countyscore
65.2
County Score
Safety 90.4Water Quality 86Disaster Risk 75

County Report Card

About Swift County, Minnesota

Swift County Earns High National Marks

A composite score of 65.2 places Swift County firmly above the national median of 50.0. This high ranking suggests a superior quality of life compared to the majority of counties in the United States.

Exceeding Minnesota's High Standards

Swift County’s 65.2 score outperforms the Minnesota state average of 55.8. It stands out as a high-performing rural county that manages to offer better-than-average amenities for the region.

Superior Safety and Infrastructure

Swift County shines with an elite safety score of 90.4 and a strong water quality score of 86.0. These numbers reflect a community that is both physically secure and supported by reliable public resources.

Lower Local Income Levels

The income score of 47.0 is the county's primary challenge, with a median household income of $62,601. While housing is very affordable at a median home value of $147,100, wage growth remains slower than state peers.

Ideal for a Safe, Affordable Lifestyle

Swift County is a top pick for retirees or remote workers who prioritize public safety and low housing costs over high local wages. It offers a secure, quiet lifestyle with exceptionally high infrastructure standards.

Score breakdown

Tax48.5Cost50.8Safety90.4Health71.4Schools64.7Income47Risk75Water86Weather43.5
🏛48.5
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty →
🏠50.8
Cost of Living
Median rent, home values, and housing affordability
CostByCounty →
💼47
Income & Jobs
Median household income and per capita earnings
IncomeByCounty →
🛡90.4
Safety
Violent and property crime rates per 100K residents
CrimeByCounty →
❤71.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty →
🎓64.7
Schools
Graduation rates, per-pupil spending, and attainment
SchoolsByCounty →
⚡75
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty →
💧86
Water Quality
EPA drinking water health violations and safety grades
WaterByCounty →
🌤43.5
Weather & Climate
Average temperatures, precipitation, and extreme weather events
WeatherByCounty →
🪨67.7
Soil Quality
Soil composition, pH, drainage, and organic matter content
SoilByCounty →
🌱65.1
Lawn Care
Lawn difficulty score based on climate, soil, and grass suitability
LawnByCounty →
🛒
Farmers Markets
Local market density, SNAP/EBT acceptance, and product variety
MarketsByCounty →
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Nearby counties

Chippewa County
Minnesota
59.5
Lac qui Parle County
Minnesota
72.5
Stevens County
Minnesota
65.6
Pope County
Minnesota
65.4
Kandiyohi County
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46.2
Big Stone County
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Yellow Medicine County
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Douglas County
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Deep Dives

Swift County across the ByCounty Network

Detailed analysis from 10 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Swift County

via TaxByCounty

Swift County keeps taxes well below US median

Swift County's effective tax rate of 0.855% falls below the national median of 0.98%, placing it in the bottom 35% of US counties. Despite having the region's lowest median home value at $147,100, homeowners pay just $1,258 annually—less than half the national median of $2,690.

Below Minnesota average, affordable housing

Swift County's 0.855% effective tax rate sits below the Minnesota state average of 0.968%, offering relief for property owners. The median property tax of $1,258 is the second-lowest in the eight-county region, running $910 beneath the state median of $2,168.

Third-lowest taxes in the region

Swift County's 0.855% rate edges above Stevens (0.807%) but remains lower than most peers: Traverse at 0.972%, Todd at 0.995%, and Stearns at 1.020%. On a typical home, Swift residents enjoy $200-600 annual savings compared to most neighboring counties.

Under $1,300 annual tax on median home

Swift County's median home value of $147,100 produces property taxes of approximately $1,258 per year. Whether with a mortgage ($1,309) or without ($1,219), the tax burden remains among the region's lowest.

Low base rate doesn't rule out overassessment

Even in affordable Swift County, your home may be assessed above fair market value—a problem affecting one in three homeowners nationally. Filing an assessment appeal costs nothing and could recover $150-300 annually in tax savings.

Full property tax analysis on TaxByCounty

Cost of Living in Swift County

via CostByCounty

Swift strains on lower incomes

Swift County's 17.3% rent-to-income ratio is the highest among these eight counties and significantly above the national average, placing housing affordability under stress. Despite the $900 monthly rent being moderate, the $62,601 median household income—16% below national average—means housing costs consume an outsized portion of residents' earnings.

Most strained in Minnesota sample

Swift County's 17.3% ratio exceeds Minnesota's 14.5% average by nearly 3 percentage points, making it the least affordable county in this eight-county cluster. The combination of below-state-average income ($62,601 vs. state context) and mid-range rents ($900) creates genuine affordability challenges for local renters.

Tight margins despite modest rents

Swift County's $900 rent sits between Stevens ($833) and Stearns ($1,057), but the lower $62,601 income makes the burden proportionally heavier here. Among rural neighbors, only Wadena County ($56,882 income) faces worse affordability pressures.

Income challenges drive affordability gap

Renters spend $900 monthly while homeowners invest $761, with a median home value of $147,100—the lowest in this group. At 17.3% of a $62,601 income, Swift residents dedicate a concerning share to rent, leaving little margin for emergencies or savings.

Consider employment prospects carefully

Swift County's low housing costs won't offset income constraints unless you're relocating for higher-wage work. Compare carefully with higher-income counties like Steele or Stearns before committing to a move.

Full cost of living analysis on CostByCounty

Income & Jobs in Swift County

via IncomeByCounty

Swift County earns well below national average

Swift County's median household income of $62,601 trails the national median of $74,755 by $12,154, the widest gap among Minnesota counties analyzed here. This income challenge reflects Swift's rural character and limited access to higher-wage employment hubs.

Lowest earner in Minnesota comparison

At $62,601, Swift ranks significantly below Minnesota's state average of $75,757, representing a gap of over $13,000. The county's economy centers on agriculture and small manufacturing, limiting wage-growth opportunities compared to urban and suburban peers.

Swift faces income headwinds region-wide

Swift County's $62,601 median income ranks lowest among all eight counties studied, falling below Wadena ($56,882 — correction: Wadena is lower), Todd ($63,039), Traverse ($65,931), and all higher-income neighbors. The county's isolation from major metro areas constrains employer competition and wage levels.

Housing costs strain household budgets

Swift's rent-to-income ratio of 17.3% is the highest among all counties analyzed, signaling that housing consumes a noticeably larger share of household income here. With median home values at $147,100, affordability exists, but families face tighter budgets overall.

Small steps compound into security

Swift County households should prioritize accessible wealth-building tools: employer 401(k) matches, tax-advantaged savings accounts, and low-cost index funds that don't require large upfront investments. Even $50 monthly invested consistently builds a meaningful safety net and reduces dependence on high-income growth.

Full income & jobs analysis on IncomeByCounty

Safety in Swift County

via CrimeByCounty

Swift County is among the nation's safest places

Swift County features an incredibly low crime rate of 183.6 per 100,000 residents. This figure is a fraction of the national average of 2,385.5. The county earns a near-perfect safety score of 99.7, indicating a high level of community security.

A premier ranking for safety in Minnesota

With a safety score of 99.7, Swift County far exceeds the Minnesota average of 98.2. Its total crime rate of 183.6 is significantly lower than the state average of 1,123.5. It is consistently one of the safest counties in the entire state.

Leading the pack among western Minnesota neighbors

Swift County reports much less crime than neighboring Stevens County, which has a rate of 557.8 per 100,000. It also maintains a higher safety profile than Traverse County to the northwest. Residents here enjoy a level of security that few nearby areas can match.

Property and violent crime reach historic lows

Violent crime occurs at a rate of only 71.4 per 100,000, while property crime is even lower at 112.2. These rates mean that for the average resident, encountering crime is statistically unlikely. Public safety is a hallmark of daily life in Swift County.

Focusing on prevention to keep rates low

While crime is rare, simple habits like locking front doors and installing motion sensors keep the county secure. Swift County's safety is built on community trust and proactive awareness. Keeping an eye on your neighbors' property remains a highly effective local tradition.

Full safety analysis on CrimeByCounty

Health in Swift County

via HealthByCounty

Swift faces health access challenges

Swift County's life expectancy of 79.0 years slightly exceeds the national average of 78.4 years, but the 16.0% poor or fair health rate equals the national benchmark. The county mirrors typical American health struggles, particularly around provider access.

Below Minnesota's health average

Swift County's 79.0-year life expectancy trails Minnesota's state average of 78.7 years by 1.7 years, and its 16.0% poor or fair health rate ranks below the state median. The county faces greater health headwinds than most Minnesota neighbors.

Struggling compared to peers

At 79.0 years, Swift County lags behind Stearns and Steele (80.0 years) and significantly trails Stevens County (82.9 years). Swift also shows the highest uninsured rate in the region at 9.1%.

Access gaps threaten local health

Swift County has just 41 primary care providers and 113 mental health providers per 100,000 residents—well below state needs. With 9.1% of residents uninsured—50% higher than the state average—many Swift County residents struggle to afford care when they need it most.

Swift County needs coverage now

Nearly 1 in 11 Swift County residents lack health insurance, putting them at serious financial and health risk. MNsure.org offers free help finding affordable coverage—visit today to protect yourself and your family.

Full health analysis on HealthByCounty

Schools in Swift County

via SchoolsByCounty

Swift County’s Specialized School Infrastructure

Swift County features a tailored educational system with 8 public schools serving 1,838 students. The county’s 3 districts manage 3 elementary schools and 5 high schools, with no dedicated middle schools. This structure often leads to earlier transitions into secondary education programs.

Exceptional Graduation Rates and School Scores

Swift County delivers an outstanding 93.1% graduation rate, far exceeding the 87% national average and the 86.6% state average. The county achieves these results with a lean per-pupil expenditure of $7,524. A school score of 56.3 indicates academic quality that is significantly higher than the national median.

Leading Districts in the Swift Region

Kerkhoven-Murdock-Sunburg is the largest district by enrollment, serving 824 students, closely followed by the Benson Public School District. There are no charter schools in Swift County, so families rely on these established local districts. Each district offers a mix of traditional and alternative high school options.

Small-Town Feel with Rural Roots

Swift County schools are split between 5 rural locales and 3 town settings, providing a classic Midwestern academic atmosphere. Murdock Elementary is the largest school in the county with 437 students. With an average school size of only 263, students enjoy a tightly-knit community where everyone knows their name.

Your Future Home in a High-Achieving County

Swift County’s exceptional graduation rates make it a premier destination for families prioritizing education. Buying a home in the Kerkhoven or Benson areas places you in districts that prioritize academic outcomes and community connection. Start your home search where student success is a proven reality.

Full schools analysis on SchoolsByCounty

Disaster Risk in Swift County

via RiskByCounty

Swift County sits well below state average

Swift County's composite risk score of 25.06 falls substantially below Minnesota's average of 42.38, placing it solidly in the very low risk category. The county enjoys natural disaster exposure far below national norms.

Among Minnesota's lowest-risk counties

Swift County ranks in the lower quartile of Minnesota's counties for natural disaster risk, with a 25.06 composite score. Only a handful of counties in the state present less overall hazard exposure.

Safest county in its immediate area

Swift County's 25.06 risk score is lower than Stevens County (7.03) and Traverse County (6.17), making it one of the safest in this region. It substantially outperforms Stearns County (87.56) to the east.

Wildfire represents the primary hazard

Wildfire risk at 46.31 is Swift County's most significant natural disaster exposure, though still well below concerning levels. Flood (36.39) and tornado (28.56) risks trail significantly, creating a balanced but manageable hazard profile.

Basic homeowners coverage is typically sufficient

Swift County residents benefit from minimal specialized insurance needs due to the county's low composite risk score. A standard homeowners policy provides adequate protection for this low-hazard community.

Full disaster risk analysis on RiskByCounty

Weather & Climate in Swift County

via WeatherByCounty

Cooler than Most of America

Swift County averages 43.7°F annually, significantly lower than the national median temperature. This reflects the intense continental climate found across the northern plains.

Swift Outpaces the State Average

At 43.7°F, the county is warmer than the Minnesota state average of 42.8°F. This places it among the slightly milder regions within the state's borders.

Milder than Neighbors to the North

Swift is warmer than Stevens County, which averages 42.2°F annually. However, its 28.1 inches of annual precipitation remains just below the state average of 30.0 inches.

Snowy Winters and Warmer Peaks

The county sees 42.6 inches of snow and a chilly 14.6°F average in the winter months. Summers are relatively hot for the region, featuring 12 days of extreme heat above 90°F.

Managing Summer Heat and Winter Snow

Residents need reliable air conditioning to manage the 12 annual extreme heat days. Winter requires robust snow removal equipment to handle the 42.6 inches of accumulation.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Swift County

via SoilByCounty

Alkaline Soils of the River Valley

Swift County reports an average pH of 7.19, which is quite high compared to the Minnesota state average of 6.21. This alkaline nature reflects the unique mineral heritage of the local landscape and the Minnesota River valley.

Silty Soils with High Retention

The soil composition includes 41.6% silt and 24.7% clay, creating a dense texture that excels at holding nutrients. The 31.9% sand component provides just enough grit to help with structural stability underfoot.

Healthy Matter but Lower Water Storage

Organic matter stands at a healthy 6.23%, providing essential nutrients for the 4b hardiness zone. However, the available water capacity of 0.190 in/in is slightly below the state average of 0.199, requiring attentive irrigation during droughts.

Natural Water Management

While specific drainage class data is unavailable, the high silt and clay levels often indicate moderate to slow drainage speeds. It is vital for local land managers to prioritize soil structure to prevent compaction in these heavy soils.

Grow Strong in Swift County

With a soil score of 67.7, this land is ready for productive use in Zone 4b. Alkaline-tolerant shrubs and classic prairie vegetables will thrive here if you manage the water levels during the peak of summer.

Full soil quality analysis on SoilByCounty

Lawn Care in Swift County

via LawnByCounty

Predictable Growth in Swift County

Swift County scores a 65.1 for lawn ease, placing it slightly above the state average of 63.9. Maintaining a lawn in Zone 4b here is easier than in half the country, thanks to a balanced climate. Homeowners can expect a standard maintenance schedule without extreme environmental hurdles.

High Heat Days Impact Watering

Swift County experiences 12 extreme heat days per year, which is 50% higher than the state average. Combined with 28.1 inches of precipitation, this heat can dry out a lawn rapidly in mid-summer. Monitoring your 2,620 growing degree days will help you time your mowing as growth peaks in June.

Alkaline Soils and Clay Balance

A soil pH of 7.19 puts Swift County on the alkaline side of the ideal range. The mix of 24.7% clay and 31.9% sand provides a decent structure for holding water while allowing roots to breathe. While drainage class data is N/A, the soil composition suggests a relatively stable base for turf.

Managing Moderate Dry Spells

With 5 weeks of drought in the past year, the county stays relatively resilient compared to western neighbors. Current drought levels are at 0.0%, providing a great window for lawn recovery and growth. During heat spikes, increase your mowing height to three inches to shade the soil and reduce evaporation.

A May Start for Swift Lawns

The window for seeding opens after May 4, once the threat of frost typically passes. Use the 2,620 growing degree days to establish a dense turf that can handle the 12 annual days of extreme heat. Kentucky Bluegrass remains a top performer for this zone if provided with consistent supplemental water.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Swift County's county score?
Swift County, Minnesota has a composite county score of 65.2 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Swift County rank among counties in Minnesota?
Swift County ranks #21 among all counties in Minnesota on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Swift County, Minnesota?
The median annual property tax in Swift County is $1,258, with an effective tax rate of 0.86%. This earns Swift County a tax score of 48.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Swift County?
The median household income in Swift County, Minnesota is $62,601 per year according to U.S. Census Bureau data. Swift County earns an income score of 47/100 on CountyScore.
Is Swift County, Minnesota a good place to live?
Swift County scores 65.2/100 on CountyScore's overall county ranking, ranking #21 in Minnesota. The best way to evaluate Swift County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Swift County with other counties side by side.

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Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.