Warren County

New York · NY

#7 in New York
63.2
County Score

County Report Card

About Warren County, New York

Warren: Above the National Average

Warren County scores 61.1 out of 100 on the CountyScore composite index, placing it well above the national median of 50.0. This positions Warren in approximately the 72nd percentile nationally, putting it ahead of nearly three-quarters of U.S. counties.

Among New York's Top Performers

Warren ranks above the New York state average composite score of 54.7, making it one of the more livable counties in the state. Its 61.1 score reflects solid fundamentals across available metrics.

Strong Housing Affordability and Tax Relief

Warren excels in housing affordability with a Cost Score of 69.1, supported by a median home value of $247,600 and median rent of just $1,089/month. The county also offers competitive taxation at an effective rate of 1.530%, one of the lowest in the region.

Income Growth Lags Behind Housing Costs

Warren's Income Score of 34.5 is a significant weak point, with a median household income of $78,239 that trails many peer counties. Additional dimensions including safety, health, schools, and environmental risk remain data-limited, making a fuller assessment of livability incomplete.

Best for Budget-Conscious, Established Workers

Warren suits families and individuals seeking affordable homeownership and low tax burdens in a stable environment. It's ideal for those with established income sources who value housing access over rapidly rising wages.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax59.2Cost69.1SafetyComing SoonHealth77.5SchoolsComing SoonIncome34.5Risk37.7WaterComing Soon
🏛59.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠69.1
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼34.5
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
77.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
37.7
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Warren County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Warren County

via TaxByCounty

Warren taxes below national median

Warren County's effective tax rate of 1.530% sits well below New York's state average of 2.046%, putting it in the lower half nationally. The median property tax here is $3,789, compared to the national median of $2,690—a difference explained by Warren's median home values of $247,600 being slightly lower than the national median of $281,900.

Mid-range among New York counties

Warren County ranks in the middle tier of New York's 62 counties for effective tax rates, neither among the highest nor lowest burdens. Its median tax of $3,789 falls below the state average of $4,709, offering homeowners some relief compared to pricier regions upstate.

Competitive with nearby upstate counties

Warren's 1.530% rate beats neighboring Washington County (2.082%) and Wayne County (2.551%), making it an attractive option in the region. Compared to Westchester County's 1.567%, Warren remains virtually tied, though Westchester homes cost far more in absolute dollars.

A median home costs $3,789 yearly

On Warren County's median home value of $247,600, you'd pay approximately $3,789 in annual property taxes—or about $4,060 if you carry a mortgage that includes escrow payments. That breaks down to roughly $315 per month in property taxes alone.

You might be overassessed

Many Warren County homeowners pay more than they should due to inflated assessments that haven't kept pace with market values. Filing a tax assessment appeal is free and can reduce your annual bill—contact your local assessor's office to learn if you qualify.

Cost of Living in Warren County

via CostByCounty

Warren's Rent Costs Less Than U.S. Average

At 16.7%, Warren County's rent-to-income ratio beats the national median by a full percentage point, meaning renters here spend less of their earnings on housing than typical Americans. With a median household income of $78,239—just above the national average of $74,755—Warren residents enjoy relatively balanced housing affordability compared to the country as a whole.

More Affordable Than Most New York Counties

Warren County ranks better than New York's statewide average, with a 16.7% rent-to-income ratio versus the state's 17.6%. At $1,089 per month, median rent falls $44 below New York's typical, positioning Warren as an attractive option for those seeking reasonable housing costs within the state.

Pricier Than Rural Southern Tier

Warren's $1,089 rent sits higher than Wyoming County ($782) and Yates County ($802) in the Southern Tier, but aligns closely with Washington County ($1,000) to the east. Westchester County to the south commands dramatically higher rents at $1,876—nearly $800 more per month—reflecting its proximity to New York City.

Rent and Ownership Both Reasonable Here

Renters pay $1,089 monthly while owners face $1,283 in costs, meaning both paths consume reasonable shares of the $78,239 median household income. Combined with strong local wages, Warren offers balanced affordability whether you're leasing or buying.

Consider Warren for Mountain Living Value

If you're weighing northeastern counties, Warren County delivers solid affordability with median rent $44 cheaper than the state average and a comfortable 16.7% rent-to-income ratio. With a median home value of $247,600 and incomes above national levels, Warren offers a balanced entry point to upstate living without sacrificing economic opportunity.

Income & Jobs in Warren County

via IncomeByCounty

Warren earns above the national average

Warren County's median household income of $78,239 exceeds the U.S. median of $74,755 by $3,484, placing it solidly in the upper-middle range nationally. This positions Warren better than roughly 60% of American counties, reflecting a resilient local economy anchored in tourism, healthcare, and small manufacturing.

Ranking fourth among New York counties

Warren's $78,239 median income ranks it fourth in New York State, above the state average of $76,433. The county outearns 59 of New York's 62 counties, signaling strong regional economic performance relative to peers upstate and downstate alike.

Warren leads its regional peers

Warren County earns $5,897 more than neighboring Washington County ($72,342) and $4,325 more than Wayne County ($73,914). Among its upstate neighbors, Warren stands out as the income leader, benefiting from Lake George tourism and proximity to Albany's economic sphere.

Housing remains comfortably affordable here

Warren households spend 16.7% of income on rent—well below the 30% affordability threshold and nearly identical to the national benchmark. With a median home value of $247,600, homeownership remains attainable for median-income families, though the market has appreciated notably in recent years.

Build on Warren's economic momentum

With above-average incomes and favorable housing costs, Warren households have genuine capacity to save and invest. Consider maximizing retirement contributions, building emergency reserves, and exploring real estate investment—the county's 16.7% rent-to-income ratio leaves room for wealth building beyond homeownership.

Health in Warren County

via HealthByCounty

Warren County lives longer than average

At 78.1 years, Warren County's life expectancy exceeds the U.S. average of 76.1 years, placing residents on track for longer, healthier lives. Just 16.2% of Warren residents report poor or fair health, suggesting solid overall wellness compared to national benchmarks.

Slightly ahead of New York State

Warren's 78.1-year life expectancy edges out New York State's 77.9-year average, reflecting better-than-typical health outcomes for the region. The county's health profile ranks favorably within New York's competitive healthcare landscape.

Warren outpaces regional peers

Warren residents live 1.5 years longer than Washington County residents (76.6 years) and enjoy better mental health support, with 476 providers per 100,000 people versus Washington's 183. This advantage in both longevity and mental health resources strengthens Warren's health resilience.

Strong provider access, low uninsured rate

Just 4.9% of Warren residents lack health insurance—below New York State's 5.3% average—and the county boasts 111 primary care providers per 100,000 people. This combination of coverage and accessible care supports Warren's longer life expectancy.

Keep Warren healthy: check your coverage

Even in Warren, where insurance rates are strong, nearly 5% of residents remain uninsured. Visit healthcare.gov or New York's health plan marketplace to confirm your coverage and access preventive care.

Disaster Risk in Warren County

via RiskByCounty

Warren County's moderate risk profile

With a composite risk score of 62.31, Warren County ranks as relatively low risk—well below the national average for natural disasters. This score reflects a balanced hazard profile where no single threat dominates, giving residents a manageable disaster preparedness landscape compared to higher-risk counties nationwide.

Middle of the pack in New York

Warren County's 62.31 score sits slightly below New York's state average of 69.42, positioning it as a safer-than-average county within the state. Among New York's 62 counties, this places Warren in the moderate-risk tier, neither among the most vulnerable nor the most protected.

Safer than most regional peers

Warren County's 62.31 risk score makes it notably safer than Westchester County (96.18), its most at-risk neighbor, and slightly safer than nearby Washington County (56.62). This regional variation shows that proximity alone doesn't determine disaster risk—local geography and infrastructure play critical roles.

Earthquakes and hurricanes top the list

Earthquake risk (65.20) and hurricane risk (67.21) represent Warren County's highest threats, both driven by the county's location and regional seismic activity. Flood risk also reaches 71.53, making water-related hazards a secondary concern for residents in low-lying areas and near waterways.

Ensure comprehensive disaster insurance

Warren County residents should prioritize earthquake and flood insurance, as standard homeowners policies typically exclude both. Given the county's moderate risk profile, a bundled approach covering flood, earthquake, and wind damage provides cost-effective protection across your top three hazards.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.