Warren County

Illinois · IL

#34 in Illinois
66.9
County Score

County Report Card

About Warren County, Illinois

Solid performer above national benchmark

Warren County scores 63.3, exceeding the national median of 50.0 by 27%, placing it in approximately the 63rd percentile nationally. This respectable showing reflects balanced strengths across core livability factors.

Slightly above Illinois state average

At 63.3, Warren County marginally outperforms Illinois' 62.1 state average by 1.2 points, ranking just above the statewide median. It holds a competitive but not exceptional position among Illinois counties.

Strong cost and income combination

Warren combines a solid Cost Score of 83.5 (median home $101,300, rent $694/month) with the highest median household income in this group at $64,650. The Income Score of 25.6 reflects meaningful earning potential relative to other comparable counties.

Tax burden moderately higher than peers

The Tax Score of 48.9 and 1.896% effective rate are less competitive than top performers in this county set. Significant data gaps on safety, health, schools, and environmental factors also limit comprehensive livability assessment.

Appealing for middle-income working families

Warren County suits families prioritizing reasonable housing costs and moderate earning potential over tax minimization. It offers balanced livability for households comfortable with slightly higher taxes in exchange for solid income opportunities.

Score breakdown

5 dimensions have live data. 3 more coming as vertical sites launch.

Tax48.9Cost83.5SafetyComing SoonHealth70.7SchoolsComing SoonIncome25.6Risk84.5WaterComing Soon
🏛48.9
Property Tax
Effective property tax rate vs national benchmarks
TaxByCounty
🏠83.5
Cost of Living
Median rent, home values, and housing affordability
CostByCounty
💼25.6
Income & Jobs
Median household income and per capita earnings
IncomeByCounty
🛡Coming Soon
Safety
Violent and property crime rates per 100K residents
70.7
Health
Life expectancy, uninsured rates, and health access
HealthByCounty
🎓Coming Soon
Schools
Graduation rates, per-pupil spending, and attainment
84.5
Disaster Risk
FEMA National Risk Index — flood, fire, tornado, and more
RiskByCounty
💧Coming Soon
Water Quality
EPA drinking water health violations and safety grades

Deep Dives

Warren County across the ByCounty Network

Detailed analysis from 5 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Warren County

via TaxByCounty

Warren taxes slightly above national norm

Warren County's effective tax rate of 1.896% marginally exceeds the national median of 1.831%, placing it slightly above the U.S. average. The median property tax of $1,921 trails the national median of $2,690 by 29%, reflecting lower home values in the county.

Middle-range Illinois county for taxes

Warren County ranks around the midpoint of Illinois counties for effective tax rate at 1.896%, slightly above the state average of 1.831%. This positions Warren as a moderate-tax county relative to the rest of Illinois.

Higher rate than most nearby counties

Warren County's 1.896% rate exceeds Vermilion County (1.793%), Wabash County (1.471%), and Wayne County (1.526%). Despite modest home values ($101,300), Warren residents pay slightly more in property taxes than residents of most surrounding counties.

Median home costs roughly $1,921 yearly

A median-valued home in Warren County ($101,300) carries an estimated annual property tax of $1,921. This modest bill reflects both the lower home values and moderate tax rate.

Check if your assessment is fair

Warren County homeowners should verify their assessments, as overvaluation is common and appeals are free. A successful challenge could reduce your annual tax obligation.

Cost of Living in Warren County

via CostByCounty

Warren County delivers stellar affordability

Warren County's 12.9% rent-to-income ratio ranks among the best in this group and well below the national average of 14.7%. With median household income of $64,650 and modest rents of just $694, Warren residents enjoy comfortable housing affordability with meaningful financial flexibility.

Illinois's most affordable rental county

Warren County's 12.9% rent-to-income ratio ranks among Illinois's best performers, beating the state average of 14.7% by nearly 2 percentage points. The combination of reasonable incomes and low rents makes Warren exceptional within Illinois's housing landscape.

Warren outperforms all regional peers

At 12.9%, Warren's rent-to-income ratio beats every surrounding county in this survey, with only Washington County (12.3%) coming close. Warren's $694 monthly rent is the lowest or tied-lowest across the region, delivering genuine value.

Housing stays well within household budgets

Warren residents earning $64,650 annually spend just $694 on median rent—consuming only 12.9% of income—leaving ample room for savings and other expenses. Owner costs of $824 remain reasonable, reflecting homes valued at just $101,300.

Warren County rewards budget-conscious relocators

If affordability drives your relocation decision, Warren County delivers exceptional value alongside solid community infrastructure. Compare its 12.9% rent-to-income ratio against your current housing burden to gauge potential savings.

Income & Jobs in Warren County

via IncomeByCounty

Warren County nearly matches national income

Warren County's median household income of $64,650 approaches the national median of $74,755, falling short by just $10,105. This moderate gap positions the county slightly below national averages but above most rural Illinois counties.

Solid middle-income rank within Illinois

At $64,650, Warren County earns $3,930 less than the Illinois state average of $68,580, placing it in the middle tier of state counties. Per capita income of $33,620 slightly lags the state average of $36,009, but households collectively perform respectably.

Mid-range income among regional peers

Warren's $64,650 median exceeds Stephenson ($61,943), Union ($56,420), Vermilion ($54,537), Wabash ($53,650), and Wayne ($53,107) but trails Tazewell ($76,704) and Washington ($75,652). The county occupies a balanced position regionally, neither leading nor trailing dramatically.

Housing most affordable among eight counties

Warren County's 12.9% rent-to-income ratio ranks as the region's most affordable, indicating minimal housing stress for renters. Median home values of $101,300 are the lowest in the region, enabling strong equity-building potential for homeowners.

Leverage affordability for accelerated wealth gains

Warren County households earning $64,650 can allocate roughly $1,293 monthly to savings and investments. The combination of low housing costs and moderate incomes creates an ideal opportunity to build emergency reserves, invest in retirement accounts, and accumulate home equity efficiently.

Health in Warren County

via HealthByCounty

Warren matches Illinois average

Warren County's life expectancy of 76.0 years meets Illinois's state average but trails the U.S. average of 74.5 years by 1.5 years (though this is due to Warren being slightly above the U.S. benchmark). With 19.6% reporting poor or fair health—slightly above the national 18%—Warren residents experience modest chronic disease burden.

Warren at the state median

At 76.0 years, Warren's life expectancy exactly matches Illinois's state average, placing the county at the midpoint of state health performance. The uninsured rate of 7.2% exceeds Illinois's 6.3% average, suggesting some coverage gaps that may impact preventive care access.

Middle tier among surrounding counties

Warren's 76.0-year life expectancy trails Tazewell (76.6) and Stephenson (76.2) but exceeds Union (74.7) and Vermilion (72.5). At 54 primary care providers per 100,000 residents, Warren provides moderate access, though the county faces a critical mental health provider shortage with only 25 per 100,000—far below regional peers.

Coverage gaps and mental health crisis

Warren's 7.2% uninsured rate is the second-highest in the analysis, affecting access to preventive care and routine check-ups. Most concerning is the severe shortage of mental health providers at just 25 per 100,000 residents—less than one-tenth of Vermilion's rate—leaving residents with limited behavioral health support.

Expand coverage and mental health access

Warren's higher uninsured rate requires immediate action to connect families with affordable health plans and mental health services. Visit healthcare.gov, call 211 Illinois, or contact Warren County Health Department to explore Medicaid, marketplace plans, and community mental health resources.

Disaster Risk in Warren County

via RiskByCounty

Warren ranks among nation's safest

With a composite risk score of 15.49, Warren County has exceptionally low natural disaster risk—among the safest counties in the nation. This "Very Low" rating reflects minimal exposure to floods, tornadoes, wildfires, and earthquakes.

Illinois's second-lowest-risk county

Warren's 15.49 score is the lowest or second-lowest among all eight Illinois counties evaluated, and drastically below the state average of 54.46. The county benefits from a geographic and geologic position that minimizes most natural disaster hazards.

Safest in northwestern Illinois cluster

Warren County (15.49) is substantially safer than neighbors Stephenson (73.92) to the north and Tazewell (84.19) to the southeast. Its low-risk profile is unique in its immediate region.

Limited but meaningful hurricane exposure

Hurricane risk (17.48) is Warren's most significant hazard, though it remains well below national averages; tornado risk (28.50) is secondary. Overall, your county faces minimal natural disaster threats compared to most Illinois locations.

Standard insurance likely sufficient

Your county's exceptionally low risk means standard homeowners insurance generally covers your most likely exposures. However, review your policy to confirm wind and hail coverage is included, and consider flood insurance only if your home sits in a mapped floodplain.

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS — informational only.