Trimble County's composite score of 75.0 exceeds the national median of 50.0 by 25 points, ranking it among America's genuinely livable counties. This strong performance reflects balanced strengths across taxation, housing, and income factors.
2 / 5
Exactly at Kentucky's State Average
Trimble County scores precisely at Kentucky's state average composite score of 75.0, placing it right in the middle of the state's competitive livability ranking. It represents the prototypical well-rounded Kentucky county.
3 / 5
Balanced Strengths in Tax and Housing
Trimble County delivers solid performance across its measured dimensions, with a tax score of 83.1 (reflecting a 0.680% effective rate) and cost score of 80.7. Housing is particularly attractive with rents of $935/month and median home values of $172,700, offering balance between affordability and market value.
4 / 5
Moderate Income Growth Constrains Opportunity
Trimble County's income score of 27.7 and median household income of $67,813 are moderate but trail several wealthier counties in the region. Data on safety, health, schools, and environmental conditions remain unavailable for complete livability assessment.
5 / 5
Great Choice for Balanced-Living Families
Trimble County suits families and professionals seeking balance across multiple livability factors—not sacrificing income potential for affordability or vice versa. It's an ideal Kentucky county for those wanting middle-ground living without extremes in any direction.
Trimble County's composite score of 75.0 exceeds the national median of 50.0 by 25 points, ranking it among America's genuinely livable counties. This strong performance reflects balanced strengths across taxation, housing, and income factors.
Exactly at Kentucky's State Average
Trimble County scores precisely at Kentucky's state average composite score of 75.0, placing it right in the middle of the state's competitive livability ranking. It represents the prototypical well-rounded Kentucky county.
Balanced Strengths in Tax and Housing
Trimble County delivers solid performance across its measured dimensions, with a tax score of 83.1 (reflecting a 0.680% effective rate) and cost score of 80.7. Housing is particularly attractive with rents of $935/month and median home values of $172,700, offering balance between affordability and market value.
Moderate Income Growth Constrains Opportunity
Trimble County's income score of 27.7 and median household income of $67,813 are moderate but trail several wealthier counties in the region. Data on safety, health, schools, and environmental conditions remain unavailable for complete livability assessment.
Great Choice for Balanced-Living Families
Trimble County suits families and professionals seeking balance across multiple livability factors—not sacrificing income potential for affordability or vice versa. It's an ideal Kentucky county for those wanting middle-ground living without extremes in any direction.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛83.1
Property Tax
Effective property tax rate vs national benchmarks
Trimble County's effective tax rate of 0.680% sits below the national median of 0.876%, placing it in the lower half of U.S. counties. The median property tax of $1,175 represents less than 44% of the national median of $2,690, delivering notable tax relief. Trimble County homeowners enjoy advantages compared to most American peers.
Slightly below Kentucky average
Trimble County's rate of 0.680% undercuts Kentucky's state average of 0.719%, while its median tax of $1,175 slightly exceeds the state median of $1,093. With median home values of $172,700, Trimble offers reasonable property tax burden within Kentucky's context.
Trimble competitive in the region
At 0.680%, Trimble County's rate ranks nearly identical to Scott County (0.681%) and falls between Simpson County (0.637%) and Shelby County (0.810%). Trimble positions itself as a moderate, reasonable option in the Bluegrass region.
What Trimble County homeowners pay
With a median property value of $172,700, Trimble County residents pay approximately $1,175 in annual property taxes. With a mortgage, that burden rises to $1,670; without one, it drops to $584.
Appeal to verify assessment accuracy
Trimble County homeowners should request assessment reviews during revaluation periods to confirm property values reflect true market conditions. A successful appeal can reduce annual tax obligations and protect long-term affordability.
Trimble County renters spend 16.6% of their $67,813 median household income on housing—nearly equal to the national average of roughly 17% and slightly below Kentucky's 17.0% state average. This modest above-average income helps offset typical regional rental costs.
Slightly above-average in Kentucky affordability
Trimble County's 16.6% rent-to-income ratio sits just below the state average of 17.0%, placing it in Kentucky's slightly-better-than-average tier for rental affordability. The county benefits from a rent-to-income ratio that gives residents modest budget relief compared to statewide norms.
Lower rents, moderate incomes
Trimble County's $935 median rent is lower than Scott ($1,181) and Simpson ($1,011) but higher than Taylor ($691) and Todd ($841), while its $67,813 household income sits in the mid-range. The $172,700 median home value is among the lowest, reflecting modest property demand.
Homeownership offers significant savings
Renters dedicate 16.6% of the $67,813 median income to the $935 monthly rent, while homeowners spend just 12.6% on monthly costs of $712. Trimble County is unusual in offering substantially lower ownership costs than rental costs—a significant advantage for buyers.
Trimble County: a buyer's market opportunity
Trimble County's modest home values and low ownership costs make it ideal for homebuyers seeking affordable mortgages and strong equity potential. Renters should weigh Trimble's solid affordability against more attractive options in nearby Taylor or Shelby counties before relocating.
Trimble County's median household income of $67,813 runs 9.3% below the U.S. median of $74,755, placing it slightly below the national average. It reflects a typical rural Kentucky county facing headwinds from broader economic trends.
Upper-middle earners in Kentucky
Trimble County's median income of $67,813 ranks 21.3% above the state average of $55,909, placing it among Kentucky's better-performing counties. It stands as one of the more prosperous rural areas in the state.
Trimble outearns most rural counterparts
Trimble County's $67,813 household income exceeds all counties except Spencer ($98,333), Scott ($83,660), and Shelby ($82,671), ranking it fourth regionally. Its per capita income of $31,542 reflects solid household-level earnings distributed across the community.
Housing costs remain reasonable
Trimble County's rent-to-income ratio of 16.6% sits comfortably below the 20% caution threshold, allowing households to allocate income to other priorities. The median home value of $172,700 aligns well with household earning power.
Use stability to build long-term wealth
Trimble County residents enjoy above-average incomes and manageable housing costs that create space for consistent saving and investing. Develop a diversified approach to wealth building that combines regular retirement contributions with modest real estate or stock market investments.
At 72.2 years, Trimble County matches Kentucky's state average exactly but trails the U.S. average of 74.4 years by 2.2 years. With 20.9% reporting poor or fair health, just below the national average of 21%, daily wellness remains a concern.
Meets Kentucky's State Baseline
Trimble County's 72.2-year life expectancy exactly matches Kentucky's state average, placing it at the midpoint of state health rankings. This baseline performance suggests both opportunity and room for improvement.
Below-Average Among Regional Peers
Trimble County's 72.2-year life expectancy trails Scott (75.7 years) and Shelby (76.2 years) by 3-4 years but ties Todd at the lower end. Its 20.9% poor/fair health rate ranks better than Todd (27.2%) but worse than Spencer (20.2%).
Limited Provider and Insurance Access
Trimble County has just 23 primary care providers per 100,000 residents and 35 mental health providers per 100,000, both below peer averages. At 6.7% uninsured, Trimble is close to the state average of 7.0%, indicating moderate coverage challenges.
Strengthen Your Insurance Today
Nearly 7% of Trimble County residents lack coverage. Go to healthcare.gov or call 1-800-318-2596 to check eligibility for Medicaid and marketplace plans—securing insurance helps you access the limited primary care available locally.
Trimble County scores 11.90 on the composite risk scale, earning a Very Low rating that ranks among America's safest counties for natural disaster exposure. Trimble residents enjoy exceptional protection from major hazards nationwide.
Where Trimble ranks among Kentucky counties
Trimble County's composite risk score of 11.90 ranks it as Kentucky's lowest-risk county in this analysis, far below the state average of 44.21. Few Kentucky counties offer comparable natural disaster protection.
How Trimble compares to nearby counties
Trimble's 11.90 score makes it the safest county in this comparison group, beating Spencer County (13.33) and dramatically outpacing Scott County (56.08) and Shelby County (61.86). Trimble residents face the lowest disaster risk among all surrounding counties.
Trimble's minimal natural disaster exposure
Tornadoes represent Trimble's highest hazard risk at 52.58, well below concerning thresholds. Trimble's consistently low scores across all major hazard types—earthquakes at 27.96, floods at 23.47—reflect genuine community protection.
Standard coverage suits Trimble County well
Trimble's exceptionally low disaster risk profile means basic homeowners insurance provides comprehensive protection for residents. Standard policies offer adequate coverage across all major natural hazards in Trimble County.