58.6
County Score
Safety 97.5Cost of Living 95.5Disaster Risk 94.2

County Report Card

About Stewart County, Georgia

Leading the Nation in Livability

Stewart County earns a high composite score of 58.6, placing it well above the national median of 50.0. This indicates a high level of performance in key areas that matter to residents. It is one of the higher-scoring rural counties in the United States.

A Standout Performer in Georgia

Stewart's 58.6 score far exceeds the Georgia state average of 46.7. This impressive performance highlights the county as a hidden gem for those seeking stability and affordability. It ranks significantly higher than its immediate neighbors in the region.

Unmatched Safety and Housing Value

The county boasts an incredible safety score of 97.5 and a cost score of 95.5. Median home values are exceptionally low at $53,000, making it one of the most affordable places in the nation. It also scores 94.2 for natural risk resilience.

Severe Economic and Health Barriers

Income is a major challenge with a score of only 1.0, reflecting a median household income of just $35,000. Tax scores are also low at 6.8 due to a high effective rate of 1.711%. Health services are limited, as shown by a score of 8.2.

Best for Retirees or Remote Workers

Stewart County is a top choice for those with an external income who want maximum safety and minimal housing costs. Its combination of high safety and low cost is rare and highly valuable. It is a perfect fit for anyone looking for extreme peace and quiet on a budget.

Score breakdown

Tax6.8Cost95.5Safety97.5Health8.2Schools66.3Income1Risk94.2Water86Weather45.8
🏛6.8
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠95.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼1
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡97.5
Safety
Violent and property crime rates per 100K residents
CrimeByCounty
8.2
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓66.3
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty
94.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty
🌤45.8
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty
🪨11.8
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty
🌱28.7
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty
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Deep Dives

Stewart County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Stewart County

via TaxByCounty

Stewart charges nation's highest analyzed rate

Stewart County's effective tax rate of 1.711% towers 86% above the national median of 0.92%, marking it as one of the steepest tax burdens in the country. Remarkably, the median property tax of $907 remains just 66% below the national median of $2,690 because Stewart homes are steeply undervalued at a median of just $53,000 versus the national $281,900.

Highest tax rate in Georgia

Stewart County's 1.711% effective rate stands highest among all Georgia counties, nearly double the state average of 0.898%. Residents shoulder a dramatically elevated tax burden relative to property values—paying at a rate that reflects structural fiscal challenges unique to the county.

Dramatically outpaces every regional peer

Stewart County's 1.711% rate more than doubles Screven's 1.181% and Seminole's 1.220%, the region's next-highest counties. Every other regional peer—from Spalding (0.965%) to Rockdale (0.718%)—charges substantially less.

Median tax bill around $907 yearly

Even with Stewart's extraordinary 1.711% rate, the median property tax bill of $907 remains low because homes are valued at just $53,000 median. With mortgage assessments, the total rises to roughly $787—unusual because the mortgage component typically adds to bills.

Appeal is essential given extreme rate

Stewart County's uniquely high tax rate means even modest assessment errors compound into substantial costs—making a property tax appeal critically important. If your home's market value, condition, or recent comparable sales suggest overvaluation, filing an appeal with Stewart County could deliver meaningful relief on an already steep tax burden.

Cost of Living in Stewart County

via CostByCounty

Stewart County's wages sharply lag housing

Stewart County faces the region's deepest affordability crisis: a 20.2% rent-to-income ratio combined with the lowest median household income of any county here at just $35,000—$39,755 below the national average. While absolute rents ($588) rank among the nation's cheapest, they still consume a fifth of meager household earnings.

Low income defines the challenge

Stewart County's 20.2% rent-to-income ratio exceeds Georgia's 18.6% state average despite offering the state's lowest absolute rents, reflecting a county where housing costs are secondary to wage poverty. The $35,000 median household income represents the economic reality that affordable housing offers little relief without viable employment.

Cheapest housing, weakest wages

Stewart's $588 median rent ranks lowest among all eight counties, yet its $35,000 median income is the lowest by far, making relative affordability worse than these numbers suggest. The $53,000 median home value is also the region's cheapest, but homeownership remains out of reach for most residents.

Housing affordable, income insufficient

Stewart renters spend just $588 monthly (20.2% of a $35,000 annual income) on housing, while homeowners allocate 17.4% ($510), but these percentages mask a deeper crisis. The true challenge is that even affordable housing strains an insufficient wage base with limited job opportunities.

Affordable only with outside income

Stewart County offers unbeatable housing costs but ranks as the region's economically weakest county, with median incomes far below state norms. Relocate here only if you bring remote work, retirement income, or strong portable employment—local job prospects remain severely limited.

Income & Jobs in Stewart County

via IncomeByCounty

Stewart faces severe national income disadvantage

Stewart County's median household income of just $35,000 represents only 47% of the U.S. median of $74,755—a staggering 53% gap. This places Stewart among America's most economically challenged counties, with structural barriers to income growth.

Georgia's lowest-income county

Stewart County's $35,000 median household income is catastrophically below Georgia's state average of $60,488—a 42% deficit. With a per-capita income of just $21,024, Stewart faces severe limitations in job quality, business investment, and educational opportunity.

Dramatically underperforming all regional peers

Stewart County's $35,000 income is less than 60% of every neighboring county profiled here, from Seminole ($49,559) to Rockdale ($72,349). This profound gap reflects deep structural economic challenges distinct from the region.

Housing costs deceptively affordable but income crisis

While Stewart's rent-to-income ratio of 20.2% appears manageable and median home value ($53,000) is lowest regionally, the median income of $35,000 creates severe overall affordability stress. Residents struggle with basic necessities beyond housing, limiting wealth-building potential.

Urgent need for economic development and training

Stewart County residents must actively seek skills training, mentorship, and job opportunities in adjacent counties while saving every possible dollar. Even micro-investments through employer retirement plans or savings clubs can initiate long-term wealth accumulation, though systemic economic investment is critical.

Safety in Stewart County

via CrimeByCounty

Stewart County Reports Minimal Crime

Stewart County reports a total crime rate of 0.0 per 100K, significantly lower than the national average of 2,385.5. This data gives the county a perfect safety score of 100.0.

A Top Safety Rank in Georgia

With a reported crime rate of 0.0, Stewart County stands well below the Georgia average of 1,412.9 per 100K. It is one of the highest-rated counties in the state compared to the 97.8 average safety score.

Unmatched Safety in the Region

Stewart's reported rate of 0.0 is even lower than neighbor Schley County’s 591.4 per 100K. Three reporting agencies maintain the peace in this exceptionally quiet community.

No Violent or Property Crime Reported

Both violent and property crime rates stand at 0.0 per 100K for the reporting period. While this may reflect a lack of recent incidents, it represents a very low-risk profile for residents.

Maintaining Peace in Stewart County

Though reported crime is non-existent, basic home security remains a wise practice for any homeowner. Consistent vigilance helps ensure the county remains one of the safest in Georgia.

Health in Stewart County

via HealthByCounty

Stewart County faces severe health gap

Stewart County's 71.0-year life expectancy falls 6 years below the U.S. average of 77 years, reflecting serious population health crises. Alarmingly, 30.2% of residents report poor or fair health—nearly double the 17% national rate.

Georgia's most vulnerable county

At 71.0 years, Stewart County ranks among Georgia's lowest life expectancies, falling 2.3 years below the state average of 73.3 years. Its 30.2% poor/fair health rate dramatically exceeds the state trend, signaling a health emergency.

Worst health outcomes in region

Stewart County's 71.0-year life expectancy and 30.2% poor/fair health rate represent the region's worst performance, trailing even struggling peers Screven (70.9 years) and Richmond (71.4 years). Only Rockdale and Schley offer healthier profiles.

Coverage and provider crisis

Stewart County's 16.5% uninsured rate is the highest among regional counties and exceeds Georgia's 15.0% state average by 1.5 percentage points. Primary care provider data is unavailable, but with only 21 mental health providers per 100K, healthcare access is severely limited.

Urgent: get covered today

Stewart County faces a healthcare emergency demanding immediate action on insurance enrollment and provider access. Call 1-800-318-2596 or visit healthcare.gov now to explore Medicaid, ACA coverage, and community health resources.

Schools in Stewart County

via SchoolsByCounty

Small-Scale Education in Stewart

Stewart County maintains an intimate education environment with only 3 schools serving a total of 407 students. The system includes one elementary, one middle, and one high school, all under a single district.

High Investment and Strong Results

The county leads the region in spending with a per-pupil expenditure of $9,370, well above the Georgia average of $7,405. This investment pays off with a 90.0% graduation rate and a strong school score of 58.6.

Stewart County's Personalized District

The Stewart County district oversees the entire student body of 407 children with a high degree of individual attention. There are no charter schools in the county, keeping all students within the traditional public system.

An Exceptionally Small Rural District

All three schools are located in rural settings with an incredibly low average school size of 136 students. Stewart County Elementary is the largest school in the county yet only enrolls 192 students.

Personalized Learning in Stewart County

Families who prefer tiny class sizes and a high-investment rural district will find Stewart County unique. Explore properties near the county seat to enjoy the benefits of this small-scale, high-performing school system.

Disaster Risk in Stewart County

via RiskByCounty

Stewart County ranks among safest nationally

Stewart County's composite risk score of just 5.85 places it in the nation's lowest tier for natural disaster exposure, with a very low risk rating across almost all hazard types. This exceptional safety reflects minimal exposure to the full range of natural hazards.

Georgia's second-safest county

Stewart County's score of 5.85 ranks it among Georgia's most protected areas, standing dramatically below the state average of 39.49. Only a handful of Georgia counties rival its level of safety from natural disasters.

Standout refuge from Georgia's hazard profile

Stewart County's minimal composite risk distinguishes it sharply from surrounding areas, making it an exceptional sanctuary from the state's typical disaster pressures. Even its highest-scoring hazard categories remain moderate relative to statewide exposure.

Hurricane exposure is primary consideration

Stewart County's only noteworthy natural hazard concern is hurricane risk at 60.49, reflecting residual Gulf Coast storm potential. All other hazard categories—flood, tornado, earthquake, and wildfire—remain exceptionally low.

Minimal preparations needed for safety

Stewart County's exceptionally low risk profile means standard homeowners insurance provides comprehensive household protection for most residents. During hurricane season, basic storm awareness and a family communication plan complete practical preparedness for the county's minimal hazard exposure.

Weather & Climate in Stewart County

via WeatherByCounty

Classic Southern Warmth in West Georgia

Stewart County’s annual average of 64.2°F is nearly 10 degrees higher than the national median. This climate is defined by high humidity and consistent warmth throughout the year.

Alined With Georgia's State Averages

The county’s 64.2°F average temperature and 52.8 inches of rain closely mirror the Georgia state averages. It represents the typical weather experience for the central-western part of the state.

Slightly Drier Than Neighboring Sumter

Stewart is nearly identical in temperature to nearby Sumter County, which averages 64.3°F. However, Stewart records zero annual snowfall, whereas Sumter occasionally sees a trace amount.

Long Summers and No Snowfall

Residents experience 72 days of extreme heat annually, with July averaging 80.0°F. Winter is mild and dry, featuring a 47.1°F January average and zero recorded snow.

Plan for Sustained Summer Heat

With over 70 days of 90-degree weather, outdoor activities are best scheduled for the early morning. Homes require reliable air conditioning, but winter heating needs remain relatively low.

Soil Quality in Stewart County

via SoilByCounty

Typical Acidic Georgia Soils

Stewart County has an average pH of 5.31, which is slightly higher than the state average of 5.26. It remains much more acidic than the national median of 6.5, a hallmark of Georgia's weathered landscapes. The specific taxonomic order for this county is not currently recorded.

Highly Sandy and Easy to Work

The soil is 75.6% sand, 13.6% silt, and 10.8% clay. This high sand percentage makes the ground very easy to till and work with garden tools. However, such a sandy mix also means that water and nutrients can wash through the soil quickly.

Low Fertility and Water Storage

Organic matter is 1.28%, which is lower than the state average of 1.83%. Available water capacity is also below the state benchmark at 0.095 in/in. To improve growth, local gardeners should focus on adding organic mulches to help the soil hold onto both water and nutrients.

Hydrology Awaiting Classification

The specific drainage class and hydrologic group for Stewart County are not available in this dataset. Given the 75.6% sand content, much of the county likely experiences rapid drainage. It is important to confirm local conditions before installing irrigation or planning building foundations.

Resilient Growing in Zone 8b

The warm 8b climate in Stewart County is ideal for drought-tolerant crops that don't mind sandy soil. Grapes and various berry bushes are excellent choices for these conditions. Start your planting journey today and enjoy the benefits of Stewart County’s long growing season.

Lawn Care in Stewart County

via LawnByCounty

Challenging Conditions in Stewart County

Stewart County earns a lawn difficulty score of 28.7, indicating a tough environment for traditional turf. This falls well below the state average, requiring residents to be strategic about their lawn care choices.

Long Seasons and High Heat

Homeowners face 72 extreme heat days and a long growing season that begins after the April 1 frost. The 52.8 inches of annual rain is plentiful, but it must be managed carefully to survive the intense 5,678 growing degree days.

Acidic Sand Dominates the Landscape

The soil is 75.6% sand with a low pH of 5.31, creating a foundation that struggles to hold both water and nutrients. You will need to apply lime to bring the pH closer to 6.5 and use slow-release fertilizers to prevent runoff.

Severe Drought Grips the County

Currently, 100.0% of Stewart County is experiencing severe drought conditions. With 24 weeks of drought in the past year and sandy soil that dries out quickly, mulch-mowing is essential to keep moisture in the ground.

Drought-Tolerant Choices for Stewart

Bermuda grass is the most practical choice here due to its deep roots and excellent drought recovery. Because of the late April 1 frost date, wait until mid-spring to ensure your new lawn isn't damaged by a late cold snap.

Frequently Asked Questions

What is Stewart County's county score?
Stewart County, Georgia has a composite county score of 58.6 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Stewart County rank among counties in Georgia?
Stewart County ranks #13 among all counties in Georgia on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Stewart County, Georgia?
The median annual property tax in Stewart County is $907, with an effective tax rate of 1.71%. This earns Stewart County a tax score of 6.8/100 on CountyScore (higher = lower taxes).
What is the median household income in Stewart County?
The median household income in Stewart County, Georgia is $35,000 per year according to U.S. Census Bureau data. Stewart County earns an income score of 1/100 on CountyScore.
Is Stewart County, Georgia a good place to live?
Stewart County scores 58.6/100 on CountyScore's overall county ranking, ranking #13 in Georgia. The best way to evaluate Stewart County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Stewart County with other counties side by side.