countyscore
56.4
County Score
Safety 90Water Quality 86Disaster Risk 77.8

County Report Card

About Scott County, Indiana

Scott County Above National Median

Scott County earns a 57.3 composite score, placing it above the national median of 50.0. This suggests a quality of life that is competitive with the broader American landscape.

Meeting the Indiana Standard

The county's score of 57.3 is slightly higher than the Indiana state average of 55.9. It holds its own in Southern Indiana, offering a unique blend of safety and environmental benefits.

Clean Water and High Safety

Scott County stands out with a Water Score of 86.0 and a Safety Score of 90.0. It is also quite resilient to environmental hazards, reflected in a Risk Score of 77.8.

Economic and Educational Gaps

The county struggles with an Income Score of 24.2 and a Health Score of 26.9, linked to a median income of $54,583. Educational outcomes also face headwinds, with a School Score of 24.3.

A Haven for Nature and Safety

Scott County is a great choice for those who value clean resources and personal safety over high-income career paths. It suits individuals who prefer a secure, low-tax environment with excellent water quality.

2040608010066.460.39026.924.324.177.88659.3Tax66.4Cost60.3Safety90Health26.9Schools24.3Income24.1Risk77.8Water86Weather59.356.4/100
This county
National avg
5 above average3 below average

Scott County DNA

Foverall

How Scott County compares to the national average across nine baseline dimensions

Scott County is a tale of two counties — exceptional in Safety (90/100) but notably weak in Schools (24.3/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
66.4+14.400000000000006
Cost
60.3+12.299999999999997
Safety
90+35
Health
26.9-23.1
Schools
24.3-29.7
Income
24.1-26.9
Risk
77.8+30.799999999999997
Water
86+28
Weather
59.3
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Compare mortgage rates in Scott County

Whether buying or refinancing in Scott County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$158,400

National median: $185,300

Median Rent

$822/mo

National median: $877/mo

Income Needed (home)

$158,400/yr

28% front-end rule

Income Needed (rent)

$32,880/yr

30% rent rule

Affordability Spectrum2.8x income
AffordableNational avgExpensive
Local median income: $56,352/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

12.3

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Scott County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Scott County

via TaxByCounty

Scott's taxes fall below national average

Scott County's effective tax rate of 0.640% ranks in the bottom 30% of U.S. counties. The median property tax of $931 is roughly one-third the national median of $2,690.

Slightly below Indiana's state average

At 0.640%, Scott County's effective rate sits just below Indiana's state average of 0.671%, placing it in the state's middle-lower range. The median tax of $931 falls well below the state median of $1,199, thanks to relatively modest home values of $145,400.

Most affordable in the region

Scott's 0.640% rate is the lowest among Posey (0.628%), Randolph (0.831%), and Rush (0.650%) counties, and home values of $145,400 are the region's most affordable. This combination delivers the region's lowest absolute tax bills for median-value homes.

Your annual Scott property tax bill

On a median home valued at $145,400, the annual property tax is $931 (about $78 monthly). Homeowners with mortgages average $1,214; those without, approximately $652.

Confirm your assessment accuracy

Even in Scott County's relatively affordable tax environment, assessment errors can increase your bill unnecessarily. Request your property assessment from the county assessor and compare it to recent sales of similar homes nearby.

Income & Jobs in Scott County

via IncomeByCounty

Scott County significantly trails nation

Scott County's median household income of $54,583 falls 27.0% below the U.S. median of $74,755, placing it among the lowest-income counties nationwide. Households here earn roughly $20,000 less than the typical American family.

Lowest earner in Indiana

Scott County ranks substantially below Indiana's median household income of $68,681, with a gap of $14,098 (20.5%). The county's per capita income of $29,123 is the lowest among comparable Indiana counties, reflecting widespread income challenges.

Severe regional income disadvantage

Scott County's $54,583 median income ranks last in its region, trailing even Randolph County ($61,121) and Rush County ($64,393) by significant margins. The county faces steep competition for economic opportunity compared to all neighboring areas.

Housing cost crisis

Scott County's rent-to-income ratio of 17.4% severely exceeds the 15% affordability threshold, squeezing household budgets dangerously. Even the median home value of $145,400 remains challenging to afford given the county's depressed income levels.

Build wealth strategically

Facing significant income constraints, Scott County residents should prioritize no-cost or low-cost wealth-building tools: seek out free financial counseling, utilize employer retirement matches, and explore community development resources. Every dollar saved matters—automate even small transfers to build momentum.

Safety in Scott County

via CrimeByCounty

Scott County Outperforms National Safety Rates

Scott County reports a total crime rate of 204.9 per 100K, far below the national average of 2,385.5. The county maintains a high safety score of 99.7.

Higher Safety Than the State Average

With a safety score of 99.7, Scott County is safer than the average Indiana county score of 98.9. Three agencies contributed data to this positive safety outlook.

Consistently Safe Compared to Peers

Scott County’s rate of 204.9 is much lower than Shelby County’s 1,283.9. It shows slightly more activity than Spencer County but remains very secure for the region.

Violent vs. Property Crime Realities

Violent crime is extremely rare here at 8.2 per 100K, while property crime is slightly higher at 196.7. This means theft or burglary is more common than physical incidents.

Focus on Deterring Property Crime

Since property crime is the primary concern, installing smart doorbells or security cameras is a wise investment. These tools can help keep Scott County's crime rates near historic lows.

Weather & Climate in Scott County

via WeatherByCounty

Scott County Experiences Mild Temperate Conditions

Scott County maintains an annual average temperature of 54.9°F, placing it slightly above the national median for temperate regions. This climate supports a standard four-season cycle common in the lower Midwest.

A Warmer Profile Than the State Average

The county's 54.9°F average is significantly warmer than the Indiana state average of 52.2°F. It ranks as one of the warmer territories in the southern portion of the state.

Mirroring the Southern Indiana Heat

Scott County is warmer than its northern neighbor Shelby, which averages 53.5°F. It shares a nearly identical climate profile with Sullivan County to the west.

Hot Summers and Moderate Winters

July brings an average of 76.5°F with 29 days hitting or exceeding 90°F. While January averages a chilly 31.9°F, the lack of local snowfall data suggests a focus on ice and frost management.

Prioritize Cooling and Humidity Control

Invest in high-efficiency air conditioning to handle the month's worth of extreme heat days. Since winter averages hover near freezing, ensure your home is sealed against damp, cold drafts.

Soil Quality in Scott County

via SoilByCounty

Acidic Silt Profiles in Scott

Scott County soils are quite acidic, with an average pH of 5.72, falling below both the state average of 6.08 and the national median of 6.5. This acidity can limit nutrient availability for some plants unless managed with lime. While detailed taxonomic data is limited, the chemical profile suggests a need for active soil care.

Silt-Heavy Ground with Low Sand

The soil composition is dominated by silt at 68.9%, with 18.5% clay and just 12.6% sand. This makes for a very fine-textured soil that can feel slippery when wet and hard when dry. The high silt content is excellent for holding onto moisture, but the lack of sand can lead to poor aeration.

Managing Fertility in Acidic Soil

Organic matter sits at 1.94%, which is just under the national 2.0% average and well below the state 4.90% benchmark. Despite this, the available water capacity is a solid 0.208 inches per inch, slightly better than the state average. This means the soil is good at storing water even if its nutrient levels are lower.

Hydrological Balance and Management

While specific drainage classes are missing from this record, the high silt and low sand levels typically indicate a soil that holds water tightly. This can lead to slow warming in the spring and potential puddling during heavy rains. Gardeners should monitor moisture levels closely to prevent root rot.

Successful Growing in Zone 6b

Scott County sits in Zone 6b, offering a relatively long growing season for the region. To make the most of your garden, focus on plants that tolerate slightly acidic conditions or use lime to raise the pH for vegetables. It is an excellent environment for acid-loving shrubs like azaleas and blueberries.

Lawn Care in Scott County

via LawnByCounty

Standard Indiana Growing Conditions

Scott County scores a 71.4 on the lawn difficulty scale, almost exactly matching the Indiana average. In this Zone 6b region, maintaining a lawn is significantly easier than the national median but requires attention to rising summer heat.

Warm Summers and Long Growth

With 29 extreme heat days and 3,858 growing degree days, lawns here face more heat stress than the Indiana average of 20 days. These conditions favor grass types that can withstand sustained temperatures above 90°F.

Managing Acidic Soil Profiles

The soil pH of 5.72 is slightly acidic and below the ideal 6.0 range, suggesting that a lime application may be necessary. While local drainage data is limited, the soil's 18.5% clay content suggests moderate moisture retention.

Consistent Moisture Despite Dryness

Scott County has seen only one week of drought in the past year, though the entire county is currently listed as abnormally dry. Monitoring soil moisture is critical when heat days climb to protect your lawn's root system.

Maximize the Growing Season

Zone 6b is ideal for Turf-Type Tall Fescue, which handles heat better than bluegrass. Start your seeding projects after the April 18 frost to ensure a lush lawn before the fall frost on October 20.

Frequently Asked Questions

What is Scott County's county score?
Scott County, Indiana has a composite county score of 56.4 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Scott County rank among counties in Indiana?
Scott County ranks #55 among all counties in Indiana on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Scott County, Indiana?
The median annual property tax in Scott County is $1,025, with an effective tax rate of 0.65%. This earns Scott County a tax score of 66.4/100 on CountyScore (higher = lower taxes).
What is the median household income in Scott County?
The median household income in Scott County, Indiana is $56,352 per year according to U.S. Census Bureau data. Scott County earns an income score of 24.1/100 on CountyScore.
Is Scott County, Indiana a good place to live?
Scott County scores 56.4/100 on CountyScore's overall county ranking, ranking #55 in Indiana. The best way to evaluate Scott County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Scott County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.