Uvalde County's composite score of 64.3 ranks 29% above the national median of 50.0, placing it in the upper-middle tier nationally. This reflects reasonable housing affordability tempered by higher taxes and modest incomes.
2 / 5
Slightly below Texas pace
At 64.3, Uvalde County trails the Texas state average of 66.8 by 2.5 points, placing it in the middle tier statewide. The county remains competitive despite facing stronger performers across the state.
3 / 5
Solid housing affordability
Uvalde County scores 79.6 on cost with a median home value of $144,400 and rent at $966 monthly, offering reasonable housing value for the region. This affordability anchor provides foundation for livability.
4 / 5
Higher taxes and lower incomes
The tax score of 58.2 reflects an effective rate of 1.565%, the highest in this group, while an income score of 21.2 backed by median household income of $57,849 trails state norms. Limited data on safety, health, and education prevents fuller assessment.
5 / 5
For those balancing trade-offs
Uvalde County suits families and retirees willing to accept higher taxes and modest incomes in exchange for Texas Hill Country living and reasonable housing costs. It appeals to lifestyle-first movers who value landscape and community over maximum financial optimization.
Uvalde County's composite score of 64.3 ranks 29% above the national median of 50.0, placing it in the upper-middle tier nationally. This reflects reasonable housing affordability tempered by higher taxes and modest incomes.
Slightly below Texas pace
At 64.3, Uvalde County trails the Texas state average of 66.8 by 2.5 points, placing it in the middle tier statewide. The county remains competitive despite facing stronger performers across the state.
Solid housing affordability
Uvalde County scores 79.6 on cost with a median home value of $144,400 and rent at $966 monthly, offering reasonable housing value for the region. This affordability anchor provides foundation for livability.
Higher taxes and lower incomes
The tax score of 58.2 reflects an effective rate of 1.565%, the highest in this group, while an income score of 21.2 backed by median household income of $57,849 trails state norms. Limited data on safety, health, and education prevents fuller assessment.
For those balancing trade-offs
Uvalde County suits families and retirees willing to accept higher taxes and modest incomes in exchange for Texas Hill Country living and reasonable housing costs. It appeals to lifestyle-first movers who value landscape and community over maximum financial optimization.
Score breakdown
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🏛58.2
Property Tax
Effective property tax rate vs national benchmarks
Uvalde County's effective tax rate of 1.565% significantly exceeds the national median of 1.1%, placing it in the top 10% of U.S. counties for tax burden. The median property tax of $2,260 annually is about 84% of the national median of $2,690, reflecting a steeper-than-average rate on modest home values.
Among Texas's higher-tax counties
Uvalde County ranks in the top 5% of Texas counties by effective tax rate at 1.565%, well above the state average of 1.276%. The median tax bill of $2,260 is slightly above the state median of $2,193, making Uvalde one of Texas's more tax-heavy counties.
Highest rate in South Texas region
Uvalde County's 1.565% rate stands significantly higher than nearby South Texas counties; Medina County averages 1.32%, Kinney County around 1.25%, and Zavala County near 1.29%. Uvalde's rate makes it the priciest option in its immediate region.
A $144k home costs $2,260 yearly
With a median home value of $144,400 and an effective rate of 1.565%, the typical Uvalde County homeowner pays $2,260 in annual property taxes. Those with mortgages see combined annual costs of $3,632.
Challenge inflated assessments today
Uvalde County homeowners should carefully review their assessments, as even modest overvaluations add up quickly at this county's higher tax rate. Filing a formal appeal with the appraisal district can identify and reduce overassessments at no cost.
Uvalde County's 20.0% rent-to-income ratio aligns precisely with the national average and sits 1.9 percentage points above Texas's state average. With median household income of $57,849 and rent of $966, the county offers fair affordability for renters on modest South Texas wages.
Moderate affordability across Texas
Uvalde County's 20.0% rent-to-income ratio places it in Texas's middle tier, with median rent running just 3% below the state average despite below-average local income. The county achieves reasonable affordability through low housing costs relative to its income level.
Affordable South Texas option
Uvalde's $966 rent slightly undercuts Tom Green ($1,125) and sits between rural neighbors Trinity ($823) and Val Verde ($956). Its $144,400 median home value similarly positions it in the affordable-to-moderate tier, below Tom Green but above Upton.
South Texas housing economics
Uvalde renters pay $966 monthly while homeowners carry $741—both consuming roughly one-fifth of the county's $57,849 median income. This balance reflects South Texas's characteristic of lower costs aligned with modest regional earnings.
Uvalde suits practical relocators
Uvalde County offers straightforward housing affordability in a South Texas setting, neither the cheapest nor most expensive option among these eight. If you're relocating to this region, Uvalde delivers sustainable housing economics for anyone earning close to or above the $57,849 county median.
Uvalde County's median household income of $57,849 falls 23% below the national median of $74,755. The county's economy relies heavily on agriculture, ranching, and seasonal employment, limiting consistent high-wage job opportunities.
Below Texas state average earnings
Uvalde County's $57,849 median income trails Texas's state average of $64,737, placing it in the lower-middle tier of the state's 254 counties. The county faces economic headwinds comparable to other rural Texas regions.
Middle earnings for West Texas
Uvalde County's $57,849 sits between Upton County ($52,321) and Tom Green County ($66,254) in this West Texas comparison. The county's agricultural foundation provides moderate earnings relative to more isolated energy-dependent neighbors.
Housing costs manageable for residents
Uvalde County's rent-to-income ratio of 20.0% sits comfortably below the affordability threshold, indicating healthy housing cost balance. A median home value of $144,400 remains accessible for households earning the county median of $57,849.
Build wealth through property ownership
Uvalde County residents benefit from affordable housing that creates pathways to homeownership and equity building. Local families should prioritize purchasing property while using remaining income to fund emergency savings and retirement contributions for long-term financial growth.
Uvalde County's 72.1-year life expectancy falls 2 years short of the U.S. average of 74.1 years, and its 27.2% poor/fair health rate nearly matches Upton County's as the highest in this group. These metrics reflect a South Texas community struggling with significant health disparities.
Well below Texas average on life expectancy
Uvalde County's 72.1-year life expectancy lags the Texas state average of 74.3 years by 2.2 years, ranking it among the state's lowest-performing counties. Its 22.9% uninsured rate exceeds the state average of 19.8%, indicating both coverage and access barriers drive health challenges.
Uvalde ties Trinity as lowest life expectancy
Uvalde County and Trinity County both report 72.1-year life expectancy, the lowest in this eight-county group and reflecting rural South Texas health crises. Uvalde's 32 primary care providers per 100K residents modestly exceed Trinity's 15 per 100K, but both fall far below state adequacy.
High uninsured rate, sparse provider network
Uvalde County's 22.9% uninsured rate—among the highest in this group—leaves nearly one in four residents without insurance coverage. With 32 primary care providers and 84 mental health providers per 100,000 residents, the county struggles to meet healthcare demand across both physical and behavioral health.
Coverage matters for Uvalde residents
With nearly one in four Uvalde County residents uninsured, securing coverage is critical to accessing care and preventing health crises. Visit healthcare.gov or connect with a local community health center to explore Medicaid, marketplace plans, or subsidized care options available to you.
Uvalde County scores 70.04 on the composite risk index, placing it above the national average and indicating substantial multi-hazard exposure. The relatively low risk rating reflects that threats are present but manageable with proper preparation and insurance planning.
Above-Average Risk in Texas
At 70.04, Uvalde County significantly exceeds Texas's state average of 49.00, ranking among the state's riskier counties for disaster exposure. This elevation is driven primarily by exceptional flood risk (82.32) and substantial wildfire (73.22) and hurricane exposure (62.41).
Riskier Than West Texas Neighbors
Uvalde County's 70.04 score substantially exceeds neighboring Upton County (7.67) and approaches regional averages, reflecting its position in flood-prone Hill Country. The county faces elevated water and wildfire threats that distinguish it from the drier West Texas interior.
Flooding Is Your Greatest Threat
Flood risk (82.32) dominates Uvalde County's hazard profile, driven by the county's location in Hill Country terrain prone to flash flooding from heavy rainfall. Wildfire (73.22) and hurricane exposure (62.41) add secondary threats, with wildfire seasons extending through late fall in this region.
Flood Insurance Is Non-Negotiable
Flood insurance through the NFIP or private carriers is essential in Uvalde County—standard homeowners policies explicitly exclude flood damage. Assess your property's flood risk zone through FEMA maps, maintain clear drainage around your foundation, and prepare a flood emergency kit with supplies and critical documents stored in waterproof containers.