Treasure County scores 77.2, placing it in the top tier nationally at nearly 55% above the national median of 50.0. The county ranks among the best-performing counties in this Montana cohort.
2 / 5
State Leadership in Overall Livability
With a score of 77.2, Treasure ranks well above Montana's 72.1 state average and is the highest-scoring county in this group. The county demonstrates excellence across nearly all measured dimensions.
3 / 5
Environmental Safety and Fiscal Health
Treasure excels with an exceptional risk score of 99.5—the highest in this group—indicating minimal environmental and natural hazard exposure. Tax burden is excellent (84.9/100) at 0.616%, and health outcomes are strong (77.4), creating a secure foundation.
4 / 5
Income Growth Opportunity Could Improve
The income score of 31.1, while higher than some peers, still suggests limited high-wage employment with median household income at $73,036. This is the main area where the county doesn't match its otherwise stellar profile.
5 / 5
Best Overall Choice for Stability
Treasure County is ideal for families and retirees seeking the safest, most tax-efficient, and healthiest living environment in rural Montana. It offers excellent value for mid-income households and those prioritizing environmental safety and fiscal responsibility over career acceleration.
Treasure County scores 77.2, placing it in the top tier nationally at nearly 55% above the national median of 50.0. The county ranks among the best-performing counties in this Montana cohort.
State Leadership in Overall Livability
With a score of 77.2, Treasure ranks well above Montana's 72.1 state average and is the highest-scoring county in this group. The county demonstrates excellence across nearly all measured dimensions.
Environmental Safety and Fiscal Health
Treasure excels with an exceptional risk score of 99.5—the highest in this group—indicating minimal environmental and natural hazard exposure. Tax burden is excellent (84.9/100) at 0.616%, and health outcomes are strong (77.4), creating a secure foundation.
Income Growth Opportunity Could Improve
The income score of 31.1, while higher than some peers, still suggests limited high-wage employment with median household income at $73,036. This is the main area where the county doesn't match its otherwise stellar profile.
Best Overall Choice for Stability
Treasure County is ideal for families and retirees seeking the safest, most tax-efficient, and healthiest living environment in rural Montana. It offers excellent value for mid-income households and those prioritizing environmental safety and fiscal responsibility over career acceleration.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛84.9
Property Tax
Effective property tax rate vs national benchmarks
Treasure County's effective rate of 0.616% ranks in the bottom 30% of U.S. counties, well below the national median of 0.767%. Homeowners pay just $1,326 annually on a median home of $215,300—half the national median tax of $2,690.
Below-average Montana county
Treasure ranks among Montana's lighter-taxed counties with a 0.616% effective rate, 20% below the state average of 0.767%. The median tax of $1,326 is $476 lower than the state median, offering genuine relief for rural homeowners.
Lower taxes than most peers
Treasure's 0.616% rate beats four of the eight profiled counties and matches Sweet Grass's affordability. Only Wheatland County (0.650%) and Wibaux County (0.709%) come close; Valley County (1.100%) and Toole County (0.963%) are substantially higher.
Median home costs $1,326 yearly
Treasure County homeowners with a median-valued property of $215,300 pay approximately $1,326 in annual property taxes. With county assessments and mortgage-related items, the total rises to $1,565.
You may be overassessed
Many Montana property owners discover their homes are overvalued on county rolls. If your recent appraisal or comparable sales suggest your home's worth has shifted, filing a property tax appeal could lower your effective rate and save hundreds annually.
Treasure County's median household income of $73,036 nearly matches the national median of $74,755, and its 16.3% rent-to-income ratio stays within the typical American range. At $992 monthly rent, the county sits above national and state medians but remains manageable for its income level.
Slightly above Montana's affordability average
Treasure County's 16.3% rent-to-income ratio edges above Montana's state average of 15.9%, placing it in the mid-range of the state's affordability rankings. The $992 median rent is substantially higher than Montana's $825 state median, reflecting tighter market conditions.
Mid-priced rental option in region
Treasure County's $992 rent falls between lower-cost neighbors like Teton ($750) and higher-cost Yellowstone ($1,084), while its homeownership costs ($875) are competitive. The county offers a balanced middle ground in regional housing markets.
Rent leads the housing cost equation
Renters spend $992 monthly (16.3% of the $73,036 median income), while homeowners pay $875 on a median property value of $215,300. Overall, housing claims roughly one in six income dollars across both tenure types.
Moderate pricing in rural Montana
Treasure County suits relocators seeking rural Montana living without the premium prices of Yellowstone County, yet with solid income-to-housing alignment. With household incomes close to the national average and mid-range rents, it's a balanced choice for those prioritizing stability over deep discounts.
Treasure County's median household income of $73,036 comes within $1,719 of the national median of $74,755. The county ranks among Montana's strongest income performers relative to national benchmarks.
Treasure leads Montana counties
At $73,036, Treasure's median household income exceeds Montana's county average of $62,295 by 17%—the highest margin among the profiled counties. The per capita income of $45,882 also tops the state average by 29%.
Treasure outearns most county peers
Treasure's $73,036 median trails only Yellowstone ($74,400) among profiled counties and outpaces Sweet Grass ($69,426), Teton ($67,766), and all other neighbors. Its per capita income of $45,882 is the region's strongest.
Housing costs well-managed
Treasure's 16.3% rent-to-income ratio indicates healthy affordability margins. The median home value of $215,300 equals under three years of median income, making homeownership more achievable than in many neighboring counties.
Build substantial wealth in Treasure
Treasure households benefit from above-average income and reasonable housing costs—creating ideal conditions for wealth accumulation. Maximize 401(k) contributions, diversify into index funds, and consider real estate or small business investments.
While Treasure County's life expectancy data is unavailable, the 14.9% poor/fair health rate is slightly below the national average of 17.1%, suggesting moderately adequate health outcomes. More detailed data collection would provide clearer insight into resident health trends.
Sparse data reflects rural reality
Treasure County's 14.9% poor/fair health rate sits below Montana's state average of around 16.5%, though detailed life expectancy comparisons are limited by data availability. The county's small population makes comprehensive health tracking challenging but important.
Health outcomes relatively stable
Treasure's 14.9% poor/fair health rate is lower than Teton County (15.9%), Toole County (19.5%), and Wibaux County (17.5%), suggesting better overall health than several neighbors. However, without life expectancy data, full regional comparison remains difficult.
Uninsured rate slightly above state
Treasure County's 12.5% uninsured rate is slightly above Montana's 11.9% average, affecting roughly 1 in 8 residents. Primary care and mental health provider data is unavailable, reflecting the challenges of healthcare access in very small rural communities.
Ensuring coverage in Treasure County
Treasure residents without insurance should explore Montana Medicaid and marketplace options immediately through healthcare.gov or the state health department. Community health centers may also offer discounted care regardless of insurance status.
Treasure County's composite risk score of just 0.51 represents one of the lowest natural disaster risk profiles in the entire nation. With a Very Low rating across all hazard categories, your county experiences minimal exposure to floods, wildfires, earthquakes, and tornadoes.
Montana's safest county by far
At 0.51, Treasure County's composite risk is dramatically lower than Montana's statewide average of 33.31—nearly 65 times lower. This exceptional standing makes Treasure one of the state's safest places to live from a natural disaster perspective.
Significantly safer than adjacent areas
Treasure's 0.51 score is vastly lower than neighboring Wibaux (11.07), Wheatland (3.50), and Valley (35.94) counties. Your location on southeastern Montana's plains provides natural protection that many surrounding counties lack.
All risks remain minimal
Even your highest risk—wildfire at 63.65—is substantially below statewide averages, while flood (2.54), tornado (1.94), and earthquake (3.34) risks are negligible. This uniform low-risk profile across all hazards is exceptionally rare for any Montana county.
Standard homeowner coverage suffices
Your low natural disaster risk means standard homeowner's insurance provides adequate protection for Treasure County conditions. Basic property coverage and routine home maintenance offer comprehensive safeguards given your county's exceptional safety profile.