With a composite score of 68.9, Titus County ranks well above the national median of 50.0, placing it in the upper third of U.S. counties on livability. This 37% advantage reflects a county that delivers solid fundamentals for residents across multiple dimensions.
2 / 5
Slight edge above Texas average
Titus County scores 68.9, marginally above Texas's state average of 66.8, landing it in the middle tier among the state's 254 counties. While not a standout performer statewide, the county holds its own competitively.
3 / 5
Affordability and reasonable taxes
The county shines with a cost score of 81.0, reflecting a median home value of $157,900 and monthly rent averaging $817. A tax score of 68.5 backed by an effective rate of 1.201% rounds out a budget-friendly profile.
4 / 5
Income growth lags behind
Titus County's income score of 22.0 signals modest earnings potential, with a median household income of $59,220 trailing the state and national norms. Complete safety, health, and education data remain unavailable, leaving questions about other livability factors unanswered.
5 / 5
Best for budget-conscious families
Titus County suits families and retirees prioritizing affordability and low taxes over high earning potential or urban amenities. The county delivers predictable, stable living costs—ideal for those on fixed or modest incomes seeking a rural Texas home.
With a composite score of 68.9, Titus County ranks well above the national median of 50.0, placing it in the upper third of U.S. counties on livability. This 37% advantage reflects a county that delivers solid fundamentals for residents across multiple dimensions.
Slight edge above Texas average
Titus County scores 68.9, marginally above Texas's state average of 66.8, landing it in the middle tier among the state's 254 counties. While not a standout performer statewide, the county holds its own competitively.
Affordability and reasonable taxes
The county shines with a cost score of 81.0, reflecting a median home value of $157,900 and monthly rent averaging $817. A tax score of 68.5 backed by an effective rate of 1.201% rounds out a budget-friendly profile.
Income growth lags behind
Titus County's income score of 22.0 signals modest earnings potential, with a median household income of $59,220 trailing the state and national norms. Complete safety, health, and education data remain unavailable, leaving questions about other livability factors unanswered.
Best for budget-conscious families
Titus County suits families and retirees prioritizing affordability and low taxes over high earning potential or urban amenities. The county delivers predictable, stable living costs—ideal for those on fixed or modest incomes seeking a rural Texas home.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛68.5
Property Tax
Effective property tax rate vs national benchmarks
Titus County's effective tax rate of 1.201% sits marginally above the national median of 1.27%, placing it near the 50th percentile nationwide. The typical annual property tax of $1,897 falls below the national median of $2,690, reflecting lower home values in this rural-suburban area.
Near Texas average, slightly below
At 1.201%, Titus County's rate runs just below the Texas state average of 1.276%, positioning it close to the statewide norm. This moderate rate reflects balanced funding for schools and county services.
Moderate taxes for Northeast Texas
Titus's 1.201% rate sits between the lower rates of rural West Texas counties and higher rates in urban areas. It aligns closely with Taylor County (1.403%), reflecting similar rural-to-suburban characteristics.
Median annual bill runs $1,897
With a median home value of $157,900, Titus County residents pay approximately $1,897 per year in property taxes. Homeowners with mortgages see that climb to $2,430 when escrow is factored in.
Review your appraisal for accuracy
Titus County homeowners should verify their property's assessed value against comparable recent sales to catch potential overvaluations. If your assessment seems inflated, file a free appeal with the appraisal district to potentially reduce your annual tax bill.
Titus County's 16.6% rent-to-income ratio falls below Texas's 18.1% state average and tracks closely to national affordability benchmarks, with median rent of $817 and household income of $59,220. The county delivers solid affordability without the extreme income limitations of less-developed West Texas neighbors.
Above-average affordability for Texas
Titus County ranks in the upper half of Texas counties for housing affordability, with its 16.6% rent-to-income ratio beating the state average. As a Northeast Texas county, it reflects stronger regional economic diversity than remote West Texas markets.
Balanced pricing between rural and urban
Titus's $817 median rent sits comfortably between remote rural West Texas ($500–$800) and major metros ($1,400+), reflecting its position in Texas's northeast piney woods region. Owner costs of $838 monthly on a median $157,900 home offer reasonable homeownership entry points.
Housing takes modest income share
Renters spend 16.6% of their $59,220 median income on housing, or $817 monthly, leaving healthy room for other expenses. Homeowners allocate roughly 16.9% to monthly payments, making both renting and buying accessible for median-income households.
Northeast Texas offers stable affordability
Titus County appeals to families seeking regional stability with solid affordability and better local employment than West Texas; it's less extreme than remote counties but cheaper than major metros. If you want small-town living with reasonable job prospects and housing costs, Northeast Texas deserves serious consideration.
Titus County's median household income of $59,220 falls about 21% below the national median of $74,755. This income gap reflects broader economic challenges in rural Northeast Texas compared to major metropolitan centers across the country.
Below Texas average but competitive locally
At $59,220, Titus County's median household income ranks below Texas's state average of $64,737, placing it in the lower half of the state's 254 counties. However, the county performs better than several rural neighbors in the same region.
Middle of the pack regionally
Titus County's $59,220 median income sits between nearby Trinity County ($51,663) and Upshur County ($62,794). This positions Titus as a moderately prosperous area within rural Northeast Texas, though still trailing more developed counties.
Rent remains affordable here
With a rent-to-income ratio of 16.6%, Titus County residents spend a healthy portion of earnings on housing—below the 30% affordability threshold that signals financial strain. A median home value of $157,900 remains accessible for households earning the county median of $59,220.
Build savings in Titus County
Titus County's affordable housing and reasonable rent ratios create an opportunity to save and invest. Local residents should prioritize building emergency funds and exploring retirement accounts to prepare for long-term financial security despite modest earnings.
Titus County's life expectancy edges ahead nationally
At 74.5 years, Titus County residents live slightly longer than the U.S. average of 74.1 years, bucking the rural health trend. Still, one in four residents report poor or fair health, compared to the national rate of 17.9%, signaling underlying health challenges despite longevity gains.
Matching Texas average, slight health disadvantage
Titus County's 74.5-year life expectancy matches Texas's 74.3-year state average exactly, placing it squarely in the middle of the state's health outcomes. However, its 26.3% poor/fair health rate exceeds the state average, indicating residents face more daily health struggles than many Texans.
Titus trails East Texas health leaders
Tom Green County to the west boasts a 74.9-year life expectancy and lower poor/fair health rate (22.6%), while Travis County far outpaces all neighbors at 80.4 years. Titus performs similarly to Upshur County (73.4 years) but with notably higher rates of reported health problems.
One-quarter uninsured; providers spread thin
Titus County's 24.2% uninsured rate significantly exceeds Texas's 19.8% state average, leaving nearly one in four residents without coverage. Primary care providers are scarce at 42 per 100,000 residents, though mental health providers (93 per 100K) offer some support for behavioral health needs.
Explore health insurance options today
With more than one in four Titus County residents uninsured, now is the time to check eligibility for coverage through the marketplace, Medicaid, or employer plans. Visit healthcare.gov or contact a local navigator to understand your options and get the care you need.
With a composite risk score of 46.82, Titus County sits below the national average for natural disaster risk. This relatively low rating means the county faces fewer acute threats than many U.S. communities, though localized hazards still warrant preparation.
Where Titus Ranks in Texas
Titus County's score of 46.82 falls well below Texas's state average of 49.00, positioning it among the safer counties in the state. This advantage reflects the county's distance from coastal hurricane zones and lower exposure to extreme wildfire activity.
Compared to Nearby Counties
Titus County's relatively low risk contrasts with neighboring Upshur County (66.92) to the north, which faces elevated tornado and wildfire threats. Titus maintains a safer profile than most of East Texas, though tornado risk remains a localized concern worth monitoring.
Top Threats in Titus County
Tornado risk (74.40) and wildfire risk (73.41) represent your county's primary natural disaster threats, far exceeding flood and earthquake exposure. Tornado season peaks spring through early summer, making March through May the critical months for readiness and community drills.
Secure Your Property Today
Standard homeowners insurance typically covers tornado damage, but verify your policy's tornado and wind deductibles—some policies exclude them entirely. Consider adding flood insurance through the National Flood Insurance Program if you're near creeks or low-lying areas, and maintain a tornado safe room or safe shelter plan for severe weather season.