countyscore
54.9
County Score
Income & Jobs 89.2Water Quality 86Property Tax 82.5

County Report Card

About Sumner County, Tennessee

Strong National Standing

Sumner County posts a composite score of 54.9, comfortably exceeding the national median of 50.0. This indicates a high level of livability that rivals many established suburban hubs across the country.

A Tennessee High Achiever

Sumner outperforms the state average of 51.3, buoyed by its proximity to Nashville's economic engine. It ranks as a premier destination for those seeking a balance of state benefits and local prosperity.

Prosperity and Tax Efficiency

The county boasts a dominant income score of 89.2 with a median household income of $86,005. This wealth is protected by a 0.534% effective tax rate, earning it a tax score of 82.5.

The Cost of Growth

Rapid development has dropped the cost score to a low 11.6, as median home values reach $364,000. Residents also face an environmental risk score of 12.3, highlighting vulnerability to regional natural hazards.

Ideal for Upwardly Mobile Professionals

Sumner is the top choice for high-earners who can navigate the expensive real estate market for excellent income potential. It suits established families looking for strong schools and a robust local economy.

Score breakdown

Tax82.5Cost11.6Safety67.2Health56.4Schools58.9Income89.2Risk12.3Water86Weather64.5
🏛82.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠11.6
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼89.2
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡67.2
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤56.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓58.9
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡12.3
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤64.5
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨47.3
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱53.9
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Trousdale County
Tennessee
52.1
Wilson County
Tennessee
50.8
Simpson County
Kentucky
48.2
Robertson County
Tennessee
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Davidson County
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Macon County
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Allen County
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Smith County
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Deep Dives

Sumner County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Sumner County

via TaxByCounty

Sumner County below national average despite high values

Sumner County's effective rate of 0.534% sits below the national median of 0.711%, even though its median home value of $364,000 significantly exceeds the national median of $281,900. This means Sumner County residents benefit from relatively moderate tax rates on higher-valued properties.

Moderate rates on Tennessee's priciest homes

Sumner County's 0.534% rate sits just slightly above Tennessee's average of 0.511%, yet its median property taxes of $1,944 rank among the highest in the state. This reflects the county's higher home values rather than exceptionally aggressive tax rates.

Most expensive homes in the region

Sumner County's median home value of $364,000 dwarfs peers like Stewart County at $182,700 and Trousdale County at $284,100. Despite having one of the higher tax rates in the immediate region, Sumner County's affluent profile attracts suburban development north of Nashville.

Median taxes near $2,000 annually

A typical Sumner County home valued at $364,000 generates an estimated $1,944 in annual property taxes at the current rate. With a mortgage, expect roughly $1,952; without one, around $1,926—a substantial bill that reflects the county's premium real estate market.

High-value homes often appeal assessments

Sumner County's premium properties can be particularly vulnerable to inflated assessments, especially when market conditions shift or comparable sales decline. Homeowners with substantial property values should consider requesting a reassessment or filing a formal appeal to ensure they're paying only what they owe.

Full property tax analysis on TaxByCounty

Cost of Living in Sumner County

via CostByCounty

Sumner County's price climb

Sumner County renters spend 18.7% of their income on housing—above the national 17.6% average—despite earning $86,005, well above the national median of $74,755. The median rent of $1,339 reflects rapid growth in this Nashville-adjacent county, making it one of Tennessee's pricier markets.

Priciest among Tennessee counties

Sumner County's 18.7% rent-to-income ratio ranks among the highest in Tennessee, surpassing the state average of 17.6% by a meaningful margin. This premium reflects the county's proximity to Nashville's job markets and rapid residential development over the past decade.

Sumner's premium over peers

At $1,339 per month, Sumner County rent significantly exceeds neighboring Trousdale County ($1,007) and Wilson County (data unavailable), marking it as a high-cost corridor. Homebuyers face the steepest median home value ($364,000) and highest monthly mortgage costs ($1,356) of any county in this analysis.

Nashville spillover pushes costs

Sumner County households earning $86,005 annually spend $1,339 on rent (18.7%) or $1,356 on mortgages (18.9%), consuming nearly one-fifth of gross income for housing. This disproportionate burden reflects the county's transformation into a Nashville suburb, driving up both rents and home prices.

Premium location with a cost

Sumner County offers Nashville-area access and strong median incomes, but renters pay the highest rate in this analysis at 18.7% of income. If Nashville commuting isn't essential, compare this burden to more affordable counties like Van Buren (14.0%) or Trousdale (16.9%).

Full cost of living analysis on CostByCounty

Income & Jobs in Sumner County

via IncomeByCounty

Sumner County Outearns Most of America

Sumner County's median household income of $86,005 exceeds the national median of $74,755 by over $11,000, placing it in the upper income tier nationally. This 15% advantage reflects Sumner's position as one of Tennessee's most affluent counties.

Tennessee's Income Leader

At $86,005, Sumner County ranks among the highest-earning counties in Tennessee, commanding $27,011 more than the state median of $58,994. This represents a 46% premium over the typical Tennessee household.

Significantly Outpacing Regional Peers

Sumner County's $86,005 income towers over neighboring counties, eclipsing Tipton County ($71,736) by $14,269 and Stewart County ($62,052) by nearly $24,000. The county stands as an economic leader in its region.

Wealth Building, With Caveats

Despite strong income, Sumner County's 18.7% rent-to-income ratio remains manageable, though home values of $364,000 mean many households stretch to afford median-priced homes. Higher earning capacity doesn't automatically translate to affordable housing in this prosperous county.

Maximize Wealth in Sumner County

Sumner County households earning above $86,000 have substantial capacity to invest, diversify, and plan for retirement at rates most Tennessee families cannot match. Tax-advantaged retirement accounts, real estate investment, and portfolio diversification are within realistic reach for many county residents.

Full income & jobs analysis on IncomeByCounty

Safety in Sumner County

via CrimeByCounty

Sumner County ranks high for national safety

Sumner County earns a safety score of 98.8, reflecting a very low risk environment for residents. Its total crime rate of 769.2 per 100,000 is far below the national average of 2,385.5.

Surpassing Tennessee safety standards

Sumner’s safety profile is stronger than the state average of 97.2. Data from six reporting agencies shows the county manages a crime rate that is less than half the Tennessee average.

Sumner rivals Stewart for safest in region

Sumner's crime rate of 769.2 is very similar to Stewart's 743.3 and much safer than Tipton's 1385.8. It is a standout performer among its regional peers.

Property crime is the primary concern

Violent crime in Sumner is remarkably low at 175.8 per 100,000. Property crime makes up the bulk of reports at 593.4, though this still tracks well below national property crime figures.

Maintaining a secure Sumner home

Low crime rates provide peace of mind, but home security systems remain a smart investment. Visible deterrents can help keep Sumner’s property crime rates at these impressively low levels.

Full safety analysis on CrimeByCounty

Health in Sumner County

via HealthByCounty

Sumner County leads in life expectancy

At 75.6 years, Sumner County residents enjoy a life expectancy 3 years longer than the U.S. average of 72.6 years—one of Tennessee's strongest performances. Only 17% report poor or fair health, the lowest rate among its peer group and a marker of sustained wellness practices.

Sumner tops Tennessee health rankings

Sumner County's 75.6-year life expectancy significantly outpaces Tennessee's 72.4-year state average, and its 9.6% uninsured rate beats the state's 11.9% threshold. The county's 17% poor/fair health rate is among the state's best, reflecting strong preventive care and community health engagement.

Sumner dominates regional health metrics

Sumner's 75.6-year life expectancy far exceeds neighboring Stewart (72.9) and Sullivan (72.7) counties, making it the regional leader in longevity. Its 9.6% uninsured rate and 47 primary care providers per 100K position Sumner as the most accessible, healthiest county in this cluster.

Good coverage, solid provider availability

With 47 primary care providers per 100,000 residents and just 9.6% uninsured, Sumner County residents enjoy above-average healthcare access and affordability. The county's 115 mental health providers per 100K further strengthen community mental wellness resources.

Keep your family's coverage strong

Sumner County's low uninsured rate reflects strong enrollment, but nearly one in ten residents still lack coverage. Visit healthcare.gov or your employer's benefits page annually to confirm your plan meets your family's needs and maximizes your savings.

Full health analysis on HealthByCounty

Schools in Sumner County

via SchoolsByCounty

A Large and Growing Suburban System

Sumner County supports a massive educational framework of 52 public schools serving over 30,732 students. The district operates 27 elementary, 12 middle, and 11 high schools to accommodate its expanding population.

High Performance Across a Growing District

Sumner County earns a school score of 55.5, outperforming the state median. Students achieve a 96.0% graduation rate, backed by an annual per-pupil investment of $6,473 that remains higher than the Tennessee average.

Sumner County's Unified District

The Sumner County school district manages all 52 schools and 30,732 students, making it one of the largest single districts in the state. No charter schools are currently active, meaning all students attend traditional public campuses.

Suburban Convenience Meets Rural Roots

The majority of students attend one of the 29 suburban campuses, though 17 rural and 6 town schools provide diverse options. Gallatin Senior High is the county's largest school with 1,659 students, contributing to an average school size of 591.

Invest in a Home Near Sumner Schools

The combination of high school scores and a 96.0% graduation rate makes Sumner County a magnet for families. Prospective buyers will find a wide range of suburban and rural neighborhoods within reach of these top-rated schools.

Full schools analysis on SchoolsByCounty

Disaster Risk in Sumner County

via RiskByCounty

Sumner County faces substantial risk

Sumner County's composite risk score of 87.66 substantially exceeds the national average, earning a Relatively Moderate rating. This elevated score reflects serious exposure across multiple hazard types that demand proactive preparation.

Among Tennessee's riskiest counties

At 87.66, Sumner County scores 67% higher than Tennessee's state average of 52.45, placing it in the upper tier of risk statewide. You face greater disaster exposure than the vast majority of Tennessee counties.

Riskier than surrounding areas

Sumner County's 87.66 score substantially exceeds Tipton County (81.04) and significantly surpasses Sullivan County (71.47) to the east. Your location in the central Nashville region concentrates exposure to tornadoes and flooding.

Tornadoes and flooding dominate

Tornado risk of 95.55 ranks among the highest in the state, while flood risk at 88.64 creates dual exposure. Earthquake risk (91.70) also ranks notably high, though less frequent than tornado and flood events.

Prioritize flood and storm protection

Flood insurance is non-negotiable with a score of 88.64—standard homeowners policies exclude flood damage. Install or reinforce a safe room for tornado shelter, ensure sump pump backup power, and document all property with photos for insurance claims.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Sumner County

via WeatherByCounty

A Typical Mid-American Profile

Sumner County averages 57.7°F annually, sitting just above the national median temperature. It records 54.5 inches of precipitation, reflecting the humid climate of the southeastern United States.

Near the Heart of Tennessee

Sumner’s 57.7°F average temperature is nearly identical to the state average of 58.1°F. Its precipitation levels are also very close to the state average of 55.9 inches.

Similar to the Nashville Metro

Sumner County shares the climate of the Nashville basin, mirroring the temperature and rainfall of its southern neighbor, Davidson County. It serves as a middle-ground between the hot southern plains and the cooler northern hills.

Hot July and Short Winters

The county sees 37 days of extreme heat, with July temperatures averaging 78.1°F. Winter remains mild at 38.3°F, with snowfall averaging only 3.3 inches per year.

Prepare for July Heat Waves

Summer cooling is the primary climate concern with 37 days over 90°F. The 3.3 inches of snow means winter weather is usually a brief inconvenience rather than a seasonal obstacle.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Sumner County

via SoilByCounty

Balanced Clay Loams and Ultisols

Sumner County's land is defined by clay loam texture and the highly weathered Ultisols order. Its average pH of 5.71 is notably healthier than the state average of 5.35, though it still trends acidic compared to the national 6.5 median.

The Strength of Silt and Clay

With 58.9% silt and 22.6% clay, this soil is heavy and nutrient-dense. The low sand content of 18.6% means the soil can be difficult to work when wet but offers excellent structural support for perennial crops.

Solid Moisture Retention for Crops

Organic matter levels reach 2.12%, which is slightly lower than the state average. However, the available water capacity of 0.175 in/in beats the state benchmark, ensuring that plants have access to a reliable reservoir of moisture.

Excellent Infiltration for Sustainable Use

Classified as well-drained and falling into hydrologic group B, these soils offer moderate infiltration rates. This makes Sumner County's land versatile for everything from septic systems to intensive row-crop farming.

Tackle the Garden in Zone 7b

This county is prime territory for tobacco, corn, and hearty vegetables. With a soil score of 47.3, Sumner ranks well above the state average, providing a robust environment for any 7b planting project.

Full soil quality analysis on SoilByCounty

Lawn Care in Sumner County

via LawnByCounty

Sumner County Lawn Care Overview

With a lawn difficulty score of 53.9, Sumner County is friendlier to grass than the national median of 50.0. This Zone 7b county provides a solid environment for homeowners looking for a lush landscape. You can expect fewer maintenance headaches here than in the more difficult 48.0 state average regions.

Heat and Rain in the Middle State

Sumner receives 54.5 inches of rain annually, slightly exceeding the ideal 50-inch threshold. You will deal with 37 extreme heat days annually, mirroring the state average of 36. These conditions require a careful balance of drainage and summer irrigation to keep grass from wilting.

Managing Well-Drained Clay Loam

The soil pH of 5.71 is slightly acidic but closer to the ideal 6.0-7.0 range than many neighboring counties. This well-drained clay loam contains 22.6% clay, providing good structure for holding essential nutrients. Minimal lime applications can help bridge the gap to a perfect nutrient-ready soil.

Drought Resilience and Water Use

The county experienced only 10 weeks in drought over the last year, though 47.8% of the area is currently abnormally dry. Use mulch-mowing to return clippings to the soil, which helps retain moisture and nutrients. This practice is particularly helpful during the 37 days when temperatures soar above 90°F.

Planting Windows for Sumner Lawns

Warm-season grasses like Zoysia or cool-season Tall Fescue both perform well in this climate. Time your planting between the last spring frost on April 7 and the first fall frost on October 30. Your lawn has a great foundation, so start your seasonal prep this week.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Sumner County's county score?
Sumner County, Tennessee has a composite county score of 54.9 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Sumner County rank among counties in Tennessee?
Sumner County ranks #27 among all counties in Tennessee on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Sumner County, Tennessee?
The median annual property tax in Sumner County is $1,944, with an effective tax rate of 0.53%. This earns Sumner County a tax score of 82.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Sumner County?
The median household income in Sumner County, Tennessee is $86,005 per year according to U.S. Census Bureau data. Sumner County earns an income score of 89.2/100 on CountyScore.
Is Sumner County, Tennessee a good place to live?
Sumner County scores 54.9/100 on CountyScore's overall county ranking, ranking #27 in Tennessee. The best way to evaluate Sumner County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Sumner County with other counties side by side.

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality🌤Weather & Climate🪨Soil Quality🌱Lawn Care🛒Farmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.