compared to the national average of 50.0.

Consistent Rain and Low Heat

Annual precipitation of 46.0 inches provides ample moisture, while only 6 extreme heat days per year minimize summer dormancy. Lawns here enjoy 2,495 growing degree days, allowing for a steady and predictable growing season.

Managing Sandy Soil Acidity

The soil is acidic with a 4.63 pH, necessitating regular lime treatments to improve nutrient uptake for your grass. A 39.5% sand composition helps with drainage, but homeowners should monitor for nutrient loss in these lighter soils.

Saratoga Stays Naturally Hydrated

Saratoga is currently drought-free, having experienced only 8 weeks of drought over the last year. You can sustain this healthy state by watering deeply only when the grass shows signs of wilt during the summer.

Hardy Grasses for Zone 5b

Cold-hardy grasses like Kentucky bluegrass and fine fescue are ideal for this Zone 5b region. Start your lawn after the last spring frost on May 2 to ensure your new turf has plenty of time to establish.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Saratoga County's county score?
Saratoga County, New York has a composite county score of 50.6 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Saratoga County rank among counties in New York?
Saratoga County ranks #21 among all counties in New York on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Saratoga County, New York?
The median annual property tax in Saratoga County is $4,843, with an effective tax rate of 1.49%. This earns Saratoga County a tax score of 13.1/100 on CountyScore (higher = lower taxes).
What is the median household income in Saratoga County?
The median household income in Saratoga County, New York is $99,653 per year according to U.S. Census Bureau data. Saratoga County earns an income score of 95.2/100 on CountyScore.
Is Saratoga County, New York a good place to live?
Saratoga County scores 50.6/100 on CountyScore's overall county ranking, ranking #21 in New York. The best way to evaluate Saratoga County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Saratoga County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.