Caddo County scores 67.3, placing it in the 75th percentile nationally and 34 points above the national median of 50.0. This above-average performance reflects balanced strengths in affordability and cost management.
2 / 5
Slightly below Oklahoma average
With a score of 67.3, Caddo ranks just below Oklahoma's state average of 68.4, placing it in the middle range of Oklahoma's 77 counties. It represents typical rural Oklahoma livability with room for growth.
3 / 5
Affordability and tax efficiency lead
Caddo County delivers excellent value with a cost score of 86.6, median home values of $109,900, and rents of $715/month, plus a tax score of 86.2 with an effective rate of 0.571%. This combination makes it one of the most affordable options in the group.
4 / 5
Health outcomes and income lag
The county's health score of 49.4 is the lowest among these counties, suggesting wellness and healthcare access challenges that need attention. An income score of 17.9 (median $52,817) also reflects limited economic opportunity.
5 / 5
Ideal for budget-first seekers
Caddo County is best for retirees and remote workers on fixed or modest incomes prioritizing maximum affordability. Its low taxes and housing costs offset health outcome concerns for those with resources to manage healthcare independently.
Caddo County scores 67.3, placing it in the 75th percentile nationally and 34 points above the national median of 50.0. This above-average performance reflects balanced strengths in affordability and cost management.
Slightly below Oklahoma average
With a score of 67.3, Caddo ranks just below Oklahoma's state average of 68.4, placing it in the middle range of Oklahoma's 77 counties. It represents typical rural Oklahoma livability with room for growth.
Affordability and tax efficiency lead
Caddo County delivers excellent value with a cost score of 86.6, median home values of $109,900, and rents of $715/month, plus a tax score of 86.2 with an effective rate of 0.571%. This combination makes it one of the most affordable options in the group.
Health outcomes and income lag
The county's health score of 49.4 is the lowest among these counties, suggesting wellness and healthcare access challenges that need attention. An income score of 17.9 (median $52,817) also reflects limited economic opportunity.
Ideal for budget-first seekers
Caddo County is best for retirees and remote workers on fixed or modest incomes prioritizing maximum affordability. Its low taxes and housing costs offset health outcome concerns for those with resources to manage healthcare independently.
Score breakdown
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🏛86.2
Property Tax
Effective property tax rate vs national benchmarks
Caddo County's 0.571% effective tax rate falls comfortably below the national median of 0.87%, placing it in approximately the 33rd percentile nationally. With a median home value of $109,900, Caddo homeowners benefit from both low rates and modest property values.
Caddo ranks lower-middle in Oklahoma
At 0.571%, Caddo County sits about 12% below Oklahoma's 0.652% state average, positioning it in the lower third of all counties statewide. Caddo residents pay noticeably less than the typical Oklahoma homeowner.
Caddo offers moderate regional taxes
Caddo's 0.571% rate sits between Atoka/Blaine (0.556%) and Alfalfa (0.630%), making it a moderate option in southwestern Oklahoma. The county ranks in the lower half regionally, offering reasonable tax burdens.
Annual bill on $109,900 home
The median Caddo County home triggers $627 in yearly property taxes—roughly $1.72 per day. With mortgage-related fees included, total annual costs reach $821, keeping Caddo residents among Oklahoma's lighter-taxed homeowners.
Check assessments for overvaluation
Caddo County homeowners should compare their assessed values to recent comparable home sales in the area. If your assessed value exceeds fair market worth, request a reassessment from the county to unlock potential tax savings.
Caddo County's 16.2% rent-to-income ratio beats Oklahoma's 17.0% state average, with $715 monthly rent relatively manageable against a $52,817 median income. The county sits comfortably in the affordable tier for rural Oklahoma.
Above-average statewide affordability
At 16.2%, Caddo's rent-to-income ratio ranks better than the Oklahoma state average of 17.0%, placing it solidly in the more-affordable half of state counties. The $715 median rent is moderately priced for the region.
Caddo balances cost and value effectively
Caddo's $715 rent falls between Adair ($650) and Atoka ($708), positioning it as a mid-range option with decent affordability. Its $598 owner cost matches Atoka and beats most other regional peers.
Caddo's housing claims reasonable income share
Median gross rent of $715 and owner costs of $598 combine to represent roughly 25% of Caddo's $52,817 annual income. The county distributes housing burden fairly evenly between renters and owners.
Caddo works for balanced-budget families
If you're looking for reliable affordability without sacrificing nearby amenities, Caddo County delivers solid value across both rental and ownership markets. The county's 16.2% rent ratio and $109,900 median home values offer genuine options for relocators.
Caddo County's median household income of $52,817 is 29% below the U.S. median of $74,755. This southwestern Oklahoma county faces significant income pressures typical of rural, agriculturally dependent regions.
Below Oklahoma's average earnings
At $52,817, Caddo's median household income trails Oklahoma's state average of $58,273 by 9%, ranking the county in the lower-middle tier among Oklahoma's 77 counties. Limited economic diversification constrains income growth.
Caddo compares to county peers
Caddo's $52,817 income is nearly identical to Atoka ($52,034) and Beckham ($52,323), and exceeds only Adair ($48,028). This clustering reflects the economic challenges of southern and southwestern Oklahoma counties.
Rent-to-income ratio is balanced
Caddo's rent-to-income ratio of 16.2% is reasonable and below the 30% threshold, though median home values of $109,900 remain modest relative to income. Renters enjoy good affordability in this county.
Start small, think long-term
With median income of $52,817 and low housing stress, Caddo residents have breathing room to invest. Begin with automatic payroll deductions to a retirement account or open a micro-investment app—consistency matters more than size over decades.
Caddo County residents live to just 69.0 years—6.4 years below the U.S. average of 75.4 years and the lowest in our eight-county group. Over 27% report poor or fair health, significantly exceeding the nation's 18% and signaling acute, widespread health challenges.
Oklahoma's worst-performing county
At 69.0 years, Caddo County's life expectancy trails Oklahoma's average of 72.7 years by 3.7 years—the largest gap in our eight-county group. Its 27.2% poor/fair health rate is the highest statewide among our counties, indicating concentrated need for preventive care and chronic disease management.
Significant gap behind all regional peers
Caddo County's 69.0-year life expectancy lags every neighboring county in our comparison, from Adair (69.3 years) to Alfalfa (77.7 years). With just 23 primary care providers per 100,000 residents, Caddo faces a critical access bottleneck that likely compounds health disparities.
Uninsured and underserved
Caddo County's 16.5% uninsured rate runs above Oklahoma's state average of 15.3%, while primary care provider density at just 23 per 100,000 residents is among the lowest. This dual challenge—limited insurance and scarce doctors—creates formidable barriers to routine and preventive care.
Coverage is urgent for Caddo County
With the state's lowest life expectancy and limited primary care access, getting insured and connected to a doctor is critical for Caddo residents. Visit Healthcare.gov or ChooseOK.org immediately to enroll in coverage and ask about community health center options that serve uninsured patients.
Caddo County scores 63.39 on the composite risk scale, placing it in the "Relatively Low" category but notably above typical U.S. county exposure. This elevated score reflects significant tornado, wildfire, and earthquake risks.
Above Oklahoma's average in multiple hazards
At 63.39 versus Oklahoma's 55.47 average, Caddo ranks above state baseline, making it one of Oklahoma's higher-risk counties. The county faces above-average exposure to tornadoes, wildfires, and earthquakes.
Caddo faces substantial regional risk
Caddo's 63.39 score places it between moderate-risk counties like Beckham (57.82) and the highest-risk Bryan County (74.55). Its tornado risk of 82.51 and wildfire risk of 85.59 both rank among the region's most elevated.
Tornadoes, wildfires, and earthquakes threaten Caddo
Tornado risk at 82.51 and wildfire risk at 85.59 dominate Caddo's hazard picture, requiring serious preparedness for both threats. Earthquake risk of 58.84—above state average—adds a third significant concern for Caddo residents.
Caddo residents should carry homeowner's insurance covering tornadoes, wildfires, earthquakes, and floods, given the county's exposure across all major hazard types. Build a reinforced safe room for tornado protection, maintain 30-50 feet of defensible space around structures for wildfire mitigation, and secure heavy furniture to walls to mitigate earthquake damage.