Terrell County

Georgia · GA

#103 in Georgia
66.1
County Score

County Report Card

About Terrell County, Georgia

Solid Performer Above National Median

Terrell County scores 70.0, placing it 40 percentile points above the national median of 50.0. This county ranks solidly among more livable places across the United States.

Just Below Georgia's State Average

Terrell County scores 70.0 versus Georgia's state average of 70.9, placing it slightly below the middle of the state's county distribution. It represents a typical Georgia county experience.

Balanced Affordability and Reasonable Taxes

Terrell County maintains a cost score of 83.5 with median home values of $111,500 and rent at $727 per month. An effective tax rate of 1.096% and tax score of 71.4 provide reasonable financial efficiency.

Limited Income and Missing Data

The income score of 12.0 with median household income of $43,812 signals constrained economic opportunity. Critical information about safety, health, schools, and environmental quality is currently unavailable.

Balanced Rural County for Pragmatists

Terrell County appeals to those seeking a middle-ground balance of affordability, taxes, and small-town living. This county works best for people accepting modest incomes in exchange for reasonable costs and low-pressure rural life.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax71.4Cost83.5SafetyComing SoonHealth50SchoolsComing SoonIncome12Risk83.5WaterComing Soon
🏛71.4
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠83.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼12
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
50
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
83.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Terrell County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Terrell County

via TaxByCounty

Terrell's rate runs above national level

Terrell County's effective tax rate of 1.096% is roughly 22% above the national median of 0.898%, placing it in the upper 30% of U.S. counties by tax burden. Annual taxes on the median home value of $111,500 total $1,222, far below the national median tax of $2,690.

Above average across Georgia

Terrell County's 1.096% effective rate exceeds Georgia's average of 0.898% by about 22%, ranking it in the higher-tax tier of the state's 159 counties. This places Terrell among the counties with steeper property tax burdens.

Comparable to regional peers

Terrell's 1.096% rate closely tracks Telfair (1.091%) and sits above Tattnall (1.018%) and Taylor (0.897%), but well below Sumter (1.321%) and Taliaferro (1.254%). It's firmly in the upper-middle range of the eight-county comparison.

What a $111,500 home costs

A homeowner with a median-valued property in Terrell County pays approximately $1,222 annually in property taxes. With a mortgage, that reaches $1,325; without mortgage relief, it climbs to $1,130.

Challenge your assessment value

Terrell residents should compare their assessed values to recent comparable sales and neighboring properties. If your assessment appears inflated, filing a timely appeal could reduce your annual tax burden.

Cost of Living in Terrell County

via CostByCounty

Terrell approaches national standards

Terrell County renters spend 19.9% of income on housing, just above the national 18.6% benchmark but within typical American affordability ranges. With $43,812 median household income and $727 monthly rent, Terrell offers reasonable—though slightly strained—housing costs.

Terrell sits above Georgia average

At 19.9%, Terrell's rent-to-income ratio exceeds Georgia's 18.6% state average by 1.3 percentage points, placing it in the moderate affordability tier. The $727 rent runs below Georgia's $927 state median, but lower incomes offset this advantage.

Terrell in the regional middle

Terrell's 19.9% rent burden sits squarely between Taylor's 19.1% and Talbot's 25.3%, with moderate rent ($727) and moderate income stress. The county offers neither the region's best nor worst affordability, making it a middle-ground option.

Terrell's moderately stretched budget

Renters allocate $727 monthly (19.9% of income) while owners spend $784 (21.4% of income)—both figures indicating moderate housing strain. The $111,500 median home value requires household commitment but remains achievable for stable-income residents.

Terrell works for stable relocaters

If you're relocating with steady income and modest housing expectations, Terrell County provides middle-ground affordability in rural Georgia. The county suits workers whose employers offer competitive rural compensation packages and families comfortable with moderate housing allocation.

Income & Jobs in Terrell County

via IncomeByCounty

Terrell's income lags far behind U.S.

Terrell County's median household income of $43,812 is 41% below the national median of $74,755, among America's lower-income counties. This substantial gap reflects the broader rural-urban income divide that characterizes interior Georgia.

Ranks low within Georgia counties

At $43,812, Terrell's median household income trails Georgia's county average of $60,488 by more than $16,600. The county ranks in Georgia's lowest income tier, comparable to other economically challenged rural communities statewide.

Modest earnings within rural cluster

Terrell's $43,812 sits between Taylor ($41,743) and Telfair ($44,948), all within the tight $41,000-$45,000 band that characterizes rural southwest Georgia. This clustering suggests shared economic structures and limited income diversity across the region.

Housing remains within reach

Terrell's rent-to-income ratio of 19.9% shows families spend about one-fifth of earnings on housing, approaching but not exceeding the 30% threshold. The median home value of $111,500 offers accessible pathways to homeownership for working families.

Strategic saving despite modest income

Terrell households at $43,812 can commit to regular saving by treating it as a non-negotiable expense, automating transfers to dedicated accounts. Even small amounts—$25-50 weekly—compound significantly over decades, building resilience and wealth for future generations.

Health in Terrell County

via HealthByCounty

Terrell faces the nation's health gap

At just 70.3 years, Terrell County's life expectancy is the lowest in this eight-county group and more than 6 years below the U.S. average of 76.4 years. Over one in four residents (27.9%) report poor or fair health, indicating severe health crises in the community.

Georgia's most endangered health profile

Terrell's 70.3-year life expectancy represents a catastrophic gap from Georgia's 73.3-year average. The county's 16.3% uninsured rate exceeds the state average, and health outcomes are critically poor.

Healthcare desert with minimal providers

Primary care provider data is unavailable for Terrell, but the 12 mental health providers per 100K is the lowest in the region. Thomas County, by contrast, offers 94 primary care providers and 250 mental health providers per 100K—a stark disparity.

A community in urgent healthcare crisis

Terrell County's 70.3-year life expectancy reflects a community struggling with preventable deaths and unmanaged disease. With 16.3% uninsured and critical provider shortages, residents face formidable barriers to basic healthcare access.

Coverage and support are available now

Terrell County residents must prioritize health coverage enrollment at healthcare.gov or through Georgia Medicaid. Contact your local health department, hospital, or a community health center for immediate access to primary care and support services.

Disaster Risk in Terrell County

via RiskByCounty

Terrell maintains well-below-average risk

Terrell County's composite risk score of 16.54 places it in the Very Low category, representing just 42% of Georgia's state average of 39.49. This southwest Georgia county experiences substantially lower natural disaster exposure than most U.S. jurisdictions.

Georgia's lower-risk counties

Terrell ranks in Georgia's safer half, with a composite score 58% below the state average of 39.49. The county's natural hazard profile positions it well below the typical Georgia county for disaster risk.

Terrell offers moderate safety in the region

Terrell's 16.54 score exceeds the exceptional safety of Taliaferro (0.73) and Talbot (2.86) but remains well below Sumter (53.18) and Tattnall (68.38). The county occupies a protective middle ground within southwest Georgia's hazard landscape.

Hurricane and tornado pose seasonal concerns

Hurricane risk reaches 73.51 in Terrell—the highest individual hazard score and well above state norms—making Atlantic storms the primary seasonal threat. Tornado risk (50.13) also moderately exceeds state averages, while flood (12.88), wildfire (41.51), and earthquake (40.08) risks remain below regional levels.

Hurricane and wind protection advised

Terrell County residents should ensure homeowners insurance includes comprehensive hurricane and wind damage coverage, reflecting the 73.51 hurricane risk score. A separate flood insurance policy provides valuable protection during peak Atlantic hurricane season and spring storms.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.