Property Tax in Cumberland County
via TaxByCounty
Cumberland taxes above national average
Cumberland County's effective tax rate of 2.455% outpaces the national median of 1.56%, placing it in the top 25% of counties. With more modest home values ($205,600), residents pay $5,048 annually—nearly double the national median tax despite lower property values.
Above average among New Jersey counties
Cumberland's 2.455% effective rate sits above the state average of 2.211%, ranking Cumberland in the upper-middle tier of New Jersey's 21 counties. The median annual tax of $5,048 is well below the state median of $8,512, reflecting Cumberland's lower home values.
Moderate compared to South Jersey peers
Cumberland's 2.455% rate exceeds Cape May (1.325%) but falls below Atlantic (2.475%), Burlington (2.419%), and Camden (3.075%). Among rural South Jersey counties, Cumberland offers a middle-ground tax burden.
Affordable taxes on modest values
A Cumberland County homeowner with the median property value of $205,600 pays $5,048 annually in property taxes. With a mortgage, that figure rises to $5,183, representing roughly $432 monthly—affordable even for modest incomes.
Assessment errors still happen here
Even in lower-value properties, assessments can be inflated through comparable sales errors or outdated valuations. Filing an appeal costs little and can save Cumberland homeowners hundreds annually—significant on lower-priced homes where every dollar matters.