countyscore
58.3
County Score
Safety 97.5Disaster Risk 94.2Cost of Living 92.1

County Report Card

About Stewart County, Georgia

Leading the Nation in Livability

Stewart County earns a high composite score of 58.6, placing it well above the national median of 50.0. This indicates a high level of performance in key areas that matter to residents. It is one of the higher-scoring rural counties in the United States.

A Standout Performer in Georgia

Stewart's 58.6 score far exceeds the Georgia state average of 46.7. This impressive performance highlights the county as a hidden gem for those seeking stability and affordability. It ranks significantly higher than its immediate neighbors in the region.

Unmatched Safety and Housing Value

The county boasts an incredible safety score of 97.5 and a cost score of 95.5. Median home values are exceptionally low at $53,000, making it one of the most affordable places in the nation. It also scores 94.2 for natural risk resilience.

Severe Economic and Health Barriers

Income is a major challenge with a score of only 1.0, reflecting a median household income of just $35,000. Tax scores are also low at 6.8 due to a high effective rate of 1.711%. Health services are limited, as shown by a score of 8.2.

Best for Retirees or Remote Workers

Stewart County is a top choice for those with an external income who want maximum safety and minimal housing costs. Its combination of high safety and low cost is rare and highly valuable. It is a perfect fit for anyone looking for extreme peace and quiet on a budget.

204060801001092.197.58.266.30.594.28645.8Tax10Cost92.1Safety97.5Health8.2Schools66.3Income0.5Risk94.2Water86Weather45.858.3/100
This county
National avg
5 above average4 below average

Stewart County DNA

Foverall

How Stewart County compares to the national average across nine baseline dimensions

Stewart County is a tale of two counties — exceptional in Disaster Risk (94.2/100) but notably weak in Income (0.5/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
10-42
Cost
92.1+44.099999999999994
Safety
97.5+42.5
Health
8.2-41.8
Schools
66.3+12.299999999999997
Income
0.5-50.5
Risk
94.2+47.2
Water
86+28
Weather
45.8-10.200000000000003
Sponsored

Think property taxes are too high in Stewart County?

Many homeowners in Stewart County pay more than they should. A professional appeal could save you hundreds per year.

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Can You Afford to Live Here?

Median Home Price

$65,100

National median: $185,300

Median Rent

$607/mo

National median: $877/mo

Income Needed (home)

$65,100/yr

28% front-end rule

Income Needed (rent)

$24,280/yr

30% rent rule

Affordability Spectrum2.0x income
AffordableNational avgExpensive
Local median income: $33,250/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

40.2

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Stewart County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Stewart County

via TaxByCounty

Stewart charges nation's highest analyzed rate

Stewart County's effective tax rate of 1.711% towers 86% above the national median of 0.92%, marking it as one of the steepest tax burdens in the country. Remarkably, the median property tax of $907 remains just 66% below the national median of $2,690 because Stewart homes are steeply undervalued at a median of just $53,000 versus the national $281,900.

Highest tax rate in Georgia

Stewart County's 1.711% effective rate stands highest among all Georgia counties, nearly double the state average of 0.898%. Residents shoulder a dramatically elevated tax burden relative to property values—paying at a rate that reflects structural fiscal challenges unique to the county.

Dramatically outpaces every regional peer

Stewart County's 1.711% rate more than doubles Screven's 1.181% and Seminole's 1.220%, the region's next-highest counties. Every other regional peer—from Spalding (0.965%) to Rockdale (0.718%)—charges substantially less.

Median tax bill around $907 yearly

Even with Stewart's extraordinary 1.711% rate, the median property tax bill of $907 remains low because homes are valued at just $53,000 median. With mortgage assessments, the total rises to roughly $787—unusual because the mortgage component typically adds to bills.

Appeal is essential given extreme rate

Stewart County's uniquely high tax rate means even modest assessment errors compound into substantial costs—making a property tax appeal critically important. If your home's market value, condition, or recent comparable sales suggest overvaluation, filing an appeal with Stewart County could deliver meaningful relief on an already steep tax burden.

Income & Jobs in Stewart County

via IncomeByCounty

Stewart faces severe national income disadvantage

Stewart County's median household income of just $35,000 represents only 47% of the U.S. median of $74,755—a staggering 53% gap. This places Stewart among America's most economically challenged counties, with structural barriers to income growth.

Georgia's lowest-income county

Stewart County's $35,000 median household income is catastrophically below Georgia's state average of $60,488—a 42% deficit. With a per-capita income of just $21,024, Stewart faces severe limitations in job quality, business investment, and educational opportunity.

Dramatically underperforming all regional peers

Stewart County's $35,000 income is less than 60% of every neighboring county profiled here, from Seminole ($49,559) to Rockdale ($72,349). This profound gap reflects deep structural economic challenges distinct from the region.

Housing costs deceptively affordable but income crisis

While Stewart's rent-to-income ratio of 20.2% appears manageable and median home value ($53,000) is lowest regionally, the median income of $35,000 creates severe overall affordability stress. Residents struggle with basic necessities beyond housing, limiting wealth-building potential.

Urgent need for economic development and training

Stewart County residents must actively seek skills training, mentorship, and job opportunities in adjacent counties while saving every possible dollar. Even micro-investments through employer retirement plans or savings clubs can initiate long-term wealth accumulation, though systemic economic investment is critical.

Safety in Stewart County

via CrimeByCounty

Stewart County Reports Minimal Crime

Stewart County reports a total crime rate of 0.0 per 100K, significantly lower than the national average of 2,385.5. This data gives the county a perfect safety score of 100.0.

A Top Safety Rank in Georgia

With a reported crime rate of 0.0, Stewart County stands well below the Georgia average of 1,412.9 per 100K. It is one of the highest-rated counties in the state compared to the 97.8 average safety score.

Unmatched Safety in the Region

Stewart's reported rate of 0.0 is even lower than neighbor Schley County’s 591.4 per 100K. Three reporting agencies maintain the peace in this exceptionally quiet community.

No Violent or Property Crime Reported

Both violent and property crime rates stand at 0.0 per 100K for the reporting period. While this may reflect a lack of recent incidents, it represents a very low-risk profile for residents.

Maintaining Peace in Stewart County

Though reported crime is non-existent, basic home security remains a wise practice for any homeowner. Consistent vigilance helps ensure the county remains one of the safest in Georgia.

Weather & Climate in Stewart County

via WeatherByCounty

Classic Southern Warmth in West Georgia

Stewart County’s annual average of 64.2°F is nearly 10 degrees higher than the national median. This climate is defined by high humidity and consistent warmth throughout the year.

Alined With Georgia's State Averages

The county’s 64.2°F average temperature and 52.8 inches of rain closely mirror the Georgia state averages. It represents the typical weather experience for the central-western part of the state.

Slightly Drier Than Neighboring Sumter

Stewart is nearly identical in temperature to nearby Sumter County, which averages 64.3°F. However, Stewart records zero annual snowfall, whereas Sumter occasionally sees a trace amount.

Long Summers and No Snowfall

Residents experience 72 days of extreme heat annually, with July averaging 80.0°F. Winter is mild and dry, featuring a 47.1°F January average and zero recorded snow.

Plan for Sustained Summer Heat

With over 70 days of 90-degree weather, outdoor activities are best scheduled for the early morning. Homes require reliable air conditioning, but winter heating needs remain relatively low.

Soil Quality in Stewart County

via SoilByCounty

Typical Acidic Georgia Soils

Stewart County has an average pH of 5.31, which is slightly higher than the state average of 5.26. It remains much more acidic than the national median of 6.5, a hallmark of Georgia's weathered landscapes. The specific taxonomic order for this county is not currently recorded.

Highly Sandy and Easy to Work

The soil is 75.6% sand, 13.6% silt, and 10.8% clay. This high sand percentage makes the ground very easy to till and work with garden tools. However, such a sandy mix also means that water and nutrients can wash through the soil quickly.

Low Fertility and Water Storage

Organic matter is 1.28%, which is lower than the state average of 1.83%. Available water capacity is also below the state benchmark at 0.095 in/in. To improve growth, local gardeners should focus on adding organic mulches to help the soil hold onto both water and nutrients.

Hydrology Awaiting Classification

The specific drainage class and hydrologic group for Stewart County are not available in this dataset. Given the 75.6% sand content, much of the county likely experiences rapid drainage. It is important to confirm local conditions before installing irrigation or planning building foundations.

Resilient Growing in Zone 8b

The warm 8b climate in Stewart County is ideal for drought-tolerant crops that don't mind sandy soil. Grapes and various berry bushes are excellent choices for these conditions. Start your planting journey today and enjoy the benefits of Stewart County’s long growing season.

Lawn Care in Stewart County

via LawnByCounty

Challenging Conditions in Stewart County

Stewart County earns a lawn difficulty score of 28.7, indicating a tough environment for traditional turf. This falls well below the state average, requiring residents to be strategic about their lawn care choices.

Long Seasons and High Heat

Homeowners face 72 extreme heat days and a long growing season that begins after the April 1 frost. The 52.8 inches of annual rain is plentiful, but it must be managed carefully to survive the intense 5,678 growing degree days.

Acidic Sand Dominates the Landscape

The soil is 75.6% sand with a low pH of 5.31, creating a foundation that struggles to hold both water and nutrients. You will need to apply lime to bring the pH closer to 6.5 and use slow-release fertilizers to prevent runoff.

Severe Drought Grips the County

Currently, 100.0% of Stewart County is experiencing severe drought conditions. With 24 weeks of drought in the past year and sandy soil that dries out quickly, mulch-mowing is essential to keep moisture in the ground.

Drought-Tolerant Choices for Stewart

Bermuda grass is the most practical choice here due to its deep roots and excellent drought recovery. Because of the late April 1 frost date, wait until mid-spring to ensure your new lawn isn't damaged by a late cold snap.

Frequently Asked Questions

What is Stewart County's county score?
Stewart County, Georgia has a composite county score of 58.3 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Stewart County rank among counties in Georgia?
Stewart County ranks #13 among all counties in Georgia on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Stewart County, Georgia?
The median annual property tax in Stewart County is $994, with an effective tax rate of 1.53%. This earns Stewart County a tax score of 10/100 on CountyScore (higher = lower taxes).
What is the median household income in Stewart County?
The median household income in Stewart County, Georgia is $33,250 per year according to U.S. Census Bureau data. Stewart County earns an income score of 0.5/100 on CountyScore.
Is Stewart County, Georgia a good place to live?
Stewart County scores 58.3/100 on CountyScore's overall county ranking, ranking #13 in Georgia. The best way to evaluate Stewart County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Stewart County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.