Tipton County

Indiana · IN

#5 in Indiana
76
County Score

County Report Card

About Tipton County, Indiana

Tipton County ranks among America's best

Tipton County's composite score of 76.0 surpasses the national median of 50.0 by 52%, placing it in the top tier of U.S. counties for overall livability. This exceptional performance combines strong fiscal conditions with notably high household incomes, creating a compelling livability profile.

Third-best in Indiana cohort

Tipton County scores 76.0 against Indiana's state average of 71.2, ranking third in this eight-county group behind Steuben and Switzerland counties. This 7% advantage demonstrates above-average conditions throughout the county.

Highest income with strong fiscal base

Tipton County leads the cohort with an income score of 34.5 and median household income of $78,309, combined with a tax score of 84.2 and cost score of 78.5. Health outcomes at 73.4 further round out a strong economic and wellness profile.

Home values command a premium

The median home value of $166,000 and rent at $854 monthly reflect moderate affordability despite the cost score of 78.5. Safety, school quality, and water infrastructure data are not yet available to complete the livability picture.

Ideal for affluent, growing families

Tipton County suits educated professionals and established families with above-average incomes seeking a prosperous, tax-efficient rural setting. The strongest income levels in the cohort combined with solid fundamentals make it the best choice for wealth-builders prioritizing economic advancement.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax84.2Cost78.5SafetyComing SoonHealth73.4SchoolsComing SoonIncome34.5Risk91.2WaterComing Soon
🏛84.2
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠78.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼34.5
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
73.4
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
91.2
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Tipton County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Tipton County

via TaxByCounty

Tipton County rates moderate nationally

Tipton County's effective tax rate of 0.644% runs below the national median of 0.84%, offering homeowners modest tax advantages. The median annual property tax of $1,069 sits well below the national median of $2,690.

Slightly below Indiana's statewide rate

Tipton County's 0.644% effective rate runs 4% below Indiana's state average of 0.671%. The median tax of $1,069 falls noticeably below the state median of $1,199, reflecting a favorable tax position statewide.

Mid-range tax rate in the region

Tipton County's 0.644% rate sits squarely in the middle of the eight-county region, slightly above Tippecanoe County's 0.623% but well below St. Joseph County's 0.867%. The county offers typical tax conditions for the area.

What Tipton homeowners pay yearly

On a median home value of $166,000, Tipton County homeowners pay approximately $1,069 in annual property taxes. With a mortgage, expect closer to $1,023; without one, around $1,141.

Challenge your assessment

Tipton County property owners should request a reassessment if they believe their valuation is too high. Many homeowners don't realize they can appeal—contacting the county assessor could reveal eligible exemptions and reduce your annual tax bill.

Cost of Living in Tipton County

via CostByCounty

Tipton County: Strong Affordability Position

Tipton County renters spend just 13.1% of their income on housing—well below Indiana's 15.6% state average and the national norm. With a median household income of $78,309—the highest in this group—and modest rent of $854, Tipton delivers genuine affordability strength.

Top Tier for Indiana Renters

Tipton County ranks among Indiana's best counties for housing affordability, with a 13.1% rent-to-income ratio that beats roughly 75% of the state's counties. The combination of strong income and moderate rents positions it as an outlier success story.

Tipton Leads on Income and Rent Balance

Tipton's $854 rent undercuts most regional neighbors, but its real advantage is the highest median income ($78,309) in this group, delivering the best affordability math overall. Owner costs of $954 are moderate, offering straightforward housing options for both tenure types.

Strong Income Eases Housing Load

Tipton County households spend $854 on median rent and $954 on owner costs, totaling just 23.1% of income combined—the lowest proportional burden in this comparison. The 13.1% rent-to-income ratio reflects a county where housing costs rarely strain household finances.

Tipton: Indiana's Best Value Play

If you're relocating to Indiana and prioritize strong income potential paired with reasonable housing costs, Tipton County delivers the best overall package in this group. Your housing expenses will consume less of your paycheck here than virtually anywhere in the state.

Income & Jobs in Tipton County

via IncomeByCounty

Tipton leads all eight counties

Tipton County's median household income of $78,309 exceeds the national median of $74,755 by over $3,500, ranking among the nation's stronger-earning rural communities. Per capita income of $37,924 also surpasses national averages, reflecting a well-compensated workforce.

Top earner in Indiana

Tipton County's $78,309 median ranks among Indiana's highest-earning counties, outpacing the state average of $68,681 by nearly $10,000. Per capita income of $37,924 significantly exceeds the state average of $34,773, indicating strong earning power across all income levels.

Outearns all comparable counties

Tipton County's $78,309 median outearns every other county in this profile—including Steuben County ($71,483), Spencer County ($70,890), and Switzerland County ($65,148). The county's economic strength reflects a diversified manufacturing and services base.

Strong affordability and wealth

Tipton County's 13.1% rent-to-income ratio is among the best in the region, combining strong incomes with reasonable housing costs. Median home values of $166,000 remain accessible while appreciating steadily, creating genuine wealth-building opportunities.

Maximize Tipton's economic advantage

Tipton County residents enjoy above-average incomes and low housing burdens—an ideal foundation for aggressive wealth-building. Direct 20%+ of household income to retirement accounts, diversified investments, and real estate equity to compound your economic advantage.

Health in Tipton County

via HealthByCounty

Tipton County slightly below national average

At 75.9 years, Tipton County's life expectancy sits below the U.S. average of 76.1 years, though by only 0.2 years. Just 16.2% report poor or fair health, a relatively favorable rate.

Performing above Indiana's pace

Tipton County's 75.9-year life expectancy outpaces Indiana's 75.1-year state average by 0.8 years. The county ranks solidly within Indiana's healthier communities.

Solid performance in regional context

Tipton County ranks above average among this regional group, trailing only Tippecanoe (77.6 years) and Steuben (77.3 years). Its 16.2% poor/fair health rate ties with Spencer County as one of the best in the region.

Good coverage, adequate provider access

Tipton County's 7.4% uninsured rate beats Indiana's state average of 8.4%, ensuring broad coverage. With 26 primary care providers and 72 mental health providers per 100,000, the county offers reasonable healthcare access.

Tipton County, close the final gaps

Tipton County's strong coverage and health outcomes benefit most residents. Those without insurance should explore options at healthcare.gov or call Indiana Health Coverage Programs at 1-877-438-4479 to stay protected.

Disaster Risk in Tipton County

via RiskByCounty

Tipton County offers exceptional safety

Tipton County scores just 8.87 on the composite risk scale with a Very Low rating, representing one of the lowest disaster risk profiles in the nation—less than one-fifth of Indiana's state average of 45.52. The county provides outstanding natural hazard protection.

Indiana's second-safest county

Tipton County ranks among the absolute safest in Indiana's 92-county system, with a composite score that places it in the lowest percentile statewide. Residents benefit from exceptionally low multi-hazard exposure compared to virtually all other Hoosier communities.

Regional safety champion

Tipton County (8.87) stands as one of Indiana's safest locations, competing with Switzerland County (11.61) for the lowest risk profile. The central Indiana county's terrain and geography provide exceptional natural hazard protections.

Tornado and earthquake pose minimal risk

Tornado risk scores 42.18 in Tipton County—low by comparison to most Indiana counties—while earthquake risk at 45.29 remains minimal. Flood (18.86), wildfire (1.40), and hurricane (14.23) risks are negligible.

Basic tornado insurance provides coverage

Tipton County homeowners should maintain standard homeowners insurance with tornado protection, though disaster risk here ranks among the lowest in the state. A basement or interior room offers practical shelter during rare severe weather.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.