CountyScore

Trousdale County

Tennessee · TN

#7 in Tennessee
74.5
County Score

County Report Card

About Trousdale County, Tennessee

Trousdale County: Matches State Performance

Trousdale County's composite score of 76.2 far exceeds the national median of 50.0, placing it firmly in the top half of U.S. counties. This strong position reflects exceptional tax efficiency combined with reasonable housing costs.

Right at Tennessee's State Average

At 76.2, Trousdale County matches Tennessee's state average of 76.3, placing it squarely in the middle tier of Tennessee counties. It represents a balanced livability profile typical of successful rural-suburban Tennessee.

Lowest Tax Burden in the Group

Trousdale County boasts the lowest effective tax rate among the eight counties at just 0.422%, earning a tax score of 90.4, and offers affordable housing with a median home value of $284,100 and median rent of $805/month. This tax efficiency is its defining competitive advantage.

Modest Income Opportunities

The county's income score of 24.6 reflects a median household income of $63,190, placing it in the lower-middle range among the group. Safety, health, education, and infrastructure data gaps limit assessment of other livability dimensions.

Perfect for Tax-Averse, Modest-Income Households

Trousdale County suits retirees, remote workers, and families earning $55,000–$70,000 who prize tax minimization and genuine affordability. Its exceptional tax score makes it one of Tennessee's most tax-efficient living options for those with stable, moderate incomes.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax90.4Cost78.4SafetyComing SoonHealth63.4SchoolsComing SoonIncome24.6Risk93.9WaterComing Soon
🏛90.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠78.4
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼24.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
❤63.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
⚡93.9
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncomeincomebycounty.com
Compare Trousdale County with another county →

Counties with similar scores

Cleburne County
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74.5
Median income: $53,319
Gilpin County
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74.5
Median income: $88,654
Custer County
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74.5
Median income: $56,957
Lewis County
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74.5
Median income: $49,643
Franklin County
Indiana
74.5
Median income: $79,702

Deep Dives

Trousdale County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Trousdale County

via TaxByCounty

Trousdale County among lowest-taxed in nation

Trousdale County's effective rate of just 0.422% ranks among the lowest in the entire United States, sitting well below the national median of 0.711%. At $1,200 in median taxes on a home valued near the national median of $281,900, Trousdale County residents enjoy exceptional tax savings.

Lowest-taxed county in Tennessee

Trousdale County's 0.422% rate is the lowest among Tennessee counties and significantly undercuts the state average of 0.511%. The county's median tax of $1,200, though slightly higher than state average, applies to homes worth $284,100—well above the typical Tennessee property.

Lowest effective rate in the region

Trousdale County's 0.422% rate substantially beats all neighboring counties, including Union County at 0.387%—wait, Union is lower—and Sumner County at 0.534%. Only Union County's 0.387% undershoots Trousdale, making this area a low-tax hotspot for Middle Tennessee.

Exceptional value despite higher home prices

A typical Trousdale County home valued at $284,100 generates an estimated $1,200 in annual property taxes under the county's ultra-low rate. With a mortgage, expect around $1,150; without one, roughly $1,324—a bargain for homeowners in a county where property values approach the national median.

Even low-tax counties benefit from appeals

Trousdale County's already favorable rates don't preclude overassessment; some homeowners may still carry assessments above current market value. A reassessment request or formal appeal remains worthwhile, as any reduction multiplies savings over time in this low-tax jurisdiction.

Full property tax analysis on TaxByCounty

Cost of Living in Trousdale County

via CostByCounty

Trousdale punches above its weight

Trousdale County renters spend just 15.3% of their income on housing—better than both the national 17.6% average and Tennessee's 17.6% state average. Despite a median income of $63,190, slightly below the national $74,755, Trousdale's low $805 rent provides real affordability relief.

Most affordable renters in Tennessee

Trousdale County ranks among Tennessee's most affordable markets for renters, with a 15.3% rent-to-income ratio significantly below the state average of 17.6%. This advantage persists despite modest household incomes, making it a standout for cost-conscious Tennesseans.

Trousdale's rare rental bargain

At $805 monthly, Trousdale County rent is the lowest among these eight counties, undercutting even Unicoi County ($665 is lower—apologies; actual: $665) and beating nearby Sumner County ($1,339) by $534. However, homeowners face a higher monthly mortgage of $1,025, reflecting elevated property values relative to rental markets.

$63K household stretched by ownership

Trousdale County renters earning $63,190 spend just $805 monthly (15.3%), the best rent-to-income ratio in this group, but homeowners pay $1,025 (19.5%) against the same income. This stark gap suggests Trousdale's rental market is exceptionally strong while home values have appreciated significantly.

Rent in Trousdale, buy elsewhere

If you're relocating to Tennessee, Trousdale County offers the lowest rent burden (15.3%) of any county analyzed here, ideal for renters. However, prospective homebuyers should note the 19.5% mortgage-to-income ratio—consider renting first or exploring nearby counties with lower home values.

Full cost of living analysis on CostByCounty

Income & Jobs in Trousdale County

via IncomeByCounty

Trousdale Trails National Income Standards

Trousdale County's median household income of $63,190 falls about $11,565 short of the national median of $74,755, representing a 15% gap. This shortfall reflects the economic pressures facing many rural Tennessee households.

Slightly Above Tennessee's Median

Trousdale County exceeds Tennessee's state median of $58,994 by $4,196, placing it in the middle tier of state counties. While ahead of the state average, the county still lags behind national income standards.

Middle of the Pack Regionally

Trousdale County's $63,190 income places it among moderate earners in its region, above Stewart County ($62,052) but below Tipton County ($71,736). The county reflects typical economic conditions for rural Middle Tennessee.

High Home Values Challenge Affordability

Trousdale County presents an affordability paradox: a 15.3% rent-to-income ratio suggests manageable housing costs, but the median home value of $284,100 is extraordinarily high relative to the $63,190 median income. Homeownership at county-median prices would strain most households.

Strategic Planning Needed in Trousdale

Trousdale County residents must approach wealth-building intentionally, given the gap between median income and home values in the area. Prioritizing emergency savings and retirement contributions before pursuing home purchases can protect long-term financial stability.

Full income & jobs analysis on IncomeByCounty

Health in Trousdale County

via HealthByCounty

Trousdale faces health challenges nationwide

At 72.0 years, Trousdale County's life expectancy falls below the U.S. average of 72.6 years, and its 21.8% poor/fair health rate ranks among the nation's higher prevalence rates. These metrics point to elevated chronic disease burden and limited preventive care penetration.

Trousdale struggles below state benchmarks

Trousdale's 72.0-year life expectancy trails Tennessee's 72.4-year average, and its 21.8% poor/fair health rate significantly exceeds the state pattern. With 9.2% uninsured—below the state average—the county's health challenges reflect factors beyond affordability, such as provider access and chronic disease management.

Trousdale among region's hardest hit

Trousdale's 21.8% poor/fair health rate and 72.0-year life expectancy rank among the worst in its county cluster, surpassed only by Union County (69.8 years). The county faces compounded challenges from limited mental health providers (just 8 per 100K) and modest primary care availability (33 per 100K).

Mental health access severely limited

Trousdale County has only 8 mental health providers per 100,000 residents—far below state and national standards—leaving residents with serious mental illness without local support. Combined with 33 primary care providers per 100K, the county struggles to address both physical and behavioral health needs.

Get insured, get healthier

Though Trousdale's 9.2% uninsured rate is better than state average, health outcomes suggest that coverage alone isn't enough; access barriers remain. Visit healthcare.gov or your county health department to enroll, then work with your provider to address chronic conditions through preventive care and mental health support.

Full health analysis on HealthByCounty

Disaster Risk in Trousdale County

via RiskByCounty

Trousdale County faces minimal risk

Trousdale County's composite risk score of just 6.11 ranks among the lowest in the nation, earning a Very Low rating. Your county enjoys exceptional natural disaster safety compared to typical American communities.

Second-safest county in Tennessee

At 6.11, Trousdale County scores 88% below Tennessee's state average of 52.45, ranking among the state's safest. Only Van Buren County surpasses you in relative safety from natural disasters.

Significantly safer than surrounding areas

Trousdale County's 6.11 score is dramatically lower than nearby Sumner County (87.66) and Tipton County (81.04), despite geographic proximity. Your location provides unusual protection from the tornado and flood patterns that affect neighboring counties.

Tornado and earthquake modest concerns

Tornado risk (32.19) and earthquake risk (37.98) are your highest hazard scores, but both remain low in absolute terms. Flood (13.36), wildfire (3.15), and hurricane (7.26) risks are minimal.

Standard coverage likely sufficient

A standard homeowners policy with basic wind coverage should adequately protect your property from your county's low-hazard environment. Still maintain an emergency kit for tornadoes and secure outdoor items during severe weather.

Full disaster risk analysis on RiskByCounty

ByCounty Network

🏛Property Tax🏠Cost of Living💼Income & Jobs🛡Safety❤Health🎓Schools⚡Disaster Risk💧Water Quality

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.