Allen County's composite score of 65.8 significantly surpasses the national median of 50.0, placing it in the 66th percentile across all U.S. counties. This positions Allen among the more livable counties nationwide, particularly strong in health outcomes and risk management. The county's balanced profile makes it a solid performer by national standards.
2 / 5
Competitive Within Indiana
Allen County scores 65.8 compared to Indiana's average of 71.2, ranking it slightly below the state median. As one of Indiana's largest and most developed counties, Allen offers urban infrastructure and opportunity but at a slightly lower overall livability score than some smaller peers. The county balances major-city advantages against cost-of-living trade-offs.
3 / 5
Health Care and Risk Management Lead
Allen County's health score of 70.4 is among its strongest dimensions, reflecting solid access to medical services and wellness outcomes. The risk score of 9.2 is exceptionally low, indicating strong economic stability and minimal vulnerability to market disruptions. Both factors signal a reliable, secure living environment with good healthcare infrastructure.
4 / 5
Income and Housing Costs Moderate
The income score of 28.3 reflects median household income of $68,839—respectable but modest compared to higher-earning counties. Housing costs are rising, with median rent at $976/month and median home value at $194,300, approaching affordability ceilings for middle-income families. School and safety data remain unavailable, leaving some livability questions unanswered.
5 / 5
Best for Urban-Minded, Health-Focused Families
Allen County appeals to families seeking urban amenities, strong healthcare access, and economic stability without premium pricing. The county works well for professionals prioritizing job markets and health outcomes over rock-bottom housing costs. It's ideal for those balancing city living with Indiana's moderate cost structure.
Allen County's composite score of 65.8 significantly surpasses the national median of 50.0, placing it in the 66th percentile across all U.S. counties. This positions Allen among the more livable counties nationwide, particularly strong in health outcomes and risk management. The county's balanced profile makes it a solid performer by national standards.
Competitive Within Indiana
Allen County scores 65.8 compared to Indiana's average of 71.2, ranking it slightly below the state median. As one of Indiana's largest and most developed counties, Allen offers urban infrastructure and opportunity but at a slightly lower overall livability score than some smaller peers. The county balances major-city advantages against cost-of-living trade-offs.
Health Care and Risk Management Lead
Allen County's health score of 70.4 is among its strongest dimensions, reflecting solid access to medical services and wellness outcomes. The risk score of 9.2 is exceptionally low, indicating strong economic stability and minimal vulnerability to market disruptions. Both factors signal a reliable, secure living environment with good healthcare infrastructure.
Income and Housing Costs Moderate
The income score of 28.3 reflects median household income of $68,839—respectable but modest compared to higher-earning counties. Housing costs are rising, with median rent at $976/month and median home value at $194,300, approaching affordability ceilings for middle-income families. School and safety data remain unavailable, leaving some livability questions unanswered.
Best for Urban-Minded, Health-Focused Families
Allen County appeals to families seeking urban amenities, strong healthcare access, and economic stability without premium pricing. The county works well for professionals prioritizing job markets and health outcomes over rock-bottom housing costs. It's ideal for those balancing city living with Indiana's moderate cost structure.
Score breakdown
5 dimensions have live data. 3 more coming as vertical sites launch.
🏛79.7
Property Tax
Effective property tax rate vs national benchmarks
Allen County's 0.802% effective tax rate remains significantly lower than the national median of roughly 0.85%, keeping it among the more affordable counties nationwide. The median annual property tax of $1,559 is still only 58% of the national median of $2,690.
Allen ranks above average within Indiana
At 0.802%, Allen County's effective rate tops Indiana's state average of 0.671%, placing it in the upper third of the state's counties. Homeowners pay a median of $1,559 annually—$360 more than the state average—reflecting higher-than-average home values and tax rates.
Highest rate in northeast Indiana cluster
Allen County charges the highest effective tax rate (0.802%) among nearby counties like Adams (0.748%) and Benton (0.756%). Despite this, its higher home values of $194,300 mean tax bills remain competitive with the regional average.
Median home costs $1,559 in annual taxes
A home valued at Allen County's median of $194,300 produces an annual property tax bill of $1,559. Mortgaged properties average $1,592 annually, while non-mortgaged homes average $1,492.
Appeal your assessment if overvalued
Many Allen County homeowners pay taxes on inflated assessed values that don't reflect current market conditions. Requesting a reassessment review through the county assessor's office—especially after major home improvements or market shifts—can potentially lower your tax burden.
Allen County renters spend 17.0% of income on housing—above the national affordability threshold but still manageable compared to coastal metros. With a median household income of $68,839 (below the U.S. average of $74,755) and median rent of $976, housing represents a slightly larger burden here than nationally typical.
One of Indiana's pricier rental markets
Allen County's rent-to-income ratio of 17.0% ranks it among Indiana's least affordable counties, exceeding the state average of 15.6% by 1.4 percentage points. At $976 monthly rent versus the state median of $883, renters pay $93 more per month than average Hoosiers.
Premium pricing in Fort Wayne's metro area
Allen County's $976 rent notably exceeds nearby Adams County ($799) and Carroll County ($874), reflecting Fort Wayne's role as Indiana's second-largest metro. Home values ($194,300) also run higher than surrounding rural counties, signaling stronger local demand and economic activity.
Rent consumes a larger Indiana share
Renters earn $68,839 annually ($5,737 monthly) while paying $976 in rent—approximately 17% of gross income. Homeowners face similar pressure at $992 monthly, meaning housing costs demand careful budgeting for both renter and owner households in Allen County.
Allen County: urban amenities, rising costs
Fort Wayne's job market and urban services justify higher housing costs, but renters should compare Allen County's 17% rent-to-income ratio against your current city. If housing affordability is your primary goal, neighboring rural counties offer savings; if career opportunities matter more, Allen's metro advantages may outweigh the premium.
Allen County's median household income of $68,839 is just 8% below the national median of $74,755, putting the county solidly in the middle tier nationally. This positions Allen as a moderately prosperous urban-centered county.
At Indiana's state average
Allen County's $68,839 median household income exactly matches Indiana's state average of $68,681. The county ranks near the middle among Indiana's 92 counties, reflecting stable, working-class earnings.
Allen leads its regional peers
Allen County's $68,839 income outpaces Benton ($61,811) and Blackford ($47,560) counties, yet trails the stronger economy of nearby Bartholomew County ($80,365). Allen anchors the region as a reliable economic center.
Housing costs remain manageable
Allen County's rent-to-income ratio of 17.0% indicates housing takes up roughly one-sixth of household earnings, which is sustainable. The median household income of $68,839 provides reasonable purchasing power for a mid-sized metropolitan area.
Leverage Allen's earning power
Allen County residents have sufficient income stability to invest in diversified portfolios and retirement planning. Starting early with employer 401(k) matching and index funds can help families accelerate wealth-building from this solid middle-income foundation.
Allen County health mirrors Indiana statewide trends
Life expectancy in Allen County stands at 75.6 years, just slightly above Indiana's state average of 75.1 years and just shy of the national average of 76.4 years. With 18.5% of residents reporting poor or fair health, the county performs better than the national average, indicating relatively good community health outcomes.
Moderate health rank within Indiana
Allen County sits near the middle of Indiana's health spectrum, matching the state's health baseline without the exceptional performance of its best counties. This middle position reflects a diverse urban-rural population balancing access to services in the Fort Wayne area with some underserved neighborhoods.
Urban advantage supports Allen's health
Allen County outperforms smaller, rural neighbors like Benton County (74.5 years life expectancy) and Blackford County (71.8 years), likely due to Fort Wayne's medical infrastructure. However, it trails wealthier, smaller counties like Boone (78.2 years) and Carroll (78.3 years) in longevity measures.
Strong primary care, exceptional mental health access
Allen County offers robust healthcare infrastructure with 74 primary care providers and 247 mental health providers per 100,000 residents—the highest mental health capacity among all eight counties. Just 8.1% of residents lack insurance, nearly matching Indiana's state average and indicating strong coverage overall.
Make the most of local healthcare
With Allen County's exceptional mental health provider network and solid primary care availability, ensuring you have active health insurance is key to accessing these resources. Check the Health Insurance Marketplace today—at 8.1% uninsured, the county is close to statewide coverage rates, but every resident deserves to benefit from local providers.
Allen County scores 90.84 on the composite risk scale, nearly double the national average and placing it in the relatively moderate risk category. Your county is among the more vulnerable communities in the nation for multiple hazard types.
Highest risk in Indiana
Allen County ranks as Indiana's riskiest county with a composite score of 90.84, far exceeding the state average of 45.52. No other Indiana county approaches Allen's vulnerability across multiple disaster categories.
Dramatically higher than neighbors
Allen County's score of 90.84 dwarfs nearby Adams County (52.13) and Whitley County to the east, making it a clear risk outlier in the region. Your county faces threats significantly more severe than surrounding areas.
Tornadoes and floods dominate threats
Tornado risk reaches 97.46—the highest single hazard score in your county—while flooding poses severe risk at 93.54, reflecting vulnerability to spring storms and precipitation events. Earthquake risk of 84.89 adds a third major concern.
Prioritize comprehensive disaster insurance
With tornado risk at 97.46 and flood risk at 93.54, you need both a reinforced safe room and current flood insurance; standard homeowners policies exclude flood damage. Also obtain earthquake coverage and maintain an emergency supply kit for extended recovery periods.