Property Tax in Caldwell County
via TaxByCounty
Caldwell's rate sits well below national median
Caldwell County's effective tax rate of 0.639% is comfortably below the national median of 1.09%, ranking it in the lower-tax tier of U.S. counties. The modest median property tax of $1,112 makes Caldwell an affordable option for property owners.
Below average for North Carolina
At 0.639%, Caldwell's rate is about 9% lower than North Carolina's 0.701% state average, giving residents a tax advantage over most of the state. Caldwell ranks in the lower-tax half of all North Carolina counties.
Lower than nearby mountain counties
Caldwell's 0.639% rate is notably lower than Burke County (0.699%) to the south and Buncombe County (0.601%) to the southwest. The county offers one of the more affordable tax environments in the western foothills region.
Low taxes on modest home values
With a median home value of $174,000 and a rate of 0.639%, Caldwell homeowners typically pay around $1,112 in annual property tax. For those with mortgages, escrow payments generally total roughly $1,268 per year.
Even low assessments may benefit from appeals
Though Caldwell has lower property values overall, individual assessments can still be inaccurate and worth challenging. Homeowners who believe their assessed value exceeds what similar homes recently sold for should consider filing an appeal.