CountyScore

Chattahoochee County

Georgia · GA

#28 in Georgia
70.6
County Score

County Report Card

About Chattahoochee County, Georgia

Strong performer above national norm

Chattahoochee County's composite score of 68.7 beats the national median of 50.0 by 37%, landing it in the 82nd percentile nationwide. The county ranks in the top fifth of all U.S. counties for overall livability.

Matches Georgia's state average

Chattahoochee's score of 68.7 nearly mirrors Georgia's state average of 70.9, positioning it as a representative and well-balanced county. It performs competitively within the state's livability rankings.

Affordability and low taxes lead

The county shines with the highest cost score of 76.0 among these profiled counties, offering exceptional housing affordability with median rent at just $1,235/month and median home values of $99,800. A tax score of 74.4 reflects an effective rate of 0.990%, making the tax burden manageable.

Income opportunity remains limited

Chattahoochee's income score of 22.0 reflects a median household income of $59,221, significantly below state and national averages. Safety, health, schools, and environmental quality data are not yet available, which would further round out the livability assessment.

Ideal for budget-minded families

Chattahoochee County suits individuals and families seeking ultra-affordable housing and low taxes with modest income needs. The county offers maximum financial breathing room for those prioritizing cost efficiency in their home and community choice.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax74.4Cost76SafetyComing SoonHealth66.5SchoolsComing SoonIncome22Risk98WaterComing Soon
🏛74.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠76
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼22
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤66.5
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡98
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Chattahoochee County with another county →

Counties with similar scores

Fremont County
Colorado
70.6
Median income: $61,027
Jones County
Georgia
70.6
Median income: $68,259
Jerome County
Idaho
70.6
Median income: $69,338
Jefferson County
Indiana
70.6
Median income: $59,987
Atchison County
Kansas
70.6
Median income: $62,164

Deep Dives

Chattahoochee County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Chattahoochee County

via TaxByCounty

Chattahoochee taxes high despite low values

Chattahoochee County's effective tax rate of 0.990% ranks in the 62nd percentile nationally, above the national median of 0.84%. Median homes are valued at just $99,800, pushing the median tax to only $988—a fraction of the national median tax of $2,690.

Above state average but with tiny homes

At 0.990%, Chattahoochee's effective rate exceeds Georgia's 0.898% state average, yet the median tax bill of $988 remains well below the state median of $1,529. This reflects the county's rural character and significantly lower property values compared to urban areas.

Higher rate, lower values than peers

Chattahoochee's 0.990% rate is notably higher than Chattooga County (0.855%) despite homes in Chattooga averaging slightly more at $98,700. Clay County shows a similar tax rate at 1.044%, though both counties struggle with assessed values well below state and national averages.

Under $1,000 for typical homeowner

A resident with Chattahoochee's median home value of $99,800 pays roughly $988 annually in property taxes. With mortgage-related factors, that expense rises to approximately $1,415 per year.

Challenge your assessment if rates jumped

Rural counties like Chattahoochee sometimes lag in updating property records, meaning some homes may be overassessed relative to recent sales data. Filing an appeal with the Chattahoochee County assessor's office is free and could reduce what you owe.

Full property tax analysis on TaxByCounty

Cost of Living in Chattahoochee County

via CostByCounty

Chattahoochee's rent hits national pain point

With a rent-to-income ratio of 25.0%, Chattahoochee County residents dedicate one-quarter of earnings to rent—well above the U.S. norm of roughly 21%. The median household income of $59,221 is notably lower than the national average of $74,755, making housing costs proportionally steeper.

Among Georgia's priciest rentals

Chattahoochee ranks among the state's least affordable counties with a 25.0% rent-to-income ratio, compared to Georgia's 18.6% average. At $1,235 monthly, median rent here runs $308 above the state average, straining household budgets in this Fort Benning–adjacent county.

Chattahoochee rental market vs. peers

Chattahoochee renters pay $1,235 per month—significantly more than nearby Chattooga ($789) and Clay ($578), but less than Chatham ($1,382). The median home value of just $99,800 offers relative bargains for buyers, the lowest in this regional comparison, reflecting limited homeownership demand.

A renter's burden, a buyer's opportunity

Renters spend 25% of income on housing while homeowners dedicate 13.1% to monthly costs, a stark gap. The $99,800 median home value creates affordable ownership pathways, though qualifying for mortgages remains challenging on median incomes of $59,221.

Chattahoochee works for home buyers only.

Renters face steep affordability challenges here; those seeking lower housing burdens should consider nearby Chattooga or Clay counties. Home buyers, however, find bargain valuations at $99,800 median, making Chattahoochee attractive for those planning to own rather than rent.

Full cost of living analysis on CostByCounty

Income & Jobs in Chattahoochee County

via IncomeByCounty

Chattahoochee earns 21% below U.S. average

Chattahoochee County's median household income of $59,221 falls roughly $15,500 short of the national median of $74,755. The gap underscores economic challenges in rural southwestern Georgia, where household earnings lag the broader American economy.

Below Georgia's median, but improving

Chattahoochee's $59,221 median sits slightly below Georgia's state average of $60,488, placing it near the bottom third of Georgia counties. However, per capita income of $26,920 is notably lower than the state's $31,115 average, suggesting income concentration among fewer earners.

Lowest earner in the regional cluster

Among nearby counties, Chattahoochee ranks lowest, earning $10,354 less than neighboring Chatham County and trailing Chattooga County by $12,436. The disparity reflects Chattahoochee's smaller economic base compared to regional peers in central and coastal Georgia.

Rent pressure on modest incomes

A rent-to-income ratio of 25% means Chattahoochee renters spend one-quarter of earnings on housing, right at the stress threshold. With a median home value of just $99,800, homeownership is more affordable than renting, making it a potential wealth-building strategy for stable households.

Strategic homeownership as wealth builder

For Chattahoochee households earning $59,221, homebuying offers significant advantage: the median home price of $99,800 represents only 1.7 years of gross income, well below the 3-year threshold suggesting affordability. Even modest monthly savings can build down payment funds and begin building home equity.

Full income & jobs analysis on IncomeByCounty

Health in Chattahoochee County

via HealthByCounty

Life expectancy slightly above U.S. norm

Chattahoochee County residents average 75.4 years of life, just shy of the national average of 76.1 years. However, nearly 23% report poor or fair health, suggesting ongoing health challenges beneath the surface.

Outpacing Georgia by 2 full years

At 75.4 years, Chattahoochee's life expectancy beats Georgia's state average of 73.3 years by a solid margin. Yet the county's 22.8% poor/fair health rate ranks among the higher burden counties in the state.

Mixed results in a diverse region

Chattahoochee's 75.4-year life expectancy edges out Chattooga (70.6 years) but trails the healthier Cherokee County (79.4 years). While Chattahoochee has strong primary care capacity at 166 per 100K, mental health support is sparse at just 12 per 100K.

Excellent insurance coverage, limited mental health care

Chattahoochee boasts the lowest uninsured rate among these counties at 8.0%—well below Georgia's 15.0% average—and abundant primary care resources. However, mental health providers are severely limited at 12 per 100K, leaving residents without easy access to behavioral health support.

You're mostly covered—advocate for more

Chattahoochee's 8.0% uninsured rate shows strong enrollment, but that 12 per 100K mental health shortage means longer waits and fewer choices for therapy and counseling. Check your plan's mental health coverage and ask about community resources or telehealth options.

Full health analysis on HealthByCounty

Disaster Risk in Chattahoochee County

via RiskByCounty

Chattahoochee enjoys remarkably low risk

Chattahoochee County's composite risk score of just 2.04 ranks it among the safest counties in the nation. Flood risk (4.99), wildfire risk (34.99), and earthquake risk (25.83) are all minimal, reflecting the county's inland location and stable geography. This exceptional safety profile contrasts sharply with the national average and even Georgia's own 39.49 state median.

Georgia's lowest-risk county

Chattahoochee's 2.04 composite score is Georgia's lowest by a wide margin, approximately 19 times safer than the state average of 39.49. The county consistently ranks in the bottom percentile for every major hazard category except hurricane (52.44), which remains geographically distant. This makes Chattahoochee an unusually secure location within the state.

Safest in a relatively calm region

Chattahoochee's 2.04 score dwarfs those of nearby counties like Clay (8.46), Clinch (20.74), and Chattooga (54.36), establishing it as the anchor of low-risk real estate. Even compared to its immediate neighbors, Chattahoochee stands out as exceptionally protected from natural hazards. This geographic advantage has long-term implications for insurance affordability and property stability.

Hurricane is the only meaningful hazard

While Chattahoochee's overall risk is minimal, hurricane risk (52.44) represents the county's only moderate exposure, though this reflects distant storm surge and wind rather than direct coastal impact. All other hazards score below 35, creating a genuinely low-hazard environment. Most residents face negligible tornado, flood, wildfire, and earthquake risk.

Minimal insurance burden for owners

Standard homeowners insurance at competitive rates provides adequate protection for Chattahoochee properties, given the county's minimal flood, wildfire, and seismic risk. Flood insurance is rarely necessary unless you own property in a mapped floodplain—check FEMA maps to be certain. The county's low-risk profile means you can focus insurance dollars on basic coverage rather than expensive specialized riders.

Full disaster risk analysis on RiskByCounty

ByCounty Network

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.