countyscore
61.4
County Score
Disaster Risk 91Safety 86.4Water Quality 86

County Report Card

About Blackford County, Indiana

Strong National Standing

Blackford County achieves a composite score of 61.4, significantly higher than the national median of 50.0. This score highlights its strength as a highly livable community.

Exceeding Indiana Expectations

The county's 61.4 score places it well above the Indiana state average of 55.9. It offers a quality of life that stands out even within a state known for affordable living.

Affordability and Low Risk

Blackford County is a leader in cost efficiency with a score of 83.0 and a risk score of 91.0. With median home values under $100,000, it is one of the most accessible markets in the region.

Economic and Educational Limits

The income score is low at 10.3, reflecting a median household income of $47,560. School and health scores also remain below average, suggesting some trade-offs for the low cost of living.

Perfect for Budget-Conscious Living

This county is a premier choice for individuals on fixed incomes or those looking to maximize their housing dollar. It suits anyone prioritizing low costs and safety over high-income career paths.

2040608010052.88386.4383610.3918659.1Tax52.8Cost83Safety86.4Health38Schools36Income10.3Risk91Water86Weather59.161.4/100
This county
National avg
4 above average3 below average

Blackford County DNA

Doverall

How Blackford County compares to the national average across 9 dimensions

Blackford County is a tale of two counties — exceptional in Disaster Risk (91/100) but notably weak in Income (10.3/100). This polarized profile creates distinct trade-offs for residents.

Dimension Breakdown

Tax
52.8
Cost
83+35
Safety
86.4+31.400000000000006
Health
38-12
Schools
36-18
Income
10.3-40.7
Risk
91+44
Water
86+28
Weather
59.1
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Can You Afford to Live Here?

Median Home Price

$96,700

National median: $174,650

Median Rent

$635/mo

National median: $854/mo

Income Needed (home)

$96,700/yr

28% front-end rule

Income Needed (rent)

$25,400/yr

30% rent rule

Affordability Spectrum2.0x income
AffordableNational avgExpensive
Local median income: $47,560/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

8.3

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Explore this county

Property Taxtaxbycounty.comCost of Livingcostbycounty.comIncome & Jobsincomebycounty.comSafetycrimebycounty.comHealthhealthbycounty.comSchoolsschoolsbycounty.comDisaster Riskriskbycounty.comWater Qualitywaterbycounty.comWeather & Climateweatherbycounty.comSoil Qualitysoilbycounty.comLawn Carelawnbycounty.comFarmers Marketsmarketsbycounty.comView on Mapcountyscore.com/map
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Nearby counties

Wells County
Indiana
64.9
Jay County
Indiana
61.3
Delaware County
Indiana
39.9
Grant County
Indiana
47.6
Huntington County
Indiana
53.8
Randolph County
Indiana
56.1
Adams County
Indiana
58.3
Madison County
Indiana
41.9

Deep Dives

Blackford County across the ByCounty Network

Detailed analysis from 11 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Blackford County

via TaxByCounty

Blackford's effective rate above national median

At 0.806%, Blackford County's effective tax rate slightly exceeds the national median of roughly 0.85%, making it a relatively high-tax county by U.S. standards. Yet the median annual property tax of just $779 remains only 29% of the national median of $2,690, thanks to much lower property values.

Blackford among Indiana's highest-rate counties

Blackford County's 0.806% effective rate ranks among the highest in Indiana, well above the state average of 0.671%. With only $779 in median annual taxes, the county demonstrates how rate and valuation work independently—high rates applied to low-value homes produce moderate bills.

Highest rate, lowest values in region

Blackford County charges the highest effective tax rate (0.806%) among nearby counties, yet its median home value of $96,700 is the lowest in its region. This combination results in the lowest actual tax bill ($779) despite the highest percentage rate.

Median home costs only $779 yearly

A home valued at Blackford County's median of $96,700 carries an annual property tax of $779. The tax gap between mortgaged ($1,012) and non-mortgaged ($647) homes is notable here, reflecting how mortgage escrow affects the calculation.

Reassessment appeals are especially valuable

In Blackford County's modest real estate market, overassessment can represent a significant percentage of a home's actual value. Requesting a formal assessment review—particularly if comparable homes recently sold for less—may unlock valuable savings.

Full property tax analysis on TaxByCounty

Cost of Living in Blackford County

via CostByCounty

Blackford County offers Indiana's lowest housing costs

Blackford County renters spend 16.0% of income on housing—below national affordability thresholds—while earning just $47,560 annually, placing this county among Indiana's lowest-income regions. At $635 monthly rent, Blackford delivers the state's most affordable rental market, though household incomes reflect limited economic opportunity.

Indiana's most affordable rental market

Blackford County's rent-to-income ratio of 16.0% matches the state average of 15.6%, but median rent of $635 is the lowest in Indiana—$248 cheaper than the state median of $883. This east-central county represents the deepest housing affordability available to Indiana renters.

Dramatically cheaper than surrounding counties

Blackford County's $635 rent undercuts every neighboring county—Adams ($799), Benton ($834), and Carroll ($874)—by substantial margins. Median home value of $96,700 also represents the lowest entry price in the region, making Blackford the budget option for rural Indiana housing.

Rock-bottom costs, rock-bottom income

Renters earning just $47,560 annually ($3,963 monthly) allocate $635 to rent, consuming 16.0% of gross income. Homeowners pay $682 monthly, maintaining affordable ratios but reflecting the county's broader economic struggles and limited job opportunities.

Maximum affordability comes with trade-offs

Blackford County offers Indiana's lowest housing costs at $635 rent and $96,700 median home values, but median household income of $47,560 signals limited employment and wage growth. Consider this county only if you have remote work or external income sources; otherwise, prioritize counties with stronger job markets that can support sustainable long-term relocation.

Full cost of living analysis on CostByCounty

Income & Jobs in Blackford County

via IncomeByCounty

Blackford faces severe income gap

Blackford County's median household income of $47,560 is nearly $27,200 below the national median of $74,755—a shocking 36% shortfall. The county ranks among the poorest in America by household earnings.

Indiana's lowest-earning county

At $47,560, Blackford County's median household income trails Indiana's state average of $68,681 by nearly 31%. The county ranks dead last or near-last among Indiana's 92 counties in household earnings.

Blackford struggles alone

Blackford County's $47,560 income sits far below even its weakest neighbors, Benton ($61,811) and Adams ($63,128). The county faces profound economic challenges compared to any surrounding region.

Housing costs strain budgets

Despite a low rent-to-income ratio of 16.0%, Blackford County's median household income of $47,560 provides little breathing room for families. Basic expenses quickly consume earnings, leaving minimal funds for healthcare, education, or emergencies.

Stability first, then growth

Blackford County residents should focus on building emergency savings before investing, given tight household budgets. Free or low-cost financial literacy resources and employer retirement match programs are critical stepping stones for this community.

Full income & jobs analysis on IncomeByCounty

Safety in Blackford County

via CrimeByCounty

Blackford Maintains High Safety Score

Blackford County earns a high 99.5 safety score, indicating a very secure environment. Its total crime rate of 306.5 per 100,000 is significantly lower than the national average of 2,385.5.

Outperforming the State Average

With three agencies reporting, the county's crime rate sits comfortably below the Indiana average of 693.8. It remains a safer alternative to many other Hoosier counties.

A Consistent Record of Safety

Blackford's crime rate of 306.5 is higher than nearby Adams County but remains very low compared to the state's urban centers. It maintains a consistent reputation for public safety.

Analyzing Violent vs Property Crime

Interestingly, violent crime at 190.5 per 100,000 is higher than property crime at 116.0. While both are low, the violent crime rate is about half the national average of 369.8.

Enhance Your Peace of Mind

Given the unusual balance of crime types, staying aware of your surroundings is key. Investing in a home security system can provide peace of mind in this largely quiet county.

Full safety analysis on CrimeByCounty

Schools in Blackford County

via SchoolsByCounty

A Tight-Knit Educational Hub in Blackford

Blackford County maintains a focused school system with three public facilities serving a total enrollment of 1,496 students. The landscape includes two elementary schools and one junior-senior high school, all governed by a single county-wide district. This streamlined structure ensures that resources are concentrated on a small number of key campuses.

Steady Performance and Local Dedication

The county's 92.0% graduation rate is nearly identical to the state average and sits five points above the national benchmark. Funding is also consistent with state levels, as the county spends $5,471 per pupil. With a school score of 51.3, Blackford County provides a solid academic foundation that mirrors Indiana's broader performance.

Unified District Serving All Residents

Blackford County Schools operates as the sole district for the region, managing the educational journey of all 1,496 local students. There are no charter or alternative schools, ensuring all public resources stay within the traditional district system. This unified approach allows for a cohesive curriculum as students transition from primary to secondary levels.

Community Schools in a Town Setting

The majority of the county's educational life takes place in town-based locales, with two of the three schools situated in central community areas. Blackford Jr-Sr High is the largest school with 717 students, acting as a major social and academic center. The average school size of 499 students supports a balanced environment that is neither too large nor too secluded.

Discover Value and Community in Blackford

Blackford County offers a stable, town-centric school environment that is perfect for families seeking a manageable community size. With consistent academic results and a single, dedicated school district, it is easy for parents to get involved and stay informed. Look for homes near Hartford City to be close to the heart of the county's school system.

Full schools analysis on SchoolsByCounty

Disaster Risk in Blackford County

via RiskByCounty

Blackford County minimizes disaster risk

Blackford County scores 9.00 on the composite risk scale, placing it firmly in the very low risk category and far beneath national averages. Your county ranks among America's safest communities for natural disaster exposure.

Second-safest in Indiana

Blackford County ranks as Indiana's second-lowest-risk county with a score of 9.00, compared to the state average of 45.52. Only Benton County (4.87) presents less disaster vulnerability statewide.

Safest county in northeast region

Blackford County's score of 9.00 slightly exceeds Benton County (4.87) but dramatically outperforms Adams County (52.13) to the south. Your county anchors the safest corner of northeast Indiana.

Tornado exposure is minimal

Tornado risk of 45.17 represents Blackford's highest hazard score, though it remains well below state and national tornado averages. All other natural disaster risks score below 45, indicating consistently low exposure.

Basic preparedness is sufficient

Standard homeowners insurance adequately covers Blackford County's minimal disaster risks. Keep a weather radio accessible during spring storm season and maintain basic emergency supplies as routine household practice.

Full disaster risk analysis on RiskByCounty

Water Quality in Blackford County

via WaterByCounty

Perfect Score for Drinking Water Compliance

Blackford County earns an A grade for drinking water, reporting zero health violations over the last 5 years. This performance is superior to the state average violation rate of 42.3 per 100,000 people.

Watershed Impairment Slightly Above Average

Approximately 44.8% of assessed water bodies in Blackford County are impaired, exceeding the Indiana average of 40.9%. The 2022 reporting identifies E. coli and nutrient loads as the top causes for these failures.

Targeted Monitoring with Dense Data

While there are only 4 monitoring sites, they have produced 3,137 measurements in the last 5 years. This indicate a high density of readings per site, focusing on physical and inorganic characteristics.

Lack of Live USGS Gauging

Blackford County does not have a primary USGS streamgage to provide live flow data for its local waterways. Water resource management here is guided by the county's excellent drinking water compliance record.

Safeguard Water by Reducing Runoff

Although tap water is highly rated, the impaired state of nearly half the county's water bodies highlights the need for nutrient management. Residents can help by reducing fertilizer runoff into local storm drains and creeks.

Full water quality analysis on WaterByCounty

Weather & Climate in Blackford County

via WeatherByCounty

Four Distinct Humid Continental Seasons

Blackford County averages 51.3°F annually, placing it below the national median for temperature. It fits squarely into the humid continental climate, characterized by four distinct seasons.

Below Average Indiana Temperatures

The county remains cooler than the Indiana state average of 52.2°F. It receives 41.7 inches of annual precipitation, which is slightly less than the statewide average of 43.9 inches.

Similar Temperature Profile to Adams County

It shares a similar temperature profile with Adams County but experiences fewer extreme heat days. Both counties see significant snowfall, with Blackford averaging 32.2 inches.

A Definition of Snowy Winters

Snow is a defining feature here, with 32.2 inches falling annually and a cold 28.8°F winter average. Summers are manageable, with 73.6°F July averages and only 13 days of 90°F heat.

Ready the Snow Blower for Winter

Prepare for significant winter maintenance due to the 32.2 inches of annual snowfall. Energy-efficient heating is essential to navigate the 26.0°F January lows.

Full weather & climate analysis on WeatherByCounty

Soil Quality in Blackford County

via SoilByCounty

Heavy Clay Mollisols in Blackford

Blackford County is characterized by silty clay Mollisols and an average pH of 6.36. This pH is very close to the 6.5 national median, making it highly hospitable for most plants. The county earns a solid 79.7 soil score, reflecting its strong agricultural potential.

High Clay for Nutrient Storage

With 30.6% clay, this soil is heavier than many of its neighbors, providing excellent storage for plant nutrients. The 45.9% silt and 20.5% sand mix creates a dense medium that can be challenging to work when wet. Patience is required in the spring to avoid compacting this mineral-rich ground.

Abundant Organic Matter and Moisture

At 4.71% organic matter, Blackford County soil is very rich compared to the 2.0% national average. The available water capacity is 0.199, which is just slightly under the state average of 0.202. This ensures a steady supply of nutrients and hydration for garden roots.

Managing Very Poorly Drained Soils

The county's soil is classified as very poorly drained and belongs to Hydrologic Group C/D. Water tends to linger in these soils, which can be a challenge for building but a benefit during dry Indiana summers. Proper drainage management is essential for maximizing the productivity of this land.

Lush Cool-Weather Crops in Zone 6a

Zone 6a is ideal for cool-weather crops like broccoli, peas, and leafy greens. The high clay content provides your plants with plenty of minerals to grow strong and healthy. Start a garden and enjoy the benefits of some of Indiana's most nutrient-dense soil.

Full soil quality analysis on SoilByCounty

Lawn Care in Blackford County

via LawnByCounty

Favorable Lawn Conditions in Blackford County

Blackford County earns a strong 75.7 lawn difficulty score, making it easier to maintain than 75% of the country. This Zone 6a region offers a reliable environment for homeowners who want a lush, green landscape.

Lower Heat Stress for Cool-Season Turf

With only 13 extreme heat days, turf here avoids the heavy scorching seen in southern Indiana. The 41.7 inches of annual rain and 3,290 growing degree days create a steady, manageable pace for mowing and maintenance.

Overcoming Heavy Silty Clay Soil

Local soils are silty clay with a high 30.6% clay content, leading to a 'very poorly drained' classification. While the pH is excellent at 6.36, frequent core aeration is necessary to help roots penetrate the dense, heavy earth.

Strict Water Management During Drought

Despite the drainage issues, the county spent 29 weeks in drought recently and currently faces 100% severe drought coverage. Using a rain gauge ensures you provide exactly one inch of water per week, preventing waste while sustaining the lawn.

Planting Around the April-October Window

The most successful lawns in this 6a zone are established after the April 22 frost. Ensure your new grass is hardy enough to handle the 100% dry spells before the first frost hits on October 22.

Full lawn care analysis on LawnByCounty

Frequently Asked Questions

What is Blackford County's county score?
Blackford County, Indiana has a composite county score of 61.4 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Blackford County rank among counties in Indiana?
Blackford County ranks #29 among all counties in Indiana on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Blackford County, Indiana?
The median annual property tax in Blackford County is $779, with an effective tax rate of 0.81%. This earns Blackford County a tax score of 52.8/100 on CountyScore (higher = lower taxes).
What is the median household income in Blackford County?
The median household income in Blackford County, Indiana is $47,560 per year according to U.S. Census Bureau data. Blackford County earns an income score of 10.3/100 on CountyScore.
Is Blackford County, Indiana a good place to live?
Blackford County scores 61.4/100 on CountyScore's overall county ranking, ranking #29 in Indiana. The best way to evaluate Blackford County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Blackford County with other counties side by side.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

ByCounty Network

Property TaxCost of LivingIncome & JobsSafetyHealthSchoolsDisaster RiskWater QualityWeather & ClimateSoil QualityLawn CareFarmers Markets

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.