countyscore
57
County Score
Safety 97.5Soil Quality 83.5Lawn Care 73.7

County Report Card

About Adams County, Indiana

Surpassing the National Median

Adams County earns a composite score of 58.3, comfortably outperforming the national median of 50.0. This score places the county in a favorable position compared to much of the United States.

A Strong Indiana Performer

The county's 58.3 composite score sits above the Indiana state average of 55.9. This indicates that Adams County offers a standard of living that exceeds many of its regional neighbors.

Unmatched Safety and Low Taxes

Safety is the county's standout feature, boasting a near-perfect score of 97.5. Residents also benefit from a low effective tax rate of 0.748%, contributing to a strong tax score of 57.9.

Focusing on Health and Resources

Health and water quality represent the primary areas for improvement, with scores of 36.2 and 34.7 respectively. These lower metrics suggest that environmental infrastructure and health access lag behind the county's other high marks.

Ideal for Secure Rural Living

With median home values at $173,100 and an exceptional safety profile, this county is perfect for families seeking peace and quiet. It suits those who prioritize a secure environment and low taxes over urban healthcare access.

2040608010053.55297.536.244.548.747.934.754.2Tax53.5Cost52Safety97.5Health36.2Schools44.5Income48.7Risk47.9Water34.7Weather54.257/100
This county
National avg
1 above average2 below average

Adams County DNA

Foverall

How Adams County compares to the national average across nine baseline dimensions

Adams County falls below the national average in most categories. The biggest gap is in Water Quality (34.7/100), though Safety (97.5/100) remains a relative bright spot.

Dimension Breakdown

Tax
53.5
Cost
52
Safety
97.5+42.5
Health
36.2-13.799999999999997
Schools
44.5-9.5
Income
48.7
Risk
47.9
Water
34.7-23.299999999999997
Weather
54.2
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Compare mortgage rates in Adams County

Whether buying or refinancing in Adams County, compare rates from top lenders to find the best deal.

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Can You Afford to Live Here?

Median Home Price

$178,400

National median: $185,300

Median Rent

$833/mo

National median: $877/mo

Income Needed (home)

$178,400/yr

28% front-end rule

Income Needed (rent)

$33,320/yr

30% rent rule

Affordability Spectrum2.7x income
AffordableNational avgExpensive
Local median income: $65,289/yr
Compare Mortgage Rates

Economic & Education Snapshot

Primary Care

16.7

per 100K

Data from Federal Reserve (FRED), U.S. Department of Education College Scorecard, and CMS NPPES.

Deep Dives

Adams County across the ByCounty Network

Detailed analysis from 9 data dimensions — each powered by a dedicated ByCounty site.

Property Tax in Adams County

via TaxByCounty

Adams County taxes run below national average

At 0.748%, Adams County's effective tax rate sits comfortably below the national median of roughly 0.85%, placing it in the lower-tax half of American counties. The median property tax bill here is $1,295 annually—less than half the national median of $2,690—reflecting both lower home values and moderate tax rates.

Adams ranks slightly above state average

Adams County's 0.748% effective rate exceeds Indiana's state average of 0.671%, placing it in the upper-middle tier among the state's 92 counties. Homeowners here pay $1,295 in median property taxes versus the state average of $1,199, a difference of about $96 per year.

Comparable to nearby Benton, lower than Allen

Adams County's tax rate mirrors Benton County (0.756%) but lags Allen County to the north, which charges 0.802% despite lower median home values. Among the regional cluster of northeast Indiana counties, Adams occupies the middle ground on both rates and actual tax bills.

Median home owner pays $1,295 yearly

A home valued at Adams County's median of $173,100 generates an annual property tax of $1,295. For mortgaged properties, the effective bill rises slightly to $1,310 due to escrow and assessment adjustments.

Assessment accuracy worth checking

Across Indiana, many homeowners discover their properties are overassessed relative to market value. If your assessed value seems high compared to recent sales of similar homes, filing a tax appeal with Adams County's assessor's office could reduce your annual bill.

Income & Jobs in Adams County

via IncomeByCounty

Adams lags behind national income

Adams County's median household income of $63,128 falls about $11,600 short of the national median of $74,755. This places Adams in the lower half of American counties by household earning power.

Below average for Indiana

At $63,128, Adams County's median household income trails Indiana's state average of $68,681 by roughly 8%. The county ranks in the lower third among Indiana's 92 counties.

Adams among struggling neighbors

Adams County's $63,128 income sits between Benton County ($61,811) and Carroll County ($64,003), all three underperforming the state average. Nearby Bartholomew County ($80,365) and Allen County ($68,839) significantly outpace the region.

Rent affordable, but tight margins

With a rent-to-income ratio of 15.2%, housing costs are manageable for Adams households. However, the relatively modest $63,128 median income leaves limited room for other expenses, savings, or unexpected costs.

Build financial stability now

Adams County residents should prioritize emergency savings and low-cost investment options to grow household wealth. Even modest contributions to retirement accounts compound significantly over time and can help offset the county's modest income levels.

Safety in Adams County

via CrimeByCounty

A Perfect Safety Score in Adams County

Adams County achieves a perfect 100.0 safety score with no reported crimes per 100,000 residents in 2022. This stands in stark contrast to the national total crime rate of 2,385.5.

Adams Leads Indiana in Public Safety

With three reporting agencies showing zero incidents, Adams ranks among the safest spots in Indiana. It comfortably exceeds the state's average safety score of 98.9.

Peaceful Profile Compared to Regional Neighbors

While neighboring Allen County reports a much higher crime rate of 1,970.6, Adams maintains a quiet profile. This makes it a significant outlier for safety in the region.

Zero Reported Violent and Property Crimes

Both violent and property crime rates sit at 0.0 per 100,000 people. While this indicates an exceptionally peaceful year, it also reflects the specific reporting from its three local agencies.

Keep Adams County Safe and Secure

Even with perfect scores, basic vigilance keeps a community secure. Installing motion-sensor lights or smart doorbells helps maintain this remarkably low crime environment.

Weather & Climate in Adams County

via WeatherByCounty

A Classic Midwestern Humid Continental Climate

Adams County maintains a cooler-than-average profile with an annual mean of 50.8°F, sitting below the national median. This humid continental climate experiences distinct seasonal swings characteristic of the Midwest region.

Cooler Than the Indiana Average

At 50.8°F, the county sits 1.4 degrees below the Indiana state average of 52.2°F. It ranks among the cooler tiers of Indiana's 92 counties for overall annual temperature.

Wetter and Warmer Than Northern Neighbors

Its 41.2 inches of annual precipitation exceeds neighbor Allen County's 38.5 inches. Temperatures here track closely with other northeast Indiana border counties, though they remain lower than the state average.

Deep Snow and Summer Heat

Residents face 17 extreme heat days above 90°F during the 73.6°F July average. Winters bring a significant 28.0 inches of snowfall and January lows averaging 25.5°F.

Prepare for Snow and Heat Swings

High annual snowfall and 17 extreme heat days require robust insulation and reliable snow removal equipment. Budget for higher heating costs during the 28.2°F winter months.

Soil Quality in Adams County

via SoilByCounty

Prime Agricultural Ground in Adams County

Adams County features a respectable 6.39 pH, sitting just below the national median of 6.5 and above the state average of 6.08. While taxonomic data is limited, the county earns a high overall soil score of 83.5. This indicates a robust mineral base suitable for intensive regional farming.

Silt-Heavy Mix for Water Retention

The soil composition is 48.7% silt and 26.0% clay, creating a heavy texture that holds nutrients well. With only 22.8% sand, this mixture can be prone to compaction if worked while wet. Proper management ensures this dense profile remains productive throughout the year.

High Organic Matter and Water Capacity

Organic matter stands at 4.50%, more than double the national average of 2.0%. The available water capacity of 0.208 in/in exceeds the state average of 0.202, providing an excellent reservoir for crops during dry spells. This combination makes for highly fertile, resilient land.

Managing Dense, Heavy Soil

Specific drainage class data is limited for this area, but the high silt and clay levels suggest naturally slow water movement. Farmers in the region typically use careful management to navigate the soil's dense structure. The 83.5 soil score reflects a landscape that rewards consistent stewardship.

Gardening Success in Zone 6a

In Hardiness Zone 6a, you can successfully grow everything from hearty kale to sweet corn. The high-scoring soil is primed for high-yield harvests, so start your garden today. Choose crops that appreciate consistent moisture and rich mineral content.

Lawn Care in Adams County

via LawnByCounty

Above-Average Growing Conditions in Adams County

Adams County earns a lawn difficulty score of 73.7, outperforming the national median of 50.0 and the Indiana state average of 71.0. Situated in USDA Hardiness Zone 6a, the region offers a favorable environment for cool-season grasses despite seasonal fluctuations.

Balanced Rainfall Supports Consistent Growth

The county receives 41.2 inches of annual precipitation, which sits perfectly within the 30-50 inch ideal range for healthy turf. With 17 extreme heat days per year and 3,175 growing degree days, lawns here require regular mowing during the peak summer months.

Optimal Soil Chemistry for Local Lawns

The soil pH in Adams County is 6.39, falling squarely within the ideal 6.0-7.0 range for nutrient uptake. The ground contains 26.0% clay and 22.8% sand, a balance that typically requires moderate aeration to prevent compaction.

Navigating a High Drought Year

Last year was challenging, with 30 weeks spent in drought and 100% of the county currently experiencing severe drought conditions. Homeowners should prioritize deep, infrequent watering to encourage root depth during these dry spells.

Start Seeding After the April Frost

Kentucky Bluegrass and Tall Fescue thrive in Zone 6a, especially when planted after the last spring frost on April 23. Aim to establish new growth before the first fall frost arrives around October 22.

Frequently Asked Questions

What is Adams County's county score?
Adams County, Indiana has a composite county score of 57 out of 100 on CountyScore. This score is calculated from a weighted average of available data dimensions including property tax, cost of living, income, safety, health, and schools.
How does Adams County rank among counties in Indiana?
Adams County ranks #51 among all counties in Indiana on CountyScore's composite ranking. Rankings are based on available data dimensions and updated as new data is added.
What are property taxes like in Adams County, Indiana?
The median annual property tax in Adams County is $1,373, with an effective tax rate of 0.77%. This earns Adams County a tax score of 53.5/100 on CountyScore (higher = lower taxes).
What is the median household income in Adams County?
The median household income in Adams County, Indiana is $65,289 per year according to U.S. Census Bureau data. Adams County earns an income score of 48.7/100 on CountyScore.
Is Adams County, Indiana a good place to live?
Adams County scores 57/100 on CountyScore's overall county ranking, ranking #51 in Indiana. The best way to evaluate Adams County is to compare individual dimension scores — property tax, cost of living, income, safety, health, and schools — based on your personal priorities. Use CountyScore to compare Adams County with other counties side by side.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

ByCounty Network

Data from U.S. Census Bureau ACS, FBI UCR, CDC, FEMA NRI, NCES, EPA SDWIS, NOAA — informational only.